Solana (SOL) Early Investors Now Turning Toward This New DeFi Crypto After a 250% Surge

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Some of the earliest Solana (SOL) backers who once enjoyed its massive breakout are now shifting their attention toward a new token priced at $0.035. The project has already surged 250%, and many traders watching top crypto opportunities say this rotation may signal the start of a new early-stage trend. With development updates accelerating and demand rising fast, the next phase could arrive sooner than expected.

Solana (SOL)

Solana became one of the biggest success stories in recent cycles. It moved from a small valuation to a multi-billion-dollar market cap as developers built apps, NFTs boomed, and the chain became known for high speed and low fees. Early investors saw major gains as SOL climbed up the rankings.

Today, however, Solana’s size makes strong upside harder. Its large market cap requires massive inflows to produce meaningful movement. Analysts also point out that competition across L1 chains is heavier than before. Some forecasts show SOL may only rise 20% to 30% in the near term, which is modest compared to its past performance. Because of this slower outlook, many early SOL holders say they are exploring new crypto projects with stronger upside potential and earlier market positioning.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is developing a decentralized lending platform designed around two connected lending environments. Users can supply assets such as ETH or USDT and receive mtTokens. These mtTokens rise in value as borrowers repay interest, creating yield supported by real protocol activity.

Borrowers interact with dynamic rates shaped by liquidity. When liquidity is high, borrowing remains cheap. When it drops, rates increase. LTV rules protect positions, and liquidations occur only when necessary to stabilize the system. This structure helps Mutuum Finance operate efficiently while appealing to both lenders and borrowers.

The team confirmed on its official X account that the V1 testnet is scheduled for Q4 2025 on the Sepolia network. The first version includes the liquidity pool, mtTokens, the liquidator bot, and the debt-tracking tool. ETH and USDT will be the first supported assets. Halborn Security is reviewing the protocol’s smart contracts, adding another layer of technical assurance ahead of V1.

Rising Participation

Mutuum Finance began at $0.01 in early 2025. The price has now increased to $0.035, marking the 250% surge catching the attention of early Solana investors. The project has raised $19.2 million, brought in 18,400 holders, and sold more than 810 million tokens so far. Out of the total 4 billion supply, 1.82 billion tokens (45.5%) were allocated for early participants.

The project also runs a 24-hour leaderboard. Every day, the top contributor receives $500 in MUTM, which encourages consistent participation and helps maintain round-the-clock activity.

Mutuum Finance also supports card payments. This simplifies entry for users who prefer faster access without complicated wallet steps, helping push demand across regions where crypto onboarding is slow.

Why Investors Say MUTM Could Outperform Solana

As SOL early investors look for the next opportunity, several differences between Solana and MUTM stand out.  SOL’s multi-billion-dollar valuation means large gains are harder to achieve. Its growth now depends heavily on large-scale liquidity, making a repeat of its early breakout unlikely.

With MUTM still priced at $0.035, the project sits at a stage where even moderate adoption can produce strong appreciation. This is the zone many early SOL buyers remember from their initial entry in previous cycles.

SOL does not have a built-in system that consistently buys its own token. Mutuum Finance does. A portion of protocol revenue will be used to buy MUTM from the open market. Purchased tokens are then redistributed to users who stake mtTokens in the safety module. This creates long-term buying pressure connected directly to borrowing activity.

The project now sits at over 94% Phase 6 allocation, indicating fast-moving demand. The token has already surged 250%, and participation has increased sharply ahead of the V1 release. Early Solana backers say these patterns resemble the same adoption signals SOL displayed before its first major breakout.

Why Whale Activity Matters

With Phase 6 now above 94% filled, only a small portion of tokens remains at $0.035. Late-stage phases often move the fastest because buyers attempt to secure the final tokens before the next price increase.

The project also recorded a $115,000 whale allocation, one of the largest single contributions to date. Whale movements often signal rising confidence from high-value investors, and they tend to accelerate remaining demand from retail participants.

Combined with the confirmed V1 timeline, the Halborn review, and the growing holder base, the final part of Phase 6 is moving at a pace that many in the community describe as the busiest so far.

Solana’s large valuation now limits upside. For many of its early investors, Mutuum Finance offers the lower entry zone, utility-driven design, and early development stage that they once looked for in SOL. With $19.2 million raised, 18,400 holders, a 250% rise, audited architecture, a confirmed V1 scheduled for Q4, and Phase 6 now above 94%, Mutuum Finance has quickly become one of the most watched top crypto opportunities heading into 2026.

For more information about Mutuum Finance (MUTM) visit the links below:

Website:https://www.mutuum.com

Linktree:https://linktr.ee/mutuumfinance