Top Crypto Analysts Track a 900% Upside for This DeFi Coin as Phase 6 Surges 90%, Here’s the Math

The crypto market is tightening up once again though there is a new token under $0.04 that is moving at a higher rate than expected by most people. According to analysts the following figures are an indication of an apparent upside and the further the presale goes in Phase 6 and over 90, the more the investors are gaining interest and urgency in the remaining supply. As the demand increases by the day, it is believed that this might be the breakout DeFi Crypto coin of early 2026.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is now one of the busiest emerging new crypto presales in 2025. Phase 6 is priced at $0.035 and interest has gained significantly in the Phase 6 as the allocation draws near the end. The project has collected approximately $18.9M and the number of holders has topped over 18.200. Of all the 4B available tokens, 45.5% are reserved to the presale. That is 1.82B tokens, and nearly 790M of the tokens already sold.

One of its attractions has been the increment in price between Phase 1 and Phase 6. MUTM launched at $0.01 in early 2025. At $0.035 now that is a definite 250% growth. Phase 1 early purchasers are in good position with the established price of launch of 0.06 which will enable them to position for 500% token appreciation.

Phase 6 is currently over 90% filled and according to analysts the remaining tokens are generally sold sooner than the previous stages as people do not wish to wait with a higher price in Phase 7. This rate provides a great momentum and puts even greater pressure on the remaining stock.

What Mutuum Finance Is Building

Mutuum Finance is developing a dual lending ecosystem to be developed on on-chain markets. It is aimed to ensure lending and borrowing are more transparent and efficient to crypto-users. The protocol will provide users with interest bearing tokens popularly known as mtTokens. As the users place assets in the system, they get mtTokens which appreciate as more yield is made to the pool. 

The buy-and-distribute model is also a major component of the system. Protocol revenue is purchased as a share, and they buy MUTM over the open market but pay user tokens, who stake on the safety module the mtTokens. This is a type of model that generates constant buying pressure once launched and analysts believe that this model can sustain growth in the long term.

Security forms an important component of the project. Mutuum Finance also passed the CertiK audit with a high score of 90 of 100 of the Token Scan score and the team also offered a bug bounty of 50K to ensure the code is secured in the course of development.

Stablecoin Plans

Mutuum Finance will launch a USD pegged stablecoin earning interest on the lending protocol. According to the analysts, this makes the project a long-term revenue generator and provides real utility to DeFi users. A stable currency is also issued to enhance the liquidity and generate additional borrowing capacity within the platform.

Another project being constructed is a fallback layer in combination with Chainlink feeds to ensure there is no delaying of prices during volatile markets. The analysts indicate that safe liquidations rely on strong oracles, and this is the significant benefit of a new protocol.

The token has received attention as price models desired by multiple analysts indicate. Numerous analyst opinions indicate a potential 8x to 10x valuation in the event that the stablecoin and lending network become popular following the launch. Of the prevailing price of $0.035, that puts projections within the range of $0.30 to $0.35 in an optimistic position. Even some long-term models project 900% upside in case platform activity increases in 2026.

Fast Sellout Pace and Whale Interest

Mutuum Finance stated on its official X account that the V1 lending and borrowing contracts are complete and are currently under review by Halborn Security. The code is completed and the team will verify the Sepolia Testnet launch window in the near future. And this announcement caused another influx of purchasers who desired entering it before the first public release.

Phase 6 is moving fast. The allocation has already passed 90%, so investors believe that there is not much supply left. There has been activity during the past several weeks and the close stages are being completed faster with large buys. According to the analysts, it is a good indication when the whale has built up at this point because it indicates confidence in the launch of the testnet and the revenue model that will be followed.

As the presale is increasing, a functioning V1 draws closer to going public, and the future catalysts list is robust, numerous early adopters are referring to MUTM as one of the most popular new DeFi cryptos to observe prior to 2026.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance