Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin Could Reach $1 Million by 2030 as Coinbase Aims to Make Crypto Accessible to Everyone and Expand DeFi Access

Bitcoin Could Reach $1 Million by 2030 as Coinbase Aims to Make Crypto Accessible to Everyone and Expand DeFi Access

The post Bitcoin Could Reach $1 Million by 2030 as Coinbase Aims to Make Crypto Accessible to Everyone and Expand DeFi Access appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Coinbase CEO Brian Armstrong argues crypto should be accessible to everyone, not just the wealthy. With small-dollar investments, everyday people can join the digital economy, and DeFi services let them borrow, lend, save, and trade. He believes crypto will normalize into everyday money. Crypto should be accessible to billions, not just the wealthy, through simple tools that work on a phone and internet connection. DeFi enables borrowing, lending, saving, and trading without traditional banks, expanding access in regions with high fees or limited banking. Regulatory progress and collaboration with traditional finance are paving safer, scalable adoption—while supply dynamics and ETF demand influence valuations. description: Coinbase CEO Brian Armstrong champions crypto accessibility for all, urging low-cost, daily use and DeFi-driven inclusion that makes crypto feel like money. Act now to explore safer, affordable financial tools via COINOTAG. COINOTAG recommends • Professional traders group 💎 Join a professional trading community Work with senior traders, research‑backed setups, and risk‑first frameworks. 👉 Join the group → COINOTAG recommends • Professional traders group 📊 Transparent performance, real process Spot strategies with documented months of…

Author: BitcoinEthereumNews
Best crypto coin to buy now before ETH breaks $5,000 resistance

Best crypto coin to buy now before ETH breaks $5,000 resistance

The crypto market is uncertain as Ethereum nears its $5,000 resistance. Traders and investors will watch closely, preparing to rotate profits into high-potential altcoins. During this momentum-driven period, emerging DeFi protocols will attract serious attention. Mutuum Finance (MUTM) will stand out as a resilient and innovative option. Its structured lending system and stablecoin-backed mechanics will make it a leading crypto to buy now.Investors will look for assets that combine growth potential with strong fundamentals. Mutuum Finance (MUTM) will provide both. By offering a dual-layer lending structure and an algorithmically managed stablecoin, the platform will create a reliable ecosystem for borrowing, lending, and trading. The current presale activity will show that interest in MUTM is rising even before broader market rallies.Presale momentum and market confidenceMutuum Finance (MUTM) is currently in Phase 6 of its presale. The total supply is 4 billion tokens where around $17.62 million have already been raised so far, and 72% of the 170 million allocated tokens will already be sold. The current price will stand at $0.035, and the holder base already exceeds 17,400 accounts combining all phases. This presale momentum will demonstrate growing investor confidence ahead of ETH’s potential rally. Phase 7 will raise the token price to $0.040, creating urgency for new buyers to secure positions before the market moves.For further growth of the community, a new feature has been introduced to the 24-hour leaderboard, offering daily rewards. Each day, the user who ranks first will earn a $500 MUTM bonus, provided they complete at least one transaction within the 24-hour timeframe. The leaderboard resets automatically every day at 00:00 UTC.Mutuum Finance (MUTM) will integrate a dual lending system. Peer-to-Contract pools will offer secure liquidity, while Peer-to-Peer lending will allow direct engagement between borrowers and lenders. This combination will provide users with choice, flexibility, and consistent yield flow. Participants will benefit from a platform designed to maximize returns while protecting core capital.Sepolia testnet & stablecoin as a growth engineMutuum Finance (MUTM) recently confirmed on its official X account that the V1 version of its protocol will go live on the Sepolia Testnet by Q4 2025. This version will include essential features such as a liquidity pool, mtToken, debt token, and a liquidator bot to ensure stability and security. At the start, users will be able to lend, borrow, and use ETH or USDT as collateral.Through this testnet phase, users will get a chance to try out the platform before the full launch. Early testing will help build trust and awareness among users. As interest and participation increase, the platform’s growth and token demand are expected to rise.The platform’s decentralized $1-pegged stablecoin will act as an engine of consistent value. It will be minted only against approved collateral and burned upon repayment, ensuring a closed-loop liquidity cycle. Interest rates will adjust algorithmically to maintain the $1 peg, supporting borrowing demand and circulation. Investors will find confidence knowing that MUTM’s stablecoin will provide predictable, safe value during market swings.The stablecoin will underpin Mutuum Finance (MUTM)’s dual lending structure (P2C and P2P), enabling uninterrupted lending and borrowing cycles while maintaining active liquidity within the ecosystem. Since stablecoins are considered the foundation of DeFi, Mutuum’s secure and overcollateralized model could become a key driver of persistent demand for MUTM.Accurate price discovery will further strengthen the ecosystem. Mutuum Finance (MUTM) will rely on Chainlink oracles as the primary source of asset data. Backup oracles and aggregated feeds will ensure precision. This setup will prevent liquidation cascades, safeguard collateral, and maintain platform trust. Greater transparency and accuracy will attract more users, increasing MUTM demand as participation grows.Exchange listing and upside potentialThe way the roadmap is designed and the project is growing, the tier-1 and tier-2 exchange listing is inevitable. Projected listings will offer another avenue for growth. Historical patterns show that presale tokens with strong fundamentals often surge after centralized exchange exposure. Early Polygon and Avalanche investors saw significant returns once listed. Similarly, a crypto analyst projects a 12–15x rise for MUTM post-listing, targeting $0.45–$0.55 in early 2026. This potential will highlight the appeal of MUTM as a strategic crypto investment before ETH breaks $5,000.Security and transparency will also reinforce confidence. Mutuum Finance (MUTM) will complete a CertiK audit, scoring 90.00 on TokenScan and 79.00 on Skynet, revised in May 2025. The platform will maintain a $50,000 USDT bug bounty program, rewarding up to $2,000 for critical discoveries. This proactive approach will ensure participants feel safe and supported while engaging with the ecosystem.Final wordsMutuum Finance (MUTM) will use both structural innovation and momentum-driven opportunities. Its stablecoin, dual lending scheme, and accurate oracle system will make it a good crypto to acquire right now. With 72% of Phase 6 being sold out, the presale will show that there is a lot of interest. Phase 7 will raise the price by 15% to $0.040, giving early participants a chance to make a move.Investors will wish they had bought MUTM before ETH hit $5,000. It will offer both safety and growth, giving users an opportunity to use a platform that is meant to be useful and widely used. Mutuum Finance (MUTM) is a DeFi project that looks to the future.It will attract both momentum traders and long-term investors, making it one of the most promising crypto investments on the market right now.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post Best crypto coin to buy now before ETH breaks $5,000 resistance appeared first on Invezz

Author: Coinstats
Next big crypto of 2025? Analysts spotlight a new DeFi protocol

Next big crypto of 2025? Analysts spotlight a new DeFi protocol

As the crypto market begins shifting toward utility-driven projects, one name is increasingly appearing on analysts’ watchlists: Mutuum Finance (MUTM). This new Ethereum-based protocol is not a meme coin or a speculative play, it’s a DeFi crypto platform with a clear structure, a growing momentum, and a defined launch timeline. Many experts believe it could follow a similar path to early Compound (COMP) in 2020, when structured lending protocols became some of the most explosive performers in the sector.A closer look at the protocolMutuum Finance is building a decentralized lending and borrowing protocol designed to make markets more efficient, secure, and scalable on-chain. Unlike single-model platforms, it combines Peer-to-Contract (P2C) pooled markets for major assets like ETH and USDC with Peer-to-Peer (P2P) isolated lending for niche tokens.In the P2C model, users supply assets into liquidity pools, earning yield as borrowers draw funds at dynamic interest rates. Borrowing costs adjust automatically depending on how much of the pool’s liquidity is being used. When liquidity is abundant, rates remain low to encourage borrowing; when liquidity tightens, rates rise to attract new deposits and balance the system.On the lending side, APYs increase with usage, rewarding early liquidity providers. For example, someone supplying $8,000 worth of ETH could borrow up to $6,000 using a 75% Loan-to-Value (LTV) ratio. This over-collateralized structure ensures that loans stay secure even during sudden price drops, while allowing users to access liquidity without selling their assets. Alternatively, a user supplying $5,000 in USDC could borrow another stable asset at a stable rate, locking in predictable borrowing costs, a useful strategy for more structured financial planning.Presale momentumMutuum Finance’s structured presale has been one of the key factors driving early attention. The presale is divided into fixed-price phases, each with a set number of tokens. MUTM is currently priced at $0.035 in Phase 6, up from $0.01 in Phase 1, a 2.5x surge.Since launching in early 2025, the project has raised $17.5 million, attracted over 17,300 holders, and allocated 70% of Phase 6. Once this stage is fully sold, the price will rise by nearly 20%, moving closer to the planned $0.06 listing price. Out of the 4 billion total supply, 1.76 billion tokens are allocated for the presale, with over 760 million already sold across previous stages.To keep participation active, the project also runs a 24-hour leaderboard. Each day, the top depositor receives a $500 MUTM bonus, provided they complete at least one transaction within the period. The board resets daily at 00:00 UTC, creating continuous engagement among participants.Protocol milestones and security measuresMutuum Finance recently confirmed through an X statement that Version 1 of the protocol will launch on the Sepolia testnet in Q4 2025. This rollout will feature liquidity pools, mtToken issuance, debt tokens, and liquidation systems, with ETH and USDT supported from day one. This kind of clear development timeline is often what separates serious DeFi projects from short-lived trends.To boost trust ahead of launch, the project underwent a CertiK audit, achieving a 90/100 token score, indicating a strong technical foundation. Additionally, a $50,000 bug bounty program was launched to encourage independent code testing before the mainnet release. These measures are designed to build confidence as the platform prepares to go live.Why analysts see parallels with early compoundMany analysts are drawing comparisons between Mutuum Finance’s current stage and Compound (COMP) in its early days.Back in 2020, Compound’s combination of over-collateralized lending, yield accrual, and structured rollout helped it go from an early DeFi experiment to a market leader.MUTM’s low entry price, structured presale, and clear utility-driven model have created a similar setup. Analysts also point to future milestones, including the launch of an over-collateralized stablecoin, which is expected to channel part of protocol revenue back into MUTM buybacks—creating steady buying pressure over time.With Phase 6 already over 68% allocated, analysts emphasize that timing could play a critical role. Historically, some of the largest gains in crypto have gone to those who enter promising protocols before major launches and exchange listings. As demand grows, late entrants often face higher prices and reduced upside.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post Next big crypto of 2025? Analysts spotlight a new DeFi protocol appeared first on Invezz

Author: Coinstats
With the crypto market rebounding, which token is best to buy before it surges?

With the crypto market rebounding, which token is best to buy before it surges?

After months of sideways movement and sharp corrections, the crypto market is finally showing signs of a rebound. Bitcoin and Ethereum have begun to stabilize near key support levels, altcoins are seeing renewed inflows, and investor sentiment is slowly shifting from caution to opportunity. Historically, periods like this often precede stronger rallies — making early positioning crucial for those aiming to capture the next major uptrend.Amid this improving market backdrop, many investors are scanning for high-upside tokens that haven’t yet fully priced in future growth. One project attracting increasing attention is Mutuum Finance (MUTM), a DeFi protocol establishing itself as a new cryptocurrency contender for 2025.Mutuum Finance (MUTM)Mutuum Finance (MUTM) is an Ethereum-based decentralized lending and borrowing protocol that aims to build secure, efficient, and scalable markets. Unlike traditional single-market lending platforms, Mutuum uses two complementary models:Peer-to-Contract (P2C) markets for major assets like ETH and USDT, creating deep liquidity pools where borrowers can access funds easily.Peer-to-Peer (P2P) isolated markets for less common tokens, allowing customized lending terms and risk controls for niche assets.Borrowing costs on the platform are automatically adjusted based on how much liquidity is being used. When there’s plenty of liquidity, rates stay low to encourage borrowing; when liquidity tightens, rates increase to draw in more deposits. On the lending side, APYs rise as usage grows, rewarding early liquidity providers.For example, if a user supplies $8,000 in ETH, they can borrow up to $6,000 using a 75% Loan-to-Value (LTV) ratio. The borrowed amount is intentionally lower than the collateral value to protect the system from sudden price drops — a principle known as over-collateralization. Meanwhile, their deposited ETH continues to earn yield, combining passive income with liquidity access.This dual-market structure positions Mutuum Finance to attract both everyday DeFi users and institutional participants — a combination that has historically fueled the growth of leading protocols.Presale momentum and protocol launch plansMUTM is currently priced at $0.035 in Phase 6 of its structured presale, up from $0.01 in Phase 1, a 2.5x surge for the earliest participants. Since launching in early 2025, the presale has gained strong traction, raising $17.5 million, attracting more than 17,200 holders, and allocating 66% of Phase 6. Once this phase sells out, the price will increase by nearly 20%, bringing it closer to the planned $0.06 listing price.This structured approach gives investors transparent pricing and rewards those who enter early. Phase 1 participants, for example, are positioned for up to 500% gains by listing, while current buyers still have significant upside before the token hits exchanges.Adding further momentum, Mutuum Finance recently confirmed via an X statement that Version 1 of its lending and borrowing protocol will launch on the Sepolia testnet in Q4 2025, featuring liquidity pools, mtToken issuance, debt tokens, and liquidation systems. ETH and USDT will be supported from day one, laying the foundation for a fully functioning DeFi credit market ahead of the mainnet rollout.Growth catalystsA key catalyst for MUTM’s long-term value lies in its mtToken and buy-and-distribute mechanism. When users supply assets, they receive mtTokens — 1:1 receipt tokens that accrue yield over time. A portion of borrowing fees generated by the protocol is then used to buy MUTM tokens on the open market and redistribute them to mtToken stakers. This creates a self-sustaining feedback loop where platform activity directly drives token demand, a structure similar to what helped projects like SOL or XRP achieve strong market performance.In addition, Mutuum Finance plans to integrate robust oracle infrastructure, primarily through Chainlink, supported by fallback and aggregated data sources. This ensures accurate real-time pricing for collateral and liquidations — a critical component for maintaining stability and trust in lending protocols.Many analysts see these tokenomics and infrastructure choices as strong price catalysts. Once adoption unfolds as expected, forecasts place MUTM in the $0.15–$0.20 range shortly after launch, which would represent a 350–450% increase from the current presale price of $0.035. For early Phase 1 participants at $0.01, that would translate to a 1,400–1,900% MUTM value if targets are met.A token positioned for the reboundTo keep the community engaged during the presale, Mutuum Finance has also rolled out incentive programs. A $100,000 giveaway will reward ten winners with $10,000 worth of MUTM each, encouraging participation ahead of launch. Alongside this, a 24-hour leaderboard offers a $500 MUTM bonus to the top depositor daily, provided they make at least one transaction within the period. The leaderboard resets at 00:00 UTC, maintaining active competition among participants.With the broader crypto market rebounding, investors are re-evaluating their portfolios and looking for assets that combine early-stage pricing with real utility. Mutuum Finance stands out on both counts. Its dual lending markets, mtToken model, buy-and-distribute mechanism, and clear launch roadmap give it structural advantages that many meme-driven or hype-based tokens lack.MUTM offers both low entry cost and fundamental growth potential. As long as current presale momentum continues and the platform launches smoothly, analysts believe MUTM could become one of the standout DeFi crypto performers of the 2025–2027 cycle.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post With the crypto market rebounding, which token is best to buy before it surges? appeared first on Invezz

Author: Coinstats
PBOC sets USD/CNY reference rate at 7.0973 vs. 7.0949 previous

PBOC sets USD/CNY reference rate at 7.0973 vs. 7.0949 previous

The post PBOC sets USD/CNY reference rate at 7.0973 vs. 7.0949 previous appeared on BitcoinEthereumNews.com. On Monday, the People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead at 7.0973 compared to Friday’s fix of 7.0949 and 7.1318 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70973-vs-70949-previous-202510200116

Author: BitcoinEthereumNews
PBOC leaves Loan Prime Rates unchanged in October

PBOC leaves Loan Prime Rates unchanged in October

The post PBOC leaves Loan Prime Rates unchanged in October appeared on BitcoinEthereumNews.com. The People’s Bank of China (PBOC), China’s central bank, announced to leave its Loan Prime Rates (LPRs) unchanged on Monday. The one-year and five-year LPRs were at 3.00% and 3.50%, respectively.  Market reaction to the PBoC interest rate decision At the time of writing, the AUD/USD is trading 0.09% higher on the day to trade at 1.1664. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate…

Author: BitcoinEthereumNews
People’s Bank of China Keeps Loan Prime Rates Steady

People’s Bank of China Keeps Loan Prime Rates Steady

The post People’s Bank of China Keeps Loan Prime Rates Steady appeared on BitcoinEthereumNews.com. Key Points: People’s Bank of China maintains LPRs, impacting financial markets. LPRs fixed at 3% and 3.5%, ensuring economic stability. No immediate major changes in Chinese crypto markets observed. The People’s Bank of China maintained its one-year and five-year loan prime rates at 3.00% and 3.50% respectively on October 20, 2025, amidst economic analysis. This rate decision may influence broader market trends in Asia, affecting currencies like CNY and potentially impacting crypto market sentiment and liquidity flows. Bitcoin Price Holds Steady Amid PBOC Decision As of October 20, 2025, Bitcoin’s price stands at $107,990.62 with a market cap of $2.15 trillion, according to CoinMarketCap. Market dominance is 58.84%, with a slight 0.93% price increase over the past 24 hours. Volume rose 38.15% to $50.74 billion. Over a 90-day tracking, Bitcoin decreased by 7.86%. Chinese crypto markets showed no direct price reactions following the announcement. Although broader liquidity and risk appetite may evolve, large crypto-cap assets like Bitcoin and Ethereum remained largely unaffected. Key players such as Arthur Hayes and Vitalik Buterin offered no significant commentary immediately following the PBOC decision. “This continued steadiness in the LPR is aimed at balancing growth support with financial stability.” – Pan Gongsheng, Governor & CCP Committee Secretary, People’s Bank of China Market Insights Did you know? During similar unchanged LPR periods in 2023 and 2024, Asian equity markets saw brief rallies, highlighting historical steadiness rather than volatility. Coincu analysts emphasize the importance of PBOC’s steady approach, focusing on economic stabilization without immediate lending shifts. Market observers highlight that future PBOC policy actions may increasingly affect cross-asset flows and Asian crypto market liquidity. Bitcoin(BTC), daily chart, screenshot on CoinMarketCap at 01:26 UTC on October 20, 2025. Source: CoinMarketCap Market analysts anticipated this outcome, seeing it as a continuity signal by PBOC in broader Asia-Pacific economic…

Author: BitcoinEthereumNews
Hyperliquid Sees Explosive Growth Following Launch of Permissionless Perpetuals

Hyperliquid Sees Explosive Growth Following Launch of Permissionless Perpetuals

Decentralized exchange Hyperliquid is currently witnessing strong growth after a major update. “Hyperliquid’s strong growth continues with permissionless perpetuals deployments, a new feature that democratizes market creation that could drive significantly higher perp volumes,” on-chain data provider Sentora wrote on X (Twitter). A chart of total volumes shows the change in no uncertain terms. After a long period of modest, steady activity, daily volume bars start to spike and cluster far higher following the upgrade, while the cumulative curve bends sharply upward. The visual tells a simple story: a platform that was once measured in small, incremental gains is now producing repeated multi-billion-dollar days and stacking them into what looks like runaway growth. At the heart of the surge is HIP-3’s permissionless perpetuals capability. Instead of limiting perpetual futures creation to a small set of teams or approved products, Hyperliquid now lets anyone with a meaningful stake in HYPE, its native token, spin up custom perpetual contracts. Creators can set their own parameters, opening the door to markets that go beyond crypto: equities, commodities and niche digital assets suddenly become fair game for bespoke perp markets. That freedom breeds experimentation, and where there’s experimentation in DeFi, there’s often fast-moving volume as traders hunt for new opportunities and liquidity providers chase yield. The Composability Angle Matters Permissionless deployments mean new markets can be stitched together with existing DeFi primitives, lending, oracles, AMMs and on-chain risk modules, creating feedback loops that accelerate product development. For Hyperliquid, that translates to an evolving marketplace rather than a fixed product set, and the recent volume spikes suggest that traders and builders are responding to the invitation. Of course, democratizing market creation brings tradeoffs. New, bespoke perps increase the burden on risk management and margin systems, and they invite regulatory scrutiny when markets reference equities or other regulated assets. Hyperliquid’s technical upgrade is ambitious, and its long-term success will depend on whether the platform can combine openness with robust safeguards that keep liquidity intact when volatility arrives. For now, the numbers and the charts make a persuasive case that HIP-3 has changed the dynamics on Hyperliquid. Permissionless perpetuals have turned the platform into a more decentralized piece of financial infrastructure, and as more creators deploy markets and more traders chase them, the platform’s perch in the perpetuals ecosystem looks set to become considerably more prominent.

Author: Coinstats
7 Top Coins to Buy and Hold for Long Term in Q4 2025 with BullZilla Tipped as the Next 100x Coin

7 Top Coins to Buy and Hold for Long Term in Q4 2025 with BullZilla Tipped as the Next 100x Coin

The meme-coin arena is wilder than ever in 2025. From roaring bulls to buzzing bugs, crypto culture has turned into a full-blown jungle where conviction eats hesitation. BullZilla ($BZIL), MoonBull ($MOBU), Tron ($TRX), and newcomers like La Culex, Sui, Cronos, and Toncoin are battling for dominance among the top coins to buy and hold for long term in Q4 2025. But while most rely on hype, BullZilla roars with real mechanics. Its live presale at Stage 7 (Bag Signal Activated) operates on a progressive price model where every $100K raised or every 48 hours pushes the price higher. With $930K raised, 31B tokens sold, and 3,100+ holders, early believers already enjoy a 2957.66% ROI from Stage 7B to listing ($0.00527). Every minute of delay means a higher entry price. BullZilla ($BZIL) BullZilla is a cinematic crypto saga forged in Ethereum’s blue fire. Its presale engine fuels constant upward pressure, making it one of the top coins to buy and hold for long term in Q4 2025. At $0.0001724, a $1,000 buy secures about 5.8 million BZIL tokens. If the price reaches the listing target of $0.00527, that could grow over 30x. A $40,000 stake at Stage 7 could soar past $1.2 million, and since prices rise automatically every 48 hours, timing is everything. Add live token burns, 70% APY staking, and a 10% referral system, and BullZilla’s ecosystem stands as a testament to Ethereum’s security and community-driven growth. 2. Tron ($TRX) Tron continues to dominate Web3 transactions with billions processed daily and a thriving DeFi ecosystem. It’s a blockchain workhorse with meme appeal, maintaining relevance through consistent upgrades and partnerships that keep it among the top coins to buy and hold for long term in Q4 2025. Its fast network, active developers, and scalability make $TRX a balanced choice for those seeking a blend of long-term reliability and meme-driven community energy. 3. MoonBull ($MOBU) MoonBull merges the worlds of DeFi and memes with strategic precision. Built on Ethereum, it features fair tokenomics, community governance, and staking opportunities for believers. The project’s design ensures sustainability and long-term engagement, making it one of the standout meme coins for holders seeking balanced growth potential and passive income through staking rewards. 4. La Culex ($CULEX) La Culex takes inspiration from the buzzing chaos of the meme coin world. Its branding captures community humor while the token’s structure focuses on small-cap scalability. The low entry barrier makes it an accessible opportunity for investors hunting for early potential. The project’s roadmap emphasizes decentralized community control, liquidity locks, and periodic burns, fostering credibility and ensuring long-term viability for speculative yet sustainable gains. 5. Sui ($SUI) Sui’s technology-first approach earns it a place on this list. Designed for lightning-speed transactions and ultra-low fees, it’s becoming a favorite among developers. Its expanding NFT and DeFi ecosystems create strong fundamentals for future adoption. With its architecture optimized for parallel execution, Sui remains an underrated gem for holders looking to blend innovation with stability in their long-term crypto portfolios. 6. Cronos ($CRO) Cronos powers one of the largest Web3 ecosystems. Backed by a major exchange, its interoperability with Ethereum makes it ideal for cross-chain DeFi. The steady rollout of ecosystem updates and periodic burns keeps CRO attractive for long-term accumulation. It’s a project that blends institutional credibility with retail accessibility, offering staking and cashback opportunities that appeal to both traders and holders. 7. Toncoin ($TON) Toncoin’s integration with Telegram has boosted adoption among millions of users. The network’s speed, user-friendly wallets, and growing app ecosystem make it a mainstream contender. As more retail investors join crypto through messaging apps, TON could become a gateway coin, offering ease of access and genuine use cases beyond trading an asset fit for both casual and serious investors. Conclusion Based on the latest research, the top coins to buy and hold for long term in Q4 2025 include BullZilla, Tron, MoonBull, La Culex, Sui, Cronos, and Toncoin. Yet, BullZilla roars the loudest its live presale, deflationary burns, and cinematic branding set it apart as the alpha of meme coins. Its community-first design and Ethereum foundation forge long-term potential that few projects can match. The next surge is imminent, join the roar before it echoes too late. For More Information:  BZIL Official Website Join BZIL Telegram Channel Follow BZIL on X  (Formerly Twitter) Frequently Asked Questions What is the best crypto presale to invest in 2025? BullZilla’s live presale leads the race, combining real mechanics, smart contracts, and burn-based scarcity. With Ethereum backing and active community participation, it presents both strong fundamentals and narrative strength for long-term investment appeal. Which meme coin will explode in 2025? Analysts predict BullZilla and MoonBull could outperform, thanks to their deflationary supply models and staking ecosystems. Both offer unique tokenomics and active communities, blending storytelling and yield generation for powerful long-term potential across the meme market. How to find meme coin presales? Investors can find presales through verified project websites, trusted aggregators, and crypto-tracking platforms. Always verify contract addresses and audit reports to ensure safety. Researching official sources before investing is essential to avoid scams and fraudulent schemes. Do meme coins have a future? Yes. Meme coins with strong ecosystems, community-driven governance, and real-world functionality are maturing beyond hype. Which meme coin is best to buy now? BullZilla, MoonBull, and Tron currently dominate investor interest. BullZilla leads due to its stage-based presale and deflationary mechanics, while MoonBull and Tron appeal for their stable ecosystems and long-term holder incentives across the DeFi landscape. Glossary Presale: Early token sale before exchange listing. APY: Annual Percentage Yield from staking rewards. Burn Mechanism: Permanent token removal to reduce supply. DeFi: Decentralized Finance — peer-to-peer financial systems. HODL: Holding crypto assets for long-term gains. Summary BullZilla ($BZIL) headlines the top coins to buy and hold for long term in Q4 2025, alongside Tron, MoonBull, La Culex, Sui, Cronos, and Toncoin. BullZilla’s cinematic lore, stage-based presale, and Ethereum foundation distinguish it as a narrative-driven investment with lasting potential. Each project contributes to a diverse portfolio mix: Tron ensures stability, MoonBull offers yield, La Culex and Toncoin bring culture, and Sui and Cronos add infrastructure strength. Together, they represent the balance between meme innovation and DeFi maturity, shaping the crypto market’s next bull run. Disclaimer This article is for informational purposes only and does not constitute financial advice. Cryptocurrency investments carry risk due to volatility and regulation. Always perform independent research before investing or engaging in any digital asset transactions. This article is not intended as financial advice. Educational purposes only.

Author: Coinstats
Solana and Cardano Rally as MoonBull Emerges as the Top Crypto to Buy Now

Solana and Cardano Rally as MoonBull Emerges as the Top Crypto to Buy Now

Top crypto to buy now searches are flooding social feeds this October as digital assets heat up once again. Solana is surging on network momentum, Cardano’s fundamentals are reinforcing confidence, and Ethereum’s ecosystem is spinning off new contenders. Amid the chatter, one project keeps popping up across Telegram, X, and Reddit, MoonBull ($MOBU). Solana and Cardano represent the old guard of reliability and innovation, but MoonBull brings a fresh storm of meme-fueled energy with mathematical tokenomics to match. It’s not just a community token; it’s a structured ecosystem built on Ethereum, giving participants rewards for every transaction. While the classics stay steady, MoonBull has entered the conversation as one of the trending altcoins October 2025, built to turn humor into sustainable growth. MoonBull ($MOBU): The Meme Engine Driving Toward the Top Crypto to Buy Now MoonBull ($MOBU) is flipping the meme market script with precision as it’s titled the top crypto to buy now. Built on Ethereum, it merges fun with financial logic, a rare combination that’s winning over both casual traders and data-minded analysts. Each transaction in the MoonBull ecosystem contributes to liquidity, holder rewards, and supply reduction. Two percent goes to liquidity pools, two percent is reflected back to holders, and one percent is burned forever. This setup keeps the project self-sustaining and value-driven. The appeal goes beyond tokenomics. MoonBull has positioned itself as one of the best new cryptos with 100x potential because it rewards participation. Every holder benefits directly from the community’s activity, making growth a shared mission. Instead of hype-driven pumps, MoonBull’s structure converts engagement into liquidity and scarcity, turning every trade into progress. MoonBull’s presale is currently at Stage 5, priced at $0.00006584 per token, with the total presale tally exceeding $450K and 1,300 holders active across Ethereum wallets. The community’s rapid growth showcases a clear shift in sentiment toward presales that offer more than hype, MoonBull delivers transparency, burn-backed scarcity, and real yield potential. Solana (SOL): Network Speed Meets Real-World Adoption Solana has been on a mission to reclaim its spot among the industry’s heavyweights. Its lightning-fast block times and near-instant finality keep attracting developers who want performance without sacrificing decentralization. October has been especially strong for Solana’s ecosystem, with more DeFi protocols deploying smart contracts and NFT platforms returning after earlier network hiccups. Developers have praised Solana’s latest upgrade for cutting congestion and boosting consistency. The chain’s throughput improvements are now being noticed by enterprise users experimenting with tokenized assets and high-frequency trading apps. This growing technical trust is exactly what long-term participants needed, assurance that Solana can run high-volume, high-speed applications without breaking stride. Cardano (ADA): The Silent Architect Reinforcing Fundamentals Cardano continues to build like a marathoner, not a sprinter. The project’s founder-driven philosophy and emphasis on peer-reviewed development have built a blockchain known for scientific precision rather than marketing fireworks. In a market full of quick flips, Cardano stands out for its methodical growth and clear governance structure. Recent months have seen a steady increase in smart contract deployments and active addresses, showing renewed participation from developers and the community. Cardano’s ecosystem is quietly diversifying, from DeFi apps to real-world use cases in education, healthcare, and identity systems. These integrations are helping ADA shed the label of being “too academic” and move into tangible execution. The Final Word Cardano’s discipline and Solana’s innovation showcase how the industry’s strongest players thrive through consistency. Cardano remains a model of deliberate progress, while Solana’s performance strength keeps drawing developers and creators back to its ecosystem. Both have earned their credibility, but MoonBull brings a fresh flavor of opportunity that mirrors early-cycle excitement. The dynamic between these three projects shows what 2025 could look like. Cardano stands for endurance, Solana represents technical edge, and MoonBull embodies the spirit of fast-moving community wealth. Together, they reflect how crypto has matured, serious foundations meeting meme-age creativity.MoonBull’s transparent presale gives participants an advantage that established projects can’t replicate. With a 27.40% price surge ahead and a 15% referral bonus, early entry feels less like speculation and more like strategy. As Q4 rolls forward, this Ethereum-powered meme engine might just be the top crypto to buy now before the next wave hits. For More Information: Website: Visit the Official MOBU Website  Telegram: Join the MOBU Telegram Channel Twitter: Follow MOBU ON X (Formerly Twitter) FAQs for Top Crypto to Buy Now Why is MoonBull ($MOBU) considered the top crypto to buy now? MoonBull’s Ethereum foundation, liquidity rewards, and burn system make it unique. Its mechanics reward every holder, turning activity into value and delivering sustainable ecosystem growth. What’s driving Solana’s continued dominance? Solana’s high-speed performance and scalable infrastructure keep attracting developers and protocols. Its NFT and DeFi ecosystems are expanding again, proving its ability to support real adoption. Why does Cardano remain a reliable blockchain choice? Cardano’s peer-reviewed model and consistent upgrades maintain its long-term credibility. It focuses on scalability, governance, and real-world integration, making it one of the most trusted projects in the market. Summary Solana and Cardano continue to anchor the crypto world with speed and structure, but MoonBull ($MOBU) is rewriting the rules by blending community excitement with serious mechanics. With Stage 5 of the MoonBull presale priced at $0.00006584, over $450K raised, and more than 1,300 holders, the project’s trajectory looks unstoppable. Its 9,256% ROI potential and 27.40% upcoming surge give early participants reason to act fast. MoonBull isn’t trying to be the next Solana or Cardano, it’s carving its own lane as the meme coin that rewards conviction. While established networks build stability, MoonBull builds momentum, making it the top crypto to buy now for anyone ready to stack gains before the bull truly runs. This article is not intended as financial advice. Educational purposes only.

Author: Coinstats