Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14609 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Experts Load a $0.035 Altcoin, Calling It the Best Crypto to Buy Now Before Year-End

Experts Load a $0.035 Altcoin, Calling It the Best Crypto to Buy Now Before Year-End

The post Experts Load a $0.035 Altcoin, Calling It the Best Crypto to Buy Now Before Year-End appeared first on Coinpedia Fintech News As crypto charts continue to fluctuate and investors debate why crypto is down, analysts are turning their attention to Mutuum Finance (MUTM) as one of the best crypto investment opportunities currently available. Market insiders are quietly accumulating MUTM at $0.035, recognizing both its utility-driven design and its strong potential for year-end returns. With Phase 6 …

Author: CoinPedia
why digital assets are taking over

why digital assets are taking over

The post why digital assets are taking over appeared on BitcoinEthereumNews.com. The global economy is at an inflection point. Traditional models built on centralized banking, paper-based settlement, and slow-moving institutions are giving way to digital-first systems. From payments to capital markets, the transition is accelerating, powered by blockchain, tokenization, and the rapid growth of digital assets. In recent months, this shift has only become clearer. Central banks are trialing digital currencies, corporations are experimenting with blockchain-based supply chains, and investors are allocating to crypto at unprecedented levels. This transformation mirrors earlier technological revolutions. Just as the internet displaced old communication models and cloud computing replaced on-premises infrastructure, digital assets are set to redefine how value is stored and transferred. The “old economy” isn’t disappearing overnight, but its dominance is waning. Younger generations, emerging markets, and institutional innovators are pulling finance into the digital realm. For investors, this moment represents not only a change in infrastructure but also an opportunity to identify projects that will thrive in a tokenized world. Among them, MAGACOIN FINANCE is quickly gaining visibility as a presale phenomenon aligned with this new digital era. The decline of traditional models Signs of the old system’s limits are everywhere. Settlement times for cross-border payments remain slow, often taking days to clear. Bank transfer fees eat into remittances that are lifelines for emerging economies. Centralized intermediaries control flows of capital and information, making transparency scarce. Meanwhile, younger consumers increasingly demand instant, 24/7 financial access through apps and platforms, expectations that legacy institutions often fail to meet. Global debt levels also weigh heavily on the old order. With governments running deficits and central banks debasing currencies, trust in traditional fiat systems is eroding. Investors are looking for hedges not just against inflation but against systemic inefficiency. Digital assets, whether in the form of Bitcoin, Ethereum, or stablecoins, offer transparency, speed, and a…

Author: BitcoinEthereumNews
Earning Passive Income in DeFi Beyond Staking and Yield Farming

Earning Passive Income in DeFi Beyond Staking and Yield Farming

Discover the top ways to earn passive income in DeFi — from staking and lending to Zexpire’s $ZX token, a new way to profit from crypto volatility.

Author: Cryptodaily
New Crypto Projects Poised to Benefit From the UK Tokenized Banking Revolution

New Crypto Projects Poised to Benefit From the UK Tokenized Banking Revolution

The post New Crypto Projects Poised to Benefit From the UK Tokenized Banking Revolution appeared on BitcoinEthereumNews.com. Crypto News 27 September 2025 | 11:44 The financial landscape is shifting. UK banks plan to roll out tokenized customer deposits by 2026 under a Bank of England–backed pilot, setting the stage for a new era of digital money. As the banking system moves on-chain, tokens with real use cases are well placed to benefit. These aren’t just passing meme coins, but projects that combine finance, technology, and investor appeal. What follows are three new crypto projects that could thrive as the rails of money change. If tokenized deposits take hold, they may rank among the best presale opportunities of this cycle. Why Tokenized Deposits Matter UK banks are moving fast. HSBC, Barclays, NatWest, Lloyds, Santander, and Nationwide are already testing tokenized sterling deposits (GBTD) in a pilot coordinated by UK Finance. The program will run until mid-2026 and covers everyday payments, remortgaging, and even settlement of digital assets. The Bank of England has given its blessing. Governor Andrew Bailey has made it clear: tokenized deposits are the future, stablecoins are a risk. This isn’t just happening in the UK. Several European banks have announced plans to launch a euro-backed stablecoin, showing the region is also moving toward digital money. Meanwhile, in the U.S., Trump’s GENIUS Act is already reshaping the market by giving banks and institutions clearer rules for digital assets. Together, these moves highlight that tokenized finance is part of a broader global shift. The UK’s Financial Conduct Authority won’t finish its stablecoin rules until late 2026. Until then, tokenized deposits let banks issue digital cash today, without waiting on regulators. 1. Best Wallet Token ($BEST) – Utility-Packed Token With Real Demand Best Wallet Token ($BEST) is more than just a wallet add-on – it’s the engine of the Best Wallet ecosystem. Holding the token unlocks a stack…

Author: BitcoinEthereumNews
New Crypto Projects Ready to Thrive as UK Banks Embrace Tokenized Deposits

New Crypto Projects Ready to Thrive as UK Banks Embrace Tokenized Deposits

As the banking system moves on-chain, tokens with real use cases are well placed to benefit. These aren’t just passing […] The post New Crypto Projects Ready to Thrive as UK Banks Embrace Tokenized Deposits appeared first on Coindoo.

Author: Coindoo
XRP Coinmarketcap Data Analysis Suggests Strong Market for Tundra’s Token Model

XRP Coinmarketcap Data Analysis Suggests Strong Market for Tundra’s Token Model

The post XRP Coinmarketcap Data Analysis Suggests Strong Market for Tundra’s Token Model appeared first on Coinpedia Fintech News XRP continues to feature in Coinmarketcap’s top rankings, holding a position among the most traded and widely held digital assets. With daily volumes consistently measured in the billions and a market capitalization that secures it a spot in the top ten cryptocurrencies, XRP remains a core instrument for settlement and liquidity across exchanges. Yet liquidity …

Author: CoinPedia
XYZVerse, Chainlink & Hedera Are Attracting Institutional Investors in 2025

XYZVerse, Chainlink & Hedera Are Attracting Institutional Investors in 2025

Discover how XYZVerse, Chainlink, and Hedera are gaining momentum among institutional investors in 2025. Explore the technologies, partnerships, and market trends driving their adoption in the evolving Web3 ecosystem.

Author: Cryptodaily
Dogecoin (DOGE) Analysis Shows Critical $0.23 Support As Mutuum Finance Awes Investors With Revolutionary DeFi Features

Dogecoin (DOGE) Analysis Shows Critical $0.23 Support As Mutuum Finance Awes Investors With Revolutionary DeFi Features

The post Dogecoin (DOGE) Analysis Shows Critical $0.23 Support As Mutuum Finance Awes Investors With Revolutionary DeFi Features appeared on BitcoinEthereumNews.com. As Dogecoin oscillates about the crucial $0.23 support, uncertainty looms over its next direction, with the price action reflecting little conviction from buyers. Meanwhile, a new cryptocurrency, Mutuum Finance (MUTM), is attracting growing market interest on account of its revolutionary DeFi features and strong early-stage fundamentals. Mutuum Finance is at presale phase 6 that is over 50% sold out.  Tokens are available for sale at $0.035. The following phase prices will skyrocket to $0.04 With investors focusing more on utility than hype, Mutuum Finance is better value proposition for long-term return, come what may with DOGE’s short-term bounce or breakdown. Dogecoin (DOGE) Price Patterns Hint at Major Breakout as Key Levels Hold Dogecoin is showing strong indications of new momentum, and technical graphs are tilting towards the likelihood of a near-future breakout. The cryptocurrency recently broke above a falling resistance line and tested the significant $0.23 level of support, a typical pattern preceding a continuation rally. Investors are keeping a close eye on a double bottom formation forming and, if accurate, could send a stampede to $0.42 in the near term, with some projecting a run to the $0.60–$0.70 range in mid-to-late 2025.  Market sentiment is also becoming increasingly positive, reflected by a Greed reading of 72 and greater whale accumulation at the $0.22–$0.24 levels, setting a price floor. Despite institutional profit-taking danger, sustained closes above pivotal levels of resistance can potentially have DOGE approaching $0.50–$0.60, with the current trading at around $0.24 being a 10.42% day gain. Meanwhile, interest in MUTM continues to rise.  Mutuum Finance Presale Milestone Mutuum Finance presale has reached a new level with more than 16,600 investors and more than $16.4 million to date. It is in Phase 6, 45% sold out, selling the tokens at $0.035 for  1 MUTM. As a token of time,…

Author: BitcoinEthereumNews
SoftBank, ARK Eye Stake in Massive Tether Fundraise: Report

SoftBank, ARK Eye Stake in Massive Tether Fundraise: Report

The post SoftBank, ARK Eye Stake in Massive Tether Fundraise: Report appeared on BitcoinEthereumNews.com. At least two high-profile investment companies are reportedly vying to back stablecoin issuer Tether as it looks to sell roughly 3% of its equity — a move that underscores pent-up investor demand for one of the world’s most profitable companies. According to Bloomberg, venture capital giants SoftBank Group and ARK Investment Management are among potential investors considering a combined investment of up to $20 billion in Tether.  As Cointelegraph reported this week, if successful, the funding round could value the company at up to $500 billion, placing it among the world’s most valuable private enterprises. For comparison, OpenAI, the developer behind ChatGPT, is said to be in talks to raise capital at a similar $500 billion valuation. Tether CEO Paolo Ardoino confirmed earlier this week that the company is exploring a potential fundraise “from a select group of high-profile key investors,” though he declined to disclose specific names or amounts.  Ardoino also hinted that Tether could expand into new business lines, including commodities, energy and media, as part of its broader growth strategy. Source: Paolo Ardoino The investor interest reflects Tether’s dominant position in the stablecoin market, which has evolved from a tool for crypto traders into a strategic financial asset. In the United States, the recently approved GENIUS Act has further elevated stablecoins as a national priority, aimed at strengthening the dollar’s role in global finance. Tether’s flagship US dollar-backed, USDt (USDT), remains the world’s largest stablecoin with a market capitalization of approximately $173.6 billion. USDT’s circulating supply continues to climb steadily. Source: DefiLlama Related: US Treasury opens second round of comments on Genius Act implementation Tether’s massive profitability and the need to move beyond interest income Backed by vast US Treasury holdings and a growing Bitcoin (BTC) reserve, Tether has become one of crypto’s most profitable companies, reporting…

Author: BitcoinEthereumNews
The Risky, Rewarding World of DeFi Yield Optimization

The Risky, Rewarding World of DeFi Yield Optimization

Decentralized finance offers more than just staking. Protocols like Yearn, Barnbridge, and Horizon showcase advanced strategies—liquidity pools, yield farming, interest rate swaps, and tranching—that can generate higher returns while mitigating risks like impermanent loss. By combining diversification, hedging, and algorithmic optimization, DeFi is evolving into a bank-like system designed to balance stability with growth for savers.

Author: Hackernoon