Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14814 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Top Wallet integration streamlines FLR onboarding

Top Wallet integration streamlines FLR onboarding

The post Top Wallet integration streamlines FLR onboarding appeared on BitcoinEthereumNews.com. Flr launch campaign news: Flare Network announced on October 8, 2025, a partnership with Top Wallet to support the FLR Launch Campaign starting November 1, 2025. What is the flr launch campaign with Top Wallet partnership? The campaign represents a coordinated rollout by the Flare Network and its partner Top Wallet. It combines an airdrop, wallet integration and an onboarding programme aimed at both retail and institutional users ahead of the public distribution on November 1, 2025. In this context, the parties say more official details will be published closer to the event. Importantly, the partnership is designed to simplify the flr token distribution process and broaden access through native wallet support. For background, see previous coverage on Cryptonomist — FLR launch. How does Top Wallet integration affect user onboarding and security? The Top Wallet integration will pre‑install FLR support and FAssets tools directly into the wallet interface. As a result, users should encounter fewer steps to begin transacting while the wallet retains its existing security model. Note that the teams have not yet published the fine‑grained technical details. Specifics around custody mechanisms, signature flows and any optional KYC procedures remain pending. Institutional traders may value the streamlined access for on‑chain settlement and custody workflows. In practice, users should verify wallet app signatures and official contract addresses before importing keys or claiming tokens, and note any published snapshot block heights used to calculate eligibility. Custodians and institutional desks will likely perform reconciliation against exchange and on‑chain records and may require segregated key management or third‑party custody. For regulatory context on digital‑asset classification and issuer obligations, see the SEC digital asset framework. What are the flr wallet onboarding steps for new users? The campaign outlines five steps for onboarding to the FLR‑enabled Top Wallet. These steps are intended to be simple…

Author: BitcoinEthereumNews
North Dakota to Launch USD-Backed ‘Roughrider Coin’ in 2026

North Dakota to Launch USD-Backed ‘Roughrider Coin’ in 2026

The post North Dakota to Launch USD-Backed ‘Roughrider Coin’ in 2026 appeared on BitcoinEthereumNews.com. In Brief North Dakota to issue USD-backed Roughrider Coin for faster, secure bank transactions in 2026. Roughrider Coin will support interbank transfers, backed by federal GENIUS Act regulations. Partnership with Fiserv enables blockchain-based payments for local banks and credit unions. North Dakota will launch its first state-backed stablecoin, called Roughrider Coin, in partnership with financial technology firm Fiserv. The Bank of North Dakota aims to modernise bank-to-bank transactions while ensuring faster and secure digital payments statewide. The coin will be fully backed by U.S. dollars and will operate on Fiserv’s FIUSD digital asset platform. This move follows the federal GENIUS Act, which established the national framework for stablecoin regulation earlier this year. Bank of North Dakota President Don Morgan confirmed that the coin’s development ensures long-term competitiveness for local financial institutions. The pilot phase, scheduled for 2026, will include selected North Dakota banks and credit unions after approval from the North Dakota Industrial Commission. According to Bloomberg, North Dakota plans to launch a USD-backed stablecoin called “Roughrider Coin” in 2026. Initially, it will be used for interbank loans, overnight lending, and infrastructure financing among local banks and credit unions. In the future, it may expand to… — Wu Blockchain (@WuBlockchain) October 8, 2025 According to Executive Vice President Rick Geloff, the stablecoin will initially support interbank transfers and reduce settlement times from days to minutes. These transactions will remain behind the scenes, and customers are unlikely to notice immediate changes in their daily banking experiences. Governor Kelly Armstrong stated that the initiative positions North Dakota as a national leader in digital finance and payment innovation (“North Dakota Monitor,” 2025). The Roughrider Coin joins a small but growing list of state-issued stablecoins, with Wyoming’s Frontier Stable Token launching earlier this year. New Federal Law Triggers Rapid Adoption of Digital Currency Solutions…

Author: BitcoinEthereumNews
Dogecoin Treasury Hits $20M Profits as the Best Memecoins like $MAXI Promise Explosive Gains

Dogecoin Treasury Hits $20M Profits as the Best Memecoins like $MAXI Promise Explosive Gains

The post Dogecoin Treasury Hits $20M Profits as the Best Memecoins like $MAXI Promise Explosive Gains appeared on BitcoinEthereumNews.com. Crypto News CleanCore Solutions (Nasdaq: ZONE) has officially joined the ranks of corporate crypto whales. In a recent company press release, the company announced that it now holds over 710million Dogecoin ($DOGE) tokens and is currently sitting on more than $20 million of unrealized profit. The firm plans to expand its $DOGE holdings by nearly 50%, to a whopping 1B tokens, backed by the Dogecoin Foundation and its affiliated corporate entity, House of Doge. CleanCore’s CEO, Clayton Adams, framed the treasury as a cornerstone of the utility-driven growth phase for memecoins, stating that the initiative “aligns with Dogecoin’s long-term adoption goals.” $DOGE’s steady institutional adoption mirrors Bitcoin’s early corporate phase, marking an ongoing shift from a retail meme to a recognized treasury asset. As corporations gradually accumulate more Dogecoin, retail investors are turning toward new meme plays with viral potential that mirror the early days of $DOGE. Among these plays, Maxi Doge ($MAXI) stands out as a real breakout contender. Corporate $DOGE Accumulation: A Sign of Meme Asset Maturity CleanCore’s aggressive Dogecoin ($DOGE) acquisition confirms that meme assets are no longer just a retail fad: they’re transitioning into a strategic corporate asset. The House of Doge initiative, backed by the Dogecoin Foundation, aims to connect $DOGE with real-world payment tools, research and development, and community utility projects – all with the end goal of driving Dogecoin adoption. https://www.houseofdoge.com/ Analysts have described this as the beginning of a new era for memecoins: one where culturally significant tokens evolve into functional, yield-generating digital assets. The total memecoin market capitalization reached a high of $127 billion in 2024 and currently sits at around $72 billion. And within this fast-growing, volatile sector of crypto, $DOGE has now become the relatively safe and stable bet, catching the eyes of institutional players. As the “original meme…

Author: BitcoinEthereumNews
Ethena Partners With Jupiter to Launch Solana-Native JupUSD Stablecoin

Ethena Partners With Jupiter to Launch Solana-Native JupUSD Stablecoin

The post Ethena Partners With Jupiter to Launch Solana-Native JupUSD Stablecoin appeared on BitcoinEthereumNews.com. The new token will eventually replace $750 million worth of stablecoins in Jupiter’s liquidity pool. Ethena Labs has partnered with Jupiter – the top decentralized exchange (DEX) aggregator on the Solana blockchain with a total value locked (TVL) of $3.58 billion – to launch JupUSD, a new stablecoin built on Solana, the company said Wednesday. According to Ethena, JupUSD was developed using its “Stablecoin-as-a-Service” platform and will be used across all major parts of the Jupiter ecosystem. That includes Jupiter Perps, where about $750 million in stablecoins in the platform’s JLP pool will gradually be replaced by JupUSD, and Jupiter Lend, where it will act as the main lending asset, Ethena said on X. The stablecoin is still in development and is expected to launch in the coming months. At first, it will be backed by USDtb, Ethena’s synthetic stablecoin, which is currently the ninth-largest in circulation with a market capitalization of $1.8 billion, according to DeFiLlama. However, Ethena revealed that over time, the collateral backing may expand to include USDe, its synthetic dollar. USDe currently has a market capitalization of over $15 billion, up 130% from $5.7 billion in June, making it the third-largest circulating stablecoin, according to DeFiLlama data. The partnership not only underscores Ethena’s continued expansion beyond Ethereum, where USDe is built, but also strengthens Solana’s growing decentralized finance (DeFi) ecosystem, which has recorded rising stablecoin activity this year. Currently, the broader stablecoin sector boasts a market capitalization of nearly $304 billion, up $5 billion over the past week alone. Of that amount, $15 billion is on Solana, up 2% over the past week. JupUSD is the latest stablecoin to emerge from Ethena’s Stablecoin-as-a-Service product line, which lets projects issue their own stablecoins. Last month, MegaETH Labs, the team behind the MegaETH blockchain, introduced MegaUSD (USDm), a…

Author: BitcoinEthereumNews
General Motors replaces lost $7,500 EV credit with $6,000 lease support

General Motors replaces lost $7,500 EV credit with $6,000 lease support

The post General Motors replaces lost $7,500 EV credit with $6,000 lease support appeared on BitcoinEthereumNews.com. General Motors (GM) has ended a program that was built to keep its dealers offering a $7,500 federal tax credit on electric vehicle leases beyond the September 30 cutoff. Instead, the company announced on Wednesday it would backstop lease deals with about $6,000 in support through its finance arm. The change followed the official expiration of the government subsidy that had fueled a rush of electric vehicle sales last month. The scrapped plan was pulled together in the final days of September. General Motors had arranged for its lending unit, GM Financial, to buy EVs sitting on dealer lots and those still being shipped. That would have allowed the company to apply for the $7,500 credit on each car and then pass that amount into customer lease terms through the end of 2024. GM said roughly 20,000 vehicles were covered under the plan before it was shelved. General Motors drops plan after objections in Washington The program came apart after Republican Senator Bernie Moreno of Ohio, who is a former car dealer now active in auto policy, raised concerns. The Senator’s objections were enough to push General Motors to retreat. The company allegedly told Reuters in a short statement that: “After further consideration, we have decided not to claim the tax credit,” while declining to give further details. GM Financial had already started making payments before the program was canceled for a straightforward formula 5% of the maximum sticker price for each eligible car. For example, two Chevrolet Blazer EVs, each priced in the mid-$60,000s, qualified for a combined payment of around $6,300. Those funds were meant to flow into leases as a substitute for the federal tax credit. General Motors confirmed it will “fund the incentive lease terms” through the end of October. This means dealers can still write…

Author: BitcoinEthereumNews
SWIFT Partners With Ethereum’s ConsenSys on Real-Time Payments Blockchain: Best Cryptocurrency to Invest in Today

SWIFT Partners With Ethereum’s ConsenSys on Real-Time Payments Blockchain: Best Cryptocurrency to Invest in Today

The announcement that SWIFT is partnering with Ethereum’s ConsenSys to build a real-time blockchain payments network is a watershed moment in the history of international finance. One that solidifies blockchain’s position as not some niche tech but a cornerstone of payment networks to be.  As this unfolds a new DeFi altcoin, Mutuum Finance (MUTM), has […]

Author: Cryptopolitan
Solana News: 5-Year Network Revenue 20X Of Ethereum Early Growth

Solana News: 5-Year Network Revenue 20X Of Ethereum Early Growth

The post Solana News: 5-Year Network Revenue 20X Of Ethereum Early Growth appeared on BitcoinEthereumNews.com. In recent Solana news, A 21Shares analysis finds that Solana’s blockchain pulled in roughly $2.85 billion in revenue over the 12 months ending September 2025. That works out to about $240 million per month on average, with a January 2025 peak of $616 million during a memecoin trading surge. By comparison, Ethereum’s monthly revenue in years four to five of its life (2019–2020) averaged under $10 million. In other words, Solana today earns roughly 20–30× the per‑month revenue Ethereum did at a similar stage. Solana News: Trading Platforms and Meme Mania Drive Revenue Trading fees and tools account for the largest share of Solana’s income. In the past year, trading platforms generated $1.12 billion, about 39% of Solana’s total. High-frequency swap tools like Photon and Axiom handle complex trades and run up huge fees during the late‑2024 meme-coin boom. For example, “President Trump’s Trump Coin” spurred record volume and sent January 2025 revenue above $616 million. Even after that frenzy, monthly revenue has settled around $150–$250 million, drawn from a mix of DEX trading, lending, wallets, DePIN (decentralized infrastructure), and AI-driven apps. 21Shares noted that Solana’s annual revenue is now comparable to large tech firms – roughly on par with Palantir’s $2.8B (2024) or Robinhood’s $2.95B. Solana Growth Far Ahead of Ethereum’s Early Years The report underscores how Solana’s growth far exceeds Ethereum’s in its infancy. Ethereum’s revenue in 2019–2020 (four to five years post-launch) was less than $10 million per month. Source: 21Shares By contrast, Solana’s current monthly take is about $240 million, or roughly 20–30× higher. Some months even hit 50× the Ethereum early peak. Solana’s daily usage also dwarfs Ethereum’s at the same age: the report cites 1.2–1.5 million daily active Solana addresses today, versus about 400k–500k for Ethereum in 2019–2020. In short, Solana is capturing a…

Author: BitcoinEthereumNews
Jupiter and Ethena Partner to Launch Solana-Based Stablecoin JupUSD

Jupiter and Ethena Partner to Launch Solana-Based Stablecoin JupUSD

The post Jupiter and Ethena Partner to Launch Solana-Based Stablecoin JupUSD appeared on BitcoinEthereumNews.com. In Brief JupUSD launches as Solana’s new native stablecoin built on Ethena’s tech stack. Stablecoin to replace $750M in Jupiter liquidity pools and power Jupiter Lend. Ethena expands reach with UR Global, bringing USDe access to 45+ countries. Jupiter Exchange has announced the launch of JupUSD, its native Solana-based stablecoin developed in partnership with Ethena Labs. The stablecoin is built using Ethena’s Stablecoin-as-a-Service stack and will integrate across the entire Jupiter ecosystem, including lending, trading, and perpetual markets. JupUSD will replace approximately $750 million in stablecoins currently held in Jupiter’s JLP pools, positioning it as the cornerstone asset for Jupiter Lend. The integration aims to deepen liquidity, enhance stability, and create unified on-chain settlement across all Jupiter products. Introducing JupUSD: the native stablecoin of the @JupiterExchange ecosystem built on Ethena’s Stablecoin-as-a-Service stack. JupUSD will plug into every major part of the Jupiter stack, including: – Jupiter Perps: where the ~$750m in stablecoins inside of JLP will gradually be… pic.twitter.com/jlNLc2eNCz — Ethena Labs (@ethena_labs) October 8, 2025 Initially, JupUSD will be 100% collateralised by USDtb, ensuring stability and transparency during its launch phase. Over time, USDe Ethena’s native yield-bearing stablecoin will be added as collateral to optimise returns and diversify backing. Jupiter’s ecosystem integration will allow users to access JupUSD across Perps, Lend, Swap, Pro, and Mobile, forming a comprehensive stablecoin layer for Solana’s DeFi network. The stablecoin’s mint-and-redeem contracts are currently under development and are expected to go live in mid-Q4 2025, pending audits. Ethena Expands Global Reach as Market Reacts The collaboration extends Ethena’s growing influence after its partnership with UR Global, which brings USDe to 45+ countries via a neobank platform. The program offers up to 5% APY on USDe holdings, zero off-ramp fees, and fiat conversions across multiple currencies with Mastercard debit integration. On the market side,…

Author: BitcoinEthereumNews
AFL-CIO Opposes Senate Crypto Bill Over Pension Risks

AFL-CIO Opposes Senate Crypto Bill Over Pension Risks

The post AFL-CIO Opposes Senate Crypto Bill Over Pension Risks appeared on BitcoinEthereumNews.com. The largest federation of trade unions in the US says it has “serious concerns” about the Senate’s draft bill to regulate crypto, claiming it lacks worker protections and poorly regulates the sector.  The American Federation of Labor and Congress of Industrial Organizations (AFL-CIO) opposed the Responsible Financial Innovation Act (RFIA), arguing in a letter to the Senate Banking Committee on Tuesday that it would pose significant risks to workers and the financial system. The bill’s treatment of crypto assets “poses risks to both retirement funds and to the overall financial stability of the US economy,” said AFL-CIO director Jody Calemine. He added that the bill will enable the crypto industry to “operate in wider and deeper ways in our financial system without sufficient oversight or meaningful safeguards.” Senators Cynthia Lummis and Kirsten Gillibrand originally introduced the RFIA in 2022 and revised it earlier this year. The Senate Banking Committee is developing the bill as an alternative approach to regulating crypto with a different scope and regulatory emphasis, rather than advancing the CLARITY Act, a market structure bill the House passed in July.  Protecting workers and pensions  Calemine said that the AFL-CIO “supports efforts to update regulatory regimes to better protect workers from the volatility of this asset class,” but the bill only “provides the facade of regulation.” Related: Crypto execs meet US lawmakers, discuss Bitcoin reserve, market structure bills He added that rather than insulating workers from the crypto volatility, the bill “would increase workers’ exposure by greenlighting retirement plans like 401(k)s and pensions to hold this risky asset.” More systemic risks  Calemine also claimed that the taxpayer-backed Deposit Insurance Fund, which protects consumer bank deposits, would be subject to greater risk if banks were allowed to custody crypto.  He also said that the legislation “codifies the tokenization of securities…

Author: BitcoinEthereumNews
Dogecoin Treasury Surges: Can $MAXI Lead the Next Meme Wave?

Dogecoin Treasury Surges: Can $MAXI Lead the Next Meme Wave?

In a recent company press release, the company announced that it now holds over 710million Dogecoin ($DOGE) tokens and is […] The post Dogecoin Treasury Surges: Can $MAXI Lead the Next Meme Wave? appeared first on Coindoo.

Author: Coindoo