Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15325 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin Dips Under $110,000 After Fed Cuts Rates

Bitcoin Dips Under $110,000 After Fed Cuts Rates

The post Bitcoin Dips Under $110,000 After Fed Cuts Rates appeared on BitcoinEthereumNews.com. Ethereum and major altcoins fall as investors weigh the Fed’s move and trade uncertainty. The cryptocurrency market turned sharply lower on Wednesday after the Federal Reserve cut interest rates by a quarter point, marking its second reduction this year. Bitcoin (BTC) fell 3.6% to $110,663, while Ethereum (ETH) dropped 5% to $3,921. Other major coins also declined, with XRP down 3% to $2.60, BNB falling 2.6% to $1,105, and Solana (SOL) down 3.1% to $193. BTC Chart Despite the overall pullback, some coins saw strong gains. Official Trump (TRUMP) surged 17.9% to $8.25, Zcash (ZEC) rose 10% to $344.46, and pumpfun (PUMP) climbed 6%. The day’s top losers included Aster (ASTER), down 8.8% to $1.05, Cronos (CRO), which fell 7% to $0.1484, and Story (IP), down 5.4% to $4.89. The global cryptocurrency market capitalization is down 2% over the past 24 hours to $3.84 trillion, with Bitcoin dominance at 57.6% and Ethereum dominance at 12.3%. Liquidations and Market Flows Around $851 million in crypto positions were liquidated over the past 24 hours, according to Coinglass. Long positions accounted for about $658 million, while shorts made up $193 million. Bitcoin led the liquidations with nearly $282 million, Ethereum followed with $256 million, and Solana contributed over $80 million. Spot Bitcoin ETFs attracted $202 million in inflows on Tuesday, marking the fourth consecutive day of inflows totaling around $462 million. Spot Ethereum ETFs recorded nearly $246 million in inflows, marking the second consecutive day of inflows, according to SoSoValue. Fed Reserve Decision The Federal Reserve cut interest rates by 0.25% on Wednesday, bringing rates below 4% for the first time since late 2022. Officials said they are worried about the labor market, but don’t have full economic data because the government is shut down. Two Fed members disagreed: Stephen Miran wanted a…

Author: BitcoinEthereumNews
Tokinvest Partners with Singularry to Bring RWAs to DeFAI Users

Tokinvest Partners with Singularry to Bring RWAs to DeFAI Users

The post Tokinvest Partners with Singularry to Bring RWAs to DeFAI Users appeared on BitcoinEthereumNews.com. Dubai, UAE/ Oct. 28, 2025: Tokinvest, the VARA-licensed platform for tokenized real-world assets (RWAs), has announced a new partnership with Singularry SuperApp, a groundbreaking platform built on BNB Chain that bridges Artificial Intelligence (AI) and Decentralised Finance (DeFi) to make Web3 investing intuitive, efficient, and human-centric. Through this collaboration, Tokinvest’s regulated RWA infrastructure will be integrated directly into Singularry’s all-in-one DeFAI ecosystem, giving users seamless access to suitable tokenized investments alongside their existing DeFi tools. Tokinvest is progressing regulatory approval for a range of tokenized products, including real estate, commodities, and private credit products.  Scott Thiel, CEO and Co-Founder of Tokinvest, said: “Having spent more than a decade in Greater China watching the rise of Web2 superapps like WeChat and Alipay, I’ve seen firsthand how technology can transform how people interact with finance. This collaboration with Singularry SuperApp feels like the next evolution: the Web3 version of that story.  “Our infrastructure does the heavy lifting on compliance and custody, so users don’t have to think about blockchain or wallets; they can just invest. It’s another step towards making tokenization a normal part of how people build wealth, not a niche for early adopters.” Built on BNB Chain, Singularry combines artificial intelligence, multi-protocol DeFi, and cross-chain bridging in one interface. Its AI systems are designed for human-level problem-solving, market analysis, risk management, and complex on-chain transaction execution through the touch of a button or simple voice or text commands. The Singularry SuperApp is actively developing and expanding integrations with major protocols across the BNB Chain ecosystem, including Venus Protocol and ListaDAO for lending, borrowing, and collateral efficiency, Thena.fi for trading, liquidity, and yield optimization, and Enfineo.com, the on/off-ramp and Web3 NeoBanking layer. Together with Tokinvest, these integrations will deliver seamless fiat-to-crypto connectivity and Crypto Credit Card functionality, empowering users to move,…

Author: BitcoinEthereumNews
8 Best Meme Coins with 1000X Potential: Trendy, Viral, and Ready to Surge

8 Best Meme Coins with 1000X Potential: Trendy, Viral, and Ready to Surge

Meme coins have captured the imagination of investors seeking explosive growth and viral potential. Coins like MoonBull ($MOBU), Peanut the […] The post 8 Best Meme Coins with 1000X Potential: Trendy, Viral, and Ready to Surge appeared first on Coindoo.

Author: Coindoo
Beyond Slots: Deconstructing the Crash and Live Game Show Verticals with Spartans

Beyond Slots: Deconstructing the Crash and Live Game Show Verticals with Spartans

Online casinos have evolved far beyond spinning reels and card tables. Platforms like Spartans are expanding what players expect from digital entertainment by introducing dynamic, interactive categories that merge crypto innovation with game design. Two of the most talked-about categories are Crash Games and Live Game Shows, each representing a distinct leap forward in how […] The post Beyond Slots: Deconstructing the Crash and Live Game Show Verticals with Spartans appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Rates cut again, but Powell raises doubts about December

Rates cut again, but Powell raises doubts about December

The post Rates cut again, but Powell raises doubts about December appeared on BitcoinEthereumNews.com. The Federal Reserve on Wednesday approved its second straight interest rate cut, though Chair Jerome Powell rattled markets when he threw doubt on whether another reduction is coming in December. By a 10-2 vote, the central bank’s Federal Open Market Committee lowered its benchmark overnight borrowing rate to a range of 3.75%-4%. In addition to the rate move, the Fed announced that it would be ending the reduction of its asset purchases – a process known as quantitative tightening – on Dec 1. Governor Stephen Miran again cast a dissenting vote, preferring the Fed move more quickly with a half-point cut. Kansas City Fed President Jeffrey Schmid joined Miran in dissenting but for the opposite reason – he preferred the Fed not cut at all. The rate also sets a benchmark for a variety of consumer products such as auto loans, mortgages and credit cards. The post-meeting statement did not provide any direction on what the committee’s plans are for December. At the September meeting, officials indicated the likelihood of three total cuts this year. The Fed meets once more in December. Chair Jerome Powell, however, cautioned against assuming that a rate cut is a sure thing at the next meeting. Traders had been pricing in about an 85% probability of a reduction, according to the CME Group’s FedWatch. “In the committee’s discussions at this meeting, there were strongly differing views about how to proceed in December,” Powell said during his post-meeting news conference. “A further reduction in the policy rate at the December meeting is not a foregone conclusion. Far from it.” Stocks, which had been higher after the initial decision was released, turned lower on the chair’s comments. The reduction came even though the Fed essentially has been flying blind lately on economic data. Other than the consumer…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) Named Best Crypto to Invest in, Presale Stage 6 Approaches Completion With $18M Raised

Mutuum Finance (MUTM) Named Best Crypto to Invest in, Presale Stage 6 Approaches Completion With $18M Raised

While the crypto market is on fire, Mutuum Finance (MUTM) is becoming one of the most popular cryptos to invest in 2025. Mutuum Finance’s own Phase 6 presale already managed to bring in $18.15 million, more than 80% of tokens in this round sold and a window of opportunity quickly running out for buyers to […]

Author: Cryptopolitan
Fed MBS Reinvestment: The Crucial Shift Shaping Future Markets

Fed MBS Reinvestment: The Crucial Shift Shaping Future Markets

BitcoinWorld Fed MBS Reinvestment: The Crucial Shift Shaping Future Markets The Federal Reserve has made a pivotal announcement regarding its balance sheet management. After the quantitative tightening (QT) program concludes on December 1, a new era for financial markets begins. This involves a crucial shift: principal repayments from its vast holdings of mortgage-backed securities (MBS) will now be funneled into short-term Treasury securities. This Fed MBS reinvestment strategy is poised to have a profound impact on the financial landscape. What Exactly is Quantitative Tightening (QT) and Why is it Ending? Quantitative Tightening, or QT, is the process where the Federal Reserve reduces the size of its balance sheet. It achieves this by allowing bonds to mature without reinvesting the principal. Essentially, the Fed withdraws liquidity from the financial system, which helps to tighten financial conditions. The program’s conclusion on December 1 signals a shift away from actively shrinking the balance sheet. However, it does not mean the Fed is done managing its holdings. Instead, it sets the stage for a new, more nuanced approach to balance sheet management, particularly concerning the Fed MBS reinvestment strategy. Decoding the New Fed MBS Reinvestment Strategy The core of the Fed’s announcement is straightforward yet significant. Principal repayments received from its holdings of mortgage-backed securities will no longer be used to purchase new MBS. Instead, these funds will be directed towards short-term Treasury securities. This contrasts with previous policies, which often involved reinvesting into similar assets or allowing them to simply run off. The decision to focus on short-term Treasurys has specific implications for the yield curve and overall market liquidity. This particular Fed MBS reinvestment choice is a calculated move by the central bank. How Will This Fed MBS Reinvestment Impact Financial Markets? This strategic shift carries several important implications for financial markets: Bond Market Dynamics: The increased demand for short-term Treasurys from the Fed could put downward pressure on short-term yields. Conversely, reduced demand for long-term MBS might contribute to higher mortgage rates than otherwise would be the case. Interest Rate Environment: While the Fed’s policy rate is a key driver, its balance sheet operations also influence broader interest rates. This targeted Fed MBS reinvestment can subtly reshape the interest rate environment. Market Liquidity: Although QT is ending, the reinvestment strategy continues to manage the overall size of the Fed’s balance sheet, thereby influencing the amount of liquidity in the financial system. These adjustments can affect everything from government borrowing costs to corporate financing and consumer loans. What Does This Mean for the Average Investor and the Economy? For the average investor, understanding the Fed MBS reinvestment strategy is crucial. It can provide insights into potential shifts in the market: Mortgage Rates: The reduced Fed demand for MBS could mean that mortgage rates face continued upward pressure or remain elevated, impacting housing affordability. Bank Lending: Banks may adjust their lending strategies and portfolio compositions in response to changes in bond yields and liquidity. Economic Signals: The Fed’s actions often signal its outlook on the economy. This move suggests a preference for greater flexibility and control over the short end of the yield curve. Ultimately, this change is part of the Fed’s ongoing effort to maintain economic stability while navigating a complex global financial landscape. In conclusion, the Federal Reserve’s decision to reinvest principal repayments from MBS into short-term Treasury securities after QT ends on December 1 is a significant development. While the active shrinking of the balance sheet concludes, the Fed’s balance sheet management remains a powerful tool. This strategic Fed MBS reinvestment is set to influence bond markets, interest rates, and the broader economy, signaling a nuanced approach to monetary policy in the coming period. Staying informed about these changes is key for anyone involved in financial markets. Frequently Asked Questions (FAQs) What is Quantitative Tightening (QT)? Quantitative Tightening (QT) is a monetary policy tool where the Federal Reserve reduces the size of its balance sheet by allowing previously purchased bonds to mature without reinvesting the principal. This action effectively removes liquidity from the financial system. What are Mortgage-Backed Securities (MBS)? Mortgage-Backed Securities (MBS) are investment products that are made up of a pool of mortgage loans. Investors in MBS receive payments from the interest and principal of these underlying mortgages. The Fed holds a large quantity of MBS as part of its balance sheet. Why is the Fed reinvesting into short-term Treasurys instead of MBS? The Fed’s decision to reinvest into short-term Treasurys instead of MBS allows it to maintain a more flexible and liquid balance sheet. It also shifts demand towards government debt, potentially influencing the yield curve and broader financial conditions in a targeted manner. How might this Fed MBS reinvestment strategy affect mortgage rates? By reducing its demand for MBS, the Fed might indirectly contribute to higher mortgage rates than if it continued to reinvest in them. This is because there will be less institutional demand for these securities in the market, which can push up their yields. Does the end of QT and this reinvestment strategy mean the Fed is easing monetary policy? Not necessarily. While the active balance sheet reduction (QT) is ending, the Fed is not expanding its balance sheet. Reinvesting principal repayments, even into different assets, is a form of balance sheet management. It indicates a more neutral stance compared to active tightening, but it is not a direct easing of monetary policy like cutting interest rates. Did you find this article insightful? Share it with your network to help others understand the Federal Reserve’s evolving strategies and their impact on the economy. Your shares help us bring more crucial financial insights to a wider audience! To learn more about the latest financial market trends, explore our article on key developments shaping global economic policy and stability. This post Fed MBS Reinvestment: The Crucial Shift Shaping Future Markets first appeared on BitcoinWorld.

Author: Coinstats
LivLive ($LIVE) Outshines HEXYDOG (HEXY) and Eggman (EGGY) as the Top Crypto Coin Everyone’s Talking About in Q4 2025

LivLive ($LIVE) Outshines HEXYDOG (HEXY) and Eggman (EGGY) as the Top Crypto Coin Everyone’s Talking About in Q4 2025

Top crypto coins are turning heads this October 2025 as the digital market gains fresh attention. Each project brings something […] The post LivLive ($LIVE) Outshines HEXYDOG (HEXY) and Eggman (EGGY) as the Top Crypto Coin Everyone’s Talking About in Q4 2025 appeared first on Coindoo.

Author: Coindoo
Strategy Founder Michael Saylor Says Bitcoin Price Will Continue to Rise in the Long Term! Here Are the Details

Strategy Founder Michael Saylor Says Bitcoin Price Will Continue to Rise in the Long Term! Here Are the Details

The post Strategy Founder Michael Saylor Says Bitcoin Price Will Continue to Rise in the Long Term! Here Are the Details appeared on BitcoinEthereumNews.com. Strategy founder Michael Saylor said in a recent interview that Bitcoin is now firmly positioned as “digital gold” and that its price will continue to rise in the long run. Michael Saylor: “Bitcoin Is Now Digital Gold and Its Price Will Continue to Rise” According to Saylor, the US approval of Bitcoin ETFs last year accelerated Bitcoin’s acceptance as a store of value in the markets. Furthermore, the March 2025 crypto summit further reinforced this view. Saylor reminded that gold-backed loans have historically held an important place in the Western financial system, and stated that Bitcoin, as digital capital, forms the basis of new generation credit instruments. Emphasizing that growth in the field of digital finance is accelerating, Saylor said that the tokenization process of money, stocks, bonds and other real assets has given great momentum, especially to networks like Ethereum. Drawing attention to the importance of institutional adoption, Saylor stated that major banks such as JPMorgan, Citibank, and Wells Fargo have recently revised their crypto policies and started accepting Bitcoin and Ethereum as collateral. Recalling that MicroStrategy was the first Bitcoin-focused company to receive an S&P credit rating, Saylor stated that its products were preferred by many institutional investors, including BlackRock’s PFF fund. He emphasized that the company’s ultimate goal is to reach a $300 billion Bitcoin portfolio and increase the global adoption of Bitcoin through digital lending tools. *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/strategy-founder-michael-saylor-says-bitcoin-price-will-continue-to-rise-in-the-long-term-here-are-the-details/

Author: BitcoinEthereumNews
Tokenized Credit Fund: Securitize and BNY Unveil a Revolutionary Opportunity

Tokenized Credit Fund: Securitize and BNY Unveil a Revolutionary Opportunity

BitcoinWorld Tokenized Credit Fund: Securitize and BNY Unveil a Revolutionary Opportunity The financial world is buzzing with a groundbreaking development that promises to reshape institutional investment. Securitize, a leader in digital asset securities, has joined forces with financial giant BNY Mellon to launch a pioneering tokenized credit fund. This collaboration isn’t just news; it’s a significant leap towards integrating traditional finance with the efficiency and transparency of blockchain technology. What is a Tokenized Credit Fund and Why Does it Matter? At its core, a tokenized credit fund like the Securitize Tokenized AAA CLO Fund (STAC) transforms traditional investment assets into digital tokens on a blockchain. This specific fund leverages the robust and widely adopted Ethereum blockchain. By doing so, it opens up exciting new investment opportunities in Collateralized Loan Obligations (CLOs). CLOs are sophisticated financial instruments. They are essentially securities backed by a diversified pool of leveraged loans, typically extended to companies with lower credit ratings. Historically, these have been complex, illiquid assets primarily accessed by large institutional investors. By tokenizing these assets, Securitize aims to democratize access, making them more approachable and potentially more liquid for a wider range of qualified investors. This innovation streamlines the investment process, offering a novel pathway to participate in the credit market. The Power of Collaboration: Securitize, BNY, and the Tokenized Credit Fund This initiative highlights a powerful synergy between a pioneering tokenization firm and a long-standing financial institution. Securitize brings its cutting-edge expertise in digitizing real-world assets onto blockchain platforms. Crucially, BNY Mellon, a global financial services leader, steps in as the custodian for the fund’s underlying assets. This role provides a critical layer of trust, security, and regulatory compliance that is essential for institutional adoption. Furthermore, BNY Mellon’s subsidiary, Insight Investment, contributes its extensive experience to the partnership. Insight will handle the intricate investment management aspects of the fund, ensuring professional oversight and strategic asset allocation. This powerful combination of technological innovation and established financial stewardship signals a significant maturation of the digital asset space. The launch of this tokenized credit fund showcases how established players are not just observing but actively shaping the future of finance. Unlocking New Opportunities with the Securitize Tokenized Credit Fund What are the tangible benefits for investors looking at this new venture? The Securitize Tokenized AAA CLO Fund offers several compelling advantages that could redefine access to credit markets: Enhanced Accessibility: Tokenization can significantly lower the minimum investment threshold. This potentially makes institutional-grade assets, previously out of reach, available to a broader investor base, including qualified individual investors and smaller institutions. Increased Efficiency: Leveraging blockchain technology streamlines many traditional back-office processes. This includes everything from settlement to record-keeping, reducing manual effort, minimizing delays, and ultimately lowering operational costs. Greater Transparency: The inherent immutability and transparency of the Ethereum blockchain provide clear, verifiable visibility into asset ownership and transaction history. This reduces information asymmetry and builds greater confidence among participants. Potential for Liquidity: While still evolving, tokenized assets hold the promise of increased secondary market liquidity compared to their traditional, often illiquid, counterparts. This could offer investors more flexibility in managing their portfolios. This innovative tokenized credit fund aims to bridge the gap between traditional and digital finance, offering a novel, efficient, and transparent way to participate in the robust credit market. Navigating the Future of Finance: Challenges and the Tokenized Credit Fund Landscape While the launch of STAC is a monumental step forward, the broader journey of tokenized assets is not without its considerations. The regulatory landscape surrounding digital securities is continually evolving, requiring careful navigation and adherence to compliance standards. Furthermore, investor education remains paramount to ensure a clear understanding of these new investment vehicles and their associated risks. However, the proactive move by Securitize and BNY Mellon demonstrates a clear commitment to shaping the future of finance responsibly. This initiative is a strong indicator of growing institutional confidence in blockchain technology’s ability to transform traditional financial products. It sets a crucial precedent for how other traditional asset classes—from real estate to private equity—might eventually be tokenized, leading to a more interconnected and efficient global financial system. The success and adoption of this tokenized credit fund could very well pave the way for numerous similar ventures, fostering a new era of financial innovation. The collaboration between Securitize and BNY Mellon to introduce the Securitize Tokenized AAA CLO Fund marks a pivotal moment in the digital asset landscape. By blending the established reliability and regulatory rigor of traditional finance with the cutting-edge capabilities of blockchain, they are not just launching a fund; they are actively building a blueprint for the future of investment. This groundbreaking tokenized credit fund represents a powerful and exciting step towards a more accessible, transparent, and efficient financial ecosystem for all, ushering in a new chapter for institutional investment. Frequently Asked Questions (FAQs) What is a Collateralized Loan Obligation (CLO)? A CLO is a type of security backed by a pool of leveraged loans. These loans are typically made to companies with lower credit ratings. Investors in CLOs receive payments from the interest and principal generated by these underlying loans. How does tokenization benefit investors in the STAC fund? Tokenization enhances accessibility by potentially lowering investment minimums, increases efficiency through blockchain-powered processes, offers greater transparency into asset ownership, and holds the promise of improved liquidity compared to traditional CLO investments. What roles do BNY Mellon and its subsidiary Insight play in the Securitize Tokenized AAA CLO Fund? BNY Mellon serves as the custodian for the fund’s underlying assets, providing security and regulatory compliance. Its subsidiary, Insight Investment, is responsible for the professional investment management aspects of the fund. Is the Securitize Tokenized AAA CLO Fund available to all investors? While tokenization can broaden access, the Securitize Tokenized AAA CLO Fund (STAC) is typically structured for qualified investors, aligning with regulations for complex financial products like CLOs. Specific eligibility criteria would apply. What blockchain is the STAC fund built on? The Securitize Tokenized AAA CLO Fund (STAC) is built on the Ethereum blockchain, leveraging its robust infrastructure for tokenization and transaction recording. If you found this exploration of the Securitize Tokenized AAA CLO Fund insightful, we encourage you to share it with your network! Help us spread the word about the exciting innovations shaping the future of finance by sharing this article on your social media platforms. To learn more about the latest tokenized credit fund trends, explore our article on key developments shaping institutional adoption in digital assets. This post Tokenized Credit Fund: Securitize and BNY Unveil a Revolutionary Opportunity first appeared on BitcoinWorld.

Author: Coinstats