Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15536 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
The XRP Roadmap: Ripple President Reveals The Next Big Steps

The XRP Roadmap: Ripple President Reveals The Next Big Steps

As Ripple expands its offerings and operations to broader markets, the crypto company’s President, Monica Long, has unveiled its next phases of growth that could set the stage for a new era for XRP. The suggested roadmap points toward expanded innovation, deeper institutional adoption, and a broader role for the XRP Ledger (XRPL) in the […]

Author: Bitcoinist
Analyst Willy Woo: Not every active session on Bitcoin OG is a sell-off; there are three things that are often mistaken for a sell-off.

Analyst Willy Woo: Not every active session on Bitcoin OG is a sell-off; there are three things that are often mistaken for a sell-off.

PANews reported on November 9th that, according to Cryptoslate, in response to a chart shared by Charles Edwards, co-founder of Capriole Investments, on the X platform, suggesting that Bitcoin OGs (Original Gold Holders) are cashing out , on-chain analyst Willy Woo tweeted that every move by OGs should not be interpreted as a sell-off. He pointed out three key points that are often mistaken for sales but may be unrelated to price-driven liquidation: Address upgrade: Many OG holders are moving their tokens from traditional addresses to Taproot addresses for security (not for cashing out). Custody rotation: Tokens may be transferred to institutional custody (such as Sygnum Bank) to better protect against physical theft and lockpicking attacks, or used as collateral for lending without having to be sold. Participating Treasury: Some “OG” tokens are being transferred to equity packaging companies or treasury companies, enabling holders to leverage, borrow, or optimize their holdings without triggering taxable sales. Woo points out that on-chain data only shows the "transfer" of tokens and cannot reflect the true intentions behind the transactions. Therefore, although the charts show that Bitcoin leaders are "selling," the resilience shown by the price during this large-scale sell-off highlights the market's absorption capacity.

Author: PANews
Re7 Labs releases report on the impact of xUSD de-pegging: Over $13 million in funds affected by Stable Labs, with no response yet received.

Re7 Labs releases report on the impact of xUSD de-pegging: Over $13 million in funds affected by Stable Labs, with no response yet received.

PANews reported on November 9th that Re7 Labs released a report on the impact of xUSD de-pegging, indicating that over $13 million in funds were affected by Stable Labs. The report stated: 1. Stream-xUSD: Stream's CEO has assured that the company's financial situation is stable and unaffected by market events. Stream has already partially repaid its lending positions on Plasma and $7 million worth of USDC held in Re7 Labs' vault on Worldchain. Meanwhile, to prevent further risk exposure, Re7 Labs has transferred all funds from the Earn vault out of the xUSD market. Furthermore, the cap on the xUSD market has been set to 0, and it has been removed from the Euler Earn vault's supply queue. 2. Elixir-deUSD and sdeUSD: After discovering last week that borrowers using deUSD and sdeUSD as collateral appeared to be associated with Stream, they began to reduce their risk exposure to Stream and Elixir. Specific measures included lowering investment limits and moving funds out of markets that included xUSD, deUSD, and sdeUSD. Currently, all borrowing positions using sdeUSD as collateral have been fully repaid on Plume. 3. Stable Labs-USDx and SUSDx: We communicated with Stable Labs CEO Flex this week and found that he may be in trouble. We have asked him to deposit liquidity so that users can close their positions. The funds affected by Stable Labs are approximately $13,114,000 and we have not yet received a response. Re7 Labs stated that it is seeking legal advice and will develop appropriate legal and strategic responses after a comprehensive assessment of all aspects of the incident.

Author: PANews
Evernorth Losses Spotlight Digital Asset Treasury Risks

Evernorth Losses Spotlight Digital Asset Treasury Risks

The post Evernorth Losses Spotlight Digital Asset Treasury Risks appeared on BitcoinEthereumNews.com. The month-long slide in crypto prices hasn’t just hit major assets like Bitcoin (BTC) and Ether (ETH) — it’s also dealing heavy losses to digital asset treasury companies that built their business models around accumulating crypto on their balance sheets. That’s one of the key takeaways from a recent social media analysis by onchain data company CryptoQuant, which cited XRP-focused treasury company Evernorth as a prime example of the risks in this sector. Evernorth has reportedly seen unrealized losses of about $78 million on its XRP position, mere weeks after acquiring the asset.  The pullback has also battered shares of Strategy (MSTR), the original Bitcoin treasury play. The company’s stock has dropped by more than 26% over the past month, as Bitcoin’s price has slumped, according to Google Finance data. CryptoQuant noted a 53% drop in MSTR shares from their all-time high.  However, Strategy still holds a sizable unrealized gain on its Bitcoin reserves, with an average cost basis of roughly $74,000 per BTC, according to BitcoinTreasuries.NET. Source: CryptoQuant Meanwhile, BitMine, the largest Ether-holding corporation, is now sitting on approximately $2.1 billion in unrealized losses tied to its Ether reserves, according to CryptoQuant.  BitMine currently holds nearly 3.4 million ETH, having acquired more than 565,000 over the past month, according to industry data. Related: Ripple-backed Evernorth nears launch of publicly traded XRP treasury Digital asset treasury companies: Echoes of the dot-com bubble Digital asset treasury companies, or DATs, have come under mounting valuation pressure in recent months, with analysts cautioning that their market worth is increasingly tied to the performance of their underlying crypto holdings. Some analysts, including those at venture capital firm Breed, argue that only the strongest players will endure, noting that Bitcoin-focused treasuries may be best positioned to avoid a potential “death spiral.” The risk, they say,…

Author: BitcoinEthereumNews
DeFi Turns Toward Transparency Amid Market Turmoil

DeFi Turns Toward Transparency Amid Market Turmoil

The post DeFi Turns Toward Transparency Amid Market Turmoil appeared on BitcoinEthereumNews.com. Balancer suffered one of the largest decentralized finance (DeFi) exploits on Monday, with more than $116 million in staked Ether and liquidity pool tokens drained from Balancer v2 contracts and several forks.  The decentralized exchange (DEX) and automated market maker (AMM) investigated what appeared to be faulty access control in its smart contracts, which allowed the attackers to withdraw funds directly from liquidity pools.  The exploit began with a $70 million loss, which ballooned to $116 million, primarily affecting liquid staking assets such as Lido’s wstETH and StakeWise’s osETH. In a bid to recover losses, Balancer offered a 20% white hat bounty to the attackers. The team warned that it’s working with law enforcement and blockchain forensics to identify the culprit.  On Tuesday, Balancer came under scrutiny as community members pointed out the extensive audits it had undergone, only to still be hacked in the end. “Balancer went through 10+ audits,” said Suhail Kakar, a developer relations lead at the TAC blockchain. The hack also showed signs of months-long planning by a skilled attacker. Conor Grogan, director at Coinbase, said the hacker appeared to be experienced and had funds potentially linked to previous exploits.  On Thursday, Balancer released a preliminary post-mortem report after the $116 million hack. The protocol said it was hit by a sophisticated code exploit that targeted its v2 Stable Pools and Composable Stable v5 pools.  Source: Lookonchain Continue reading DeFi sleuths trace $284 million in loans and stablecoin risk linked to Stream Finance In another blow to the DeFi market, decentralized protocol Stream Finance disclosed a $93 million loss tied to an external fund manager on Tuesday. The event triggered stablecoin depeggings and liquidity freezes across the ecosystem due to associated assets.  DeFi analysts said the protocol’s collapse had a ripple effect throughout DeFi, with millions…

Author: BitcoinEthereumNews
Iran Officials Suggest Bitcoin Embrace for Digital Economy Goals and Regional Hub Potential

Iran Officials Suggest Bitcoin Embrace for Digital Economy Goals and Regional Hub Potential

The post Iran Officials Suggest Bitcoin Embrace for Digital Economy Goals and Regional Hub Potential appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Iran’s officials declared at the deBlock 2025 blockchain event that embracing cryptocurrencies is essential to meet the nation’s 10% digital economy target. By regulating crypto assets and developing a comprehensive ecosystem, Iran aims to become a regional hub for decentralized technologies, enhancing financial independence and international trade. Iran’s parliament speaker emphasized crypto regulation as key to achieving digital economy goals. The deBlock 2025 forum in Tehran gathered global experts to discuss blockchain’s role in Iran’s future. Officials highlighted potential for Iran to lead as a regional crypto hub, with BRICS collaborations boosting adoption. Iran crypto hub ambitions gain momentum at deBlock 2025. Discover how regulation and blockchain can drive the digital economy to 10% of GDP. Explore strategies for financial independence now. What is Iran’s Plan to Become a Regional Crypto Hub? Iran crypto hub aspirations were prominently featured at the deBlock 2025 international blockchain conference in Tehran, where officials outlined a strategic roadmap for cryptocurrency integration. The plan involves creating regulated trading platforms, tokenizing assets, and leveraging blockchain for foreign trade to position Iran as a leader in…

Author: BitcoinEthereumNews
After Solana (SOL), Here’s Why This $0.035 Crypto Is Where Smart Investors Are Turning to Get Rich

After Solana (SOL), Here’s Why This $0.035 Crypto Is Where Smart Investors Are Turning to Get Rich

Solana’s explosive rise is still one of the biggest wealth-building stories in recent crypto years. Smart investors who rode that wave are now scanning the market for the next crypto to explode before the next major bull leg starts. While many altcoins are already overextended or trading near cycle highs, the spotlight is shifting to Mutuum Finance (MUTM), a new DeFi token priced at only $0.035 that is quickly building a reputation as the top crypto with asymmetric upside potential.  Adding an element of greater urgency is that Stage 6 of the MUTM presale is almost completely sold out, with a staggering 85% already earmarked for purchase, a clear sign of stepped-up demand and growing FOMO in those that have so far invested. Those who recognized Solana’s breakout potential early didn’t wait for mainstream confirmation, they acted when the value was still hidden. The same pattern is emerging here: MUTM is still under $0.05, still pre-exchange, and still in accumulation territory, exactly the zone where life-changing gains are made for those who move before the masses. Solana Price Prediction Solana is displaying a sign of trying to recover after reverting from its rising trendline support, thus forming a possible short-term relief rally setup. Technical analysis indicates that SOL will likely target the $180 area, which meets several technical resistances, including its upper channel line, previous resistance points, as well as the 0.5-level of Fibonacci retracement of its recent drop. This area is most likely where bears will re-enter, thus forming a possible lower high (LH) formation.  Failure of SOL to overshoot through the $180 barrier with good market volume will clearly show that a realistic switch to the $125-$135 area is likely, which matches its previous accumulation points as well as its lower channel line. On a short-term perspective, an oversold Stochastic RSI making a positive curl is a clear sign that new buying is already building in strength, thus supporting a possible short-term bounce before a deeper trend is determined. This is a situation that is attracting a lot of traders’ attention, although it also points towards why investors are looking at cheaper high-upside alternatives in the market, with Mutuum Finance (MUTM) emerging as one of the most popular early market projects. a New Era of Decentralized Finance   Mutuum Finance is fast becoming one of the most innovative and influential initiatives within DeFi. The current presale has been performing above estimates, attracting over 17,800 participants while securing a total of over 18.5 million in contributions. This is a clear reflection of increasing market confidence in investors, as Mutuum Finance stands out as one of the most attractive cryptos in the market today Essentially, Mutuum Finance brings in a new kind of decentralized lending and borrowing system based on transparency, stability, and fairness. It enables lenders to define conditions of repayment while granting borrowers flexible interest rates aligned with market trends. This balanced and flexible system provides a more efficient and trustworthy alternative to traditional DeFi lending platforms Defining a Future Standard of DeFi Platforms Through the creation of a system whereby lenders and borrowers conduct their business in an open and fair manner, Mutuum Finance is setting a precedent that will define the decentralized finance market of the future. Its strategy focuses on reliability, empowerment of the community, and economic functionality in a manner that makes it an exceptional coin in the changing DeFi market. Mutuum Finance has already managed to raise over $18.5 million and attract well over 17,800 presale participants at a stage where its presale Stage 6 is already over 85% sold out at a price of only $0.035. This is a clear sign of its popularity and an increasing recognition that it is likely to have a similar start to that of market successes such as Solana before it went mainstream. Mutuum Finance’s model that focuses on the future of DeFi, a growing presale stage success rate, and its overall undervaluation in relation to its plan make it have one of the most attractive asymmetric investment profiles in the market at present. Secure your Mutuum Finance presale tokens today before a new price increment. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats
Hyperliquid Is Testing a New Feature But Fake Apps Surface

Hyperliquid Is Testing a New Feature But Fake Apps Surface

The post Hyperliquid Is Testing a New Feature But Fake Apps Surface appeared on BitcoinEthereumNews.com. Hyperliquid is experimenting with a borrowing and lending module on its Hypercore testnet, signaling a potential expansion of the platform’s core offering. The development surfaced after on-chain researcher MLM noted that the team has begun running tests for a feature labeled BLP, which he believes stands for BorrowLendingProtocol. Sponsored Sponsored Is Hyperliquid Exploring a Native Lending Market? His finding suggests that Hyperliquid may be preparing to introduce a native money-market layer on Hypercore. This layer would support borrowing, supplying, and withdrawing assets. MLM said the testnet version of BLP currently lists only USDC and PURR, but he noted that even limited asset support creates a foundation for something larger. The Hyperliquid team is currently testing something called BLP on the Hypercore testnet – which I assume stands for BorrowLendingProtocol. It appears to be a native borrowing and lending market on Hypercore, with functions like borrowing, supplying, and withdrawing. Currently,… https://t.co/4SR0DRTCFJ pic.twitter.com/2SzWWTIxZl — MLM (@mlmabc) November 8, 2025 He argued that integrating a lending layer could help Hyperliquid introduce multi-margin trading more safely. In his view, margin positions would sit on top of verifiable lending pools rather than isolated balance sheets. That architecture would mirror systems already used across established DeFi money markets and could make leverage more transparent for traders. If rolled out, this feature would expand Hyperliquid’s footprint beyond perpetuals and provide users with access to DeFi functions currently missing from the ecosystem. The move could also consolidate activity on a single platform, creating a more integrated trading environment for users who now rely on external lending markets. Sponsored Sponsored Fake Hyperliquid App Sparks Security Concerns While the team experiments with new functionality, Hyperliquid users are battling a separate threat: a fraudulent mobile application that has appeared on the Google Play Store. The app mimics Hyperliquid’s branding despite the…

Author: BitcoinEthereumNews
Solana (SOL) Whales Hunt New Waters As MUTM at $0.035 Hooks Their Attention As Best Cryptocurrency To Invest In

Solana (SOL) Whales Hunt New Waters As MUTM at $0.035 Hooks Their Attention As Best Cryptocurrency To Invest In

The post Solana (SOL) Whales Hunt New Waters As MUTM at $0.035 Hooks Their Attention As Best Cryptocurrency To Invest In appeared on BitcoinEthereumNews.com. Spot Solana exchange-traded funds launched with substantial fund inflows, attracting $70 million of funds on Monday and a total of $269 million of funds since October 28, signifying institutional demand for its native asset. BSOL of Bitwise led in this surge in funds, acquiring 401 million in assets under management in late October and controlling 91% of global SOL exchange-traded product flows. Whales are now re-evaluating their stances in light of this misalignment as Mutuum Finance (MUTM) sharply highlights at a point of $0.035 in its Phase 6 Presale stage, in which 17,800 investors have channeled a sum of $18,500,000. MUTM identifies as the top investment digital currency as it promises a return of 445% at a launch price of $0.06 in its two-pronged lending model. Solana ETFs Attract Investors Amidst Decline Solana-tracked exchange-traded funds started off their trading days with strength, recording a daily intake of 70 million as their total increased to 269 million in a short while after listing. BSOL, a product of Bitwise, attracted a total of 401 million in assets as of October 31st, capturing over 9% of total SOL exchange-traded product assets while capturing 91% of all flows. Simultaneously, Grayscale’s GSOL attracted a meager amount of only 2.18 million, or roughly 1% of total flows. On a global front, Solana exchange-traded funds attracted more than 400 million in flows in a period of one week, which is the second-largest recorded, leading to an all-time high in net assets of 4.37 billion in U.S.-listed funds. Mutuum Finance Presale Picks Up Pace Mutuum Finance (MUTM) presale is rapidly progressing through Phase 6, with 85% distribution at a rate of $0.035 per token, a huge 250% surge in comparison to Presale Phase 1’s rate of just $0.01 per token, with 17,800 participants and a total of $18,500,000…

Author: BitcoinEthereumNews
Hyperliquid test nieuw leenprotocol op Hypercore testnet

Hyperliquid test nieuw leenprotocol op Hypercore testnet

Hyperliquid lijkt achter de schermen te werken aan een nieuwe functie binnen het Hypercore ecosysteem. Volgens analist MLM wordt op het testnet een component genaamd BLP getest, wat vermoedelijk staat voor Borrow Lending Protocol. Hoewel officiële bevestiging nog uitblijft, zou dit systeem een fundamentele rol kunnen gaan spelen in de... Het bericht Hyperliquid test nieuw leenprotocol op Hypercore testnet verscheen het eerst op Blockchain Stories.

Author: Coinstats