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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15072 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Best Altcoin to Invest in: This Cheap Crypto Under $0.05 Outperforms Ripple’s (XRP) 2025 Price Outlook

Best Altcoin to Invest in: This Cheap Crypto Under $0.05 Outperforms Ripple’s (XRP) 2025 Price Outlook

The post Best Altcoin to Invest in: This Cheap Crypto Under $0.05 Outperforms Ripple’s (XRP) 2025 Price Outlook appeared on BitcoinEthereumNews.com. As 2025 unfolds, investors are on the lookout for the best altcoin to invest in, projects that combine affordability, strong fundamentals, and the potential for explosive growth. While Ripple (XRP) continues to capture attention with its robust network and potential rebound targets, one cheap crypto to buy, Mutuum Finance (MUTM) is emerging as a standout. Currently the project is priced at just $0.035 in Phase 6 of its presale with over 70% already sold out.  More than $17.6 million has been raised and  Mutuum Finance is generating significant buzz for its innovative dual-lending DeFi model, allowing users to lend and borrow efficiently within a single ecosystem. Given its presale momentum and real-world utility, Mutuum Finance could outperform many established altcoins, positioning it as one of the best altcoins to invest in this year and a better opportunity for those seeking a cheap crypto to buy before wider market adoption. XRP Price Analysis: Sinking Buyer Momentum Sends Warning Signal to Investors XRP has dropped significantly from about $3.20 to $2.50, showing weakening buyer momentum since the token is unable to gain upside momentum. On-chain indicators are that taker buy/sell ratio continues to stay sub-1, which shows dominant selling activity on exchanges and indicates bear pressure could continue unless buying returns.  Although XRP is still among the more recognizable digital assets to buy and sell within the marketplace, recent performance shows investors will need to turn towards new alternatives with more promising early-stage returns potential.  Most investors, looking for alternatives, are now tracking Mutuum Finance (MUTM) as well. Many traders now view MUTM as the best altcoin to invest in ahead of 2025 bull run, as it continues to gain traction as a cheap crypto to buy during presale stages. Mutuum Finance Sees Strong Q4 Bump Mutuum Finance (MUTM) is indeed trending…

Author: BitcoinEthereumNews

2025/10/19

$HUGS Presale Offers 100x Potential ROI in the Best Presale Crypto

$HUGS Presale Offers 100x Potential ROI in the Best Presale Crypto

The post $HUGS Presale Offers 100x Potential ROI in the Best Presale Crypto appeared on BitcoinEthereumNews.com. Crypto News Milk & Mocha’s $HUGS token turns emotion into opportunity. With NFTs, staking, games, and on-chain charity, this memecoin could be the best presale crypto for 100x potential ROI. Whitelist now — no KYC, just an email. Crypto investors love logic, yet it’s often emotion that fuels the biggest returns. That irony sits at the heart of $HUGS — the Milk & Mocha token that’s quietly redefining what it means to invest early. Built on one of the internet’s most recognizable and heartwarming IPs, Milk & Mocha’s move into blockchain combines community, charm, and real mechanics. Behind the adorable faces lies a token model mapped for staking rewards, NFTs, mini-games, and on-chain charity. The whitelist is open now, but not for long. With no KYC and email-only access, $HUGS could be the best presale crypto for investors who see value in emotion before the market does. The Emotional Advantage No Chart Can Measure When traders chase hype cycles, they often forget the projects with built-in audiences win over time. Milk & Mocha isn’t starting from scratch — it’s a global fandom with over 25 million followers and years of cultural goodwill. Their presence across memes, merchandise, and animated shorts has built a deep emotional connection that few brands, let alone blockchains, can claim. That kind of brand equity doesn’t just generate likes; it drives loyalty. The $HUGS token converts that loyalty into participation. Fans can stake, play, collect, and vote — turning emotional attachment into tangible engagement. For investors, this creates a rare alignment between sentiment and structure. Tokens like $HUGS don’t rely solely on speculative liquidity; they grow from a user base already emotionally invested. It’s this unseen advantage that transforms a cute concept into something with 100x potential ROI. At first glance, $HUGS might look like a…

Author: BitcoinEthereumNews

2025/10/19

Solana (SOL) Soared 12,000% in 2021, Analysts Say This Top Crypto to Buy Now Could Be Next

Solana (SOL) Soared 12,000% in 2021, Analysts Say This Top Crypto to Buy Now Could Be Next

In 2021, Solana (SOL) captured the world’s attention by delivering an astonishing 12,000% gain, transforming early adopters into multimillionaires and solidifying its place among the most remarkable success stories in crypto history. While few projects have ever matched such explosive growth, analysts are now highlighting Mutuum Finance (MUTM) as a top crypto to buy now, […]

Author: Cryptopolitan

2025/10/19

Bitcoin (BTC) News: Seeking Yield

Bitcoin (BTC) News: Seeking Yield

The post Bitcoin (BTC) News: Seeking Yield appeared on BitcoinEthereumNews.com. Institutional interest in Bitcoin is shifting beyond passive exposure as infrastructure for yield generation and decentralized finance (DeFi)-style activity. With new platforms like Rootstock and Babylon building bridges between Bitcoin and yield-bearing protocols, some asset managers and corporate treasuries have begun to view the asset as something more than digital gold. “People holding bitcoin BTC$106,832.75 — whether on balance sheet or as investors — increasingly see it as a pot just sitting there,” said Richard Green, director of Rootstock Institutional, a new team set up by the Bitcoin sidechain project to focus on the institutional market. “They still want it to be a utilized asset. It can’t just sit there doing nothing; it needs to be adding yield.” That mindset marks a notable evolution from Bitcoin’s early institutional narrative of value preservation. Green said in an interview with CoinDesk that professional investors now expect their holdings to “work as hard as possible” within their risk mandates, mirroring the yield expectations that have long driven adoption in other digital asset ecosystems like Ethereum or Solana. The shift is being facilitated by Bitcoin-native solutions that allow yield generation without leaving the network. Rootstock, which enables smart contracts secured by Bitcoin’s hash power, has seen increasing demand for collateralized products and tokenized funds that return Bitcoin-denominated yield. “Our role is to guide institutions through that,” Green said. “We’re seeing demand for BTC-backed stablecoins and credit structures that let miners, remittance firms, and treasuries unlock liquidity while staying in Bitcoin.” For many corporates, the case is practical as much as philosophical. “If you’re a treasury company and you’re custodying bitcoin, you’re losing 10–50 basis points on that cost,” Green noted. “You’re wanting to nullify that. Now the options are secure and safe enough that you don’t have to go into some crazy DeFi looping…

Author: BitcoinEthereumNews

2025/10/19

Best Crypto To Buy Now: Why MUTM Stands Out Over XRP

Best Crypto To Buy Now: Why MUTM Stands Out Over XRP

The post Best Crypto To Buy Now: Why MUTM Stands Out Over XRP appeared first on Coinpedia Fintech News Investors have scanned the crypto market for the best crypto to buy now amid recent dips, yet Mutuum Finance (MUTM) emerges as a top crypto drawing sharp focus.  Phase 6 of its presale has filled 70%, raising $17,650,000 overall with 17,300 holders since inception. Tokens go for $0.035, up 250% from phase one’s $0.01 start.  …

Author: CoinPedia

2025/10/19

Best Crypto Presales to Buy as Bitcoin Mirrors Its March-April Bottom Structure

Best Crypto Presales to Buy as Bitcoin Mirrors Its March-April Bottom Structure

After flipping the Coinbase Premium Index red, Bitcoin is now mirroring its March-April bottom pattern. With the 3-day 100 EMA once again in play, history suggests another major rebound could be on the horizon.

Author: Brave Newcoin

2025/10/18

Bitcoin Hyper Hits $24M Presale Milestone as Peter Schiff Reignites Gold vs Bitcoin Debate

Bitcoin Hyper Hits $24M Presale Milestone as Peter Schiff Reignites Gold vs Bitcoin Debate

Veteran gold advocate Peter Schiff recently stirred controversy on X by declaring that gold is more likely to reach $1 million than Bitcoin, a comment that reignited the classic “gold vs. Bitcoin” debate. The statement drew swift criticism from crypto investors who continue to see Bitcoin as the dominant long-term asset. Despite short-term volatility and […]

Author: The Cryptonomist

2025/10/18

As Aster & Aave Rebound Modestly, BlockDAG’s $425M Presale & $0.0015 TGE Code Offer Signal Real Blockchain Progress

As Aster & Aave Rebound Modestly, BlockDAG’s $425M Presale & $0.0015 TGE Code Offer Signal Real Blockchain Progress

Explore Aster’s rebound and Aave’s stability while BlockDAG executes a $425M roadmap with $0.0015 TGE entry, proving real growth before Genesis Day.

Author: Blockchainreporter

2025/10/18

Aave V4 Launch to Expand DeFi with New Asset Classes

Aave V4 Launch to Expand DeFi with New Asset Classes

The post Aave V4 Launch to Expand DeFi with New Asset Classes appeared on BitcoinEthereumNews.com. Key Points: Aave introduces V4, expanding DeFi collateral types dramatically. Taps into traditional finance assets for greater leverage. Potential impact on Aave’s market share and TVL growth. Aave, led by founder Stani Kulechov, announced on social media that the upcoming Aave V4 will expand DeFi collateral categories, including cryptocurrency, stocks, bonds, and real estate. This expansion marks a significant evolution in DeFi, potentially broadening scope and application, which may impact market engagement, asset diversification, and protocol design in the near future. Aave V4’s Role in Broadening DeFi Asset Inclusion Aave V4 will introduce a substantial expansion of collateral types, enabling tokenization and borrowing against traditional finance assets such as stocks, ETFs, bonds, and commodities. This launch will integrate these assets into decentralized finance, promising a fundamental change in DeFi operations. Stani Kulechov, Founder, Aave, stated, “Aave V4 will unlock a whole new collateral asset category for DeFi, covering: cryptocurrency, stocks, ETFs, various funds, bonds and fixed income products, private credit, real estate and mortgages, commodities, and accounts receivable.” Immediate implications include the anticipated acceleration of TVL (Total Value Locked) growth in Aave. With V4 enabling broader asset inclusion, Aave could see its market share increase significantly due to its innovative collateral framework. This setup can attract institutional investors eager to integrate new asset categories within DeFi. Learn more about how Aave’s TVL in V4 is driving institutional adoption in DeFi. Community and industry reactions were largely positive, with Aave’s initiative being hailed as a progressive move. Developers and experts have underscored the potential for increased liquidity and diversification, as noted in social media discussions. Kulechov’s announcement prompted active engagement on platforms like GitHub and Discord, indicating high developer interest. Aave’s Market Dynamics and Future DeFi Trends Did you know? Aave’s introduction of V4 marks a milestone in transforming DeFi by…

Author: BitcoinEthereumNews

2025/10/18

Best cryptocurrency to invest besides SOL, a $0.035 token tops in ROI

Best cryptocurrency to invest besides SOL, a $0.035 token tops in ROI

Investors seeking the best crypto to buy are turning their attention to early-stage DeFi tokens. Mutuum Finance (MUTM) is capturing interest with its Phase 6 presale, priced at $0.035. Over 68% of this phase is already sold, raising $17.5 million. The next phase will increase the price by 15% to $0.040, creating a final discounted window for early entry at this price. The platform and token will launch simultaneously, giving the network immediate utility. The buy-and-distribute system will channel platform revenue into regular MUTM buybacks, rewarding mtToken stakers while sustaining demand.Solana (SOL) – established but saturatedSolana (SOL) has achieved remarkable success over the past few years, supporting a wide range of decentralized applications and NFTs. Its speed and developer activity make it a reliable blockchain for institutional and retail projects. However, SOL’s massive market capitalization limits exponential upside for new investors. Analysts predict only moderate growth in the next cycle, around 2–3× on leveraged positions from current levels. In comparison, Mutuum Finance (MUTM) offers asymmetric upside due to its smaller market cap, early presale pricing, and real revenue-linked mechanics. Investors seeking higher multipliers will find MUTM’s functional DeFi platform and token rewards far more compelling than the already mature SOL ecosystem.Early investment advantage in Mutuum Finance (MUTM)Early investors are already seeing strong projected returns. A participant who swapped $4,000 in AVAX during Phase 3 at $0.02 now holds $7,000 worth of MUTM. When the token lists at $0.06 and reaches $0.36 post-launch, this same holding will grow to $43,200, generating a total 10.8× return from Phase 3. This growth will be driven by real on-chain activity, staking rewards, and community engagement incentives. Daily 24-hrs leaderboard rewards of $500 and a $100,000 giveaway for ten winners will reinforce participation while boosting early adoption. The 24-hour leaderboard now includes a new reward update. Each day, the user who attains the top rank will earn a $500 MUTM bonus, as long as they complete at least one transaction during that 24-hour cycle. The leaderboard automatically resets every day at 00:00 UTC. The combination of presale momentum, platform utility, and token economics makes Mutuum Finance (MUTM) the strongest candidate among crypto coins for explosive ROI in Q4 2025.V1 protocol launch announcementMutuum Finance revealed through its official X account that the V1 version of its protocol is planned to launch on the Sepolia Testnet by Q4 2025. This version will feature key components such as a liquidity pool, mtToken, debt token, and a liquidator bot designed to keep the network secure and efficient. In its early stage, users will be able to lend, borrow, and use ETH or USDT as collateral with ease.This testnet launch will let users explore and experience the platform’s core features before its full release. By giving users early access, Mutuum Finance aims to build trust and attract more attention. As interest and confidence grow, the project’s demand — and token price — are likely to increase.Mutuum Finance (MUTM) growth driversThe growth of Mutuum Finance (MUTM) will stem from its dual lending model. In P2C pools, a user depositing $20,000 USDT will earn 15% annual yield, generating $3,000 in passive income. P2P loans provide higher returns for risk-tolerant participants. A borrower pledging $2,000 in PEPE as collateral can borrow $1,000 USDC, paying 18% interest. Overcollateralization and automatic liquidation mechanisms ensure that risk remains balanced across both lending models.The introduction of lending and borrowing tools strengthens the platform’s real-world utility and is expected to attract more active participation from users. Soon, users will have the ability to lend, borrow, and stake their assets within designated pools to earn rewards and yields. Since these activities inherently require MUTM, the growing demand generated across the ecosystem is likely to drive the token’s value higher over time.Revenue generated from lending fees and platform activity will feed into the buy-and-distribute cycle, applying sustained upward pressure on the MUTM token. Users staking mtTokens will receive regular rewards, increasing engagement and circulating demand. The upcoming beta launch will activate the platform alongside token live events, accelerating adoption and enhancing the likelihood of exchange listings in Tier-1 and Tier-2 platforms. This integrated approach positions MUTM as a DeFi token with measurable utility and investor incentives.Mutuum Finance (MUTM) also addresses market volatility with thoughtful risk controls. Loan-to-value ratios will reach 75% for stable assets and 35–44% for more volatile tokens. Reserve factors between 10–55% will provide liquidity buffers, while Chainlink oracle feeds ensure accurate real-time valuations for all collateral. This layered liquidity and risk management will maintain system integrity, even during periods of crypto market turbulence reflected by the crypto fear and greed index.Conclusion – last discounted window for early investorsMutuum Finance (MUTM) is the best crypto to buy with SOL. It has organized growth mechanisms and early-stage potential. The Phase 6 presale is already 68% sold out, and the price will go up to $0.040 in the following phase. Investors that get in early can take advantage of rapid platform usefulness, staking rewards, and a price floor based on buybacks. The community-driven approach will get even more people involved by offering daily leaderboard rewards and large giveaways. Mutuum Finance (MUTM) is a unique blend of growth, engagement, and genuine use-case acceptance in the changing crypto industry. It is a high-utility DeFi token that can give investors a better return on investment than SOL.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post Best cryptocurrency to invest besides SOL, a $0.035 token tops in ROI appeared first on Invezz

Author: Coinstats

2025/10/18

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