Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14479 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Fed rate decision September 2025

Fed rate decision September 2025

The post Fed rate decision September 2025 appeared on BitcoinEthereumNews.com. WASHINGTON – The Federal Reserve on Wednesday approved a widely anticipated rate cut and signaled that two more are on the way before the end of the year as concerns intensified over the U.S. labor market. In an 11-to-1 vote signaling less dissent than Wall Street had anticipated, the Federal Open Market Committee lowered its benchmark overnight lending rate by a quarter percentage point. The decision puts the overnight funds rate in a range between 4.00%-4.25%. Newly-installed Governor Stephen Miran was the only policymaker voting against the quarter-point move, instead advocating for a half-point cut. Governors Michelle Bowman and Christopher Waller, looked at for possible additional dissents, both voted for the 25-basis point reduction. All were appointed by President Donald Trump, who has badgered the Fed all summer to cut not merely in its traditional quarter-point moves but to lower the fed funds rate quickly and aggressively. In the post-meeting statement, the committee again characterized economic activity as having “moderated” but added language saying that “job gains have slowed” and noted that inflation “has moved up and remains somewhat elevated.” Lower job growth and higher inflation are in conflict with the Fed’s twin goals of stable prices and full employment.  “Uncertainty about the economic outlook remains elevated” the Fed statement said. “The Committee is attentive to the risks to both sides of its dual mandate and judges that downside risks to employment have risen.” Markets showed mixed reaction to the developments, with the Dow Jones Industrial Average up more than 300 points but the S&P 500 and Nasdaq Composite posting losses. Treasury yields were modestly lower. At his post-meeting news conference, Fed Chair Jerome Powell echoed the concerns about the labor market. “The marked slowing in both the supply of and demand for workers is unusual in this less dynamic…

Author: BitcoinEthereumNews
Aave DAO to Shut Down 50% of L2s While Doubling Down on GHO

Aave DAO to Shut Down 50% of L2s While Doubling Down on GHO

The post Aave DAO to Shut Down 50% of L2s While Doubling Down on GHO appeared on BitcoinEthereumNews.com. Aave DAO is gearing up for a significant overhaul by shutting down over 50% of underperforming L2 instances. It is also restructuring its governance framework and deploying over $100 million to boost GHO. This could be a pivotal moment that propels Aave back to the forefront of on-chain lending or sparks unprecedented controversy within the DeFi community. Sponsored Sponsored ACI Proposes Shutting Down 50% of L2s The “State of the Union” report by the Aave Chan Initiative (ACI) paints a candid picture. After a turbulent period in the DeFi market and internal challenges, Aave (AAVE) now leads in key metrics: TVL, revenue, market share, and borrowing volume. Aave’s annual revenue of $130 million surpasses the combined cash reserves of its competitors. Tokenomics improvements and the AAVE token buyback program have also contributed to the ecosystem’s growth. Aave global metrics. Source: Aave However, the ACI’s report also highlights several pain points. First, regarding the Layer-2 (L2) strategy. While Aave’s L2 strategy was once a key driver of success, it is no longer fit for purpose. Over half of Aave’s instances on L2s and alt-L1s are not economically viable. Based on year-to-date data, over 86.6% of Aave’s revenue comes from the mainnet, indicating that everything else is a side quest. On this basis, ACI proposes closing underperforming networks. The DAO should invest in key networks with significant differentiators. Second, ACI is pushing for a complete overhaul of the “friendly fork” framework, as most have been unimpressive regarding TVL and revenue. In some cases, attackers have exploited them to Aave’s detriment, as seen with Spark. Sponsored Sponsored “The friendly fork model had a good intention but bad execution where the DAO was too friendly towards these forks, allowing the DAO only little upside,” the report states. Third, the instance model, once a smart…

Author: BitcoinEthereumNews
Bitwise bets on stablecoins with new ETF proposal – Details inside!

Bitwise bets on stablecoins with new ETF proposal – Details inside!

The post Bitwise bets on stablecoins with new ETF proposal – Details inside! appeared on BitcoinEthereumNews.com. Key Takeaways Why is this ETF important? It’s one of the first funds blending corporate stablecoin/tokenization exposure with crypto assets, offering investors a hybrid entry into these trends. How does this filing fit into Bitwise’s broader strategy? Bitwise is expanding fast, filing for an Avalanche ETF a day earlier, aiming to capture multiple crypto market segments. The competition in the crypto ETF space is heating up once again. Bitwise has stepped into the spotlight with a fresh filing to the U.S. Securities and Exchange Commission (SEC), aiming to launch a “Stablecoin & Tokenization ETF.” The proposed fund would track an index spanning stablecoin issuers, infrastructure providers, payment firms, exchanges, retailers, and even regulated ETPs tied to Bitcoin [BTC] and Ethereum [ETH]. Details of the Bitwise Stablecoin & Tokenization ETF The asset manager submitted a prospectus on the 16th of September for the Bitwise Stablecoin & Tokenization ETF. This fund is designed to capture opportunities emerging from the rapid adoption of stablecoins and the growing tokenization trend in financial markets. According to the filing, the ETF would be split into two equal parts. One portion would focus on equities for companies that are at the forefront of the stablecoin and tokenization ecosystem. This includes issuers of stablecoins, blockchain infrastructure providers, payment processors, crypto exchanges, and even retailers experimenting with digital currency payments. The other sleeve would offer exposure to regulated crypto products tied to assets such as BTC and ETH, giving investors a hybrid entry point into both corporate and crypto-native plays. This coincided with the firm having filed an S-1 for an Avalanche [AVAX] ETF just a day ago, highlighting its broader strategy to tap into demand for diverse crypto-linked products. Is the approval likely or in limbo? Now, with more than 90 crypto ETF applications currently awaiting the SEC’s…

Author: BitcoinEthereumNews
SHIB Records $198M Volume, GOAT Hits $26M as BullZilla’s Best Meme Coin Presale in September 2025 Sells Over 26B Coins

SHIB Records $198M Volume, GOAT Hits $26M as BullZilla’s Best Meme Coin Presale in September 2025 Sells Over 26B Coins

September 2025 has reignited interest in meme coins. While traditional altcoins focus on fundamentals, meme coins thrive on energy, community, […] The post SHIB Records $198M Volume, GOAT Hits $26M as BullZilla’s Best Meme Coin Presale in September 2025 Sells Over 26B Coins appeared first on Coindoo.

Author: Coindoo
Taiko adopts Chainlink oracles to power market data

Taiko adopts Chainlink oracles to power market data

The post Taiko adopts Chainlink oracles to power market data appeared on BitcoinEthereumNews.com. Ethereum Layer 2 project Taiko has named Chainlink Data Streams as its official oracle infrastructure, introducing sub-second, tamper-proof market data across its rollup network. The integration, announced Wednesday, is designed to accelerate DeFi application development on Taiko’s based rollup architecture, which relies on Ethereum validators for transaction sequencing and censorship resistance. Chainlink oracles, which have already secured more than $100 billion in decentralized finance (DeFi) activity, have facilitated over $25 trillion in transaction value. By embedding Chainlink’s infrastructure into its ecosystem, Taiko aims to give developers access to liquidity-weighted bid-ask spreads, flexible reporting schemas, and institutional-grade market data. The integration also allows macroeconomic data, including figures from the US Department of Commerce, to be posted onchain. Taiko Chief Operating Officer Joaquin Mendes said adopting Chainlink ensures the network has “secure, high-fidelity market data” that can support advanced financial products such as lending protocols and derivatives platforms.  Mendes emphasized the project’s alignment with Ethereum’s decentralization ethos and its ambition to attract institutional capital. Chainlink Labs’ Chief Business Officer Johann Eid said the partnership positions Taiko to “unlock significant DeFi innovation” while providing institutions with reliable infrastructure. Beyond DeFi, the collaboration is framed as a step toward enabling tokenized real-world assets and enterprise smart contract applications. This is a developing story. This article was generated with the assistance of AI and reviewed by editor Jeffrey Albus before publication. Get the news in your inbox. Explore Blockworks newsletters: Source: https://blockworks.co/news/taiko-adopts-chainlink-oracles

Author: BitcoinEthereumNews
Crypto Rally Builds: BTC, ETH Push Toward Year-End Targets With Solana, XYZVerse in Tow

Crypto Rally Builds: BTC, ETH Push Toward Year-End Targets With Solana, XYZVerse in Tow

The post Crypto Rally Builds: BTC, ETH Push Toward Year-End Targets With Solana, XYZVerse in Tow appeared on BitcoinEthereumNews.com. Disclaimer: This content is a sponsored article. Bitcoinsistemi.com is not responsible for any damages or negativities that may arise from the above information or any product or service mentioned in the article. Bitcoinsistemi.com advises readers to do individual research about the company mentioned in the article and reminds them that all responsibility belongs to the individual. Bitcoin and Ethereum are moving up as the year wraps up, attracting attention across digital asset markets. Other players, like Solana and the emerging XYZVerse, are also gaining speed. With prices shifting and new stories unfolding, all eyes are on whether these moves will hold. More details reveal what’s driving interest and what may come next. Undervalued $XYZ Meme Coin Gears Up for Listing on a Major CEX XYZVerse ($XYZ) is the meme coin that has grabbed headlines with its ambitious claim of rising from $0.0001 to $0.1 during a presale phase. So far, it has gone halfway, raising over $15 million, and the price of the $XYZ token currently stands at $0.005. At the next 14th stage of the presale, the $XYZ token value will further rise to $0.01, meaning that early investors have the chance to secure a bigger discount. Following the presale, $XYZ will be listed on major centralized and decentralized exchanges. The team has not disclosed the details yet, but they have put a teaser for a big launch. Born for Fighters, Built for Champions XYZVerse is building a community for those hungry for big profits in crypto — the relentless, the ambitious, the ones aiming for dominance. This is a coin for true fighters — a mindset that resonates with athletes and sports fans alike. $XYZ is the token for thrill-seekers chasing the next big meme coin. Central to the XYZVerse story is XYZepe — a fighter in the…

Author: BitcoinEthereumNews
Aave CEO Reveals Upcoming Protocol Upgrades Set for Q4 2025 Launch

Aave CEO Reveals Upcoming Protocol Upgrades Set for Q4 2025 Launch

TLDR Aave v4 introduces a Hub-and-Spoke architecture to improve liquidity flow. The new Reinvestment Module will deploy idle liquidity into low-risk yield. Aave’s upgraded liquidation engine promises faster and more accurate liquidations. CEO Stani Kulechov shares the roadmap for Aave’s major upgrade in Q4 2025. Aave CEO Stani Kulechov has officially announced exciting updates for [...] The post Aave CEO Reveals Upcoming Protocol Upgrades Set for Q4 2025 Launch appeared first on CoinCentral.

Author: Coincentral
Best Crypto To Buy Now, In 2025: Is Dogecoin Loosing Steam While Pepeto Rises

Best Crypto To Buy Now, In 2025: Is Dogecoin Loosing Steam While Pepeto Rises

Is Dogecoin really dying? As traders scan the market for the best crypto to buy now and the best crypto to invest in 2025, Dogecoin (DOGE) still owns meme culture, but momentum is rotating toward projects that pair community with real on-chain utility. Buyers searching “best crypto to buy now” want shipped products, audits, and clear tokenomics. […]

Author: Tronweekly
Best Crypto to Buy in 2025: Mutuum Finance (MUTM) and Ripple (XRP) Flagged as Top Picks

Best Crypto to Buy in 2025: Mutuum Finance (MUTM) and Ripple (XRP) Flagged as Top Picks

Mutuum Finance (MUTM) and XRP are emerging as top coins to invest in 2025. Based on the idea of decentralized lending and borrowing protocol, Mutuum Finance is gaining popularity for offering real-world utility within a space that is prone to be fueled by hype and short-term thinking. Mutuum Finance’s presale is already at Phase 6 […]

Author: Cryptopolitan
Cheap Crypto Coins That Could Make Early Investors Millionaires by 2030

Cheap Crypto Coins That Could Make Early Investors Millionaires by 2030

As the fight for the next big cryptocurrency heats up, investors are keeping a close eye on projects that could change the game by 2030. While established players like Cardano (ADA) continue to build, it’s the emergence of groundbreaking platforms like Mutuum Finance (MUTM) that’s hitting headlines. The project has raised over $15.85 million from […]

Author: Cryptopolitan