Digitap ($TAP) is a crypto presale project with a live fintech app designed to blend everyday banking with cryptocurrency. The funding event launched in late summer 2025 and saw its momentum pick up during the peak of the crypto market selloff.
After showing investors it can withstand deep bear market sentiment, Digitap now ranks as a top crypto to buy. Some analysts expect Digitap to rise 500% in 2026 as it launches a global marketing campaign and scales its business worldwide.
Source: Digitap
How Digitap’s Omni-Bank App Blends Fiat, Crypto, and Savings
Digitap markets itself as an “omni-bank” platform, meaning it integrates traditional fiat services with crypto. The project does this in a single unified mobile app. Key features include dozens of foreign currency accounts, global money transfers, high-yield savings accounts, worldwide transfers, and a crypto wallet that supports more than 100 digital tokens.
Through a recent partnership with Visa, Digitap elevated its status as an all-in-one banking platform. A Visa debit card is available to all users and can even be loaded with crypto. Digitap’s AI-powered software automates a swap from crypto to fiat at the time of purchase.
The platform offers an optional no-KYC account setup for basic features. This is meant to target the roughly 800 million adults worldwide who don’t have access to financial services due to a lack of identification.
Digitap is essentially lowering the barriers of entry in regions where banking access is unavailable. This represents a major growth catalyst and solidifies Digitap’s status as an attractive crypto to buy.
How Digitap’s $TAP Presale Hit $4.3M During Peak Fear
Digitap’s “omni-bank” app targets a broad base of users, implying a total addressable market measured in the hundreds of millions. This investment narrative is gaining traction among investors, reflected in the project raising $4.3 million to date during its crypto presale.
The $TAP token was initially offered for sale to investors in mid-2025. As part of a tiered selling process, $TAP is programmed to increase in value after a round is sold out or expires.
This initial offering price of $0.0125 has since increased to $0.0439, giving early investors a 250% paper profit. Investors recognized Digitap as a top altcoin to buy as a hedge against plunging crypto prices. Even a 5% portfolio allocation to $TAP helped offset heavy portfolio losses when the “Fear & Greed” index trended near multi-year lows.
Digitap’s tokenomics are also built for long-term appreciation. The team is allocating half of the platform’s profits toward buybacks, burns, and funding stakers. This means the current fixed cap of 2 billion $TAP should steadily shrink over time as the business scales.
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How Digitap’s User Math Supports a 500% Upside Scenario
At the current crypto presale price and full token supply, Digitap’s implied fully diluted market capitalization is around $87 million. Many investors are ranking Digitap as an undervalued altcoin to buy, with expectations of a 500% surge.
A 500% increase would put Digitap’s market cap at $522 million. Based on how the market values customers as a quasi-rival, this type of gain appears reasonable. Robinhood, one of the most popular crypto platforms, offers a few overlapping services with Digitap.
Robinhood trades on the Nasdaq exchange at a $97 billion valuation and reported 26.8 million funded customers in its most recent earnings report. This implies the market values each funded customer at roughly $3,600. Assigning a 50% discount to Digitap due to its startup status, the market could value each Digitap user at $1,800.
As such, Digitap needs to onboard roughly 290,000 users. While this may seem ambitious, it represents a small fraction of its total addressable market.
Why Fewer Users Than Modeled Could Still Drive Big $TAP Gains
The math makes it clear that 290,000 funded users are required, which is comparable to niche fintech apps. Digitap doesn’t need to conquer the world to achieve a fivefold increase in value.
The financial evaluation does not take into account Digitap’s deflationary tokenomics. Each transaction on the platform contributes to reducing the token supply through buybacks and burns. A 2% annual reduction in supply is not an unreasonable assumption for a growing platform.
This shrinking token count can mechanically support a higher token price over time. As such, a 500% return could require fewer users than the simple per-user valuation model suggests.
Digitap may also command a higher valuation per user as it demonstrates success in scaling its business. It may not reach the levels Robinhood commands, but even modest re-ratings could have an outsized impact on $TAP’s price.
Source: Digitap
Digitap’s 2026 Upside Profile Fits Investors Seeking Best Crypto To Buy
Digitap’s 500% upside case is justified using a conservative fintech-style benchmark that values each user at $1,800. That target is meaningful but not excessive relative to the platform’s total addressable market and early success in its crypto presale raise.
Looking ahead, the 500% thesis and Digitap’s status as a top crypto to buy come down to execution. Digitap has already shown it can attract capital during poor market conditions, but it must now convert early momentum into sustained activity.
Still, multiple near-term factors support a constructive outlook. The platform already has a live product, and the Visa-linked spending layer provides a clear path to usage rather than speculative demand.
Digitap is designed for repeat transactions, given the sticky nature of the app. It is built to be a consumer’s central hub for fiat and crypto needs, meaning new users could ultimately become long-term users and drive platform growth.
As such, the 500% target appears less like an outlier forecast and more like a reasonable outcome for an early-stage fintech platform still priced as a largely unknown startup.
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