Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15143 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Is $HYPER the Next Crypto to Explode?

Is $HYPER the Next Crypto to Explode?

The post Is $HYPER the Next Crypto to Explode? appeared on BitcoinEthereumNews.com. Crypto News Takeaways: Bitcoin is currently consolidating around the 200 EMA, suggesting the current dip could be a period of accumulation rather than panic. Based on past patterns, the Bitcoin price prediction points toward a potential breakout once this consolidation phase ends, with targets ranging from the previous ATH of $126K to $150K. Presale projects like Bitcoin Hyper ($HYPER) are drawing attention from investors looking for the next crypto to explode in the coming market cycle. At one point yesterday,  Bitcoin was up 3% for the day and looked like it had formally reclaimed the $113K level. However, the token ended the day down 2% and is currently trading at $108K, leaving many investors scratching their heads about what could be next for the digital gold. Currently, Bitcoin continues to trade around the 200-day exponential moving average (EMA), which has been one of the most important levels of support in Bitcoin’s recent history. Even more noteworthy is Bitcoin’s relationship with the 200-day EMA. As we saw in 2024 and from March to April of 2025, Bitcoin doesn’t just retrace back to the 200-day EMA, and skyrockets again. Instead, it tends to spend quite a lot of time building momentum, consolidating around the 200-day EMA before making its next move higher. In 2024, Bitcoin spent over three months hovering around the 200-day EMA before rallying more than 80%. Similarly, in early 2025, it spent nearly two months consolidating before rallying over 30%. So, if history is anything to go by, we could be witnessing the beginning of another long-drawn consolidation phase – one that could last until at least the end of November – before a decisive move upward. What’s more, Bitcoin is also finding support at a major upward-sloping trendline. This is the same one that, along with the 200-day…

Author: BitcoinEthereumNews
Wealthy Bitcoin Holders Shift Billions to ETFs Amid Tax Benefits and SEC Changes

Wealthy Bitcoin Holders Shift Billions to ETFs Amid Tax Benefits and SEC Changes

The post Wealthy Bitcoin Holders Shift Billions to ETFs Amid Tax Benefits and SEC Changes appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Wealthy Bitcoin holders are transferring billions in BTC to exchange-traded funds like BlackRock’s IBIT, driven by tax advantages and recent SEC regulations that favor institutional custody over self-managed wallets. This shift marks a decline in direct ownership for the first time in over 15 years, prioritizing compliance and efficiency. Tax Efficiency Through In-Kind Redemptions: Bitcoin ETF conversions avoid capital gains taxes by exchanging assets directly, unlike traditional sales in cash-based funds. Decline in Self-Custody: Large wallets moving to ETFs signal the end of the “not your keys, not your coins” philosophy, embracing regulated structures. $3 Billion Inflows to BlackRock’s IBIT: Whales have converted substantial holdings, facilitated by institutional infrastructure and advisory services, per data from financial analysts. Discover how Bitcoin ETF conversions by wealthy holders are reshaping crypto ownership with tax benefits and SEC changes. Learn the implications for self-custody and investment strategies today. COINOTAG recommends • Professional traders group 💎 Join a professional trading community Work with senior traders, research‑backed setups, and risk‑first frameworks. 👉 Join the group → COINOTAG recommends • Professional traders group 📊 Transparent performance,…

Author: BitcoinEthereumNews
The rebel platform making DeFi make sense again

The rebel platform making DeFi make sense again

The post The rebel platform making DeFi make sense again appeared on BitcoinEthereumNews.com. Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Screx is redefining DeFi with an AI-powered, all-in-one platform that unites swaps, staking, lending, and more, finally making decentralized finance simple and user-focused. Summary Screx positions itself as the “rebel of DeFi,” tackling fragmentation by uniting swaps, staking, lending, farming, and cross-chain tools in one seamless hub. Powered by AI smart routing, Screx optimizes every transaction for speed and cost, making DeFi simpler and more efficient for everyday users. With rapid community growth and an active presale on Gems.vip, Screx is gaining strong traction as a user-first solution in the decentralized finance space. DeFi is in shambles. With hundreds of blockchains that can’t talk to each other, thousands of protocols that do nothing but clash, and apps that make even experienced users feel lost, DeFi has, as GenZ would put it, “lost the plot”.  Every few weeks, a new DeFi project crops up on the block, claiming to be the new web3 messiah, but only ends up adding more layers of confusion, more middle men, and alienating the user even more. Screx, however, is a different story. It’s not another DeFi platform. Labelling itself as the rebel of DeFi, Screx dares to go against the current. The team behind this new venture is bold enough to directly address everything that’s wrong with DeFi, and show how to fix it. Screx is an all-in-one DeFi hub that connects swaps, staking, lending, farming, perpetuals, escrow, and cross-chain bridging within one intelligent environment. Powered by Smart Routing and AI, Screx acts as a command center for decentralized finance, designed to make DeFi finally usable and human-centered.  In short, Screx is focused on the user over all else. And that’s how you know…

Author: BitcoinEthereumNews
Bitcoin Whales Move Billions Into ETFs, Abandoning Self-Custody

Bitcoin Whales Move Billions Into ETFs, Abandoning Self-Custody

TLDR Over $3 billion in Bitcoin has moved from whales into BlackRock’s ETF IBIT. New SEC rule enables in-kind Bitcoin ETF redemptions without tax events. ETF tax structure now shields long-term holders from capital gains taxes. Bitcoin self-custody sees first major decline in over 15 years. Wealthy Bitcoin holders are moving billions of dollars into [...] The post Bitcoin Whales Move Billions Into ETFs, Abandoning Self-Custody appeared first on CoinCentral.

Author: Coincentral
CFPB’s open banking rule receives strong support from US Senator Cynthia Lummis

CFPB’s open banking rule receives strong support from US Senator Cynthia Lummis

The post CFPB’s open banking rule receives strong support from US Senator Cynthia Lummis appeared on BitcoinEthereumNews.com. Senator Cynthia Lummis, Chair of the Senate Banking Subcommittee on Digital Assets, expressed strong support for the CFPB’s open banking rule, urging the agency to keep it intact. Open banking is mandated by section 1033 of the Dodd-Frank Act, which requires consumers to have access to and ownership of their financial data.  Lummis said in a letter to the CFPB that large banks have shown they will restrict access to targeted individuals and industries they disagree with for political reasons, including churches, gun manufacturers, digital assets, and even President Donald Trump himself.  The Wyoming Senator emphasized that opponents of digital assets should not be empowered to rewrite the rules in their favor, increase costs, or stifle innovation. She believes that putting up such barriers will drive businesses abroad and weaken America’s leadership in FinTech.  Lummis says open banking is critical for digital asset integration The Senator acknowledged that while she disagrees with many of the provisions of the Dodd-Frank Act, the open banking section remains a bright spot. She pointed out that open banking is crucial to integrating digital assets into the U.S. economy by promoting competition. Open banking also enables consumers to share their data with crypto exchanges and stablecoin issuers, facilitating cheaper and faster payments. Lummis also said the rule makes it easier for customers to share their banking data with third-party financial tools like PayPal and Venmo. It also enables access to financial services for rural communities through phones and computers. The Senator added that these tools make it easier to build credit with alternative scoring models that use banking or transaction data to prove the ability to pay.  “Fintech tools can provide more flexible payment, financing, and invoicing options that align with that cash flow (e.g. verifying income in real time, dynamic credit) but only if…

Author: BitcoinEthereumNews
The Next Crypto to Hit $1 Is Already 3.5x Up in 2025

The Next Crypto to Hit $1 Is Already 3.5x Up in 2025

When a project triples before even listing, smart investors take notice. The crypto market often rewards early believers, but few tokens show consistent and transparent growth before launch. Mutuum Finance (MUTM) is one such name making waves in the DeFi market. In a market filled with hype-driven coins, Mutuum stands out as a defi crypto [...] The post The Next Crypto to Hit $1 Is Already 3.5x Up in 2025 appeared first on Blockonomi.

Author: Blockonomi
Bitcoin Whales Shift Billions Into ETFs Like BlackRock’s IBIT

Bitcoin Whales Shift Billions Into ETFs Like BlackRock’s IBIT

The post Bitcoin Whales Shift Billions Into ETFs Like BlackRock’s IBIT appeared on BitcoinEthereumNews.com. Large Bitcoin holders who accumulated the cryptocurrency early, commonly known as whales, are increasingly moving their holdings into exchange-traded funds (ETFs), with asset managers such as BlackRock actively courting them. In an interview with Bloomberg, Robbie Mitchnick, BlackRock’s head of digital assets, said the company has already facilitated more than $3 billion worth of these conversions into its iShares spot Bitcoin ETF (IBIT). After years of self-custody, many whales are recognizing “the convenience of being able to hold their exposure within their existing financial adviser or private-bank relationship,” Mitchnick said.  This shift allows them to maintain Bitcoin (BTC) exposure while integrating their wealth into the traditional financial system, enabling easier access to broader investment and lending services. Mitchnick partly attributed this trend to a recent US Securities and Exchange Commission rule change that permits in-kind creations and redemptions for crypto ETFs. The adjustment allows authorized participants to exchange ETF shares directly for Bitcoin rather than cash, making large-scale conversions more efficient and tax-friendly for institutional investors. Source: Eric Balchunas BlackRock’s IBIT has emerged as the most successful among the dozen or so spot Bitcoin ETFs approved in the United States. In June, IBIT became the fastest ETF in history to surpass $70 billion in assets under management — a figure that has since climbed to over $88 billion, according to data from Bitbo. US spot Bitcoin ETFs have seen a surge in net inflows as investors pile in during the current bull run. Source: Bitbo Related: BlackRock sees record quarter for iShares ETFs as Bitcoin, Ether demand surges Not your keys, not your coins? The trend identified by Mitchnick underscores the growing institutionalization of Bitcoin, more than 15 years after Satoshi Nakamoto mined the genesis block and envisioned a bearer asset built on the principle of self-custody. Early Bitcoin advocates…

Author: BitcoinEthereumNews
Bitcoin Price Prediction After Recovery to $113K: Is $HYPER the Next Crypto to Explode?

Bitcoin Price Prediction After Recovery to $113K: Is $HYPER the Next Crypto to Explode?

Takeaways: Bitcoin is currently consolidating around the 200 EMA, suggesting the current dip could be a period of accumulation rather […] The post Bitcoin Price Prediction After Recovery to $113K: Is $HYPER the Next Crypto to Explode? appeared first on Coindoo.

Author: Coindoo
Best crypto Presales of 2025: Underrated Projects Aiming for 100x Growth

Best crypto Presales of 2025: Underrated Projects Aiming for 100x Growth

LivLive ($LIVE) leads 2025’s best crypto presales with real-world rewards, AR tech, and strong ROI potential, outshining Maxi Doge, Mutuum Finance, and others.

Author: Blockchainreporter
AI Agents and Smart Bots: The Next Big Innovation in DeFi Trading

AI Agents and Smart Bots: The Next Big Innovation in DeFi Trading

Discover how IPO Genie and AI agents are reshaping DeFi trading. From Morpho to smart bots, learn why AI-driven investing is the future.

Author: Blockchainreporter