Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14584 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Europeans Have Only 4 Years Left to Buy Bitcoin: Why Though?

Europeans Have Only 4 Years Left to Buy Bitcoin: Why Though?

The post Europeans Have Only 4 Years Left to Buy Bitcoin: Why Though? appeared on BitcoinEthereumNews.com. Key Takeaways: The ECB is targeting a full digital euro launch by 2029, claiming it will modernize payments, improve access, and reduce reliance on foreign providers. Yet, Vietnam’s recent closure of more than 86 million bank accounts due to new compliance shows how centralized digital money systems can abruptly cut off citizens’ access to their funds. As Europe marches toward a programmable CBDC regime, the window to buy Bitcoin as an independent, uncensorable asset may be narrowing. The countdown has begun, and few seem to realize it. By 2029, if the European Central Bank (ECB) sticks to its current roadmap, the digital euro will have become a reality. While Brussels and Frankfurt hail this as a leap into the future of money, the window for Europeans to freely use, hold, and buy Bitcoin could be closing fast. As the lessons from Asia’s banking crackdowns show, the arrival of programmable money could change what financial freedom looks like in Europe (and not for the better). Digital Euro: Promise or Pandora’s Box? The ECB has set mid-2029 as a realistic date for a full-scale digital euro launch. According to the central bank, this isn’t just innovation for innovation’s sake. The ECB believes a digital euro will modernize payments, boost consumer choice, and ensure European monetary sovereignty. Promised features include real-time payments, the ability to send and receive digital currency both online and offline, and built-in financial inclusion for Europe’s unbanked. Supporters praise the digital euro for reducing Europe’s reliance on foreign card networks and tech companies. ECB officials claim a digital euro is a matter of sovereignty, supposed to be free for everyday use and shield small transactions from Big Brother oversight (at least below certain thresholds). In theory, consumers should gain privacy, speed, and universal digital access. Digital Euro | Source…

Author: BitcoinEthereumNews
Crypto.com Expands TWAP Trading Bot By Integrating HEMI Token Support

Crypto.com Expands TWAP Trading Bot By Integrating HEMI Token Support

Crypto.com adds HEMI token into TWAP Trading Bot, where it supports a total of 200+ coins; bringing together Bitcoin security with Ethereum programmability.

Author: Blockchainreporter
Flare Launches FXRP, Opening DeFi Access to XRP Holders

Flare Launches FXRP, Opening DeFi Access to XRP Holders

Flare launches FXRP, a 1:1 XRP-backed token enabling lending, trading, and DeFi access, expanding XRP’s utility in decentralized finance. Flare Network has taken a major step in bringing XRP into decentralized finance. The blockchain platform launched FXRP, a wrapped XRP that enables holders to utilise the token in lending, trading, and liquidity in DeFi applications. […] The post Flare Launches FXRP, Opening DeFi Access to XRP Holders appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
$100 billion OpenAI deal is structured in cash, primarily to lease Nvidia hardware

$100 billion OpenAI deal is structured in cash, primarily to lease Nvidia hardware

The post $100 billion OpenAI deal is structured in cash, primarily to lease Nvidia hardware appeared on BitcoinEthereumNews.com. OpenAI isn’t spending $100 billion to buy chips, it’s paying cash to lease them. The whole deal with Nvidia is built on spreading costs over time, and not dropping billions upfront. The artificial intelligence company wants to access Nvidia’s top-tier GPUs, but instead of buying them outright, it’s locking into long-term lease agreements. That way, the money goes out slowly, and the risk shifts to Nvidia.The arrangement is simple. As each new AI data center goes live, OpenAI gets access to more GPUs.The first center, being built in Abilene, Texas, is expected to go online in the second half of 2026. That’s when the cash starts flowing. The exact price of each center is still unknown, but OpenAI isn’t taking ownership of the hardware. It’s renting the compute. Every GPU deployed will be leased, with payments spread across their useful life, around five years. OpenAI delays costs by leasing Nvidia chips instead of buying Jensen Huang, the CEO of Nvidia, described the deal as “monumental in size.” He said building a single gigawatt AI data center could cost about $50 billion. Out of that, around $35 billion goes straight to Nvidia for its chips. The remaining is for everything else. But OpenAI isn’t paying that up front. By leasing the GPUs instead, the company avoids taking a financial hit all at once. OpenAI will get an initial $10 billion from the deal soon. That money helps kick off the first wave of deployment. And while some of the funds will be used for hiring, operations, and other expenses, the majority of it will go straight to compute. More specifically, to Nvidia’s processors. These GPUs are the engines behind AI training, powering models like ChatGPT and everything that runs on them. Sarah Friar, OpenAI’s chief financial officer, said in Abilene that…

Author: BitcoinEthereumNews
Ripple Powers New Offramp For BlackRock, VanEck Tokenized Fund

Ripple Powers New Offramp For BlackRock, VanEck Tokenized Fund

Ripple has added another institutional rail to its stablecoin strategy: through an integration with Securitize, holders of BlackRock’s USD Institutional Digital Liquidity Fund (BUIDL) and VanEck’s VBILL tokenized US Treasuries can now redeem fund shares for Ripple USD (RLUSD) around the clock—initially on Ethereum, with support for the XRP Ledger (XRPL) in the pipeline. BlackRock […]

Author: Bitcoinist
Has Bitcoin's four-year cycle really been broken?

Has Bitcoin's four-year cycle really been broken?

The cryptocurrency industry appears to be breaking with the traditional four-year cycle. The institutional adoption of exchange-traded funds, the tokenization of real-world assets, and the evolution of stablecoin infrastructure are reshaping the entire market. In a report released on September 24, an analyst using the pseudonym Ignas pointed out that the listing of Bitcoin and Ethereum ETFs in 2024 will be a watershed event - since April, crypto ETFs have led all asset classes with a net inflow of $34 billion. These products have attracted the participation of pension funds, consulting firms and commercial banks, transforming cryptocurrencies from retail speculation targets to institutional allocation assets on par with gold and the Nasdaq index. Currently, the assets under management of Bitcoin ETFs have exceeded US$150 billion, accounting for 6% of the total BTC supply; Ethereum ETFs control 5.6% of ETH's circulation. The SEC’s adoption of universal listing standards for commodity ETPs in September accelerated this trend, paving the way for fund filings for assets such as Solana and XRP. The report calls this shift in ownership from retail investors to long-term institutional investors the "Great Rotation in Crypto Assets." While traditional cyclicalists are selling, institutional investors continue to accumulate, pushing the cost basis upward and forming a new price bottom. ETFs have become the primary purchasing channel for Bitcoin and Ethereum, fundamentally changing the supply conditions that drive historical cyclical patterns. Stablecoins have gone beyond the scope of trading tools and evolved into payment, lending and financial management functions. The $30 billion real-world asset (RWA) market is a reflection of this expansion, with tokenized treasuries, credit, and commodities building on-chain financial infrastructure. The U.S. Commodity Futures Trading Commission recently approved stablecoins as collateral for derivatives, opening up institutional application scenarios beyond spot demand. Payment-oriented blockchain projects (such as Stripe’s Tempo and Tether’s Plasma) are driving the integration of stablecoins into the real economy, while digital asset treasury (DAT) companies are providing equity market access for tokens that have not yet been approved for ETFs. This mechanism not only provides exit liquidity for venture capital, but also introduces institutional funds into the altcoin market. The RWA tokenization, which establishes benchmark interest rates through government bonds and credit instruments, is building a real capital market on the chain. BlackRock's BUIDL and Franklin Templeton's BENJI act as bridges, connecting trillions of dollars of traditional capital to crypto infrastructure. This allows DeFi protocols to rely on legal collateral and lending markets, breaking away from the cycle of pure speculation. This structural shift signals that cryptocurrencies are evolving from cyclical speculative assets to permanent financial instruments. However, as institutional capital prefers sustainable business models rather than purely narrative-driven ones, individual performance differentiation may replace the general rise in prices.

Author: PANews
Ethereum Price Prediction: $10K ETH Still on Track While AVAX and MAGACOIN FINANCE Dominate Retail Buzz

Ethereum Price Prediction: $10K ETH Still on Track While AVAX and MAGACOIN FINANCE Dominate Retail Buzz

Ethereum’s $10K target remains on track as Avalanche gains traction and MAGACOIN FINANCE drives retail excitement.

Author: Blockchainreporter
OpenAI’s $100 billion deal with Nvidia is structured as cash payments

OpenAI’s $100 billion deal with Nvidia is structured as cash payments

OpenAI isn’t spending $100 billion to buy chips, it’s paying cash to lease them. The whole deal with Nvidia is built on spreading costs over time, and not dropping billions upfront. The artificial intelligence company wants to access Nvidia’s top-tier GPUs, but instead of buying them outright, it’s locking into long-term lease agreements. That way, […]

Author: Cryptopolitan
USDC Support: Unlocking Seamless Transactions for Users and AI Agents

USDC Support: Unlocking Seamless Transactions for Users and AI Agents

BitcoinWorld USDC Support: Unlocking Seamless Transactions for Users and AI Agents In a significant move set to reshape the digital asset landscape, Circle, the issuer of the popular stablecoin USDC, has officially partnered with Crossmint, a leading cryptocurrency self-custody platform. This exciting collaboration is poised to dramatically expand USDC support, making it more accessible and versatile for both individual users and increasingly, for sophisticated AI agents. Cointelegraph initially brought this pivotal development to light, highlighting a strategic alliance that promises to streamline Web3 interactions and foster greater adoption. What Does This Partnership Mean for Enhanced USDC Support? This strategic alliance between Circle and Crossmint represents a powerful step forward for the utility of stablecoins. It aims to bridge the gap between traditional financial systems and the burgeoning Web3 ecosystem, specifically by enhancing how users and AI agents interact with USDC. For users, this means a more straightforward and secure way to manage their digital dollars. Crossmint’s self-custody solutions are designed to simplify the often-complex process of interacting with cryptocurrencies, offering a user-friendly gateway to the digital economy. This enhanced USDC support is critical for broader adoption. Simplified Access: Easier onboarding for new users into the crypto space. Secure Self-Custody: Users maintain direct control over their USDC. Reduced Friction: Streamlined processes for transactions and participation in Web3. Moreover, the integration extends crucial USDC support to AI agents. As artificial intelligence becomes more prevalent in various sectors, enabling these agents to conduct secure, programmatic transactions with a stable asset like USDC opens up a world of possibilities for automated finance, decentralized applications, and beyond. How Does Crossmint Revolutionize USDC Support and Web3 Onboarding? Crossmint’s expertise lies in making Web3 accessible. Their platform is renowned for simplifying the complex technicalities often associated with cryptocurrency, allowing users to engage with digital assets without needing deep technical knowledge. This partnership leverages Crossmint’s capabilities to supercharge USDC support. By integrating Circle’s USDC, Crossmint can offer its users and developers a robust, regulated, and highly liquid stablecoin for various applications. This is particularly beneficial for: Developers: Building applications that require stable, reliable value transfer. Businesses: Accepting USDC payments with greater ease and security. Individuals: Participating in DeFi, NFTs, and other Web3 activities with confidence. The core idea is to remove barriers. Imagine an AI agent performing micro-transactions for data processing or smart contracts automatically paying for services using USDC. This partnership makes such scenarios not just possible, but practical and efficient, thereby solidifying USDC support as a cornerstone of future digital interactions. The Future of USDC Support in the Age of AI The implications of extending USDC support to AI agents are profound. We are moving towards an era where AI systems will increasingly participate in economic activities, from managing investments to executing complex supply chain logistics. Stablecoins like USDC are essential for these automated systems due to their price stability, which mitigates volatility risks inherent in other cryptocurrencies. This collaboration paves the way for: Automated Finance: AI-driven trading, lending, and borrowing on decentralized platforms. Enhanced Efficiency: Instantaneous and low-cost global transactions without human intervention. New Business Models: Innovative applications where AI agents are economic actors. As AI continues to evolve, the demand for reliable, programmable digital currency will only grow. Circle and Crossmint are positioning USDC support at the forefront of this evolution, ensuring that the infrastructure is ready for the next wave of digital innovation. Ensuring Robust USDC Support: Addressing Challenges and Security While the partnership brings immense potential, ensuring robust and secure USDC support remains paramount. Both Circle and Crossmint prioritize security and compliance in their operations. Circle’s commitment to transparency and regulation, backing every USDC with fully reserved assets, provides a strong foundation of trust. Crossmint, on the other hand, focuses on secure self-custody solutions, empowering users with control over their assets while simplifying the technical overhead. The ongoing challenge will be to scale these solutions securely and efficiently to meet growing demand, all while navigating the evolving regulatory landscape of digital assets. This forward-thinking partnership is not just about expanding a stablecoin’s reach; it’s about building the foundational layers for a more interconnected, efficient, and AI-enabled digital economy. In conclusion, the alliance between Circle and Crossmint is a game-changer for USDC support. It promises to unlock new levels of accessibility and utility for users and AI agents alike, propelling us closer to a future where digital assets are seamlessly integrated into our daily lives and automated systems. This is a monumental step towards a more efficient and inclusive digital financial ecosystem. Frequently Asked Questions About USDC Support and the Partnership What is USDC?USDC (USD Coin) is a stablecoin pegged to the US dollar on a 1:1 basis, meaning one USDC is always redeemable for one US dollar. It is issued by Circle and is fully backed by cash and short-duration U.S. government treasuries. Who is Crossmint?Crossmint is a cryptocurrency self-custody platform designed to simplify Web3 onboarding and digital asset management. It allows users to easily create wallets and manage digital assets without complex technical knowledge. How does this partnership expand USDC support?The partnership integrates Circle’s USDC into Crossmint’s platform, making it easier for users and AI agents to access, hold, and transact with USDC through Crossmint’s user-friendly self-custody solutions. What are the benefits for AI agents using USDC?AI agents can leverage USDC for stable, programmatic transactions, enabling automated finance, micro-payments, and secure value transfers within decentralized applications, free from the volatility of other cryptocurrencies. Is USDC secure with Crossmint?Yes, both Circle and Crossmint prioritize security. Circle ensures USDC is fully backed and regulated, while Crossmint provides secure self-custody solutions, giving users direct control over their assets. If you found this article insightful, consider sharing it with your network! Help us spread the word about the exciting advancements in digital finance and USDC support by sharing on your favorite social media platforms. To learn more about the latest crypto market trends, explore our article on key developments shaping stablecoins institutional adoption. This post USDC Support: Unlocking Seamless Transactions for Users and AI Agents first appeared on BitcoinWorld.

Author: Coinstats
Catching Up With Singer-Songwriter Kathleen Edwards

Catching Up With Singer-Songwriter Kathleen Edwards

The post Catching Up With Singer-Songwriter Kathleen Edwards appeared on BitcoinEthereumNews.com. Kathleen Edwards released a new album “Billionaire” in August 2025. Kate York Why did Kathleen Edwards – a Canadian roots-rock artist who cut her teeth touring across the provinces – write a song about loving life in the Florida sun? “Well, I moved to Florida, actually,” she said in a phone interview with Forbes last month. “I’ve been to Florida a few times over the year, but then my husband and I went to St. Pete in early 2021 and we were blown away with how cool of a town it was.” She chronicles her relationship with the Sunshine state on “FLA,” a can’t-miss number from 2025 album Billionaire. Co-produced by world-class troubadour Jason Isbell and two-time Grammy Award winner Gena Johnson, the 10-song Billionaire debuted in August via Dualtone Records. Blending timeless Heartland rock riffs with urgent ruminations, Billionaire offers a soundtrack to days worth fighting for and the hard-earned nights to follow – whether that’s on a familiar beach or a long drive to a new adventure. In a new interview with Forbes, Edwards discusses working with Isbell, her return to songwriting after an extended hiatus and the meaning behind Billionaire. Her Definition Of ‘Billionaire’ Edwards didn’t name her album in nod to a faraway class of wealth. Far from it. The album takes its name from “Billionaire,” a song about a friends of Edwards’ who “went to bed one night and didn’t wake up the next day,” she said. “I couldn’t write any new songs because I was deeply upset about her loss,” Edwards said. “[It’s] this idea of ‘if this feeling were a currency, I’d be a billionaire. I didn’t ever, when I was making the record, think I would call the record ‘Billionaire’ but when I played the song for people, I could see it…

Author: BitcoinEthereumNews