Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15427 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
How can you generate consistent daily income with Global Cloud

How can you generate consistent daily income with Global Cloud

The post How can you generate consistent daily income with Global Cloud appeared on BitcoinEthereumNews.com. Globally, the value of crypto assets that are not being actively used has surpassed $1.4 trillion. Over 38% of investors are moving away from simply betting on price increases. They instead focus on earning returns through their investments. Regulations on staking and lending are becoming more stringent. Therefore, there is a rapidly increasing need for reliable, user-friendly, and highly effective cash flow solutions. Global Cloud follows EU MiCA regulations. It offers AI-driven cloud mining along with clear, fixed-term agreements. Thus, it transforms popular cryptocurrencies like XRP, BTC, and ETH into daily passive income or stablecoins held in USD. That’s how it is effectively turning your crypto holdings into active earning assets. Market Trend: Shifting from Long-term Holding to Consistent Returns The strategy of holding onto cryptocurrency assets is famous as “HODL”. It was once the most common approach for investing in crypto. However, by 2025, the focus of investors has clearly moved toward seeking consistent returns.  Studies from institutions indicate that over 42% of active investors now place high importance on the sustainability of their returns. At the same time, involvement in conventional DeFi protocols has been decreasing each year. It is mainly because of increased regulatory oversight and the unpredictable nature of returns. Global Cloud has emerged as the preferred option for users due to its straightforward and consistent return model. Assets such as XRP don’t suport staking. So, cloud mining helps bridge the cash flow gap for them. It is transforming the act of holding into a source of daily passive income. About Global Cloud: Generate Daily USD Returns from Idle Crypto Assets. Global Cloud is a smart cloud mining platform. It provides daily returns in US dollars to users around the world. Since its establishment in 2019, it has provided services to users in more than 190…

Author: BitcoinEthereumNews
BlockchainFX ($BFX) Outpaces Every Rival, Leaving BlockSack (BSACK) Behind in the Best Crypto Presale 2025 Run

BlockchainFX ($BFX) Outpaces Every Rival, Leaving BlockSack (BSACK) Behind in the Best Crypto Presale 2025 Run

BlockchainFX ($BFX) dominates the best crypto presale 2025, outpacing BlockSack (BSACK) with $10.5M raised, high APYs, and huge global investor momentum.

Author: Blockchainreporter
This millionaire crypto hacker continues to freely cash out a year later

This millionaire crypto hacker continues to freely cash out a year later

On Oct. 31, 2025, the Radiant exploiter transferred approximately 5,411.8 ETH to Tornado Cash, a move worth roughly $20.7 million. Nine days earlier, the same cluster had moved approximately 2,834.6 ETH, equivalent to $10.8 million, after staging funds across chains and through swaps before the mixer. Neither burst looked hurried. Both looked like a careful […] The post This millionaire crypto hacker continues to freely cash out a year later appeared first on CryptoSlate.

Author: CryptoSlate
Milk Mocha Token Presale Launches After Record Whitelist Demand

Milk Mocha Token Presale Launches After Record Whitelist Demand

Milk Mocha’s world of love, laughter, and bear hugs has officially entered crypto history. The duo’s $HUGS token has turned from a charming fandom idea into a record-breaking presale frenzy. The post Milk Mocha Token Presale Launches After Record Whitelist Demand appeared first on CryptoNinjas.

Author: Crypto Ninjas
Here’s how much XRP is up since Jim Cramer said it’s ‘destined to be wiped out’

Here’s how much XRP is up since Jim Cramer said it’s ‘destined to be wiped out’

The post Here’s how much XRP is up since Jim Cramer said it’s ‘destined to be wiped out’ appeared on BitcoinEthereumNews.com. During his Squawk Box appearance on December 16, 2022, Jim Cramer said XRP was “destined to be wiped out,” together with Dogecoin (DOGE) and Litecoin (LTC). The Mad Money host viewed the cryptocurrencies as weak compared to Bitcoin (BTC) and thus not promising in the long run. “It’s like $80 billion worth of non-Bitcoin that’s really destined to be wiped out. There are still people who conflate blockchain with them,” Cramer said. “I think you should be negative on #crypto. I’m negative on $XRP, $LTC, and $DOGE because I haven’t been able to find anyone that takes them,” says @jimcramer. “It’s like $80 billion worth of non-Bitcoin that’s destined to be wiped out.” pic.twitter.com/lrFbjtT0Wn — Squawk Box (@SquawkCNBC) December 16, 2022 Nearly three years later, however, the token is not only still alive but also enjoying a price Cramer would have found unthinkable back then. Namely, XRP price has climbed from  $0.35 after the broadcast to $2.41 at the time of writing, November 3, 2025, being nearly 590% in the green. XRP price. Source: https://www.exchange-rates.org/exchange-rate-history/xrp-usd-2022p XRP continues to grow While XRP has certainly grown since Cramer’s false predictions, the AI XRP price prediction outlook is still strengthening as new institutional developments fuel investor enthusiasm.  Namely, the XRP ecosystem is set for a major expansion in November, with Canary Capital’s XRP ETF expected around November 13–14, followed by a Bitwise product later in the month. Ripple also rolled out Ripple Prime in the U.S. on November 3, offering spot prime brokerage and over-the-counter (OTC) trading services for major digital assets. From a technical standpoint, XRP price forecast remains capped below key resistance, with a push to $2.90 contingent on clearing $2.70. Moreover, support near $2.40 continues to hold, suggesting limited near-term downside unless broader crypto sentiment weakens.  Still, not everyone is…

Author: BitcoinEthereumNews
This New DeFi Coin Could Be the Best Crypto to Accumulate Before Q1 2026

This New DeFi Coin Could Be the Best Crypto to Accumulate Before Q1 2026

As the crypto market remained in the stage of recovery, just before the 2026 perspective, investors are focused on more recent tokens than previously overvalued blue-chip coins. Most focus has gone on projects that offer practical utility and have easily defined growth patterns and one such project that continues to be discussed by analysts is […]

Author: Cryptopolitan
$116M in Crypto Assets Gone – Balancer Suffers One of DeFi’s Largest Exploits

$116M in Crypto Assets Gone – Balancer Suffers One of DeFi’s Largest Exploits

Over $116 million in crypto assets have been drained from Balancer Protocol, marking one of the most severe decentralized finance (DeFi) exploits of 2025. At approximately 9:12 AM on Monday, blockchain analytics firm Lookonchain first raised the alarm, reporting that Balancer had been exploited for $70.6 million in crypto assets. Initial data revealed that the attacker siphoned off 6,587 WETH ($24.46 million), 6,851 osETH ($26.86 million), and 4,260 wstETH (~$19.27 million) across multiple blockchains. Balancer $116M DeFi Exploit Unfolds Within just thirty minutes, Lookonchain updated that the attack was still ongoing, with total stolen funds exceeding $116 million. The scale and precision of the exploit suggest a highly coordinated and technically sophisticated operation spanning several DeFi ecosystems. As of press time, on-chain data shows the hacker’s DeBank portfolio holding around $95 million, while roughly $21 million has been distributed to various wallets, likely an early move toward obfuscating and liquidating the stolen assets.Source: DeBank The exploit has also triggered a ripple effect across Balancer-forked projects, as many associated protocols reported security breaches or precautionary withdrawals. Panic withdrawals began soon after news of the attack broke, most notably from a whale wallet (0x0090) that had been dormant for three years but suddenly withdrew $6.5 million from Balancer pools. Major DeFi Protocols Respond Major Ethereum-based protocols have been quick to respond. Lido, a leading liquid staking platform, confirmed that certain Balancer V2 pools were impacted but clarified that Lido’s core protocol and user funds remain safe. In an official statement, Lido noted: “Out of an abundance of caution, the Veda team — curators of Lido GGV — has withdrawn its unaffected Balancer position.” Meanwhile, Aave, another top DeFi lending protocol, emphasized that it remains completely unaffected. Aave explained that its Aave/stETH stkBPT pool uses a custom version of Balancer V2 that operates independently of Balancer’s vulnerable components. “The Aave protocol has no dependencies over Balancer V2 and is unaffected to the best of our knowledge,” the team stated. Unclear Root Cause and Ongoing Investigation Balancer developers have acknowledged the exploit but have not revealed the root cause or the extent of the loss. However, early signs point to a complex cross-chain exploit vector that may have targeted the protocol’s unique liquidity architecture. Moreover, today’s exploit is not the first time the Balancer protocol has faced attacks and drains from its pools. In August 2023, the protocol suffered a $2 million drain associated with a code vulnerability, and then the following month, over $900,000 was drained again across its V2 pool. Just like the recent exploit, the vulnerable assets were spread across various networks, including Ethereum, Polygon, Arbitrum, Optimism, Avalanche, Gnosis, Fantom, and zkEVM. Growing DeFi Security Concerns Another noticeable concern about the recent crypto exploit is how it’s now spreading across every major chain aside from Ethereum. On September 8, Nemo Protocol, a decentralized finance (DeFi) yield platform operating on the Sui blockchain, fell victim to a cyberattack that resulted in $2.4 million in losses just ahead of its scheduled maintenance window. On the same day, Swiss crypto platform SwissBorg lost $41.5 million worth of Solana (SOL) tokens after hackers compromised partner API provider Kiln. Similarly, in May, Cryptonews reported that Cetus Protocol, a decentralized exchange built on the Sui blockchain, fell victim to an exploit that siphoned off more than $200 million in crypto assets. PeckShield’s latest report reveals that crypto hacks caused $127.06 million in losses in September 2025 alone, noting the continued risk of large-scale attacks on decentralized finance (DeFi) and blockchain platforms. In just the first half of 2025, crypto exploits reached $2.1 billion, nearly matching all of 2024’s total losses. Why Crypto Hacks Keep Happening When Cryptonews spoke with Mitchell Amador, founder and CEO of Immunefi, in August, he revealed that most crypto hacks happen for three major reasons, which are: Static audits: Enterprises rely on one-time checks, missing post-launch flaws in evolving smart contracts. Ignoring incentives: They underestimate Web3’s open-ledger attack appeal, needing bounties to outbid black hats. No Web3 expertise: Many teams lack prior blockchain knowledge, missing composability or oracle risks

Author: CryptoNews
Flare’s DeFi Ecosystem Is on Fire Right Now and XRP Is the Spark

Flare’s DeFi Ecosystem Is on Fire Right Now and XRP Is the Spark

DeFi is everywhere. It’s integrated into your web browser, your crypto wallet, and your dapp store. Not only is it onchain but it’s even accessible on centralized exchanges under the banner of CeDeFi.

Author: Cryptodaily
Best Crypto to Invest In for 2026, This New Token Could Be Next ETH

Best Crypto to Invest In for 2026, This New Token Could Be Next ETH

The post Best Crypto to Invest In for 2026, This New Token Could Be Next ETH appeared first on Coinpedia Fintech News Ethereum changed how people saw digital finance. Early backers believed in its use before the hype began, and they watched it soar. Now, a new wave in decentralized finance is forming. Mutuum Finance (MUTM) is stepping into that arena with a mission to reshape how lending, borrowing, and stablecoins work together. This next-generation DeFi crypto …

Author: CoinPedia
DustyBC Crypto Reviews Bitcoin Hyper, New BTC Layer-2

DustyBC Crypto Reviews Bitcoin Hyper, New BTC Layer-2

The crypto market is entering a pivotal week as November begins, with multiple factors set to influence investor sentiment and trading activity. Bitcoin is currently hovering around $110K after a brief dip. Positive news, such as the temporary trade agreement between the US and China, has eased tensions and boosted optimism for global markets, encouraging […]

Author: The Cryptonomist