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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15520 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Top 3 Cryptocurrencies Analysts Are Tracking for Q1 2026 Growth, One of Them Could Surge 850%

Top 3 Cryptocurrencies Analysts Are Tracking for Q1 2026 Growth, One of Them Could Surge 850%

The post Top 3 Cryptocurrencies Analysts Are Tracking for Q1 2026 Growth, One of Them Could Surge 850% appeared on BitcoinEthereumNews.com. As 2026 approaches, market analysts are turning their attention to the next wave of cryptocurrencies poised for major growth. While blue-chip assets like Bitcoin (BTC) and Cardano (ADA) continue to dominate the headlines, many investors are realizing that their upside potential may be limited due to already massive market caps. The search for the best crypto to buy now has led analysts to spotlight a new contender that blends strong fundamentals with early-stage pricing, Mutuum Finance (MUTM). Bitcoin (BTC) Bitcoin (BTC) remains the undisputed leader of the cryptocurrency market, trading near $100,000 with a market cap exceeding $2 trillion. It’s often seen as the benchmark for all crypto movements, but at this scale, its growth curve is slowing. The world’s first cryptocurrency is facing heavy resistance between $116,900 and $120,000, with analysts identifying major support levels near $99,000. While Bitcoin has proven its resilience, its role has shifted. Once a high-growth asset, it now behaves more like digital gold, a store of value rather than a token for exponential profit. Analysts predict moderate growth for BTC heading into 2026, with a possible range of $125,000 to $135,000, representing only a 10–15% increase from current levels. Cardano (ADA) Cardano (ADA) is one of the most respected blockchain platforms for scalability and governance, but its price performance has been stagnant. ADA currently trades around $0.55, with a market cap of nearly $19 billion. The token faces resistance between $0.80 and $0.98, with a strong psychological barrier at $1.00. Support levels rest near $0.50–$0.57, a zone that has repeatedly been tested throughout 2025. Despite consistent development activity, Cardano’s growth potential is constrained by its maturity. It’s no longer a small-cap innovation story, it’s a well-established network facing tough competition from faster, newer DeFi ecosystems. Analysts believe ADA could trade between $0.90 and $1.10…

Author: BitcoinEthereumNews

2025/11/07

Hyundai Taps UK’s CuspAI to Accelerate AI-Driven Material Discovery

Hyundai Taps UK’s CuspAI to Accelerate AI-Driven Material Discovery

TLDRs; Hyundai partners with UK startup CuspAI to develop advanced mobility materials using AI. CuspAI applies generative AI and molecular simulations to discover new compounds. The move reflects a wider industry trend toward AI-led materials innovation. The partnership may explore batteries, hydrogen fuel cells, and sustainable composites. Hyundai Motor Group has entered a new frontier [...] The post Hyundai Taps UK’s CuspAI to Accelerate AI-Driven Material Discovery appeared first on CoinCentral.

Author: Coincentral

2025/11/07

Japan’s FSA Eyes Tightening Crypto Lending Rules

Japan’s FSA Eyes Tightening Crypto Lending Rules

Japan's FSA is mulling the idea of tightening rules surrounding crypto lending, a move designed to protect investors in the region. The post Japan’s FSA Eyes Tightening Crypto Lending Rules appeared first on Coinspeaker.

Author: Coinspeaker

2025/11/07

Japan’s FSA declares support for stablecoin backed by the country’s major banks

Japan’s FSA declares support for stablecoin backed by the country’s major banks

The post Japan’s FSA declares support for stablecoin backed by the country’s major banks appeared on BitcoinEthereumNews.com. Japan’s FSA said it will support a stablecoin project backed by three banking arms of the country’s major financial groups. Finance Minister Satsuki Katayama stated on November 7 that there is momentum to support digital payments in a country where credit cards and cash remain popular.  FSA’s Katayama disclosed after a regular cabinet meeting that the banking arms of Mitsubishi UFJ Financial Group (MUFG), Sumitomo Mitsui Financial Group (SMFG), and Mizuho Financial Group (MFG) will jointly issue stablecoins. He pointed out that the stablecoins will be tested for cross-border payments after the FSA’s assessment and approval. The agency wants to confirm whether the service can be carried out legally and in an appropriate manner.   The three megabanks, which reportedly have over 300,000 major business partners, unveiled their stablecoin ambition almost three weeks ago. They emphasized that the collaboration will help popularize stablecoins in Japan and create a common standard for cross-border payments and corporate clients. The Mitsubishi Corporation will pilot the first application.   Megabanks prepare for yen-pegged stablecoin launch The three major banks have announced that they will soon launch a Japanese yen-backed stablecoin. The megabanks also disclosed that the stablecoin will maintain a 1:1 value redemption ratio. Meanwhile, they are considering a U.S. dollar-backed stablecoin to help streamline international transactions. Japan recently revised its Payment Services Act, allowing licensed banks and trust companies to issue stablecoins fully backed by fiat currency.  MUFG is expected to utilize its Progmat platform as the foundational building block for the issuance and management of the proposed stablecoin. Progmat was developed to support tokenized securities, but has since been enhanced to include stablecoin issuance features that align with Japan’s tight compliance standards.  “Each country makes its own financial system resilient for its own sake…it is also in every country’s interest for other financial systems…

Author: BitcoinEthereumNews

2025/11/07

Japan’s FSA To Tighten Crypto Lending Rules, Proposes Limits For IEOs

Japan’s FSA To Tighten Crypto Lending Rules, Proposes Limits For IEOs

The post Japan’s FSA To Tighten Crypto Lending Rules, Proposes Limits For IEOs appeared first on Coinpedia Fintech News Japan’s crypto space is evolving fast as regulators step up efforts to tighten the rules.  Regulators are working to keep investors safe by adding more strong protections while also supporting major projects. This shows that Japan’s crypto market is moving into a more structured and closely watched phase. FSA Tightens Crypto Lending Rules Japan’s Financial …

Author: CoinPedia

2025/11/07

Elixir Winds Down deUSD Following Stream Finance Fallout

Elixir Winds Down deUSD Following Stream Finance Fallout

The post Elixir Winds Down deUSD Following Stream Finance Fallout appeared on BitcoinEthereumNews.com. Elixir, a decentralized finance liquidity provider, has announced that it will wind down its deUSD synthetic dollar stablecoin. The decision follows Stream Finance’s disclosure of a major loss that triggered ripple effects across the DeFi ecosystem. Sponsored Sponsored What Happened Between Elixir and Stream Finance? Earlier this week, Stream Finance announced a significant loss of around $93 million in assets managed by an external fund manager. “Yesterday, an external fund manager overseeing Stream funds disclosed the loss of approximately $93 million in Stream fund assets,” Stream posted on November 4. Following the incident, the platform suspended all withdrawals and deposits, stating that any pending deposits would not be processed until further notice. The company also stated that it is withdrawing all remaining liquid assets, a process it anticipates completing in the near term. But why did this impact Elixir’s synthetic stablecoin? According to Nansen, “Elixir parked 65% of deUSD’s collateral with Stream. Stream then lost $93 million using its own stablecoin (xUSD) as collateral. When xUSD dropped 77%, deUSD’s entire backing basically vanished. That set off a chain reaction: Stream froze withdrawals → redemptions halted → panic selling hit Curve. $30 million+ dumped onchain as holders raced to exit.” Elixir responded by sunsetting its synthetic stablecoin. In a post on X (formerly Twitter), the network highlighted that it had processed redemptions for 80% of all deUSD holders. Sponsored Sponsored “All remaining holders of deUSD and sdeUSD will be able to redeem for a dollar,” the team wrote. Furthermore, the network revealed that it had taken a snapshot of all remaining holder balances. It also launched a claim page for users to redeem their assets in USDC. “deUSD holds no value and the stablecoin has been sunset. Please do not buy or make investments into deUSD, including through AMMs,” Elixir added.…

Author: BitcoinEthereumNews

2025/11/07

Why Investing in This Cheap Crypto Could Be More Profitable Than ETH or BTC in 2026

Why Investing in This Cheap Crypto Could Be More Profitable Than ETH or BTC in 2026

The post Why Investing in This Cheap Crypto Could Be More Profitable Than ETH or BTC in 2026 appeared first on Coinpedia Fintech News Could a $0.035 token truly outperform Bitcoin (BTC) and Ethereum (ETH) by 2026? While ETH and BTC continue to dominate headlines, smaller projects with real use cases are preparing to lead the next big wave of crypto growth. Mutuum Finance (MUTM) stands out as one of those few projects built on real value, not just …

Author: CoinPedia

2025/11/07

Best Crypto Presales to Buy Now – Digitap ($TAP) vs. Bitcoin Hyper vs. Pepenode

Best Crypto Presales to Buy Now – Digitap ($TAP) vs. Bitcoin Hyper vs. Pepenode

While retail investors panic about ongoing price action in majors, smart money is sniffing out the best market opportunities, and in crypto, there are always opportunities.  As the most popular cryptocurrencies currently face considerable bearish pressure, new projects like Digitap ($TAP), Bitcoin Hyper, and PEPENODE are capturing the attention of investors as each promises something bold. But which of them could be the best crypto to buy now in November? Digitap is the world’s first omni-bank for crypto and fiat, having already raised over $1.5 million in its fast-selling presale. Bitcoin Hyper is addressing Bitcoin’s speed and scalability, while PEPENODE is transforming staking into a joyful, gamified experience. With billions of dollars coming into early-stage startups, investors are questioning which ones could provide the next 100x returns. Bitcoin Hyper: Supercharging Bitcoin for the Future? Bitcoin Hyper is attempting to improve on what Bitcoin can do. It is a powerful Layer 2 solution that was developed to take care of some (if not all) of the major problems that Bitcoin usually faces. These include speed, fees, and scalability. By employing the Solana Virtual Machine (SVM), Bitcoin Hyper brings smart contracts and lightning-fast transactions to Bitcoin. This allows developers to build DeFi, gaming, and Web3 apps with ease. Its decentralized Canonical Bridge connects directly to Bitcoin’s basic layer, letting users move BTC easily between chains. This means near-instant transactions, ultra-low fees, and no compromise on Bitcoin’s famed security.The $HYPER price is currently at $0.013225, and the presale has already raised more than $26 million. Investors are probably taking note of its potential as one of the promising altcoins to buy now, as Bitcoin Hyper might just be gradually becoming the key to unlocking Bitcoin’s full potential, combining the trust of Bitcoin with the speed and flexibility of Solana. PEPENODE: Gamified Staking for the Next Generation? PEPENODE is trying to make how people interact with crypto much better. Instead of just passive presales and technical staking, it adds a gamified virtual mining system that is enjoyable, accessible, and rewarding. Moreover, users can build digital server rooms, enhance facilities, and earn virtual rewards all without hardware or sophisticated installations. Built on Ethereum, PEPENODE uses safe smart contracts to handle staking, governance, and rewards, assuring transparency from the start. The web-based mining dashboard records progress in real time, with mobile apps planned for post-launch. The $PEPENODE token is presently valued at $0.0011363, with the presale already raising more than $2 million.With early adopters enjoying tiered node advantages and interactive engagement before launch, PEPENODE could possibly stand out among the top crypto presale investments to watch. $PEPENODE attempts to go beyond just being another token in the crypto market; rather, it aims to be a community-driven, gamified staking revolution. Digitap: The World’s First Omni-Bank for Crypto and Fiat Digitap is the world’s first omni-bank, blending traditional finance with blockchain innovation to transform the way that people manage money all around the world. It is a worldwide superapp that lets users deposit, transfer, swap, and spend both crypto and fiat seamlessly. Integrated with Apple Pay, Google Pay, and Visa, Digitap enables quick tap-to-pay transactions. It makes using crypto very easy across millions of merchant terminals globally. Moreover, users may also enjoy offshore, no-KYC accounts, best-rate currency swaps, and full privacy with selectable anonymity settings and encrypted transfers. The platform’s jurisdiction-aware compliance engine maintains transactions smoothly while respecting global standards.With AI-powered remittances, cashback benefits, and in-app peer-to-peer Digitap transfers, Digitap delivers unsurpassed real-world usability. As blockchain meets traditional banking, Digitap is setting a new norm for financial freedom. This makes it possibly the best crypto presale to invest in today for investors seeking both utility and potentially good ROIs. Digitap Presale: The Best Crypto Presale to Buy Now? Digitap’s presale is already drawing the attention of smart investors, while some people are still busy doubting its potential. In round two, the $TAP token is priced at $0.0268, already up over 100% from its $0.0125 initial price. More than $1.5 million has been raised, with over 98 million tokens sold, and almost 70% of the current presale round is already sold out. The next phase will see the price grow to $0.0297, ahead of a predicted $0.14 exchange listing, which is around a potential 422% gain from the current price. Investors are perhaps enticed by Digitap’s good tokenomics, where 50% of platform fees are spent on buybacks, burns, and staking incentives reaching 124% APY.Audited by Solidproof and Coinsult, Digitap’s transparency offers added confidence. With the beta version online on iOS and Android and demand growing, this is the kind of early asymmetry that smart investors may be seeking. $TAP is not just one of the top altcoins to buy; some investors probably even consider it the best crypto to buy now in November. Why Digitap Could Be the Best Crypto to Buy Now As Bitcoin Hyper pushes Bitcoin toward scalability and PEPENODE gamifies staking, Digitap is quietly constructing something much bigger, which is a bridge between blockchain and real-world banking. Its Visa-powered omni-banking superapp already works with Apple Pay and Google Pay, bringing crypto spending into everyday life. USE THE CODE “DIGITAP15” FOR 15% OFF FIRST-TIME PURCHASES With over $1.5 million raised and approximately 70% of the current presale round sold out, Digitap is gathering traction rapidly. The $TAP token will likely benefit from genuine adoption, AI-driven remittances, and robust tokenomics that reward long-term holders. Risks like regulatory adjustments persist, but the compliance-first methodology and successful beta software of Digitap offer confidence. Among all the best altcoins to buy now in 2025, Digitap stands out for its utility, scalability, and timing. Join the presale now before it’s too late. Discover how Digitap is unifying cash and crypto by checking out their project here: Presale: https://presale.digitap.app Website: https://digitap.app  Social: https://linktr.ee/digitap.app This article is not intended as financial advice. Educational purposes only.

Author: Coinstats

2025/11/07

This $0.035 Altcoin Aims To replicate Ripple’s (XRP) 2017 Vibes, Is it The Next Crypto To Explode

This $0.035 Altcoin Aims To replicate Ripple’s (XRP) 2017 Vibes, Is it The Next Crypto To Explode

In 2017, the XRP token of Ripple sparked an explosive rise with prices going from just $0.0063 to a high of $3.40, yielding more than 53,800% for early adopters. Quick cross-border payment solutions drove adoption. Today, Mutuum Finance (MUTM) at $0.035 mirrors exactly the above-mentioned sentiment with its organized DeFi lending strategy to attract 17,790 […]

Author: Cryptopolitan

2025/11/07

Compound Temporarily Pauses Key Lending Markets Amid Liquidity Issues

Compound Temporarily Pauses Key Lending Markets Amid Liquidity Issues

The post Compound Temporarily Pauses Key Lending Markets Amid Liquidity Issues appeared on BitcoinEthereumNews.com. Key Points: Compound temporarily halts key lending markets after liquidity crisis. USDC, USDS markets resume withdrawals November 6. Stream Finance reports $93 million loss linked to Elixir. Compound Finance, under advisement from Gauntlet, initiated an emergency pause on Ethereum lending markets (USDC, USDS, USDT) following a liquidity crisis affecting Elixir’s stablecoins, impacting key stakeholders. The move addresses substantial risks, including a $93 million loss disclosed by Stream Finance, as markets gradually restore safety and liquidity post-crisis with ongoing governance oversight. Gauntlet’s Strategic Move Amid $93 Million Loss Impact Gauntlet advised Compound to temporarily pause key stablecoin markets on Ethereum due to liquidity concerns related to Elixir’s deUSD and sdeUSD. The pause, which was approved, affected USDC, USDS, and USDT lending activities. Following this pause, withdrawals for USDC and USDS resumed on November 6. Compound aims to gradually restore services, prioritizing system safety as liquidity issues are resolved. Elixir’s stablecoin exposure, notably at the center of this suspension, caused a significant market impact as mentioned in governance updates. Gauntlet recommends a temporary emergency pause in the following comets: Ethereum USDC, Ethereum USDS, Ethereum USDT. Due to concerns surrounding Elixir, Gauntlet has observed a liquidity crunch in both deUSD and sdeUSD. […] Until this proposal passes, Gauntlet recommends pausing withdraw on the affected comets. Gauntlet Team, DeFi Risk Management Firm, Gauntlet DeFi’s Resilience Tested: Challenges and Market Stability Did you know? Gauntlet’s intervention is not unprecedented; similar actions have historically stabilized DeFi markets during liquidity disruptions, reflecting the ongoing need for agile risk management. According to CoinMarketCap, USDC remains stable at $1.00, with a market dominance of 2.24%. The market cap holds at approximately formatNumber(75449734212, 2), while recent price fluctuations remain minimal, illustrating a consistent performance despite broader market volatility. USDC(USDC), daily chart, screenshot on CoinMarketCap at 10:47 UTC on November 7,…

Author: BitcoinEthereumNews

2025/11/07

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