ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Dapp

Dapps are digital applications that run on a P2P network of computers rather than a single server, typically utilizing smart contracts to ensure transparency and uptime. In 2026, Dapps have achieved mass-market appeal through Account Abstraction, allowing for a "Web2-like" user experience with the security of Web3. This tag covers the entire ecosystem of decentralized software—from social media and productivity tools to governance platforms and identity management.

5030 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
ChatGPT picks 2 cryptocurrencies to turn $10 into $100 in 2026

ChatGPT picks 2 cryptocurrencies to turn $10 into $100 in 2026

The post ChatGPT picks 2 cryptocurrencies to turn $10 into $100 in 2026 appeared on BitcoinEthereumNews.com. Despite the current cryptocurrency market sentiment, the sector has generally been bullish in 2025. Moving into the new year, expectations are rising for further gains. Therefore, it is important for investors to identify the ideal assets to buy in 2026. To this end, Finbold consulted ChatGPT to select two assets likely to turn a modest investment of $10 into $100 in 2026. Below are the assets selected by the AI model.  Avalanche (AVAX) The first cryptocurrency, Avalanche (AVAX), is a Layer-1 blockchain platform known for its fast transaction finality and ability to run custom subnets, appealing to both developers and enterprises.  According to ChatGPT, under typical market conditions, AVAX could reach a price range of $30–$45 by the end of 2026, while more bullish scenarios see it potentially climbing to $70–$100 if adoption and network activity accelerate. Its combination of technical utility and room for price growth makes it a key pick for speculative investors.  By press time, AVAX was trading at $13, having plunged over 70% in the past year. AVAX one-year price chart. Source: Finbold Solana (SOL) The AI model also selected Solana (SOL), which has a reputation for speed, scalability, and a growing ecosystem in decentralized finance, NFTs, and dApps. Forecasts suggest that SOL could experience substantial upside in 2025–2026, particularly if institutional interest and mainstream adoption continue to increase.  The model noted that SOL has a wide potential margin for growth, making it a strong candidate for mid-double-digit to triple-digit gains under favorable conditions. By press time, SOL was valued at $132, having fallen 44% in the past year. SOL one-year price chart. Source: Finbold In summary, ChatGPT highlighted that both AVAX and SOL have real utility, active communities, and strong developer support, making them plausible candidates to turn $10 into $100 in a supportive market.…

Author: BitcoinEthereumNews

2025/12/07

DeepSeek AI voorspelt: XRP, Cardano en Pi koersen voor december

DeepSeek AI voorspelt: XRP, Cardano en Pi koersen voor december

i Kennisgeving: Dit artikel bevat inzichten van onafhankelijke auteurs en valt buiten de redactionele verantwoordelijkheid van BitcoinMagazine.nl. De informatie is bedoeld ter educatie en reflectie. Dit is geen financieel advies. Doe zelf onderzoek voordat je financiële beslissingen neemt. Crypto is zeer volatiel er zitten kansen en risicos aan deze investering. Je kunt je inleg verliezen. De nieuwste voorspelling van DeepSeek AI, een geavanceerd AI-model dat marktdata en analyses combineert, geeft traders hoop op een brede altcoin rally tegen het einde van 2025. Volgens het model zouden de XRP koers, Cardano koers (ADA) en Pi Coin koers de komende maanden kunnen profiteren van institutionele instroom, verbeterde netwerkactiviteit en een gunstige macrotrend. Check onze Discord Connect met "like-minded" crypto enthousiastelingen Leer gratis de basis van Bitcoin & trading - stap voor stap, zonder voorkennis. Krijg duidelijke uitleg & charts van ervaren analisten. Sluit je aan bij een community die samen groeit. Nu naar Discord Macrotrend ondersteunt altcoins DeepSeek AI stelt dat de fundamentele motor achter deze verwachte groei een combinatie is van renteverlagingen door centrale banken, ETF-goedkeuringen en verschuiving van liquiditeit van Bitcoin naar altcoins. Historisch gezien volgt een altseason vaak enkele maanden nadat Bitcoin nieuwe hoogtepunten bereikt. Zodra de markt stabiliseert boven belangrijke niveaus, verschuift kapitaal richting projecten met hogere groeipotentie. Wat geeft traders hoop op een altcoin rally – Bron: DeepSeek AI De AI wijst er wel op dat de rally ongelijk verdeeld zal zijn. Alleen projecten met concrete vooruitgang, actieve netwerken en institutionele interesse zouden organisch kunnen stijgen. XRP koers: herstel en adoptie Voor XRP ziet DeepSeek AI de sterkste fundamentele basis. Het model ziet vooral de juridische winst tegenover de SEC nog steeds als een belangrijke katalysator. Dit heeft namelijk de deuren geopend voor sterke wereldwijde partnerschappen en adoptie. Voorspellingen voor Ripple (XRP) – Bron: DeepSeek AI Daarnaast verwacht de AI dat Ripple’s On-Demand Liquidity (ODL) netwerk verder uitbreidt, vooral in Azië en het Midden-Oosten. Banken en betalingsbedrijven zullen XRP blijven gebruiken als brugvaluta voor snelle, internationale transacties. DeepSeek AI ziet voor XRP drie katalysatoren voor eind 2025: Partnerschappen en adoptie van belangrijke bedrijven. Een grootschalige samenwerking met een internationale bank of betalingsnetwerk. De goedkeuring van meerdere XRP ETF’s, vergelijkbaar met Bitcoin. Volgens het model kan de XRP koers bij dit scenario richting $ 3,00 – $ 3,50 bewegen, mits de bredere markt gunstig blijft. Praat mee op onze socials! Chat met onze experts via Telegram, geef je mening op Twitter of "sit back and relax" terwijl je naar onze YouTube-video's kijkt. Chat met ons Geef je mening Bekijk onze video's Cardano koers: groei door upgrades De Cardano koers (ADA) profiteert volgens DeepSeek AI van voortdurende technologische vooruitgang. Het model noemt Cardano een ‘methodische bouwer’. Het netwerk bouwt langzaam maar stabiel waarde op via wetenschappelijk onderbouwde upgrades. Voorspellingen voor Cardano (ADA) – Bron: DeepSeek AI Belangrijke aannames zijn onder meer de succesvolle implementatie van Voltaire (governance) en Hydra (schaalbaarheid), die het netwerk sneller en volledig gedecentraliseerd moeten maken. Daarnaast verwacht het AI-model een stijging van het aantal actieve adressen en dApps binnen het Cardano ecosysteem. DeepSeek AI voorspelt voor ADA drie katalysatoren: Duidelijke groei in Total Value Locked (TVL) in DeFi-projecten. Een grote samenwerking op nationaal of enterprise niveau. Een toename van gebruikersactiviteit bij nieuwe Cardano dApps. Als deze ontwikkelingen doorzetten, zou de Cardano koers volgens het model tussen $ 1,20 en $ 1,80 kunnen uitkomen in 2026. Pi Coin koers: hoge risk/reward Bij Pi Coin is DeepSeek AI veel voorzichtiger. De munt is nog niet breed verhandelbaar en draait grotendeels binnen een besloten netwerk. Volgens het model zijn alle koersschattingen extreem speculatief zolang er geen grote listing of publieke mainnet lancering plaatsvindt. Voorspellingen voor Pi Coin (PI) – Bron: DeepSeek AI De AI noemt drie mogelijke katalysatoren: Een notering op een grote exchange zoals Binance of Coinbase. Nieuwe use cases die Pi als betaalmiddel noodzakelijk maken. Transparante communicatie over het economische model en circulerende supply. Zonder deze factoren ziet DeepSeek AI de Pi Coin koers als onbetrouwbaar. De kans dat het project faalt blijft volgens het model groot, aangezien meer dan 90% van vergelijkbare tokens verdwijnt binnen enkele jaren. Zijn crypto AI voorspellingen betrouwbaar? Hoewel DeepSeek AI vertrouwen toont in XRP en Cardano, benadrukt het model dat alle AI-voorspellingen speculatief blijven. Koersontwikkelingen hangen uiteindelijk af van marktdynamiek, liquiditeit, regelgeving en daadwerkelijke adoptie. De boodschap van DeepSeek AI is dan ook voorzichtig optimistisch. XRP en ADA kunnen profiteren van hun fundamentele vooruitgang, maar traders moeten realistisch blijven. Voor Pi Coin is de kans op succes minimaal zonder concrete stappen richting open adoptie. Wees slim en investeer vroeg in innovatieve crypto presales om te profiteren van unieke voordelen. Help mee aan de volgende stap van het Bitcoin netwerk met Bitcoin Hyper ($HYPER). Bitcoin Hyper ($HYPER) Bitcoin Hyper ($HYPER) brengt eindelijk smart contracts naar Bitcoin. Dit Layer 2 project combineert de veiligheid van Bitcoin met de snelheid van de Solana Virtual Machine (SVM), waardoor dApps, DeFi en staking mogelijk worden op ’s werelds oudste blockchain. Voor het eerst kunnen developers bouwen op Bitcoin zonder concessies aan decentralisatie of finaliteit. Via de Canonical Bridge kunnen gebruikers BTC verplaatsen tussen Layer 1 en Layer 2 met non-custodial wrapping en volledige transparantie. $HYPER is de native token van dit ecosysteem en wordt gebruikt voor gas, staking, governance en toegang tot premium dApps. Dankzij Proof of Stake verbruikt Bitcoin Hyper 99% minder energie dan traditionele mining, terwijl alle transacties nog steeds verankerd blijven aan Bitcoin zelf. De $HYPER presale is nu live en volledig publiek, zonder VC-allocaties of insider deals. Vroege deelnemers kunnen hun tokens direct staken voor hoge beloningen en bijdragen aan het eerste echte programmeerbare Bitcoin netwerk. Nu naar Bitcoin Hyper i Kennisgeving: Dit artikel bevat inzichten van onafhankelijke auteurs en valt buiten de redactionele verantwoordelijkheid van BitcoinMagazine.nl. De informatie is bedoeld ter educatie en reflectie. Dit is geen financieel advies. Doe zelf onderzoek voordat je financiële beslissingen neemt. Crypto is zeer volatiel er zitten kansen en risicos aan deze investering. Je kunt je inleg verliezen. Het bericht DeepSeek AI voorspelt: XRP, Cardano en Pi koersen voor december is geschreven door Christiaan Kopershoek en verscheen als eerst op Bitcoinmagazine.nl.

Author: Coinstats

2025/12/07

Bulletproofs++, Smaller Proofs, and a Path to Sustainable Scaling

Bulletproofs++, Smaller Proofs, and a Path to Sustainable Scaling

The post Bulletproofs++, Smaller Proofs, and a Path to Sustainable Scaling appeared on BitcoinEthereumNews.com. Beldex’s latest upgrade, Obscura, goes live on Dec 7, 2025, at block height 4939540. While the hardfork includes several network upgrades, it primarily introduces Bulletproofs++, which improves upon the existing Bulletproofs.  Over the years, Beldex has implemented several major upgrades. The most important milestones include its transition from Proof of Work to Proof of Stake consensus in 2021, and the introduction of the Beldex Name Service through the Bern Hardfork in 2024.  Sponsored Sponsored While the PoS upgrade sought to enhance network scaling, improve efficiency, and support the growing suite of on-chain privacy-preserving dApps, by improving the consensus, the Bern hardfork introduced privacy-focused digital identities and domain names. Obscura advances the scaling side of these upgrades by introducing Bulletproofs++, a non-interactive zero-knowledge proof system. Bulletproofs++ are succinct, more space-efficient proofs that reduce transaction size by approximately 38% compared to standard Bulletproofs, enabling lighter blocks and more efficient verification. Obscura is the 20th major Beldex upgrade, activated after the Hermes hardfork went live in August last year.  How Do Bulletproofs Work? Bulletproofs are non-interactive zero-knowledge range proofs. They allow Beldex masternodes to verify that a transaction amount is within a valid range (positive), without revealing the amount itself. A key advantage of Bulletproofs is their logarithmic scaling: proof size grows very slowly even as the number of outputs increases. This makes them significantly more efficient than earlier range-proof systems. They are well-suited for blockchains like Beldex that obscure transaction amounts. Why Is the Obscura Hardfork Important? Private transactions contain cryptographic proofs that naturally increase data size. As blockchain usage grows, these proofs become one of the main contributors to long-term chain weight. Obscura addresses this challenge directly by introducing a more efficient proof system designed to reduce storage overhead and improve verification performance across the network.  Sponsored Sponsored By integrating Bulletproofs++,…

Author: BitcoinEthereumNews

2025/12/07

Obscura Hardfork: Bulletproofs++, Smaller Proofs, and a Path to Sustainable Scaling

Obscura Hardfork: Bulletproofs++, Smaller Proofs, and a Path to Sustainable Scaling

Beldex’s latest upgrade, Obscura, goes live on Dec 7, 2025, at block height 4939540. While the hardfork includes several network upgrades, it primarily introduces Bulletproofs++, which improves upon the existing Bulletproofs.  Over the years, Beldex has implemented several major upgrades. The most important milestones include its transition from Proof of Work to Proof of Stake consensus in 2021, and the introduction of the Beldex Name Service through the Bern Hardfork in 2024.  While the PoS upgrade sought to enhance network scaling, improve efficiency, and support the growing suite of on-chain privacy-preserving dApps, by improving the consensus, the Bern hardfork introduced privacy-focused digital identities and domain names. Obscura advances the scaling side of these upgrades by introducing Bulletproofs++, a non-interactive zero-knowledge proof system. Bulletproofs++ are succinct, more space-efficient proofs that reduce transaction size by approximately 38% compared to standard Bulletproofs, enabling lighter blocks and more efficient verification. Obscura is the 20th major Beldex upgrade, activated after the Hermes hardfork went live in August last year.  How Do Bulletproofs Work? Bulletproofs are non-interactive zero-knowledge range proofs. They allow Beldex masternodes to verify that a transaction amount is within a valid range (positive), without revealing the amount itself. A key advantage of Bulletproofs is their logarithmic scaling: proof size grows very slowly even as the number of outputs increases. This makes them significantly more efficient than earlier range-proof systems. They are well-suited for blockchains like Beldex that obscure transaction amounts. Why Is the Obscura Hardfork Important? Private transactions contain cryptographic proofs that naturally increase data size. As blockchain usage grows, these proofs become one of the main contributors to long-term chain weight. Obscura addresses this challenge directly by introducing a more efficient proof system designed to reduce storage overhead and improve verification performance across the network.  By integrating Bulletproofs++, Obscura ensures that Beldex can maintain strong transactional privacy while keeping block sizes manageable, lowering the operational burden for masternode operators, reducing barriers to participation, and improving overall network responsiveness.  Bulletproofs++ Implementation in Beldex Beldex uses a fixed block size, ranging between 300 kB and 600 kB depending on dynamic conditions. This introduces clear scaling boundaries: if transaction proofs grow too large, a block can reach its capacity quickly, limiting throughput. With earlier proof systems like Borromean proofs and even with the standard Bulletproofs, large private transactions could rapidly exhaust available block space. While Beldex’s PoS consensus improves block verification efficiency, long-term and sustainable scaling requires reducing proof sizes at the source. Bulletproofs++ directly address this: More transactions fit within each block, increasing throughput. Proof generation and validation become faster, improving node performance. The overall block load decreases, supporting sustainable chain growth. This implementation, combined with the upcoming enhanced VRF consensus (currently in development), will further strengthen transaction verification, improve proving times, and increase resilience across the network. What Obscura Unlocks for Beldex Bulletproofs++ represents more than a cryptographic improvement. It is a step toward sustainable scalability for privacy-preserving networks. As Beldex continues to grow, reducing transaction overhead becomes essential to ensure it is aligned and ready for mass adoption. Obscura ensures that Beldex can support higher adoption while remaining efficient, cost-effective, and secure. These optimizations build a stronger foundation for the network and for the expanding suite of privacy-first dApps and services running on Beldex.

Author: Coinstats

2025/12/07

ChatGPT picks 2 cryptocurrencies to turn $10 into $100 in 2025

ChatGPT picks 2 cryptocurrencies to turn $10 into $100 in 2025

The post ChatGPT picks 2 cryptocurrencies to turn $10 into $100 in 2025 appeared on BitcoinEthereumNews.com. Despite the current cryptocurrency market sentiment, the sector has generally been bullish in 2025. Moving into the new year, expectations are rising for further gains. Therefore, it is important for investors to identify the ideal assets to buy in 2026. To this end, Finbold consulted ChatGPT to select two assets likely to turn a modest investment of $10 into $100 in 2026. Below are the assets selected by the AI model.  Avalanche (AVAX) The first cryptocurrency, Avalanche (AVAX), is a Layer-1 blockchain platform known for its fast transaction finality and ability to run custom subnets, appealing to both developers and enterprises.  According to ChatGPT, under typical market conditions, AVAX could reach a price range of $30–$45 by the end of 2026, while more bullish scenarios see it potentially climbing to $70–$100 if adoption and network activity accelerate. Its combination of technical utility and room for price growth makes it a key pick for speculative investors.  By press time, AVAX was trading at $13, having plunged over 70% in the past year. AVAX one-year price chart. Source: Finbold Solana (SOL) The AI model also selected Solana (SOL), which has a reputation for speed, scalability, and a growing ecosystem in decentralized finance, NFTs, and dApps. Forecasts suggest that SOL could experience substantial upside in 2025–2026, particularly if institutional interest and mainstream adoption continue to increase.  The model noted that SOL has a wide potential margin for growth, making it a strong candidate for mid-double-digit to triple-digit gains under favorable conditions. By press time, SOL was valued at $132, having fallen 44% in the past year. SOL one-year price chart. Source: Finbold In summary, ChatGPT highlighted that both AVAX and SOL have real utility, active communities, and strong developer support, making them plausible candidates to turn $10 into $100 in a supportive market.…

Author: BitcoinEthereumNews

2025/12/07

Solana Builders Question Base Bridge’s Bidirectionality in Escalating Rivalry

Solana Builders Question Base Bridge’s Bidirectionality in Escalating Rivalry

The post Solana Builders Question Base Bridge’s Bidirectionality in Escalating Rivalry appeared on BitcoinEthereumNews.com. The Base Solana bridge, launched on December 4, enables seamless asset transfers between the two ecosystems using Chainlink CCIP and Coinbase infrastructure. This move has sparked controversy, with Solana developers accusing Base of prioritizing its own growth over true interoperability, while Base insists on mutual benefits for developers and users. Launch Details: The bridge supports bidirectional asset movement, integrating early with Base-native apps like Aerodrome and Zora to facilitate liquidity across chains. Escalating Tensions: Solana’s key figures, including CEO Mert Mumtaz and co-founder Anatoly Yakovenko, have criticized the initiative as a potential vampire attack disguised as collaboration. Potential Impacts: Data from on-chain activity shows Solana’s meme coin and NFT markets could funnel value to Base, raising concerns about net export for Solana’s economy. Discover the Base Solana bridge controversy: How interoperability claims clash with competition in crypto. Explore key debates, benefits, and risks for developers—read now for insights on blockchain rivalries. What is the Base Solana Bridge and Why Has It Caused Controversy? The Base Solana bridge is a cross-chain infrastructure connecting the Base network, built on Ethereum Layer 2 by Coinbase, with the high-speed Solana blockchain, allowing users to transfer assets like SOL and SPL tokens bidirectionally. Launched on December 4, it leverages Chainlink’s Cross-Chain Interoperability Protocol (CCIP) and Coinbase’s secure framework for reliable transfers. The controversy stems from Solana community’s accusations that Base’s rollout favors its own ecosystem, potentially extracting value from Solana without reciprocal benefits, as highlighted in public debates involving leaders like Jesse Pollak and Anatoly Yakovenko. How Does the Base Solana Bridge Impact Ecosystem Competition? The bridge’s design enables Base applications, such as Aerodrome for decentralized exchanges and Zora for NFTs, to import Solana assets, instantly exposing Base to Solana’s vibrant meme coin trading and retail user base, which has driven over $10 billion in…

Author: BitcoinEthereumNews

2025/12/07

Ethereum Stabilizes Above Support Post-Fusaka Upgrade, Hinting at Potential Rebound

Ethereum Stabilizes Above Support Post-Fusaka Upgrade, Hinting at Potential Rebound

The post Ethereum Stabilizes Above Support Post-Fusaka Upgrade, Hinting at Potential Rebound appeared on BitcoinEthereumNews.com. The Ethereum Fusaka upgrade has successfully gone live on mainnet, stabilizing the network above key support levels and paving the way for improved scaling through upcoming automated hard forks. This development signals potential price reversals amid bullish technical structures. Ethereum maintains position above 1D Bull Market Support Band post-Fusaka activation. Technical indicators reveal higher lows and higher highs, indicating sustained bullish momentum. The automated BPO hard fork scheduled for December 9 will enhance blob parameters, boosting rollup efficiency by up to 20% based on developer projections. Ethereum Fusaka upgrade activates smoothly, bolstering network stability and price support. Discover technical signals, upgrade details, and future scaling impacts for smarter crypto investments today. (142 characters) What is the Ethereum Fusaka Upgrade? The Ethereum Fusaka upgrade represents a pivotal enhancement to the Ethereum network, focusing on execution layer optimizations to improve overall performance and scalability. Activated on mainnet following the 225th All Core Developers Execution meeting, it addresses validator participation and prepares the groundwork for automated future updates. This upgrade ensures smoother operations amid growing demands from decentralized applications. How Does the Fusaka Upgrade Impact Ethereum’s Price Stability? The Fusaka upgrade contributes to Ethereum’s price stability by resolving minor technical issues swiftly, such as brief drops in validator participation affecting about 25% of Prysm users, which were patched within hours. On-chain data from sources like Glassnode shows network activity remaining robust, with transaction volumes up 15% post-activation. Analyst Luca, a prominent technical commentator, observes that Ethereum’s price has held above the 1D Bull Market Support Band, aligning with the 0.5 to 0.618 Fibonacci golden pocket. This rejection of lower levels, as Luca detailed, prevents structure invalidation on lower timeframes, fostering cautious optimism. Supporting statistics from Dune Analytics indicate a 10% increase in staking participation since the upgrade, reducing sell pressure and aiding rebound…

Author: BitcoinEthereumNews

2025/12/07

Next Crypto to Explode December 2025: AI Energy Boom Sparks Trillions Rush as DeepSnitch AI Crushes 70% Gains

Next Crypto to Explode December 2025: AI Energy Boom Sparks Trillions Rush as DeepSnitch AI Crushes 70% Gains

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

Author: Blockchainreporter

2025/12/07

Ethereum’s Mixed Whale Activity Hints at Long-Term Investor Confidence

Ethereum’s Mixed Whale Activity Hints at Long-Term Investor Confidence

The post Ethereum’s Mixed Whale Activity Hints at Long-Term Investor Confidence appeared on BitcoinEthereumNews.com. Ethereum holders are increasingly viewing the asset through a long-term lens, with exchange supply dropping to 12.5 million ETH amid rising holder numbers exceeding 250 million addresses. Mid-size whales have trimmed positions at peaks, yet overall accumulation trends signal sustained confidence in Ethereum’s future utility as a settlement layer. Mid-size Ethereum whales (1-10K ETH holdings) sold heavily near price tops, capturing profits and maintaining selling pressure. Exchange reserves continue to decline, reducing available supply and supporting potential price stability despite short-term volatility. Ethereum’s fully diluted P/S ratio exceeds 100x, yet holder addresses have surpassed 250 million, indicating strong long-term valuation beyond traditional metrics, with projections from experts like Tom Lee suggesting up to $62K per ETH. Ethereum holders signal long-term confidence as exchange supply falls and addresses top 250 million. Discover whale activity trends and expert projections for ETH’s future value—explore now for insights on crypto’s leading smart contract platform. What is driving Ethereum holders’ long-term confidence? Ethereum holders demonstrate resilience despite elevated valuations, with total addresses now exceeding 250 million and exchange supply dwindling to 12.5 million ETH. This trend persists even as the network’s fully diluted price-to-sales ratio remains above 100x, far surpassing many traditional tech firms. Investors appear to prioritize Ethereum’s role in decentralized finance and as a foundational settlement asset over short-term financial ratios. How has Ethereum whale activity influenced recent price movements? Mid-size whales holding between 1,000 and 10,000 ETH have been the primary sellers during recent price peaks, offloading positions to lock in gains as the market hit new highs. Data from on-chain analytics platforms like Alphractal reveals this cohort initiated sales right at the top, contributing to ongoing downward pressure on Ethereum’s price. In contrast, the largest holders—those with over 10,000 ETH—have remained neutral, neither aggressively accumulating nor distributing, which has led to…

Author: BitcoinEthereumNews

2025/12/07

What is XRP? A Complete Guide to Ripple’s Digital Currency

What is XRP? A Complete Guide to Ripple’s Digital Currency

XRP is the native cryptocurrency for the Ripple ecosystem and is one of the most popular digital assets in the crypto space. It is offered by Ripple, a fintech company that develops blockchain-based solutions for global payments, primarily targeting banks, fintechs, crypto businesses, and financial institutions worldwide. The company’s goal is to enable fast, low-cost cross-border transactions, and it does so successfully on its own blockchain, Ripple Ledger (XRPL). Aside from payments, the XRP token is designed to solve other real-world problems, such as tokenizing assets and issuing stablecoins. For a better understanding of the digital currency’s utility and other features, this comprehensive XRP guide covers what XRP is, its role in the Ripple network, and how it works. We’ll also discuss what it is used for and provide a detailed guide on how to buy and trade XRP for beginners. What is Ripple? Ripple is a leading fintech company that develops blockchain-based infrastructure to facilitate global payments. The company was co-founded by Chris Larsen and Jed McCaleb, along with Arthur Britto and David Schwartz, who began developing the XRP Ledger in 2011. Ripple’s solution is built on the XRP Ledger (XRPL), an open-source, decentralized blockchain. The XRP Ledger uses a unique consensus mechanism called the Ripple Protocol Consensus Algorithm (RPCA). This mechanism enables transactions to settle in 3-5 seconds with low fees, without relying on mining, unlike Bitcoin. Alongside facilitating cross-border financial transactions, Ripple Labs uses XRP, the platform’s native token, as a bridge asset for cross-border transfers. It is also used to pay transaction fees and support liquidity on decentralized exchanges. Aside from the native token, Ripple Labs offers RippleNet, a global payment network for real-time international settlements as an alternative to systems like SWIFT, and On-Demand Liquidity (ODL), which uses XRP to eliminate the need for pre-funded accounts. What is XRP? XRP is the native cryptocurrency of Ripple Labs. XRP enables transactions to settle in 3-5 seconds with near-zero fees, using the Ripple Protocol Consensus Algorithm instead of mining or staking. This is because a fixed supply of 100 billion XRP tokens was pre-mined at launch, so no new tokens created afterward. XRP supports peer-to-peer payments, decentralized exchanges, tokenization, and real-world assets on the XRPL. If you’re wondering if XRP is the same as Ripple, it is not. Ripple is the company behind the development of XRPL and other payment solutions, while XRP is the native cryptocurrency with a fixed supply of 100 billion XRP, all pre-mined at launch (about 59 billion in circulation). How XRP Differs from Bitcoin and Ethereum XRP differs from Bitcoin and Ethereum primarily in its consensus mechanism, transaction speed, supply model, and use cases. If you need cryptocurrency explained in a simple way, here’s how these three compare. Consensus Mechanisms Bitcoin uses Proof-of-Work (PoW), where miners solve puzzles to validate blocks every 10 minutes. In exchange, these miners receive BTC as an incentive to mine new coins. Unlike Bitcoin, Ethereum shifted to Proof-of-Stake (PoS), with validators staking ETH to produce 12-15-second blocks and variable finality. Meanwhile, XRP uses the RPCA to reach agreement among trusted validators within 3-5 seconds, without mining or staking. Supply and Purpose Bitcoin is the first cryptocurrency and has a 21 million cap, with 19.95M BTC currently in circulation. Some of Bitcoin’s use cases include: Store of value and inflation hedge, with institutional adoption through ETFs and corporate treasuries. Peer-to-peer payments and remittances though limited by speed and fees. Lightning Network for scalable micropayments and everyday transactions  You can learn what Bitcoin is from NFTPlazas to have a full understanding of its use cases, utility, and the technology behind it. Ethereum’s (ETH) supply is inflationary but burns fees, fueling dApps and smart contracts. Some of Ethereum’s use cases include: DeFi platforms for lending, borrowing, trading, and yield farming without banks. NFT marketplaces, gaming, and digital collectibles on layer-2 solutions like Optimism. Enterprise solutions via Ethereum Enterprise for supply chain and tokenized assets XRP has a fixed 100 billion pre-mined supply for cross-border payments and liquidity, with no mining. Some of XRP’s use cases include: On-demand liquidity (ODL) for instant fiat-to-fiat conversions in global remittances. Tokenization of real-world assets and decentralized exchange (DEX) on XRPL. Micropayments, IoT transactions, and stablecoin issuance which are possible due to significantly lower costs. The Role of XRP in the Ripple Network XRP powers fast, low-cost cross-border payments in the Ripple Network by acting as a bridge currency. It enables instant conversions between different fiat currencies and digital assets, settling transactions in 3-5 seconds. XRP also facilitates liquidity on the XRP Ledger, securing the system and enabling peer-to-peer transfers. Beyond payments, XRP drives trading activities by providing collateral and arbitrage opportunities while maintaining high scalability at up to 1,500 transactions per second with minimal energy use. How Does XRP Work? Here’s a detailed breakdown of the Ripple ecosystem to help you understand how it works, the technology behind it, and the difference between XRPL and other PoW and PoS chains. XRP Ledger: The Blockchain Behind XRP XRP functions through the XRP Ledger (XRPL), a decentralized blockchain that processes transactions using a unique consensus protocol. Transactions are submitted to validator nodes, which check them against network rules, propose ledgers, and iterate through rounds until 80% agreement is reached. With this, settlements are finalized in 3-5 seconds at up to 1,500 transactions per second with minimal fees. The XRPL was launched in 2012 and serves as an open-source, peer-to-peer network powered by over 120 independent validators. XRP vs Proof-of-Work and Proof-of-Stake Unlike Proof-of-Work (PoW) systems like Bitcoin, which rely on energy-intensive mining competitions to solve puzzles for block validation, XRPL’s consensus avoids mining entirely for efficiency. Meanwhile, the Proof-of-Stake (PoS) mechanism, like Ethereum, stakes tokens for validator selection and slashing risks. However, XRPL uses a lightweight validator agreement without token locking or economic penalties, unlike Ethereum. Because of the XRPL’s mechanism, transactions are faster, and operations are greener, while maintaining security through supermajority trust. What is XRP Used For? XRP serves primarily as a bridge currency for fast cross-border payments. It enables instant liquidity between fiat currencies and other assets on the XRP Ledger without pre-funded accounts. XRP also powers on-demand liquidity in Ripple’s solutions, facilitates peer-to-peer transfers, decentralized exchange trading, and tokenization of real-world assets. Benefits and Risks of Using XRP Benefits of using XRP Fast settlement times: The XRP Ledger settles transactions in about 5 seconds, which is far faster than many other blockchains. This speed is a major reason payment providers use XRP cryptocurrency for instant cross-border settlement. Low transaction costs: Because XRPL is designed to be efficient, transaction fees are usually small (fractions of a cent). This makes micro-payments and high-volume transfers more affordable compared with the traditional banking infrastructure.  Designed for cross-border liquidity: Ripple’s On-Demand Liquidity (ODL) uses XRP as a bridge asset so businesses don’t need to pre-fund foreign accounts. This leaves more capital to investors and reduces the cost/complexity of remittances and international payments. Growing institutional and payment-provider adoption: Several institutional investors, including payment firms and regional banks, have experimented with or adopted Ripple Labs services that use XRP for specific corridors. These integrations can increase real-world utility if those corridors scale.  Risks of using XRP Price volatility: Like almost every crypto asset, XRP’s market price can swing widely in short periods. That creates risk for traders and for businesses that hold XRP as a bridge asset unless they hedge or convert immediately. Price volatility can make predictability difficult for remittances or merchant payments. Legal and regulatory uncertainty: XRP has faced some regulatory concerns and legal challenges (notably the SEC vs. Ripple Labs Inc. case). Even when courts rule clearly on some points, legal outcomes or settlements can change market access (exchange listings), institutional appetite, and user confidence. Concentration of supply/centralization concerns: A significant portion of XRP was issued at genesis and held by Ripple and related entities. That concentration raises questions about the potential for market manipulation, especially regarding influence and large unlocks/sales, compared to more distributed token supplies. Exchange/wallet security risks: Holding XRP (or any crypto) exposes you to exchange hacks, wallet compromises, and human error (e.g., lost keys). Security best practices are essential; custodial solutions shift some risk but introduce counterparty risk. Academic and industry work shows crypto-specific operational risks remain material. Liquidity and market-structure risk: Even when XRP is liquid at global exchanges, local on-ramps/off-ramps for certain fiat currencies or corridors can be thin. That can cause slippage or delays in converting XRP back to local fiat when needed. How to Buy and Trade XRP for Beginners Follow these steps to buy and trade XRP as a beginner. Step 1: Choose an Exchange Select a reputable cryptocurrency exchange that lists XRP, such as Binance, Kraken, or Bybit, based on your location and payment preferences. These platforms support XRP trading for beginners and offer user-friendly interfaces with options such as bank transfers, debit cards, and ACH deposits. Some exchanges restrict users from certain jurisdictions, so verify availability in your region. In addition to accessibility, other factors to consider include the platform’s features, fee structure, security, liquidity, and user experience. To avoid making mistakes, learn how to find the best crypto exchange before you opt for any exchange platform. Step 2: Steps to buy XRP Create an account on the platform you selected to start your trading journey. Due to regulatory requirements and the nature of the services they offer (financial transactions), leading crypto trading platforms are required to collect personal information from users. Complete identity verification (KYC) by providing personal details like name, birth date, and address, and submitting a supported government-issued ID. Once you’re done, proceed to deposit funds using a supported payment method, such as bank transfer, card, or direct crypto deposit from an external wallet. Then navigate to the “Buy Crypto” section, select XRP, enter the amount, review fees, and confirm the purchase. Step 3: Steps to Trade XRP Once XRP is in your exchange wallet, use the trading interface to place market orders for instant buys/sells at the current price or limit orders to set a specific price. Monitor charts and indicators such as RSI or MACD to make day-trading decisions. If you want to sell, select “Sell,” choose XRP, enter the amount, and confirm the transaction to convert to fiat or another crypto. You don’t have to worry about buying or selling XRP since most crypto exchanges provide various ways for users to complete transactions. You can easily use the fiat on/off ramp option, use the spot market, or P2P marketplaces, where traders can buy and sell to other users directly using local payment methods. The Future of XRP: What’s Next for Ripple? XRP plans to transition into institutional DeFi, with features including a native lending protocol scheduled to launch in late 2025. In addition, the company plans to transition to a confidential Multi-Purpose Token for tokenizing real-world assets such as bonds by Q1 2026. These upgrades aim to attract banks with compliance tools, undercollateralized loans via Ripple’s RLUSD stablecoin, and asset recovery features. Additionally, extensions for custom programmability on XRPL primitives such as AMMs and escrows will roll out without requiring full smart contracts. Also, batch transactions, zero-knowledge proofs, and Wormhole integration for multichain interoperability will be rolled out in the future. Ripple will continue to focus on global financial inclusion beyond payments, leveraging stablecoins and institutional tools to boost XRP utility and liquidity amid growing network activity. Conclusion XRP is a digital asset that is currently among the top five cryptocurrencies by trading volume. It is popular among investors because of its speed, low transaction costs, and utility (solves a real problem in global payments). If you’re considering whether XRP should be on your watchlist, we’ve highlighted its use cases, benefits, and the risks involved to help you make informed investment decisions. FAQs The post What is XRP? A Complete Guide to Ripple’s Digital Currency appeared first on NFT Plazas.

Author: Coinstats

2025/12/07

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
1436Articles
Blockchainreporter
Blockchainreporter
463Articles
Coinstats
Coinstats
411Articles
Coindoo
Coindoo
359Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#Lending#DePIN

Latest Articles

Now It Is Official: Analysts Consider the Dollar a ‘Dangerous’ Asset

Now It Is Official: Analysts Consider the Dollar a ‘Dangerous’ Asset

2026/02/08 17:31
The author of "Rich Dad Poor Dad" responds to criticism: He will continue to increase his holdings of Bitcoin and gold; investors should focus on asset value.

The author of "Rich Dad Poor Dad" responds to criticism: He will continue to increase his holdings of Bitcoin and gold; investors should focus on asset value.

2026/02/08 16:59
What’s new in refiled impeachment complaints vs Sara Duterte?

What’s new in refiled impeachment complaints vs Sara Duterte?

2026/02/08 16:58
Space Heaters Explained: How They Work and When to Use Them

Space Heaters Explained: How They Work and When to Use Them

2026/02/08 16:54
XRP koers veert op: whales en netwerkactiviteit geven een nieuw signaal

XRP koers veert op: whales en netwerkactiviteit geven een nieuw signaal

2026/02/08 16:46