XRP could hit $1,000 with full institutional adoption: analyst says

The price of XRP could reach $1,000 by the end of 2026, if full institutional adoption and regulatory clarity improves in major jurisdictions, particularly the United States.

This bold prediction was made by Jake Claver, CEO of Digital Ascension Group, during a recent interview on Paul Barron’s podcast. 

According to Claver, XRP’s price could hit three to four digits, which would peg the token’s market cap at nearly $60 trillion, assuming a circulating supply ranges between 57 billion and 60 billion coins.

“I’ll say three or four digits, you know, in that range,” Claver stated in the Barron’s podcast posted on February 27, 2026.

XRP price to $1,000 bolstered by full-scale institutional adoption 

In the interview, Claver highlighted that the exponential bull case scenario for XRP in 2026 will be catalyzed by the mainstream adoption from banks and other institutional investors. Claver quoted Monica Long, President at Ripple Labs, who states that XRP’s growth in 2026 will be driven by full-scale institutional adoption.

As such, Claver stated that XRP will need to absorb billions of dollars through its investment products, led by spot Exchange-Traded Funds (ETFs) and Digital Assets Treasuries (DATs), to be adopted by banks. Furthermore, Claver noted that banks are not interested in high volatility, which is currently associated with XRP’s low valuation. 

“If you have a huge market cap for XRP, something much higher than people can comprehend, it will be very difficult to move that price with the inflows or outflows. And if you have stability, I think that is what the adoption curve is waiting on, for the banks want a high stable value,” Claver added.

Who could potentially adopt Ripple’s product?

According to Claver, the mainstream adoption of XRP by banks and institutions is awaiting the ultimate clarity in the United States. Already, the United States Securities and Exchange Commission (SEC) has ruled XRP is not a security following the collapse of the Ripple lawsuit.

He stated that banks and institutions will use XRP through products developed by Ripple including Hidden Road, now Ripple Prime. Specifically, the full-scale adoption of XRP will be led by BNY Mellon, Fidelity, Citi, Franklin Templeton, and JPMorgan.