Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14622 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Tata Capital To Raise $1.7 Billion In What Could Be India’s Biggest IPO This Year

Tata Capital To Raise $1.7 Billion In What Could Be India’s Biggest IPO This Year

The post Tata Capital To Raise $1.7 Billion In What Could Be India’s Biggest IPO This Year appeared on BitcoinEthereumNews.com. Tata Consultancy Services Ltd.’s office in Mumbai, India, on Wednesday, Feb. 12, 2025. Photographer: Abeer Khan/Bloomberg © 2025 Bloomberg Finance LP Tata Capital—the financial services arm of Tata Group, one of India’s largest conglomerates—is gearing up for the country’s biggest IPO this year, with the maiden share sale expected to raise as much as 155 billion rupees ($1.7 billion). The company, along with existing shareholders including Tata Sons and International Finance Corp. are selling up to 475.8 million existing and new shares between 310 rupees to 326 rupees apiece, according to a newspaper advertisement released on Monday. Proceeds from the IPO will strengthen Tata Capital’s capital base and support future lending activities. Book building for the IPO will open for anchor investors on October 3, while the shares will be available to retail investors from October 6 to 8. Tata Capital shares will begin trading on India’s National Stock Exchange on October 13. Tata Capital provides loans to consumers and businesses through almost 1,500 branches across India. Serving 7 million customers nationwide, it offers home loans, business finance, microfinance, private equity funding, and credit cards. The company’s net profit rose 16% to 36.6 billion rupees in the year ended March. The company is coming to market as IPO activity in India is picking up. Earlier this month, Urban Co., which provides a range of services from cleaning to plumbing, surged 62% on its first day of trading, the best market debut for Indian IPOs above $100 million. Several IPOs are in the pipeline, including that of Walmart-owned digital wallet PhonePe and billionaire Mukesh Ambani’s Reliance Jio, India’s largest wireless carrier. Tata Capital is part of India’s oldest conglomerate that the late Ratan Tata (who passed away in October) transformed into an industrial powerhouse. Under his two-decade leadership, he made global…

Author: BitcoinEthereumNews
Hyperliquid-based Hyperdrive resumes services after exploit

Hyperliquid-based Hyperdrive resumes services after exploit

The post Hyperliquid-based Hyperdrive resumes services after exploit appeared on BitcoinEthereumNews.com. Hyperdrive has restored operations and compensated users after a June exploit drained funds from two markets on the Hyperliquid blockchain. Summary Hyperdrive exploited for ~$700K on Sept. 27. Attack traced to router contract permissions. Users reimbursed, markets fully restored. Hyperdrive, a decentralized finance protocol on the Hyperliquid blockchain, has resumed full operations and restored funds to affected users after an exploit drained nearly $700,000 from two markets. According to the project’s Sept. 29 update on X, all accounts impacted by the attack have been remediated and market functions are now back online. The team confirmed that the exploit was limited to the Primary and Treasury USDT0 markets and did not spread to other assets or contracts. Details of Hyperdrive exploit On Sept. 27, attackers took advantage of Hyperdrive’s router contract, which had been granted operator permissions during lending processes. This made it possible to manipulate collateralized positions and make arbitrary function calls to whitelisted contracts. Two accounts were drained, losing 672,934 USDT0 and 110,244 thBILL tokens. The stolen money was tracked to Ethereum (ETH) and BNB (BNB) Chain, where some of it was laundered using Tornado Cash. External auditors and forensic specialists were enlisted by Hyperdrive, who verified the vulnerability was fixed and created a patch in a matter of hours. All markets were paused during remediation, with operations resuming only after compensation was completed. Ongoing investigation and security response Hyperdrive stated that the attack was carried out by a known threat actor previously linked to high-profile protocol exploits. A full post-mortem report will be published in the coming days. While reiterating that user accounts are now secure, the team cautioned against scams and unofficial communications. Despite the setback, Hyperdrive says its long-term strategy is still the same, concentrating on yield strategies like tokenizing Treasury bills with partners like Theo…

Author: BitcoinEthereumNews
OPTO Miner Enables XRP Holders To Earn 3,700 USDT Daily

OPTO Miner Enables XRP Holders To Earn 3,700 USDT Daily

The post OPTO Miner Enables XRP Holders To Earn 3,700 USDT Daily appeared on BitcoinEthereumNews.com. Passive income from cryptocurrencies is experiencing a new surge. In 2025, a landmark U.S. court ruling explicitly clarified that XRP is not a security. This decision restored market confidence and propelled Ripple’s XRP token above the $3 threshold for the first time since 2018. As market sentiment improves, investors are not only reaping the benefits of price appreciation but also actively seeking more stable income streams—making cloud mining a new hot choice. The regulated cloud mining platform OPTO Miner has garnered significant attention, offering the advantage of converting cryptocurrency deposits into daily USD income, thereby mitigating market volatility risks. Data indicates that even ordinary XRP holders can earn over $1,000 in passive income daily through such platforms; some users leverage BTC, ETH, or USDT on the same platform to achieve consistent, stable cash flow. This trend reflects a broad shift in the cryptocurrency investment landscape. Investors are no longer solely reliant on speculative gains but are seeking predictable, dividend-like returns. In fact, analysts predict the global cryptocurrency mining market will reach $14.8 billion by 2025, partly due to the rise of cloud mining—where over half of mining operations are now powered by clean energy—and cryptocurrency holders increasingly seeking “dividend-like” returns to cushion market volatility. OPTO Miner is at the forefront of this trend, with reports indicating that some experienced XRP users on the platform earn thousands of dollars in stablecoin profits every 24 hours. This article explores how cloud mining works, why XRP investors favor it, and how OPTO Miner enables daily passive income through a simple step-by-step process—with some users earning as much as 3,700 USDT daily. Why Choose Cloud Mining? Turn XRP into Daily Passive Income For XRP investors, generating returns has always been challenging. Unlike Bitcoin or Ethereum, XRP cannot be mined and offers no staking rewards,…

Author: BitcoinEthereumNews
BTC Price Commences Potential Recovery; Will Bitcoin Tokens Sustain Gains?

BTC Price Commences Potential Recovery; Will Bitcoin Tokens Sustain Gains?

The post BTC Price Commences Potential Recovery; Will Bitcoin Tokens Sustain Gains? appeared on BitcoinEthereumNews.com. BTC price is listed at $111,927.45 after an increase of 2.27% over the past 24 hours. Bitcoin tokens are testing a resistance level of $113,223. Rate cut and ETF flows are likely to affect BTC price in the days to come. Many cryptocurrencies are seeing an increase in their value. Bitcoin tokens are one of them, with BTC price noting a significant surge in the last 24 hours. However, it remains to be seen if the price of Bitcoin tokens sustains ongoing gains or sees downtrends in the days to come. Two factors are expected to affect the rise and fall of BTC price irrespective of predicted estimates. Gains in BTC Price BTC price was hovering below $109,000 a couple of hours ago, but the flagship cryptocurrency has commenced a potential recovery. Bitcoin tokens are now exchanging hands at $111,927.45. This is after an increase of 2.27% over the past 24 hours, and 3.1% in the last 30 days. It is considerably down by 2.4% over a week, but the recent increase has vastly washed out the weekly decline. The 24-hour trading volume has soared by 51.72%. Interestingly, Bitcoin tokens are down by 10.08% from their ATH of $124,457.12, which was noted on August 14, 2025. It is estimated that reclaiming the margin of $112k could fuel its rise closer to the all-time high milestone. Possible Price Movements for Bitcoin Tokens BTC price would either tank or jump in the days to come. Predictions estimate Bitcoin tokens to surge by 4.70% in the next 30 days. This would take the value to around $116,858 amid the volatility of 2.36%. Overall sentiments towards the crypto following the short-term BTC price prediction have shifted to neutral. The same is evident from the FGI rating of 50 points. The closest resistance level rests…

Author: BitcoinEthereumNews
Cloud Mining Wealth Code: OPTO Miner Enables XRP Holders to Earn 3,700 USDT Daily

Cloud Mining Wealth Code: OPTO Miner Enables XRP Holders to Earn 3,700 USDT Daily

After XRP’s legal win boosts prices past $3, investors turn to OPTO Miner for stable passive income. Cloud mining pays daily USD from XRP, BTC, ETH, and USDT.

Author: Blockchainreporter
Maple Finance to Tie Into Elwood Technologies’ Systems to Bring Institutional Credit Strategies On-Chain

Maple Finance to Tie Into Elwood Technologies’ Systems to Bring Institutional Credit Strategies On-Chain

The post Maple Finance to Tie Into Elwood Technologies’ Systems to Bring Institutional Credit Strategies On-Chain appeared on BitcoinEthereumNews.com. Crypto credit firm Maple Finance and Elwood Technologies are joining forces to make it easier for large financial institutions to enter digital asset credit markets. The companies announced Monday that Maple’s on-chain lending and asset management platform will link up with Elwood’s execution, portfolio management, and risk tools. Maple, founded in 2021, specializes in structured lending products and yield strategies built on public blockchains. Elwood, the trading company backed by hedge-fund manager Alan Howard, provides connectivity to global crypto exchanges, custodians and fund administrators, along with analytics and risk monitoring tools for institutional investors. The collaboration targets a key friction point for traditional players. Banks and asset managers looking to diversify into digital assets face fragmented infrastructure and operational hurdles. By combining Maple’s lending expertise with Elwood’s institutional trading and risk systems, the firms aim to create a framework that mirrors what professional investors expect in traditional markets. Sid Powell, Maple’s CEO, said the partnership will extend “institutional-grade” access to on-chain credit opportunities. Elwood CEO Chris Lawn added that credit markets are an essential piece of crypto’s evolution and need the same type of infrastructure as other asset classes. The move comes as demand for tokenized credit and fixed-income products grows. For example, Ripple and Credbull recently launched initiatives that bring U.S. Treasuries and private credit onto blockchain rails. Maple and Elwood’s tie-up underscores how service providers are trying to position themselves as gateways for institutional capital entering the decentralized economy. Source: https://www.coindesk.com/business/2025/09/29/maple-finance-to-tie-into-elwood-to-bring-institutional-credit-strategies-on-chain

Author: BitcoinEthereumNews
Maple Finance and Elwood Partner to Advance Institutional Digital Asset Lending

Maple Finance and Elwood Partner to Advance Institutional Digital Asset Lending

PANews reported on September 29th that crypto lending platform Maple Finance and Elwood Technologies announced a partnership to support large financial institutions entering the digital asset lending market. Maple's on-chain lending and asset management platform will be combined with Elwood's trade execution, portfolio management, and risk tools to address the infrastructure and operational barriers traditional institutions face in the crypto space. Maple focuses on structured lending products and income strategies based on public blockchains, while Elwood, backed by hedge fund manager Alan Howard, provides connectivity and data analysis services to global exchanges, custodians, and fund management.

Author: PANews
Cleveland Fed’s Beth Hammack on interest rates, inflation and tariffs

Cleveland Fed’s Beth Hammack on interest rates, inflation and tariffs

The post Cleveland Fed’s Beth Hammack on interest rates, inflation and tariffs appeared on BitcoinEthereumNews.com. Cleveland Federal Reserve President Beth Hammack joins CNBC’s “Squawk Box Europe” on Monday morning to discuss the likelihood of further interest rate cuts and the health of the U.S. economy. Hammack’s comments come shortly after stronger-than-expected economic data appear to have dented Wall Street’s hopes for sharp monetary easing. The Fed approved a widely anticipated rate cut earlier this month, lowering its benchmark overnight lending rate by a quarter percentage point to a range of 4.00%-4.25%, and signaled two more were on the way before the end of the year. A robust batch of economic data since, however, has prompted investors to dial back their expectations for rapid rate cuts. This is a developing story. Please refresh for updates. Source: https://www.cnbc.com/2025/09/29/cleveland-feds-beth-hammack-on-interest-rates-inflation-and-tariffs.html

Author: BitcoinEthereumNews
7 Best Cryptos to Watch in 2025 Offering Explosive Growth and Early Entry Rewards

7 Best Cryptos to Watch in 2025 Offering Explosive Growth and Early Entry Rewards

The post 7 Best Cryptos to Watch in 2025 Offering Explosive Growth and Early Entry Rewards appeared on BitcoinEthereumNews.com. Disclaimer: This content is a sponsored article. Bitcoinsistemi.com is not responsible for any damages or negativities that may arise from the above information or any product or service mentioned in the article. Bitcoinsistemi.com advises readers to do individual research about the company mentioned in the article and reminds them that all responsibility belongs to the individual. Can meme coins still change the game in 2025? The answer is a resounding yes. The rise of meme-powered tokens has turned skeptics into believers, delivering millionaires overnight while fueling the most viral trends in crypto. Today, investors are tracking a new wave of meme legends: MoonBull, Bonk, Notcoin, Neiro, Dogwifhat, Shiba Inu, and Pudgy Penguins. Each brings its own energy, community backing, and potential for massive returns. Yet among them, one presale is already turning heads with explosive speed and unstoppable demand, and that’s MoonBull, the clear frontrunner among the best cryptos to watch in 2025. What sets MoonBull apart in a sea of meme coins? Unlike others chasing hype, MoonBull is blending real innovation with lightning-fast growth. While Bonk, Notcoin, Neiro, Dogwifhat, Shiba Inu, and Pudgy Penguins hold strong positions in the meme coin arena, MoonBull is rewriting the rules with unique staking, referrals, and a presale that has rocketed to Stage 3 in record time. Investors looking at the best cryptos to watch in 2025 are quickly realizing that MoonBull offers the ultimate early-stage opportunity. 1. MoonBull: Staking Rewards and Smart Referrals That Fuel Growth MoonBull isn’t just a presale token, it’s an ecosystem of rewards designed to lock in loyalty while fueling viral adoption. At Stage 10, the MoonBull presale unlocks a powerful staking program, offering holders a fixed 95% APY with seamless access through the dashboard. Rewards are calculated daily, giving participants the freedom to grow passively without complicated…

Author: BitcoinEthereumNews
MUTM 50% sold out fast, analysts call it best crypto for 350% gain

MUTM 50% sold out fast, analysts call it best crypto for 350% gain

Even as broader markets remain uncertain and many ask why crypto is down, select projects are proving that disciplined innovation still attracts serious capital. Mutuum Finance (MUTM) is one of those standouts, with its Phase 6 presale already 50% sold out. At a price of $0.035, the project has raised over $16.50 million and welcomed more than 16,650 holders. Phase 7 will increase the token price to $0.040, a 15% rise, showing that investors entering today are locking in a clear discount before the next leg up. Analysts project that buyers in this round are positioning for 350% gains even before the bull run fully resumes.A framework built on risk management and stabilityMutuum Finance (MUTM) is not simply another addition to the growing list of crypto coins. It is a decentralized lending protocol designed with multiple safety mechanisms to protect users and sustain long-term growth. The system is structured around overcollateralized borrowing, ensuring loans are backed by more value than borrowed, while automated liquidation triggers and penalty fees maintain stability if collateral values fall. Liquidators are incentivized to restore balance through discounted repayments, creating constant pressure toward systemic health.A key differentiator is its oracle strategy, which aggregates Chainlink feeds, fallback oracles, and time-weighted on-chain data. This ensures borrowers and lenders always interact with fair and tamper-resistant price information, reducing the risk of manipulation that plagues many DeFi platforms. Alongside this, borrow caps and Restricted Collateralization Mode limit the exposure of risky assets, so volatile tokens do not compromise the safety of the entire system. A reserve factor applied to each asset also feeds income into the treasury, which in turn will support platform sustainability.Unlike unchecked DeFi protocols that expose participants to systemic fragility, Mutuum Finance (MUTM) is building a structure where every component—whether liquidation penalties or collateral ratios—works together to safeguard investor capital. This emphasis on capital protection and controlled risk makes the platform more attractive during times of uncertainty, reinforcing why investing in crypto through structured protocols can outperform sentiment-driven alternatives.Security, roadmap, and investor upsideBeyond its mechanics, Mutuum Finance (MUTM) is securing investor confidence with external validation and community-focused measures. The project has undergone a CertiK audit, scoring 90.00 in Token Scan and 79.00 in Skynet assessments, demonstrating a commitment to robust code standards. Complementing this, a $50,000 bug bounty program incentivizes ethical hackers to identify vulnerabilities, while a $100,000 giveaway rewards and energizes its growing community. These steps underline a transparent approach rarely seen in newer crypto coins.The roadmap is equally compelling. Phase 2 focuses on core contract and infrastructure development, while Phase 3 is set to bring beta testing and functional demos. By Phase 4, the platform will go live, with MUTM token listings, claim activation, and multi-chain expansion. Each stage provides investors with tangible milestones that align with price growth and adoption momentum.The outcomes speak for themselves for investors who are keeping an eye on returns. At the current presale pricing, a Phase 1 allotment of $10,000 at $0.01 has already increased to $35,000, which is a 250% increase. People who buy in Phase 6 for $0.035 should see their worth rise by 350% before the bull cycle picks up speed again. This illustrates that making smart early investments in structured initiatives like Mutuum Finance (MUTM) can lead to big profits even before the market as a whole starts to rise.Mutuum Finance (MUTM) is setting itself up as the uncommon presale token that offers strong security, long-lasting mechanics, and actual safety for investors. While other people chase after short-lived buzz, this project is showing that the best places to invest in crypto are platforms that create demand on purpose. With 50% of Phase 6 already sold, the chance to get tokens at a discount is running out quickly. This makes MUTM one of the best buys before the next bull run starts.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinanceThe post MUTM 50% sold out fast, analysts call it best crypto for 350% gain appeared first on Invezz

Author: Coinstats