Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14930 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ripple Launches $200K XRPL Attackathon Amid Africa Expansion

Ripple Launches $200K XRPL Attackathon Amid Africa Expansion

The post Ripple Launches $200K XRPL Attackathon Amid Africa Expansion appeared on BitcoinEthereumNews.com. Ripple Unveils $200,000 “Attackathon” to Fortify XRPL Lending Protocol Security Ripple has announced a $200,000 developer bounty program designed to identify and fix vulnerabilities in the XRP Ledger (XRPL) lending protocol.  The initiative, launched in partnership with leading Web3 security platform Immunefi, marks Ripple’s latest move to reinforce the robustness and trustworthiness of its rapidly expanding decentralized finance (DeFi) ecosystem. The “Attackathon” invites ethical hackers, developers, and security researchers worldwide to rigorously stress-test the XRPL lending protocol.  Participants will compete to uncover and report critical vulnerabilities, earning rewards proportional to each bug’s severity and potential impact. Backed by Immunefi’s trusted bug bounty framework, the $200,000 prize pool guarantees transparency, fairness, and a stronger, more secure XRPL ecosystem. Ripple’s move underscores the company’s commitment to maintaining top-tier security standards as the XRPL ecosystem evolves beyond payments into lending, tokenization, and broader DeFi applications. By leveraging Immunefi’s community of over 50,000 security researchers, Ripple aims to identify potential exploits before they can be weaponized by malicious actors. Immunefi, renowned for safeguarding major projects like Polygon, Synthetix, and Chainlink, will manage the entire process, from vulnerability submissions to verification and payouts. The partnership underscores a rising industry movement to reward ethical hackers and strengthen open-source blockchain security. As a result, the Attackathon underscores Ripple’s push to expand XRPL’s global reach. As new DeFi features launch and adoption accelerates across Africa and Asia, Ripple is positioning XRPL as a secure, scalable, and cost-efficient alternative to Ethereum-based networks. XRP Ledger Powers Africa’s Genomic Revolution In a quiet but seismic shift in Africa’s technological landscape, the XRP Ledger is gaining traction as the underlying infrastructure for a radical new form of identity architecture, one rooted in genomics.  Spearheading this evolution is DNA Protocol, whose recent onboarding of six certified laboratories across Dar es Salaam, Dodoma, and…

Author: BitcoinEthereumNews
Figure Deploys SEC-Registered YLDS Token on Sui Blockchain for Yield Access

Figure Deploys SEC-Registered YLDS Token on Sui Blockchain for Yield Access

The post Figure Deploys SEC-Registered YLDS Token on Sui Blockchain for Yield Access appeared on BitcoinEthereumNews.com. Key Notes YLDS distinguishes itself from unregulated stablecoins through SEC registration under the Investment Company Act of 1940. The token enables Sui users to access USD directly without centralized exchanges while earning daily accruing interest. YLDS will serve as the yield layer for DeepBook’s upcoming margin trading system on Sui’s native liquidity platform. Figure Certificate Company announced on Oct. 14 it is deploying its SEC-registered security token YLDS on the Sui SUI $2.85 24h volatility: 0.2% Market cap: $10.28 B Vol. 24h: $2.38 B blockchain. The token provides regulated yield and direct USD on- and off-ramps without traditional crypto exchanges. YLDS yields SOFR minus 35 basis points and is backed by short-term treasury securities, according to the Sui Foundation. Figure Certificate Company is registered with the SEC as a face-amount certificate company under the Investment Company Act of 1940. This distinguishes YLDS from unregulated stablecoins. YLDS, Figure’s SEC-registered, yield-bearing stablecoin, will be issued natively on Sui. This partnership brings: • USD on/off-ramps through YLDS• SUI as a potential collateral on @Figure• Compliant, scalable DeFi infrastructure Learn more 👇https://t.co/r3FNaL2Dyg pic.twitter.com/7yULoevRNt — Sui (@SuiNetwork) October 14, 2025 Understanding SOFR and Token Yields The Secured Overnight Financing Rate, or SOFR, is the benchmark interest rate for dollar-denominated loans and derivatives. It replaced LIBOR in 2023 as the primary reference rate for US financial markets and reflects the cost of borrowing cash overnight using Treasury securities as collateral. YLDS holders receive SOFR minus 35 basis points with daily accrual, according to Figure’s marketing materials. This provides exposure to risk-free rates, as the yield tracks short-term treasury performance. Most stablecoins maintain a fixed one-dollar peg without yielding returns. YLDS accrues interest daily while remaining redeemable for dollars. The SEC registration adds regulatory oversight absent in typical stablecoin structures. YLDS gives Sui users direct USD access…

Author: BitcoinEthereumNews
Societe Generale, Bitpanda Launch Regulated Stablecoins in DeFi

Societe Generale, Bitpanda Launch Regulated Stablecoins in DeFi

The post Societe Generale, Bitpanda Launch Regulated Stablecoins in DeFi appeared on BitcoinEthereumNews.com. Key Notes SG-FORGE and Bitpanda are integrating EURCV and USDCV stablecoins into DeFi protocols. Bitpanda is the first European retail broker to offer on-chain yield opportunities with these regulated stablecoins. The alliance plans for future integration with Bitpanda’s upcoming Vision Chain and VSN token ecosystem. Societe Generale-FORGE (SG-FORGE) and the European crypto platform Bitpanda are deepening their alliance to bring regulated stablecoins into Decentralized Finance (DeFi). The companies announced on Oct. 14, 2025, that this decision will allow Bitpanda’s retail clients to use SG-FORGE’s EUR CoinVertible (EURCV) and USD CoinVertible (USDCV) stablecoins in on-chain lending and borrowing protocols. Through this arrangement, retail users can earn yield on fully regulated, bank-issued digital assets for the first time in Europe. According to the official announcement, the stablecoins will be integrated into the Bitpanda DeFi Wallet, providing direct access to protocols such as Morpho and Uniswap. This latest effort is part of a broader distribution strategy, which follows recent listings of SG-FORGE’s USDCV stablecoin on other exchanges. Expanding Access to Regulated DeFi The initiative aims to increase trust and accessibility in the DeFi sector for retail users by introducing stablecoins that are compliant with the European Union’s Markets in Crypto-Assets (MiCA) framework. This step positions SG-FORGE to compete with other European financial institutions, including the ING-led banking consortium that is also developing a MiCA-compliant stablecoin. Bitpanda’s Co-CEO, Lukas Enzersdorfer-Konrad, highlighted the significance of this development for European Web3, stating it will deliver real-world benefits to users and help build an interoperable, regulated financial ecosystem. Similarly, Jean-Marc Stenger, CEO of SG-FORGE, confirmed that extending into DeFi is a key strategic step for the company. This joint effort will also support future integrations with Bitpanda’s Vision (VSN) token and its planned Layer-2 network, the Vision Chain. The stated goal is to create a compliant framework…

Author: BitcoinEthereumNews
Dark web drug sales: tracing crypto payments

Dark web drug sales: tracing crypto payments

The post Dark web drug sales: tracing crypto payments appeared on BitcoinEthereumNews.com. A recent police operation exposed dark web drug sales linked to three men jailed after a nationwide distribution network was uncovered; investigators traced payments to crypto accounts as part of their evidence. How did the online drug trafficking investigation unfold? Investigators from the South East Regional Organised Crime Unit (Serocu) built the case using both digital and physical surveillance. In practice, on-chain tracing of cryptocurrency payments and parcel tracking were central tools to reconstruct the network’s logistics. Practical investigations typically combine address clustering, timing analysis and exchange account subpoenas with parcel metadata to link wallets to physical actors. Furthermore, maintaining strict chain-of-custody for seized devices and transferring crypto to auditable wallets is essential for admissible evidence. Industry analysis supports this integrated approach; see Chainalysis on the growing sophistication of on-chain crime. In July 2022, officers intercepted one suspect en route to a Post Office, which triggered further searches and follow-up enforcement, according to a BBC News report. What evidence connected post office drug parcels to cryptocurrency drug transactions? Officers discovered 138g of heroin hidden inside a music speaker and other consignments at a property, evidence that tied the postal route to the supply chain. Meanwhile, blockchain analysis linked payments to accounts controlled by the online vendor, creating a digital trail that corroborated the physical finds. During arrests, police seized £3,150 in cryptocurrency and related devices—a clear example of digital-forensic evidence supporting physical seizures. Detectives also recovered a small pill press and small quantities of pills during searches. Was cryptocurrency hardware seizure part of the operation? Yes. When Malcolm Magala was stopped, officers located funds and cryptocurrency hardware at his home. That hardware proved pivotal in mapping transactions and tying buyers to sellers, closing investigative gaps that might otherwise have remained open. How do these convictions fit into wider dark web…

Author: BitcoinEthereumNews
5 Best Crypto Presales to Watch in October 2025: MaxiDoge, Bitcoin Hyper, IPO Genie & More

5 Best Crypto Presales to Watch in October 2025: MaxiDoge, Bitcoin Hyper, IPO Genie & More

October 2025 is shaping up to be a pivotal month in the crypto landscape, with presales raising millions amid Bitcoin’s […] The post 5 Best Crypto Presales to Watch in October 2025: MaxiDoge, Bitcoin Hyper, IPO Genie & More appeared first on Coindoo.

Author: Coindoo
Societe Generale and Bitpanda Deploy Regulated Stablecoins in DeFi

Societe Generale and Bitpanda Deploy Regulated Stablecoins in DeFi

Societe Generale-FORGE and Bitpanda are extending their agreement to deploy regulated stablecoins into DeFi protocols for European retail users. The post Societe Generale and Bitpanda Deploy Regulated Stablecoins in DeFi appeared first on Coinspeaker.

Author: Coinspeaker
S&P Global Ratings and Chainlink Collaboration Brings S&P’s Stablecoin Stability Assessments On-Chain

S&P Global Ratings and Chainlink Collaboration Brings S&P’s Stablecoin Stability Assessments On-Chain

S&P Global today announced a collaboration between S&P Global Ratings and Chainlink.

Author: Crypto Breaking News
From Idea to App in Days, Zero Knowledge Proof (ZKP) Empowers Developers, Whitelist Opening Soon!

From Idea to App in Days, Zero Knowledge Proof (ZKP) Empowers Developers, Whitelist Opening Soon!

Every successful blockchain project begins with giving builders the right tools. Zero-Knowledge Proof (ZKP) focuses on making development simple, practical, and powerful. Instead of forcing developers to master complex cryptography, it offers streamlined SDKs that make building private, secure, and scalable applications straightforward. This accessibility is what sets Zero Knowledge Proof (ZKP) apart. By minimizing […] The post From Idea to App in Days, Zero Knowledge Proof (ZKP) Empowers Developers, Whitelist Opening Soon! appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Will Shiba Inu Price Reach $1 By 2026? Unlikely, But This Crypto Challenging SHIB Might

Will Shiba Inu Price Reach $1 By 2026? Unlikely, But This Crypto Challenging SHIB Might

Shiba Inu (SHIB) is still one of the leading meme coins on the market, yet even with its loyal fan base and viral popularity, the idea that SHIB will ever achieve $1 is ever more unlikely. With a vast token supply and minimal utility, experts believe even long-running market upswings will not be able to propel such a titanic price surge. As investors are turning to more realistic yet high-potential substitutes, Mutuum Finance (MUTM) is stepping up to challenge them seriously.  Already at Phase 6 in its presale and already more than 65% sold out, MUTM is picking up steam due to its groundbreaking DeFi blueprint, solid fundamentals, and real applications that make it the type of next-gen crypto that can deliver the explosive gains that SHIB investors at one point expected. Shiba Inu (SHIB) Price Analysis: Testing Key Levels for a Potential Breakout Challenge Shiba Inu ($SHIB) is trading in a crucial region right now, stable above a key support region at $0.00000510 to $0.00000988. In the past, this region has been a solid bottom for bulls to turn around, and this recent stability is implying that a bounce back up is due. On the higher side, $0.00001301 is the current resistance point to consider, with multiple failed attempts to cross above this point having solidified its importance.  A clear breakdown above here can provide a potential up move to the next resistance at $0.00003528, a potential 35.7% up move from here. Despite the technical configuration in SHIB implying a positive short-term trade, many investors are also taking a similarly circumspect view of the wider altcoin top with a view to a stronger long-term growth prospect, a move that has recently attracted growing attention for Mutuum Finance (MUTM). Mutuum Finance Smashes History-Breaking Record During Presales Mutuum Finance (MUTM) is shaking the DeFi circle with Phase 6 presale at $0.035 per token, up from Phase 5 by 16.17%. More than 17,000 investors have already invested a total of over $17.3 million so far. Phase 6 is already sold out over 65%, evidencing great hunger from investors as well as global confidence around the project’s future prospects. Early investors will end up making gigantic profits when MUTM will be listed on the open market. The protocol also utilizes Chainlinks’ AVAX, MATIC, ETH, and USD price feeds, oracles with fallback, composite data feeds, and decentralized exchange TWAPs, for multi-layer coverage and appropriate valuation in spite of very volatile markets. Mutuum Finance is launching its lending and borrowing protocol that will form the basis of its DeFi platform. V1 will be transferred onto Sepolia Testnet during Q4 2025 and will consist of liquidity pools, mtTokens, debt tokens, and liquidator bot. At launch, liquidity will become active for ETH and USDT to borrow, lend, and collateralize that will give a seamless, scalable, and secure DeFi experience. The close-order book form of the protocol keeps market risk under control and saves illiquidity. Close-level terms, liquidation levels, and rewards to the liquidator are clearly defined such that security lending gets accommodated. Risk-multipliers of the asset class control stability and firmness even in the presence of volatility. MUTM is based on three pillars of sustainability, trust, and simplicity. It is designed to be scalable both at the institutional and the retail levels so that decentralized finance is bolstered by a vast multitude of individuals and gives them a world that is efficient, resilient, and secure. Mutuum Finance Emerges as a High-Promise Replacement for SHIB Whereas Shiba Inu (SHIB) will likely see token levels appreciate by a small amount in the short-term, reaching $1 is incredibly unlikely given its giant token supply and little utility. Mutuum Finance (MUTM) offers a structurally sound alternative instead, having already taken in over $17.3 million across 17,000+ investors during Phase 6 of its presale, with 65% already sold. Investors considering getting a slice of the next high-upside wave of cryptocurrencies have every reason to register for the Mutuum Finance presale today and stake an early claim on 1 of 2025’s most plausible DeFi propositions. For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats
Dark web drug sales: tracing crypto payments and post office parcels

Dark web drug sales: tracing crypto payments and post office parcels

A recent police operation exposed dark web drug sales linked to three men jailed after a nationwide distribution network was uncovered.

Author: The Cryptonomist