Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15029 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Jamie Dimon says “Cockroaches” lurk in the US economy

Jamie Dimon says “Cockroaches” lurk in the US economy

The post Jamie Dimon says “Cockroaches” lurk in the US economy appeared on BitcoinEthereumNews.com. Wall Street’s worst fear got a name this week: cockroaches. That’s what Jamie Dimon, the CEO of JPMorgan Chase, called the unseen threats lurking in the US financial system. On Wednesday, during an earnings call, Jamie warned that when you find one, you should assume more are hiding. His exact words: “I shouldn’t say this, but when you see one cockroach, there’s probably more. Everyone should be forewarned on this one.” That warning came as banks and investors were already dealing with fresh chaos linked to two ugly bankruptcies in September; Tricolor Holdings, a subprime auto lender, and First Brands, a big-name auto parts supplier. These two collapses triggered a disaster that’s now hammering mid-sized banks, investment firms, and their shareholders. Zions and Western Alliance suffer from credit hits On Thursday, the fallout hit regional banks the hardest, dragging their stocks down fast. Zions Bancorporation fell by 13%, while Western Alliance dropped by nearly 10%. Those stock hits weren’t out of nowhere. On Wednesday, Zions had revealed it had taken a $50 million charge-off, wiping out two unpaid business loans through its California Bank & Trust division. The bank said it discovered “legal actions initiated by several banks and other lenders” linked to the two borrowers. An internal review flagged the issue, forcing the charge. No other comment came from Zions, which ignored further press questions. By Thursday, Western Alliance stepped into the mess. The bank filed a lawsuit “alleging fraud by the borrower” over a revolving credit facility given to Cantor Group V LLC. It stressed that this had “no relation to First Brands or Tricolor” and called it “an isolated credit incident.” But even with that clarification, the market still panicked. The timing couldn’t be worse. These disclosures landed on top of rising concern that credit conditions for…

Author: BitcoinEthereumNews
DL Holdings Launch $200M Push Into Tokenized Gold, BTC Mining

DL Holdings Launch $200M Push Into Tokenized Gold, BTC Mining

The post DL Holdings Launch $200M Push Into Tokenized Gold, BTC Mining appeared on BitcoinEthereumNews.com. Hong Kong-listed DL Holdings Group Limited and digital asset financial services provider Antalpha have announced a strategic partnership involving up to $200 million in investments across two distinct areas of the digital asset market. The initiative comprises a dual-track strategy focused on the tokenization of gold assets and the expansion of Bitcoin mining infrastructure, which the companies describe as an effort to connect traditional finance with the digital economy. Sponsored Gold Tokenization Push: $100M Investment in XAU₮ As part of the new partnership, DL Holdings plans to acquire and distribute Tether Gold (XAU₮) — a tokenized gold asset issued by Tether and backed by physical gold stored in secure vaults. The Hong Kong-listed firm said it intends to invest up to $100 million in XAU₮ over the next twelve months, building on an initial $5 million investment made earlier this year. The global market for tokenized gold currently exceeds $3 billion, making it the largest segment within the broader real-world asset (RWA) tokenization space, which stands at around $25 billion. Some market forecasts suggest that the RWA market could expand significantly by 2030 if institutional adoption grows, potentially reaching several trillion dollars in total value. However, adoption among traditional financial institutions remains limited. According to research from JPMorgan and other industry analysts, most RWA activity is still driven by crypto-native firms. Sponsored Under the new partnership, Antalpha said it will provide liquidity, custody, and lending services through its RWA Hub platform. The company also plans to establish vaults in multiple jurisdictions to facilitate gold redemptions for investors. Bitcoin Mining Expansion: $100M Commitment to Hashrate Growth DL Holdings is also committing $100 million to expand its Bitcoin mining operations over the next year. The company said it is in the final stages of acquiring about 3,000 Antminer S21 units from Bitmain,…

Author: BitcoinEthereumNews
Dogecoin (DOGE) vs Mutuum Finance (MUTM): Which is the Best Cryptocurrency to Buy and Turn $100 into $10,000 By 2026?

Dogecoin (DOGE) vs Mutuum Finance (MUTM): Which is the Best Cryptocurrency to Buy and Turn $100 into $10,000 By 2026?

The post Dogecoin (DOGE) vs Mutuum Finance (MUTM): Which is the Best Cryptocurrency to Buy and Turn $100 into $10,000 By 2026? appeared on BitcoinEthereumNews.com. As the crypto market accelerates toward 2026, investors are once again wondering what is the best cryptocurrency to buy to turn small investments into massive gains. Among the coins, Dogecoin (DOGE) and Mutuum Finance (MUTM) have captured the spotlight, but for very different reasons. Dogecoin, continues to thrive on community enthusiasm and retail-driven rallies, yet its growth remains tied to market sentiment. Over the years, Dogecoin has maintained a loyal base of supporters and a strong social media presence, which has often triggered sudden price spikes. However, its lack of structured utility and heavy reliance on influencer-driven narratives have made its long-term trajectory unpredictable compared to utility-focused projects. In contrast, Mutuum Finance (MUTM) is earning recognition for its real-world utility and next-generation DeFi model that merges Peer-to-Peer and Peer-to-Contract lending within one ecosystem. Currently in Phase 6 of its presale, with over 70% sold out and $17.45 million raised, Mutuum Finance is being hailed as one of the top crypto to buy now for investors seeking substantial upside. As speculative tokens fade and utility-driven projects rise, Mutuum Finance is increasingly seen as the best cryptocurrency to buy for those aiming to turn a modest $100 into a potential five-figure portfolio by 2026. Dogecoin (DOGE) Price Prediction: Waiting for a Breakout Following the Rebound in Dogecoin (DOGE) is showing renewed recovery attempts after having another downward correction from the $0.25 resistance zone where selling has routinely capped its rallies. The meme token now has solid support around $0.18, building a crucial range between $0.18 and $0.25 that traders are interested for direction. A confirmed breakout above the level may revive the previous bull run that ensued for the year by restoring investor confidence and causing renewed buying interest. Should momentum stall, however, DOGE may become stuck in a trading zone where…

Author: BitcoinEthereumNews
Trademark filing signals celeb crypto expansion

Trademark filing signals celeb crypto expansion

The post Trademark filing signals celeb crypto expansion appeared on BitcoinEthereumNews.com. MrBeast banking arrives amid a celebrity-led surge into crypto and fintech, where trademark filings and token launches have driven both huge gains and steep corrections. MrBeast expands into crypto and fintech business In a headline-making expansion of the influencer economy, Jimmy Donaldson — better known as MrBeast — has filed a trademark for MrBeast Financial, a proposed fintech and crypto platform that merges mass influence with decentralized infrastructure. The 13 October 2025 filing outlines services spanning banking, investment advisory, and cryptocurrency exchange functions, positioning the YouTuber’s 445 million-strong audience as a ready-made customer base. Analysts note that such scale rivals early-stage adoption levels of leading neobanks, suggesting a potential user acquisition curve unprecedented in influencer-led finance. The app reportedly aims to integrate cash advances, micro-lending, and educational tools alongside crypto payments, framing financial inclusion as both a social mission and a monetization engine. If realized, MrBeast Financial could redefine how creator ecosystems interface with blockchain services — turning online reach into real-world financial infrastructure. MrBeast trademarks MrBeast Financial, his own banking app. More info: https://t.co/H3BhBZNWlW pic.twitter.com/1ONIN3Ss4b — Complex (@Complex) October 16, 2025 What triggered renewed interest in the YZY token and celebrity crypto wallets? Interest in the YZY token reportedly resurged after corporate documents filed by Ye on 13 October 2025—as noted by the company—referenced a token launch on 21 August 2025. The project’s linked social media account is said to have roughly 445 million followers, a ready-made distribution channel that could accelerate token uptake. Investors and speculators frequently view celebrity-backed tokens as brand extensions rather than traditional equity. That framing helps explain why such launches can create immediate liquidity and intense short-term volatility. To be cautious, many reporters and analysts label headline figures as “reported by project sources” when outside verification is limited. Where possible, readers should seek primary…

Author: BitcoinEthereumNews
$LIVE Presale Surpasses $2M With 73+ Holders – MUTM and NEX Struggle to Prove They’re the Next Top Crypto

$LIVE Presale Surpasses $2M With 73+ Holders – MUTM and NEX Struggle to Prove They’re the Next Top Crypto

Next top crypto debates are heating up again as Q4 2025 brings a mix of market hope and hesitation. Bitcoin hovers near $67K, while Ethereum holds above $2,800. Amid the noise, one project feels refreshingly real — LivLive ($LIVE), the token that turns real-world activity into tokenized digital rewards. Instead of chasing chart fantasies, LivLive ($LIVE) lets users earn for doing everyday things — walking, shopping, reviewing, attending events. It merges blockchain with lifestyle utility. Meanwhile, the usual presales keep recycling old ideas. That’s why the crowd now calls LivLive the next top crypto worth watching before prices climb higher. LivLive ($LIVE): Where Real Actions Create Real Rewards LivLive ($LIVE) changes how people see crypto utility. Every scan, visit, or review turns into verified $LIVE tokens. It’s more than a presale; it’s a lifestyle system. The project mixes AR, wearable tech, and blockchain into one experience where life itself becomes valuable. That’s innovation worth attention. Its fair tokenomics seal trust — 65% of the total supply goes to participants, while only 5% goes to the team. It rewards consistency, not hype. Instead of traders flipping charts, people are earning while living. That’s why LivLive is rising as the next top crypto transforming normal behavior into opportunity. LivLive Presale: Early Buyers Getting the Big Edge The LivLive presale sits at Stage 1 with a $0.02 price, over $2M raised, and 73+ holders. Stage 2 will rise to $0.04 before the $0.25 launch price. Participants using the EARLY30 bonus code get 30% extra tokens, 50% guaranteed mining rewards, and a shot at the $2.5M Treasure Vault. With exclusive access, referral bonuses, and only 5% allocation to the team, LivLive presale gives early community members power that most projects never deliver. Mutuum Finance (MUTM) Price News: All Talk, Little Spark Mutuum Finance (MUTM) claims to redefine lending, yet it feels like a remix of yesterday’s DeFi models. With its $0.035 Phase 6 price and $16.7M raised, it looks busy but uninspired. Even its $0.06 launch target can’t mask that the excitement faded faster than its early momentum. A CertiK score of 90 and a $50K bounty sound good on paper, but numbers don’t build trust like real innovation. The market’s already seen too many lending tokens promising “next-gen” systems. In contrast, LivLive’s idea actually gives users a reason to interact instead of locking coins and waiting. Nexchain (NEX) Price News: Great Tech, Forgettable Vision Nexchain (NEX) talks about AI, data speed, and scalability, but feels like another textbook blockchain pitch. With a token price of $0.112 and $11M raised, it’s solid yet directionless. Traders see good math but no real meaning — and crypto without story dies faster than hype begins. Its 400K transactions per second and $0.001 fees sound impressive until you realize that no one outside tech forums even cares. A 2.15B token supply with 20% for public sale dilutes excitement. Nexchain feels mechanical, while LivLive connects emotion and utility — that’s the real difference driving community attention. Conclusion: Could LivLive ($LIVE) Be the Next Top Crypto of 2025? Among October’s trending projects, LivLive ($LIVE) leads because it bridges blockchain and real life. It’s not promising fantasy worlds; it’s rewarding action. Every step, scan, or review earns $LIVE tokens, creating a lifestyle-based economy. The LivLive presale remains the one project where participation truly equals progress.Mutuum Finance talks about lending. Nexchain flashes tech. LivLive builds real engagement and value. With the EARLY30 code, referral bonuses, and fair supply structure, it gives early participants a reason to act now. If crypto ever needed proof that living itself can be profitable, LivLive ($LIVE) just delivered it. Find Out More Information Here Website: www.livlive.com X: https://x.com/livliveapp  Telegram Chat:https://t.me/livliveapp

Author: Coinstats
Which Crypto to Buy Today for Short-Term Gains? Traders Bet on a 300% Upside Token

Which Crypto to Buy Today for Short-Term Gains? Traders Bet on a 300% Upside Token

The post Which Crypto to Buy Today for Short-Term Gains? Traders Bet on a 300% Upside Token appeared first on Coinpedia Fintech News Momentum drives short-term crypto investment where traders seek tokens that combine working products with price growth potential. One new crypto coin is standing out in this cycle — Mutuum Finance (MUTM). It is a decentralized finance project still in presale but already showing the structure of a functional ecosystem. With a working dashboard, planned dual lending models, and a future buyback plan, Mutuum Finance (MUTM) is capturing market attention. Mutuum Finance (MUTM)’s Presale Stats The token’s presale price is $0.035 in Phase 6. Around 68% of this phase has already sold, raising about $17.42 million from more than 17,000 holders overall. Early participants from Phase 3, who entered at $0.02, already see their holdings valued at $14,000 from an $8,000 purchase. Once the token lists around $0.06, the same amount will value at $24,000. The projected surge to $0.12 places short-term returns near 300%. Such figures make Mutuum Finance (MUTM) one of the strongest 300% content in short-term crypto predictions for this quarter. This optimism comes from the token’s upcoming milestones. The team has announced the launch of V1 of the protocol on the Sepolia testnet in Q4 2025. The testnet will allow live lending, borrowing, and collateralization of USDT and ETH from day one. This early release includes vital tools like a liquidity pool, mtToken, debt token, and a liquidator bot designed to keep operations smooth and secure. Most presales deliver promises; Mutuum Finance (MUTM) will deliver utility. This feature will attract early users, building instant on-chain demand and setting the stage for price acceleration right after launch. In Mutuum’s model, mtTokens are 1:1 receipt tokens that automatically reflect accrued yield, simplifying accounting for lenders. Debt tokens track borrower obligations and interest with clear on-chain state. The liquidator bot is paired with configurable parameters (e.g., liquidation thresholds, close factors), aiming to keep positions healthy while minimizing unnecessary sell pressure. Oracle inputs are designed with redundancy — Chainlink feeds where available, supplemented by DEX-based TWAP fallbacks — to reduce the odds of bad price prints triggering unfair liquidations. Dual Lending as Mechanics That Power Growth The lending model of Mutuum Finance (MUTM) will anchor its ecosystem. It will operate two systems — Peer-to-Contract (P2C) and Peer-to-Peer (P2P). Together, they will cover both low-risk and high-yield preferences. The P2C side applies asset-specific risk parameters such as loan-to-value (LTV), liquidation threshold, and borrow caps. It also supports both variable and stable borrow rates, letting users choose between flexibility and payment predictability. The P2P side isolates risk per market so that bespoke loans on long-tail assets don’t affect the pooled markets. This separation is central to Mutuum’s approach to capital efficiency and downside control. In the P2C model, lenders will supply popular assets like ETH, or USDT into liquidity pools. When a lender deposits $12,000 BTC-equivalent, they will receive mtBTC tokens that represent their share. With an average yield of 14% APY, this lender will earn $1,680 in a year while holding the mtBTC. The system is designed to generate consistent rewards, encouraging deposit growth and liquidity stability. Borrowers, on the other hand, will use their crypto holdings as collateral to access liquidity. For example, a borrower posting $3,000 in SOL will be able to borrow $2,100 in USDT at a 70% loan-to-value ratio. This system allows traders to unlock capital without selling assets, creating more circulation and borrowing activity within the protocol. The P2P system will attract a different audience — those who prefer higher yields. By supporting both models, Mutuum Finance (MUTM) will ensure continuous capital movement and real yield creation. This combination of flexibility and reward will strengthen demand for the token in the short term. The rollout of lending and borrowing options introduces real-world functionality that’s likely to bring more users into the ecosystem. Soon, users will be able to lend, borrow, and stake their assets in specific pools to generate rewards and passive income. Because each of these actions requires the use of MUTM, the resulting surge in demand is expected to become a major catalyst for the token’s price appreciation. Future Buybacks Generating More MUTM Demand The economic engine of Mutuum Finance (MUTM) will also include a buyback and staking loop. Revenue from platform fees will be used to buy MUTM from the open market. These repurchased tokens will then be distributed to mtToken stakers. This structure will recycle value into the community while generating MUTM demand. As staking increases, fewer tokens will remain tradable, naturally supporting the price. This design will serve as a key driver behind the projected 300% short-term gain. UX and 24-hrs Leaderboard For Maximum Engagement  To make participation engaging and to appreciate big investors, Mutuum Finance (MUTM) has already launched its ROI dashboard and leaderboard system. These tools will allow users to calculate ROIs and list the top investors on the leaderboard. A new development has been made to the 24-hour leaderboard.  Each day, the user holding the top position will earn a $500 MUTM bonus, provided they complete at least one transaction within that 24-hour period. The leaderboard refreshes automatically every day at 00:00 UTC. Gamification will build loyalty and repeat engagement, increasing the project’s activity rate and sustaining volume growth across the ecosystem. Final Words The coming months will also mark key events that strengthen investor confidence. Mutuum Finance (MUTM) has been reviewed by CertiK, with a TokenScan score of 90 and a Skynet rating of 79. It has also announced a $50,000 bug bounty program to reward security researchers. These steps, combined with a $100,000 giveaway to promote community expansion, show a strong focus on transparency and participation. Longer-term, the documents outline an on-demand, over-collateralized USD-pegged stablecoin concept, where interest would accrue to the treasury — potentially adding another source of protocol revenue that could flow into the buy-and-distribute loop. The roadmap also mentions Layer-2 exploration to lower costs and broaden reach once core markets stabilize. The current presale momentum confirms rising demand. As Phase 6 nears its end, the price will move to $0.04 in Phase 7, a 15% increase. Traders looking for quick short-term exposure are positioning before that happens. Each phase transition brings higher pricing, which strengthens the base for a rapid post-launch breakout. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats
Hong Kong Firm Invests $200 Million in Tether Gold and Bitcoin Mining

Hong Kong Firm Invests $200 Million in Tether Gold and Bitcoin Mining

TLDR DL Holdings to invest $100M in Tether Gold tokenization over the next year. $100M commitment to expand Bitcoin mining with 3,000 Antminer S21 units. Antalpha to provide liquidity, custody, and vault services for gold redemption. The partnership aims to connect traditional finance with the digital economy DL Holdings Group Limited, a Hong Kong-listed firm, [...] The post Hong Kong Firm Invests $200 Million in Tether Gold and Bitcoin Mining appeared first on CoinCentral.

Author: Coincentral
BlockDAG, BEST Wallet, Snorter, & Pepenode Presales Drive Momentum

BlockDAG, BEST Wallet, Snorter, & Pepenode Presales Drive Momentum

The post BlockDAG, BEST Wallet, Snorter, & Pepenode Presales Drive Momentum appeared on BitcoinEthereumNews.com. Crypto News Discover how BlockDAG, BEST Wallet, Snorter, and Pepenode presales are shaping crypto’s next phase with $425M+ raised, strong communities, and real use cases. October is shaping up to be the month of presales, with new tokens drawing attention from investors eager for early-stage gains. Among them, BlockDAG (BDAG) is emerging as the best presale crypto to buy, leading a wave of credible, performance-driven projects. With its hybrid blockchain architecture, massive funding momentum, and global partnerships, BDAG is rewriting the rules of crypto launches. Alongside it, tokens like Best Wallet Token (BEST), Snorter (SNORT), and Pepenode (PEPENODE) are each pushing their own ecosystems forward. But what makes BDAG stand apart is not just hype; it’s verifiable growth, cutting-edge tech, and investor-first mechanics that reward early participation. As Genesis Day (November 26) nears, BDAG’s presale race has transformed into one of the most watched events in the digital asset space. 1. BlockDAG: Setting New Standards with Verified Global Partnerships BlockDAG has turned its presale into something bigger than a coin sale, a competitive leaderboard race. The project has already raised over $425 million, sold 27 billion coins, and locked its current batch price at $0.0015. What makes this event unique is the TGE Code, which allows buyers to rank higher on airdrop priority lists based on their contributions. The higher your rank, the faster your launch will unlock when Genesis Day arrives on November 26. This performance-driven structure has made BlockDAG the best presale crypto to buy, combining profit potential with a gamified edge. The hybrid DAG + Proof-of-Work network ensures scalability and security, while independent CertiK and Halborn audits have verified its legitimacy. Add to that a partnership with the BWT Alpine Formula 1® Team, a 3 million-strong X1 mobile miner base, and 20,000 physical miners sold, and BDAG’s…

Author: BitcoinEthereumNews
The Best Presale Crypto to Buy Now: BlockDAG, BEST Wallet, Snorter, & Pepenode Presales Drive Momentum

The Best Presale Crypto to Buy Now: BlockDAG, BEST Wallet, Snorter, & Pepenode Presales Drive Momentum

October is shaping up to be the month of presales, with new tokens drawing attention from investors eager for early-stage […] The post The Best Presale Crypto to Buy Now: BlockDAG, BEST Wallet, Snorter, & Pepenode Presales Drive Momentum appeared first on Coindoo.

Author: Coindoo
Ethereum (ETH) Price Pumps Past $4K While BlockchainFX ($BFX) Becomes the Internet’s Favorite Best Crypto to Buy Under $1

Ethereum (ETH) Price Pumps Past $4K While BlockchainFX ($BFX) Becomes the Internet’s Favorite Best Crypto to Buy Under $1

Ethereum surges past $4K, but BlockchainFX ($BFX) steals the spotlight as the best crypto under $1, offering daily USDT rewards, real utility, and rapid presale growth.

Author: Blockchainreporter