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Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15185 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Bitcoin sees unprecedented reawakening of inactive whales

Bitcoin sees unprecedented reawakening of inactive whales

The post Bitcoin sees unprecedented reawakening of inactive whales appeared on BitcoinEthereumNews.com. In 2025, a record number of old whale wallets moved their coins. One of the big shifts came from wallets aged over 7 years. The series of price peaks for BTC invited old whale wallets to move their coins. A record number of old BTC whales moved coins in 2025. The transfers originated from wallets aged over 7 years, with the occasional transaction from wallets dated 2013 or even 2010. Most of the moves came from OG whales, including notorious hack wallets and former exchanges. One of the biggest transfers was for 80K BTC after 14 years of holding, from a still-unidentified whale. Most recently, a whale from the Satoshi mining era sold more of their remaining coins. The whale’s wallets held up to 8K BTC, and are down to 3,850 coins after sending 150 BTC to exchanges. Some of the coins moved went to exchanges, but in 2025, there were more ways to tap the value of BTC. Older whales found themselves sitting on what looked like hefty treasuries, and some went on to support treasury companies. For others, lending was a way to tap the value of BTC without selling directly. The price peaks of BTC incited more old whales to move their coins, either for security or to realize profits. | Source: CryptoQuant. BTC absorbed most of the whale selling In 2025, the BTC market was robust enough to absorb the whale selling. However, the occasional short-term selling of large amounts of BTC is pushing the price downward. Some of the sellers combine spot trading with derivative positions, attempting to pressure the price of BTC while also going short. The rise of perp DEX trading in 2025 also helped activate whale wallets. Some of the OG whales moved older coins to make use of derivative markets, instead…

Author: BitcoinEthereumNews

2025/10/24

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JPMorgan plans to accept Bitcoin, Ethereum as loan collateral by year-end

JPMorgan plans to accept Bitcoin, Ethereum as loan collateral by year-end

The post JPMorgan plans to accept Bitcoin, Ethereum as loan collateral by year-end appeared on BitcoinEthereumNews.com. Key Takeaways JPMorgan is set to accept Bitcoin and Ether as collateral for institutional lending and financial operations. The integration highlights the growing adoption of crypto by traditional banking institutions. JPMorgan Chase is preparing to let institutional clients use Bitcoin and Ether as loan collateral, Bloomberg reported Friday. The program, slated for launch by year-end, will use a third-party custodian for asset security and will be available to clients worldwide. According to an earlier report from Bloomberg, the largest US bank by total assets will soon allow trading and wealth-management clients to use crypto ETFs as loan collateral, beginning with BlackRock’s iShares Bitcoin Trust. The move is part of a strategy to enable borrowing against crypto-related assets and to factor crypto holdings into wealth-management clients’ net worth evaluations. JPMorgan CEO Jamie Dimon said in May that the bank would let clients purchase Bitcoin but would not provide custody services. Despite his long-standing skepticism, often citing Bitcoin’s lack of intrinsic value and association with illicit activity, the decision marks a shift from his 2017 stance, when he called Bitcoin a “fraud” and threatened to fire employees trading it. Source: https://cryptobriefing.com/jpmorgan-accepts-bitcoin-ether-collateral/

Author: BitcoinEthereumNews

2025/10/24

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JPMorgan Supports Bitcoin and Ethereum as Loan Collateral

JPMorgan Supports Bitcoin and Ethereum as Loan Collateral

The post JPMorgan Supports Bitcoin and Ethereum as Loan Collateral appeared on BitcoinEthereumNews.com. Key Points: JPMorgan introduces Bitcoin and Ethereum as loan collateral for institutional clients. Marks an institutional milestone in crypto-backed lending. Potential market impact includes increased capital efficiency and ETH liquidity. JPMorgan Chase announced on October 24, 2025, its intention to permit institutional clients to use Bitcoin and Ethereum as collateral for loans. This marks a significant integration of digital currencies in traditional finance, potentially increasing liquidity and institutional involvement within the cryptocurrency market. Bitcoin and Ethereum Enter Mainstream Finance JPMorgan Chase will permit institutional clients to use Bitcoin and Ethereum as loan collateral. This initiative relies on third-party custodians such as Coinbase and Anchorage Digital to minimize custody risks. JPMorgan’s CEO, Jamie Dimon, has evolved from a Bitcoin skeptic to a supporter of client rights. Introducing Bitcoin and Ethereum as collateral for loans changes the crypto-backed lending landscape. Clients benefit from capital-efficient revenue channels, maintaining their crypto positions without forced liquidation. The move may increase Ethereum’s liquidity, supporting price stability during market adjustments. We recognize the importance of our clients having the option to use digital assets in their financial transactions. – Jamie Dimon, CEO, JPMorgan Chase JPMorgan’s Crypto Lending Revolutionizes Institutional Dynamics Did you know? Previous crypto-backed lending efforts by firms like BlockFi set the stage for JPMorgan’s involvement, demonstrating evolving confidence in digital asset markets. Bitcoin’s current market statistics indicate a price of $111,434.02 with a market cap of $2.22 trillion, as reported by CoinMarketCap. The 24-hour trading volume has decreased by 31.78%, showing a recent 1.86% price increase. Over 19,939,115 BTC are in circulation. Bitcoin(BTC), daily chart, screenshot on CoinMarketCap at 09:31 UTC on October 24, 2025. Source: CoinMarketCap Coincu research suggests JPMorgan’s move may lead to broader acceptance of cryptos in traditional finance. Regulatory frameworks like the GENIUS Act provide clarity, encouraging other institutions to explore…

Author: BitcoinEthereumNews

2025/10/24

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Debifi and Sygnum Are Letting Bitcoin Holders Borrow Without Losing Control

Debifi and Sygnum Are Letting Bitcoin Holders Borrow Without Losing Control

TLDR: Sygnum Bank and Debifi’s MultiSYG platform will let borrowers keep control of their BTC while securing loans. MultiSYG uses a five-party wallet requiring three approvals to move Bitcoin collateral, ensuring transparency. The platform targets institutional and high-net-worth users seeking safer, bank-grade crypto lending. MultiSYG launches in early 2026, blending regulated finance with verifiable onchain [...] The post Debifi and Sygnum Are Letting Bitcoin Holders Borrow Without Losing Control appeared first on Blockonomi.

Author: Blockonomi

2025/10/24

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JustLend DAO Completes First JST Buyback and Burn, Ushering In a Revenue-Driven Deflation Cycle

JustLend DAO Completes First JST Buyback and Burn, Ushering In a Revenue-Driven Deflation Cycle

On October 21 (SGT), JustLend DAO—the flagship DeFi protocol of the TRON ecosystem—reached a major milestone with the successful completion of its first large-scale JST burn. This marks JST’s evolution from a fully circulating token into a continuously deflationary asset. As announced, JustLend DAO has allocated over 59 million USDT from its accumulated protocol revenue. […] The post JustLend DAO Completes First JST Buyback and Burn, Ushering In a Revenue-Driven Deflation Cycle appeared first on CryptoSlate.

Author: CryptoSlate

2025/10/24

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Swiss bank Sygnum partners with Debifi to launch multi-sig Bitcoin loan platform

Swiss bank Sygnum partners with Debifi to launch multi-sig Bitcoin loan platform

The post Swiss bank Sygnum partners with Debifi to launch multi-sig Bitcoin loan platform appeared on BitcoinEthereumNews.com. Sygnum has partnered with Debifi to launch MultiSYG, a first-of-its-kind loan platform allowing borrowers to retain partial control of their Bitcoin collateral through a secure multi-sig wallet. Summary MultiSYG is designed for institutional and high-net-worth clients seeking secure, regulated access to bitcoin-backed loans. Collateral movements will require three of five signatures, preventing rehypothecation and ensuring on-chain transparency. MultiSYG: shared-control Bitcoin lending for institutions Swiss digital asset institution Sygnum Bank has announced a partnership with Bitcoin (BTC) lending startup Debifi to develop MultiSYG, a loan platform that allows borrowers to retain partial control of their BTC collateral. Set to launch in the first half of 2026, MultiSYG aims to provide institutional and high-net-worth clients with a secure alternative to traditional crypto lending, where full custody of assets is typically surrendered to the lender. The platform operates through a multi-signature wallet system that requires approval from three of five signatories — including Sygnum, the borrower, and independent parties — for any movement of collateral. This setup is designed to prevent rehypothecation — a financial practice where a lender or custodian reuses collateral that a borrower has pledged — often without the borrower’s active involvement — to back another loan or transaction. By implementing this shared-control model, Sygnum and Debifi aim to eliminate the single points of failure that have previously led to major losses in centralized lending platforms. Borrowers will be able to verify the existence and status of their BTC collateral on-chain throughout the whole duration of the loan. According to Debifi CEO Max Kei, the initiative reflects a growing demand for non-custodial lending solutions that combine blockchain transparency with regulated banking standards. “Borrowers shouldn’t need to trust a custodian blindly,” said Debifi CEO Max Kei in a statement. “[This] combines the best of both worlds — the ability to hold…

Author: BitcoinEthereumNews

2025/10/24

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JPMorgan to Accept Bitcoin and Ethereum as Collateral for Institutional Loans

JPMorgan to Accept Bitcoin and Ethereum as Collateral for Institutional Loans

The post JPMorgan to Accept Bitcoin and Ethereum as Collateral for Institutional Loans appeared on BitcoinEthereumNews.com. Bitcoin JPMorgan Chase, the world’s largest bank by market value, is reportedly preparing to let institutional clients pledge Bitcoin and Ethereum as collateral for loansc – a move that would mark one of the deepest integrations of digital assets into the traditional banking system to date. For years, JPMorgan’s stance toward crypto was defined by skepticism, particularly from its CEO Jamie Dimon, who once dismissed Bitcoin as “a pet rock.” But under mounting client demand and shifting political sentiment in Washington, the bank now appears ready to embrace the sector it once kept at arm’s length. According to sources close to the matter, the initiative is expected to roll out by the end of 2025 and will rely on third-party custodians to safeguard digital assets pledged as collateral. This will allow large investors and corporations to borrow against their crypto holdings without liquidating them – a capability long requested by institutional clients seeking liquidity while maintaining exposure to Bitcoin and Ethereum. A New Layer in Wall Street’s Crypto Strategy The plan extends JPMorgan’s earlier experiment of accepting crypto-linked ETFs as collateral and signals that digital assets are being gradually absorbed into the same risk and lending frameworks used for equities, bonds, and commodities. The timing is notable: Bitcoin recently hit an all-time high above $126,000, while the Trump administration’s pro-crypto policies and ongoing deregulation have emboldened U.S. banks to move deeper into digital asset finance. What was once considered a volatile fringe market is now being redefined as a viable part of global capital structure. Competitors Join the Race JPMorgan isn’t alone. A wave of major financial institutions – including Morgan Stanley, BNY Mellon, State Street, and Fidelity – have all accelerated their digital asset initiatives this year. Morgan Stanley plans to open its E*Trade platform to crypto traders by…

Author: BitcoinEthereumNews

2025/10/24

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Why Selling SHIB for MUTM Right Now Could Be a Smart Move

Why Selling SHIB for MUTM Right Now Could Be a Smart Move

As Shiba Inu (SHIB) struggles to regain momentum, investors are increasingly looking to pivot toward projects with real utility, explosive upside potential, and strong market traction. Mutuum Finance (MUTM) is emerging as the clear choice, combining an innovative dual-lending DeFi protocol that merges Peer-to-Peer and Peer-to-Contract liquidity pools with unmatched capital efficiency. Its presale has […]

Author: Cryptopolitan

2025/10/24

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MUTM Near $18M In Presale Being Called as the Best Crypto to Buy Now

MUTM Near $18M In Presale Being Called as the Best Crypto to Buy Now

Mutuum Finance presale nears $18M as investors call MUTM the best crypto to buy now, driven by its audited DeFi lending model, strong demand, and 15x return potential.

Author: Blockchainreporter

2025/10/24

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Are Crypto Liquidity Providers Involved in Trading?

Are Crypto Liquidity Providers Involved in Trading?

Crypto liquidity providers (LPs) provide liquidity. That much is obvious. They do so on behalf of centralized and decentralized exchanges as well as for specific token projects. That much is also obvious. But is their role a passive one in which they simply supply the liquidity for the rest of the market to use, or [...]]]>

Author: Crypto News Flash

2025/10/24

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