ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14392 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Project 0 Launches First Multi-Venue, DeFi Native Prime Broker on Solana

Project 0 Launches First Multi-Venue, DeFi Native Prime Broker on Solana

The post Project 0 Launches First Multi-Venue, DeFi Native Prime Broker on Solana appeared on BitcoinEthereumNews.com. Press Releases are sponsored content and not a part of Finbold’s editorial content. For a full disclaimer, please . Crypto assets/products can be highly risky. Never invest unless you’re prepared to lose all the money you invest. New York, New York, September 11th, 2025, Chainwire Revolutionary unified margin protocol eliminates capital inefficiencies and enables portfolio-wide risk management Project 0, the first DeFi-native prime broker, today announced its official launch on Solana. Serving as a trustless prime broker for decentralized finance, Project 0 addresses critical capital inefficiency issues that have long plagued the DeFi ecosystem while unlocking unprecedented composability across multiple venues. Traditional DeFi lending protocols operate in isolation, requiring users to overcollateralize positions separately across each platform. This creates significant capital inefficiencies and prevents users from leveraging their complete portfolio when managing risk or seeking liquidity. Project 0 fundamentally changes this dynamic by unifying fragmented markets under a single portfolio management risk system. MacBrennan Peet, Founder of Project 0, commented on the launch, “The crypto industry has a hyper fixation on reinventing existing, working applications; the Project 0 team is committed to pushing the industry forward. Today’s launch marks the first time users can borrow against their entire portfolio across venues like Kamino, Drift, and Jupiter, with unified margin. This eliminates the frustrating scenario where users get liquidated on one platform despite having offsetting positions elsewhere and fundamentally overhauls the DeFi trading experience.” Project 0 serves two critical user segments: passive users seeking optimized yield and sophisticated traders managing complex portfolios. The protocol enables powerful new strategies, including: Credit against passive yield farmers’ entire, fragmented portfolio  Cross-platform cash and carry trades with unified risk management Capital-efficient hedged market making across multiple venues Multi-venue delta-neutral positions that prevent single-venue liquidations Unlike traditional DeFi protocols that compete by launching their own trading…

Author: BitcoinEthereumNews

2025/09/11

5 Best Bitcoin Casinos: List of Top Crypto Gambling Sites Online 2025 (Key Tips Before You Play)

5 Best Bitcoin Casinos: List of Top Crypto Gambling Sites Online 2025 (Key Tips Before You Play)

Looking for the best Bitcoin sites in 2025? We tested over 100 platforms to find the ones with the biggest bonuses, fastest payouts, and most exciting games. Here’s our expert-picked list – let’s dive in! Top 5 Best Bitcoin Casinos for 2025 Casino Welcome Bonus Rating JACKBIT 🔥 30% Rakeback + 100 No-Wager Free Spins […] The post 5 Best Bitcoin Casinos: List of Top Crypto Gambling Sites Online 2025 (Key Tips Before You Play) appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/09/11

Linea Token Drops 20% After Launch Despite Ecosystem Hype

Linea Token Drops 20% After Launch Despite Ecosystem Hype

Many early recipients quickly sold their allocations, leaving the community debating whether the project has enough utility to sustain value. […] The post Linea Token Drops 20% After Launch Despite Ecosystem Hype appeared first on Coindoo.

Author: Coindoo

2025/09/11

SEC Chair Paul Atkins Calls for Innovation-Friendly Crypto Regulations: Report

SEC Chair Paul Atkins Calls for Innovation-Friendly Crypto Regulations: Report

US Securities and Exchange Commission (SEC) Chair Paul Atkins recently stated that “most crypto tokens are not securities.” He announced crypto regulation reform in a keynote talk at the OECD Roundtable in Paris.  The new endeavor of the SEC is to establish an integrated approach to operations, such as the trading and lending of crypto […]

Author: Tronweekly

2025/09/11

Figure Sets IPO Price at $25, Eyes $5.3B Valuation in Nasdaq Debut

Figure Sets IPO Price at $25, Eyes $5.3B Valuation in Nasdaq Debut

TLDR Figure’s $25 IPO raises $787.5M, valuing fintech lender at $5.3B. Figure debuts on Nasdaq at $25 per share, topping IPO forecasts. Figure’s blockchain-driven IPO prices at $25, lifts value to $5.3B. Figure secures $787.5M in Nasdaq IPO, ticker “FIGR” debuts today. Strong demand drives Figure IPO to $25/share, $5.3B market cap. Figure Technology Solutions [...] The post Figure Sets IPO Price at $25, Eyes $5.3B Valuation in Nasdaq Debut appeared first on CoinCentral.

Author: Coincentral

2025/09/11

UEX.us Review 2025: Is This U.S.-Based Exchange a Complete Crypto Solution?

UEX.us Review 2025: Is This U.S.-Based Exchange a Complete Crypto Solution?

The post UEX.us Review 2025: Is This U.S.-Based Exchange a Complete Crypto Solution? appeared on BitcoinEthereumNews.com. For U.S.-based crypto users looking to stay fully compliant while still accessing modern trading tools, there aren’t many unified platforms. UEX.us enters this space with a simple promise: combine trading, lending, saving, and payments under one regulated roof. Launched as a fully compliant Money Services Business (MSB), UEX is tailored for both individual and institutional clients. It aims to eliminate the fragmentation between exchanges, lending platforms, and wallets by integrating everything into a single interface—with fiat on-ramps and robust USD support front and center. But how does it stack up in a rapidly evolving market? Pros: Fully U.S.-regulated with MSB registration Unified dashboard for trading, loans, savings, and payments Fiat integration via bank transfer, card, PayPal, and Zelle Crypto-backed loans with up to 90% LTV Daily interest payouts with no lock-up periods Integrated payment processing for merchants and individuals Cons: Limited visibility on token listings and liquidity depth No mobile app currently announced Interest rates may fluctuate depending on market demand Not available internationally (U.S.-only for now) What UEX.us aims to solve UEX targets a common pain point: users juggling multiple apps for trading, borrowing, saving, and sending crypto. By unifying these services, it gives users a single portal to manage most of their crypto-related activities—especially useful for those prioritizing fiat accessibility and legal compliance. Whether you’re a retail trader, small business owner, or crypto holder seeking passive income, UEX tries to be the platform that covers it all. Trading and fiat on/off-ramps UEX offers spot trading for top cryptocurrencies and stablecoins, with a focus on simplicity and speed. While the current coin list isn’t deeply publicized, the platform emphasizes fast execution and a low-fee structure. Its standout feature? Extensive fiat support. Users can fund their accounts and withdraw in USD, EUR, and GBP via: Bank transfers Debit/credit cards Zelle…

Author: BitcoinEthereumNews

2025/09/11

Ripple (XRP) vs Mutuum Finance (MUTM): Which Altcoin to Invest in for 10x Gains?

Ripple (XRP) vs Mutuum Finance (MUTM): Which Altcoin to Invest in for 10x Gains?

Mutuum Finance (MUTM) is flying high this year as the hottest talked-about altcoin, surprising investors with its revolutionary lending protocol and exploding ecosystem. Although Ripple (XRP) is consistent with its ongoing use in cross-border payments, traders find themselves asking where the next 10x gain is going to be. Mutuum Finance presale is at Phase 6 […]

Author: Cryptopolitan

2025/09/11

Kamino Solana: Revolutionizing DeFi on the Solana Blockchain

Kamino Solana: Revolutionizing DeFi on the Solana Blockchain

Kamino Solana is a leading decentralized finance (DeFi) protocol built on the Solana blockchain, offering a comprehensive suite of…Continue reading on Coinmonks »

Author: Medium

2025/09/11

Tokenized Deposits: The Future of Banking Innovation

Tokenized Deposits: The Future of Banking Innovation

Tokenized Deposits: The Future of Banking Innovation Banking and finance are undergoing a historic transformation. With the emergence of blockchain, Web3, and tokenization, traditional financial institutions are now exploring innovative ways to modernize money itself. One of the most significant developments is tokenized deposits — a digital representation of bank deposits on distributed ledger technology (DLT). Unlike cryptocurrencies, which exist independently of banks, tokenized deposits remain liabilities of regulated financial institutions while leveraging blockchain’s speed, transparency, and programmability. This makes them an exciting bridge between traditional banking and the decentralized digital economy. In this blog, we will dive into the concept of tokenized deposits, how they work, their benefits, use cases, challenges, and their potential to revolutionize global banking. What Are Tokenized Deposits? Tokenized deposits are digital tokens issued by commercial banks on a blockchain or distributed ledger, representing claims against customer deposits. Think of them as a blockchain-based version of the money you already hold in your bank account. Each tokenized deposit: Is backed 1:1 by actual fiat deposits in a bank. Remains a liability of the issuing bank. Can be transferred instantly using blockchain rails instead of legacy payment systems. In essence, tokenized deposits combine the trust and regulation of banking with the efficiency and innovation of blockchain. Tokenized Deposits vs. Stablecoins vs. CBDCs Tokenized deposits often get compared with other digital money instruments like stablecoins and central bank digital currencies (CBDCs). Here’s how they differ:

  1. Stablecoins Issued by private companies, usually backed by fiat reserves or crypto collateral. Examples: USDT, USDC. Risk: subject to issuer solvency and regulatory scrutiny.
  2. Central Bank Digital Currencies (CBDCs) Issued by central banks as digital versions of fiat currencies. Risk-free liability of the central bank. Focused on retail and wholesale use depending on the design.
  3. Tokenized Deposits Issued by regulated commercial banks. Backed by customer deposits held within the bank. Provides a direct link between traditional banking and blockchain ecosystems. In short, stablecoins serve crypto markets, CBDCs serve government policy, while tokenized deposits are a bank-led solution for blockchain-native money. How Do Tokenized Deposits Work? The process of issuing and using tokenized deposits generally follows these steps: Customer Deposits Fiat: A customer places money into their traditional bank account. Token Minting: The bank issues equivalent tokens on a blockchain, representing the deposits. Blockchain Transactions: Customers can send, receive, or programmatically use these tokens via smart contracts. Redemption: Tokens can be redeemed back into fiat deposits through the issuing bank. For example: if you deposit $1,000 in your account, your bank could issue 1,000 digital tokens (each equal to $1) that can be transferred instantly across blockchain networks. Why Tokenized Deposits Matter? The banking industry’s interest in tokenized deposits is not accidental. Several key factors are driving this innovation: Faster Payments: Settlement in seconds instead of days.Global Reach: Cross-border transfers without intermediaries.Programmability: Smart contracts for automated financial services.Transparency: Blockchain provides auditable records.Integration with DeFi: Banks can interact with decentralized finance in a compliant way. In other words, tokenized deposits help traditional banks remain relevant in a Web3 world where speed, transparency, and programmability are essential. Benefits of Tokenized Deposits
  4. Instant Settlements Tokenized deposits remove the need for delayed reconciliation between banks, enabling real-time transfers.
  5. Reduced Costs Eliminates middlemen and outdated payment rails like SWIFT, reducing transaction fees.
  6. Improved Transparency Transactions are recorded on an immutable ledger, ensuring accountability.
  7. Programmable Money Smart contracts can automate payroll, lending, trade finance, or even cross-border settlements.
  8. Greater Security Tokenized deposits benefit from blockchain cryptography while remaining under regulated bank custody.
  9. Regulatory Compliance Unlike unregulated crypto assets, tokenized deposits are issued by licensed banks, making them more acceptable to regulators. Use Cases of Tokenized Deposits
  10. Cross-Border PaymentsInternational transfers often take days and involve multiple intermediaries. Tokenized deposits can settle payments in seconds.
  11. Corporate Treasury Management Businesses can use programmable deposits for automated cash flow, payroll, or supplier payments.
  12. Retail Banking Customers could use tokenized deposits for P2P transfers, shopping, or digital micropayments.
  13. Capital Markets Tokenized deposits can be integrated into securities settlement, reducing counterparty risk.
  14. DeFi and Web3 Integration Banks can allow customers to access decentralized finance protocols while staying compliant. Tokenized Deposits in Action: Global Initiatives JP Morgan’s JPM Coin: One of the earliest examples of tokenized deposits, used for wholesale transactions between institutional clients. Project Guardian (Singapore): Collaborative effort with global banks testing tokenized deposits in real-world transactions. UBS & Monetary Authority of Singapore (MAS): Exploring tokenized deposits for cross-border settlements. These pilots highlight the growing global interest and potential adoption of tokenized deposits. Challenges and Risks
  15. Regulatory UncertaintyDifferent jurisdictions are still defining rules for tokenized banking assets.
  16. Interoperability Issues Cross-chain functionality and integration with legacy banking systems remain hurdles.
  17. Cybersecurity Risk Blockchain wallets and tokens are subject to hacking risks.
  18. Market Adoption Convincing businesses and consumers to adopt new financial models will take time.
  19. Technology Costs Banks must invest heavily in infrastructure, compliance, and blockchain integration. The Future of Tokenized Deposits Looking ahead, tokenized deposits could become a mainstream banking product, offering the best of both traditional and digital finance. Possible Developments: Interoperability with CBDCs: Tokenized deposits could work alongside central bank digital currencies for a hybrid digital economy. Integration with AI: Automated decision-making in lending, payments, and compliance. Global Banking Networks: Banks worldwide could interconnect their tokenized deposit systems for universal settlement. Consumer Adoption: Everyday retail payments through digital wallets holding tokenized deposits. If executed correctly, tokenized deposits may not just complement but redefine global banking infrastructure. Conclusion The world of finance is shifting rapidly, and tokenized deposits are at the forefront of this change. By combining the stability of traditional banking with the efficiency of blockchain technology, tokenized deposits present a powerful tool for the future of money. They have the potential to streamline payments, reduce costs, improve transparency, and open up new opportunities for both businesses and consumers. While regulatory and technological challenges remain, the momentum is clear: banks are preparing for a tokenized future. Tokenized deposits aren’t just a trend — they are the next stage in banking innovation, bridging the gap between today’s financial systems and tomorrow’s digital economy.
Tokenized Deposits: The Future of Banking Innovation was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium

2025/09/11

SEC Pushes Back Deadline Decisions On BlackRock, Franklin Templeton Crypto ETF Applications

SEC Pushes Back Deadline Decisions On BlackRock, Franklin Templeton Crypto ETF Applications

The US Securities and Exchange Commission (SEC) has pushed back the decision deadline for multiple crypto ETF (exchange-traded fund) applications from asset managers BlackRock and [...]

Author: Insidebitcoins

2025/09/11

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4764Articles
Cryptopolitan
Cryptopolitan
1064Articles
PANews
PANews
946Articles
Coinstats
Coinstats
908Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

Securities Fraud Investigation Into Hub Group, Inc. (HUBG) Announced – Shareholders Who Lost Money Urged To Contact The Law Offices of Frank R. Cruz

Securities Fraud Investigation Into Hub Group, Inc. (HUBG) Announced – Shareholders Who Lost Money Urged To Contact The Law Offices of Frank R. Cruz

2026/02/07 02:46
TELEPASS E-PAY Limited Provides Payment Infrastructure Built for Consistency

TELEPASS E-PAY Limited Provides Payment Infrastructure Built for Consistency

2026/02/07 02:27
South Korean Crypto Exchange Accidentally Gave Away $95 Billion in Bitcoin

South Korean Crypto Exchange Accidentally Gave Away $95 Billion in Bitcoin

2026/02/07 02:16
XRP price risks drop to 50 cents, single-print candle theory holds

XRP price risks drop to 50 cents, single-print candle theory holds

2026/02/07 01:46
Valuables Custody Service Business Research Report 2026: $35.79 Bn Market Opportunities, Trends, Competitive Landscape, Strategies, and Forecasts, 2020-2025, 2025-2030F, 2035F

Valuables Custody Service Business Research Report 2026: $35.79 Bn Market Opportunities, Trends, Competitive Landscape, Strategies, and Forecasts, 2020-2025, 2025-2030F, 2035F

2026/02/06 22:58