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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14458 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Top Cryptos to Buy in 2025: Mutuum Finance (MUTM) Leads Ahead of Ripple (XRP)

Top Cryptos to Buy in 2025: Mutuum Finance (MUTM) Leads Ahead of Ripple (XRP)

Mutuum Finance (MUTM) is quickly emerging as the token to watch out for, leaving old stalwarts such as Ripple (XRP) behind. Mutuum Finance presale stands at Phase 6 at $0.035. The project has accumulated over $15.80 million in total value and has over 16,320 token holders. With evolving adoption of blockchain, attention is shifting from […]

Author: Cryptopolitan

2025/09/16

Coinbase Policy Chief Calls Stablecoin Fears a Banking Myth

Coinbase Policy Chief Calls Stablecoin Fears a Banking Myth

The post Coinbase Policy Chief Calls Stablecoin Fears a Banking Myth appeared first on Coinpedia Fintech News A fresh debate is growing between Wall Street and crypto, and this time it centers on stablecoins. While U.S. banks warn that digital dollars could drain hundreds of billions in deposits and threaten financial stability.  Coinbase’s policy chief, Faryar Shirzad, says those fears are nothing more than myths, which are designed to protect outdated systems …

Author: CoinPedia

2025/09/16

Bulls Charge Ahead and Profits Roll in: The Top 10 Meme Coins in 2025 You Can’t Afford to Miss

Bulls Charge Ahead and Profits Roll in: The Top 10 Meme Coins in 2025 You Can’t Afford to Miss

MoonBull tops 2025’s meme coin list with whitelist perks, staking rewards, and bonus drops, joined by Neiro, BOME, Moo Deng, Gigachad, and more.

Author: Blockchainreporter

2025/09/16

Dogecoin Price Prediction; SHIB Latest News & What Is Predicted As The Next 100x Crypto In 2025

Dogecoin Price Prediction; SHIB Latest News & What Is Predicted As The Next 100x Crypto In 2025

As the crypto market makes an upward push, investors keenly follow the latest Dogecoin price prediction and Shiba Inu's market moves.

Author: Cryptodaily

2025/09/16

Abu Dhabi’s ORQO Group was established to provide a platform for Ripple’s stablecoin RLUSD

Abu Dhabi’s ORQO Group was established to provide a platform for Ripple’s stablecoin RLUSD

PANews reported on September 16th that, according to CoinDesk , the ORQO Group, established in Abu Dhabi, manages $ 370 million in assets and integrates four traditional and crypto financial institutions: Mount TFI , Monterra Capital , Nextrope , and Soil . The group will provide on-chain yield services based on private lending for Ripple 's RLUSD stablecoin on the XRP Ledger through its Soil platform. ORQO has obtained licenses in Poland and Malta and is in the process of applying for regulatory approval from the Abu Dhabi Global Market. In the future, it will open multiple RLUSD credit pools, providing yield opportunities for institutional and protocol funds.

Author: PANews

2025/09/16

Aave gears up for Aave V4 launch, bringing unified cross-chain liquidity to DeFi

Aave gears up for Aave V4 launch, bringing unified cross-chain liquidity to DeFi

Aave V4 is set to launch in Q4 with unified cross-chain liquidity, as Aave cements its position as the market leader in DeFi lending with record-high $41.7 billion TVL. Aave Labs (AAVE) has published the official launch roadmap for Aave…

Author: Crypto.news

2025/09/16

4 Most Popular Crypto Picks of 2025: BlockDAG Ahead of Chainlink, AAVE, Arbitrum

4 Most Popular Crypto Picks of 2025: BlockDAG Ahead of Chainlink, AAVE, Arbitrum

Which crypto coins are proving their worth in 2025? With so many coins on the market, only a few show strong growth, adoption, and staying power. Right now, four names are creating the most discussion: BlockDAG, Chainlink, AAVE, and Arbitrum. Each one has its own reasons for being in the spotlight.. Some have years of […]

Author: Tronweekly

2025/09/16

Coinbase Policy Chief Pushes Back on Bank Warnings That Stablecoins Threaten Deposits

Coinbase Policy Chief Pushes Back on Bank Warnings That Stablecoins Threaten Deposits

Contrary to claims from the U.S. banking industry, stablecoins do not pose a risk to the financial system, according to the chief policy officer at crypto exchange Coinbase (COIN), Faryar Shirzad. Banks' claims that they do are are myths crafted to defend their revenues, he wrote in a Tueday blog post."The central claim — that stablecoins will cause a mass outflow of bank deposits — simply doesn’t hold up," Shirzad wrote. "Recent analysis shows no meaningful link between stablecoin adoption and deposit flight for community banks and there’s no reason to believe big banks would fare any worse."Larger lenders still hold trillions of dollars at the Federal Reserve and if deposits were really at risk, he argued, they would be competing harder for customer funds by offering higher interest rates rather than parking cash at the central bankAccording to Shirzad, the real reason for banks' opposition is the payments business. Stablecoins, digital tokens whose value is pegged to a real-life asset such as the dollar, offer faster and cheaper ways to move money, threatening an estimated $187 billion in annual swipe-fee revenue for traditional card networks and banks. He compared the current pushback to earlier battles against ATMs and online banking, when incumbents warned of systemic dangers but, he said, were ultimately trying to protect entrenched profits.Shirzad also dismissed reports predicting trillions in potential outflows from deposits into stablecoins, whose total market cap is around $290 billion, according to data from CoinGecko. He stressed that stablecoins are primarily used as payment tools — for trading digital assets or sending funds abroad — not as long-term savings products. Someone purchasing stablecoins to settle with an overseas supplier, he argued, is opting for a more efficient transaction method the going through their bank, not pulling money from a savings account.He urged banks to embrace the technology instead of resisting it, saying stablecoin rails could cut settlement times, lower correspondent banking costs and provide round-the-clock payments. Those institutions willing to adapt, he wrote, stand to benefit from the shift.The U.K., too, faces concerns about the effect of stablecoins on the financial industry.The Financial Times reported Monday that the Bank of England is considering setting limits on how many "systemic" stablecoins people and companies can hold — setting thresholds as low as 10,000 pounds ($13,600) for individuals and about 10 million pounds for businesses.Officials define systemic stablecoins as those already widely used for U.K. payments or expected to become so, and say the caps are needed to prevent sudden deposit outflows that could weaken lending and financial stability.

Author: Coinstats

2025/09/16

China’s Next Technology holdings plans major Bitcoin buy with $500M stock sale filing

China’s Next Technology holdings plans major Bitcoin buy with $500M stock sale filing

China’s largest Bitcoin treasury company, Next Technology Holdings, has filed to sell up to $500 million of its common stock to add more BTC to its coffers.In a filing with the US Securities and Exchange Commission dated September 15, the company said it wants to use a portion of the proceeds towards the acquisition of Bitcoin.However, it did not disclose a fixed timeline for the offering or the total amount it would allocate for its Bitcoin purchases, and said it would “monitor market conditions” before executing purchases.Still, based on current prices, allocating even half of that raise could bring in over 2,100 BTC, potentially pushing its total holdings past the 8,000 mark.Next Technology began its Bitcoin accumulation journey relatively late compared to the early movers, but has quickly climbed the ranks.Back in December of 2023, the company picked up its first batch of 833 BTC, and after making no moves for almost a year, it stunned the market with a massive 5,000 Bitcoin purchase in March of 2025, which was funded through a combination of cash, stock issuance, and warrants.By June 30, 2025, the company was holding 5,833 Bitcoin, which was valued at over $670 million at the time.The firm’s move into Bitcoin was well-timed, as in the first half of 2025, Bitcoin’s price surged by over 15%, which in turn significantly boosted the company’s unrealised gains.Next Technology reported a 266.7% paper profit on its Bitcoin purchases during that period, driven largely by its aggressive entry point at an average cost of just $31,386 per coin.In its H1 earnings released in August, CEO Weihong Liu was seen praising the performance of both its AI software division and its digital asset strategy, noting that the firm’s diversified business model had started to deliver “significant value creation for shareholders.”However, the market’s reaction to the latest capital raise has not been so euphoric. Shares of Next Technology (NXTT) dropped by nearly 5% during regular trading on Monday, and another 7.4% in after-hours once the news broke.No cap on Bitcoin purchasesNext Technology, unlike many other Bitcoin treasury firms, has not placed a hard cap on how much Bitcoin it ultimately wants to own.Instead, the company said it will continue buying based on market conditions and its available liquidity.It also hasn’t ruled out using its BTC holdings for strategic purposes, potentially pledging them for financing or leveraging them to generate yield through staking or lending, depending on the market climate.In terms of business vision, Next Technology continues to frame its dual-engine model that combines AI-driven SaaS development with Bitcoin as a treasury reserve asset as its competitive edge.The company operates primarily in the US, Hong Kong, and Singapore, and has said it will continue to grow across both business lines while viewing Bitcoin as a core pillar of long-term value preservation.Chinese firms are turning to BitcoinNext isn’t the only publicly listed Chinese-origin company that has decided to hold Bitcoin or other cryptocurrencies as a means to enhance shareholder value.Cango Inc., which was once a car financing firm, recently completed its pivot into a full-fledged Bitcoin mining company and now boasts over 4,000 BTC and a mining capacity of 50 EH/s, placing it among the top mining operators globally.Meanwhile, fashion e-commerce platform MOGU made headlines earlier this month after announcing it would allocate up to $20 million into cryptocurrencies, including Bitcoin, Ethereum, and Solana.The news sent its shares soaring by over 80% as investors reacted positively to the diversification move.Other Chinese firms like Aurora Mobile and DayDayCook Enterprise have also explored similar strategies in the past months.The post China’s Next Technology holdings plans major Bitcoin buy with $500M stock sale filing appeared first on Invezz

Author: Coinstats

2025/09/16

Ripple surprises the nonprofit: $25 million in RLUSD for SMEs and veterans

Ripple surprises the nonprofit: $25 million in RLUSD for SMEs and veterans

Ripple donates $25M in RLUSD to two US entities for microcredit and employment for veterans.

Author: The Cryptonomist

2025/09/16

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