Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14853 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ford drops $7,500 EV lease credit as subsidy ends

Ford drops $7,500 EV lease credit as subsidy ends

The post Ford drops $7,500 EV lease credit as subsidy ends appeared on BitcoinEthereumNews.com. Ford Motor, a Michigan-based automobile manufacturer, has withdrawn an initiative that allowed dealers to offer a $7,500 tax credit on electric vehicle (EV) leases. The automaker made this decision after the government subsidy ended on September 30. In a statement dated October 9, Ford’s representative mentioned that the company’s focus is not on claiming the EV tax credit but on maintaining the competitive lease payments in the market. Ford’s decision is similar to that of General Motors (GM), an automotive manufacturing company, which the company arrived at on Wednesday, October 8. While automakers such as Hyundai and Stellantis offer cash incentives to help buyers, Ford and GM have chosen a different approach. Ford copies GM in cancelling the tax credit program Ford’s financing divisions had developed a strategic plan to purchase EVs from their dealers’ stock. Afterwards, they would submit an application for the $7,500 credit for those vehicles and utilize the funds to adjust lease terms for their clients. Following its decision to cancel the program, Ford’s spokesperson emphasized that Ford Credit continues to offer 0% financing for 72 months. Apart from Ford Credit, the representative pointed out that the company also offers other incentives. General Motors’ decision to halt a similar program was reportedly influenced by concerns raised by U.S. Senator and former car dealer Bernie Moreno of Ohio. Ford, however, has not publicly detailed the reasons behind its cancellation. In the meantime, reports from reliable sources noted that the two automakers established their strategies after consulting officials from the Internal Revenue Service (IRS). The EV sales continue to spark heated debates among automotive executives, as some, like Ford CEO Jim Farley, warn that the electric vehicle market could drastically drop without the credit. In contrast, others, like the CEO of Hyundai Motor North America, believe that this market is…

Author: BitcoinEthereumNews
3 Dogecoin and Shiba Inu Alternatives Under $0.10 That Could Turn $250 into $25,000

3 Dogecoin and Shiba Inu Alternatives Under $0.10 That Could Turn $250 into $25,000

The post 3 Dogecoin and Shiba Inu Alternatives Under $0.10 That Could Turn $250 into $25,000 appeared first on Coinpedia Fintech News Dogecoin (DOGE) and Shiba Inu (SHIB) may still dominate headlines, but investors increasingly turn to new meme coins with higher upside. With prices under $0.10, some of these tokens offer an attractive entry point for those hunting significant returns. Three coins traders are watching closely for a 100x ROI on a $250 investment: Little Pepe …

Author: CoinPedia
The Altcoins Leading the Next Bull Run

The Altcoins Leading the Next Bull Run

The post The Altcoins Leading the Next Bull Run appeared on BitcoinEthereumNews.com. Crypto News Market experts highlight 2025’s altcoins poised to dominate the next crypto bull run – including MAGACOIN FINANCE, the breakout project combining community and structure. The winds of a new crypto era are beginning to stir. Institutional inflows are accelerating, volatility is stabilizing, and investor conviction is rebuilding across every sector of the digital asset market. Analysts believe 2025 will mark one of the most transformative bull runs in history, not because of speculation, but because of structure. A clear shift is underway from isolated hype cycles toward strategic, utility-driven, and community-anchored ecosystems. Within that framework, a select group of altcoins are positioning to lead, blending scalability, transparency, and cultural energy. Among them, MAGACOIN FINANCE has emerged as a defining example of how next-generation crypto projects are rewriting the rules of participation and performance. Institutional capital fuels the next phase Institutional adoption is accelerating faster than analysts anticipated. CoinShares data shows continuous inflows into digital asset funds for five consecutive weeks, with total allocations approaching record levels. This influx is no longer speculative, it’s strategic. Major financial institutions are preparing for a tokenized future where blockchain becomes an operational foundation, not an experiment. This structural embrace lays the groundwork for altcoins capable of bridging innovation and accessibility. While Bitcoin anchors the macro narrative, altcoins like Solana, Cardano, and Avalanche are capturing institutional curiosity due to their scalability and governance frameworks. Analysts agree that the next bull run won’t be led by a single asset but by an ecosystem, one where projects like MAGACOIN FINANCE channel retail energy and social engagement into a disciplined, verifiable structure. The emergence of narrative infrastructure Every bull market has a narrative backbone: in 2017 it was ICOs, in 2021 it was DeFi and NFTs. Analysts predict that 2025’s theme will be “structured participation”, projects…

Author: BitcoinEthereumNews
Analysts Reveal 2025’s Biggest Crypto Shift – The Altcoins Set to Lead the Next Bull Run

Analysts Reveal 2025’s Biggest Crypto Shift – The Altcoins Set to Lead the Next Bull Run

The winds of a new crypto era are beginning to stir. Institutional inflows are accelerating, volatility is stabilizing, and investor […] The post Analysts Reveal 2025’s Biggest Crypto Shift – The Altcoins Set to Lead the Next Bull Run appeared first on Coindoo.

Author: Coindoo
Investing in This Crypto Now Is Like Buying XRP in 2021 – Here’s Why

Investing in This Crypto Now Is Like Buying XRP in 2021 – Here’s Why

Catching XRP early in 2021 was the kind of timing most investors chase—but chances like that are rare. In a market crowded with short-lived launches and empty promises, finding a project with real traction and clear utility is the exception, not the rule. That’s why many in the space are paying attention to Mutuum Finance […]

Author: Cryptopolitan
Aave and Blockdaemon Teams Up to Unlock Institutional DeFi Lending

Aave and Blockdaemon Teams Up to Unlock Institutional DeFi Lending

Aave and Blockdaemon partner to deliver seamless institutional access to DeFi lending, bridging traditional finance with tokenized RWAs.]]>

Author: Crypto News Flash
Solana TVL Hits Record $42.4 Billion, Could Signal Layer 2 Adoption and Rising Ecosystem Confidence

Solana TVL Hits Record $42.4 Billion, Could Signal Layer 2 Adoption and Rising Ecosystem Confidence

The post Solana TVL Hits Record $42.4 Billion, Could Signal Layer 2 Adoption and Rising Ecosystem Confidence appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Solana TVL reached a record $42.4 billion, driven by Layer 2 scalability improvements and rising DeFi and gaming activity on the network. This surge reflects increased user adoption and protocol-level integrations that boost on-chain liquidity and transaction throughput. Record TVL: Solana hit $42.4B Layer 2 solutions and high-frequency apps boosted usage and deposits. SOL price momentum: +36.29% over 90 days; trading volume at $7.41B (CoinMarketCap). Solana TVL hits $42.4B — record surge driven by Layer 2 growth and ecosystem expansion. Read the analysis and expert insight for investors. What is Solana TVL and why did it hit $42.4 billion? Solana TVL (total value locked) measures on-chain deposits across Solana protocols. The $42.4 billion milestone reflects large inflows into DeFi, gaming, and Layer 2 solutions that increase throughput and lower costs, supporting broader application activity and user confidence. How did Layer 2 solutions drive Solana TVL growth? Layer 2 projects, notably Solaxy and other scalability-focused stacks, enabled high-frequency and low-cost transactions. These solutions attracted payment rails, gaming primitives, and DeFi strategies that require fast finality and low latency. Short settlements…

Author: BitcoinEthereumNews
Blockdaemon partners with Aave Labs to drive institutional DeFi adoption

Blockdaemon partners with Aave Labs to drive institutional DeFi adoption

PANews reported on October 10th that Blockdaemon and Aave Labs have reached a strategic partnership, integrating Aave Vaults into the Blockdaemon Earn Stack as the exclusive primary lending provider, providing institutions with direct access to the Aave on-chain capital markets. The partnership supports BTC, ETH, and stablecoins, and integrates with the Horizon platform to support lending against real-world assets (RWAs).

Author: PANews
Sui TVL Hits Record $2.6 Billion Amid DeFi Growth

Sui TVL Hits Record $2.6 Billion Amid DeFi Growth

The post Sui TVL Hits Record $2.6 Billion Amid DeFi Growth appeared on BitcoinEthereumNews.com. The growth is being driven by rising liquidity on DeFi protocols like Suilend and Momentum. Sui, a layer 1 (L1) blockchain, reached a new all-time high in total value locked (TVL) of $2.6 billion on Thursday, according to data from DeFiLlama. The figure marks a 37% increase from one month ago and a 160% jump from a year earlier, when TVL stood at around $1 billion. Sui recently surpassed $156 billion in decentralized exchange (DEX) volume, and is the sixth-largest chain by 24-hour trading volume, per CoinGecko Meanwhile, the blockchain’s native token is changing hands at $3.39 with a market capitalization of over $12.2 billion, an 80% increase over the past year, according to CoinGecko. The milestone reflects Sui’s expanding presence in the decentralized finance (DeFi) sector as newer L1 networks continue competing for liquidity and on-chain activity. The increase has been fueled by growing liquidity across DeFi protocols such as Suilend, Navi, and Momentum, which have drawn more users and deposits in recent weeks. Suilend currently ranks as the largest protocol on Sui, with $745 million in TVL, up 11% over the past month. Navi follows with $723 million, a 14% monthly increase. Momentum takes third place with $551 million, marking a 249% rise over the same period. This comes amid broader growth across the DeFi ecosystem, fueled by rising activity in lending, borrowing, and token trading. Total DeFi TVL has more than doubled over the past year, climbing 104% from $85 billion in October 2024 to $175 billion today, according to DeFiLlama. Sui has also announced several partnerships this year that have attracted users to its ecosystem. In March, the blockchain revealed a strategic collaboration with World Liberty Financial (WLFI), a DeFi project linked to President Donald Trump. WLFI issues the USD1 stablecoin, which currently ranks as the…

Author: BitcoinEthereumNews
PBOC sets USD/CNY reference rate at 7.1048 vs. 7.1102 previous

PBOC sets USD/CNY reference rate at 7.1048 vs. 7.1102 previous

The post PBOC sets USD/CNY reference rate at 7.1048 vs. 7.1102 previous appeared on BitcoinEthereumNews.com. The People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead on Friday at 7.1048 compared to the previous day’s fix of 7.1102 and 7.1329 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-71048-vs-71102-previous-202510100115

Author: BitcoinEthereumNews