Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14015 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Sui Blockchain Hosts XAUm Tokenized Gold Amid Rising Institutional Interest

Sui Blockchain Hosts XAUm Tokenized Gold Amid Rising Institutional Interest

The post Sui Blockchain Hosts XAUm Tokenized Gold Amid Rising Institutional Interest appeared on BitcoinEthereumNews.com. Rongchai Wang Aug 22, 2025 07:41 Matrixdock’s XAUm token, backed by 99.99% pure gold, launches on Sui, marking a first for non-EVM chains and expanding DeFi integration. Matrixdock, a leading platform in Asia for tokenizing real-world assets (RWAs), has launched its flagship XAUm token on the Sui blockchain. This marks the first instance of XAUm being issued on a non-Ethereum Virtual Machine (EVM) chain, according to the Sui Foundation. XAUm: A New Era of Gold Tokenization XAUm, which is backed 1:1 by London Bullion Market Association (LBMA)-accredited gold of 99.99% purity, is now available on the Sui blockchain. The token is fully audited by Bureau Veritas, and its physical gold reserve audit report for the first half of 2025 is publicly accessible. This transparency underscores Matrixdock’s commitment to providing a reliable asset for users to hold, trade, lend, and redeem within the decentralized finance (DeFi) ecosystem. Sui, with over $2 billion in total value locked (TVL), is quickly establishing itself as a hub for institutional DeFi activity and RWA deployment. The integration of XAUm into Sui allows for seamless utility across lending, trading, and collateralization, reinforcing Sui’s position as a robust infrastructure for asset-backed tokenization. Strategic Integration and Future Prospects Eva Meng, Head of Matrixdock, emphasized the transformative potential of XAUm on Sui, stating, “By bringing gold onchain, XAUm transforms a traditionally static asset into one with expanded digital utility.” The integration is expected to accelerate the development of RWA and broaden access to tokenized gold across global markets. XAUm is designed to serve both as a store of value and a source of liquidity within the Sui ecosystem. The token’s availability is anticipated to enhance DeFi protocols on Sui, enabling features such as trading, lending, and wallet support. Additionally, Matrixdock provides…

Author: BitcoinEthereumNews
Trump Fed Governor: Shocking Ultimatum to Lisa Cook Amid Allegations

Trump Fed Governor: Shocking Ultimatum to Lisa Cook Amid Allegations

BitcoinWorld Trump Fed Governor: Shocking Ultimatum to Lisa Cook Amid Allegations The political landscape is buzzing with a startling announcement: former U.S. President Donald Trump has issued a direct ultimatum to Federal Reserve (Fed) Governor Lisa Cook. According to a report by Walter Bloomberg on X, Trump stated he would fire Cook if she does not resign. This bold declaration puts the spotlight squarely on the role of the Trump Fed Governor and the delicate balance of power between political leadership and independent economic institutions. Trump Fed Governor Cook: The Unprecedented Ultimatum This isn’t just another political soundbite; it’s a significant development that could have far-reaching implications. Donald Trump’s threat to dismiss Lisa Cook stems from his administration’s decision to refer mortgage-fraud allegations against her to the Justice Department for review. Such a direct challenge to a sitting Federal Reserve official is rare and immediately raises questions about the Fed’s independence. Here’s what we know: The Threat: Trump explicitly stated he would fire Governor Cook if she does not step down. The Context: This follows allegations of mortgage-fraud, which have been passed to the Justice Department. The Official: Lisa Cook is a Federal Reserve Governor, a crucial role in shaping the nation’s monetary policy. The implications of a President directly threatening a Trump Fed Governor are profound, stirring debates about the separation of powers and the sanctity of economic policy-making. Unpacking the Mortgage-Fraud Allegations: What Are They? The core of this controversy lies in the mortgage-fraud allegations. While specific details remain under wraps as the Justice Department reviews the case, these accusations are serious. Any claims of financial misconduct against a high-ranking official like a Federal Reserve Governor warrant thorough investigation. However, the timing and public nature of Trump’s threat add another layer of complexity. It is important to remember that allegations are not convictions. The Justice Department’s review will determine the veracity and extent of these claims. Meanwhile, the public discourse inevitably shifts to whether these allegations are being used as a political tool to exert pressure on the Federal Reserve. What Could This Mean for the Federal Reserve’s Independence? The Federal Reserve operates with a degree of independence from political influence, a design intended to allow it to make monetary policy decisions based on economic data rather than short-term political cycles. This independence is a cornerstone of economic stability, both domestically and globally. Therefore, a presidential threat to a Trump Fed Governor, regardless of the underlying allegations, strikes at the heart of this principle. Potential impacts include: Market Uncertainty: Investors and markets often react negatively to perceived political interference in central bank operations. Policy Shifts: If a Governor is forced out, it could lead to changes in the Fed’s composition and potentially its policy stance. Erosion of Trust: Public trust in the Fed’s ability to act impartially could be damaged. The situation highlights the constant tension between political aims and the need for an apolitical central bank, especially when a figure like a Trump Fed Governor is at the center of such a storm. Navigating Political Tensions in Economic Policy This episode serves as a powerful reminder of how deeply intertwined politics and economics can become. The Federal Reserve’s mandate includes maintaining price stability and maximum employment, crucial functions that affect every American. When a President, past or present, publicly challenges a Fed official, it sends ripples throughout the financial system and political discourse. Moving forward, observers will be closely watching: The outcome of the Justice Department’s review into the allegations. Lisa Cook’s response to the ultimatum. The broader reaction from other Fed officials and political figures. The future of the Trump Fed Governor situation could set an important precedent for the relationship between the executive branch and the nation’s central bank. The ultimatum issued by Donald Trump to Federal Reserve Governor Lisa Cook is a significant event, blending serious allegations with high-stakes political maneuvering. It underscores the fragility of institutional independence and the potential for political pressure to influence critical economic bodies. As the Justice Department reviews the mortgage-fraud allegations, the financial world and political observers will be watching closely to see how this unprecedented situation unfolds and what it means for the future of the Federal Reserve’s autonomy. Frequently Asked Questions (FAQs) What is the role of a Federal Reserve Governor? A Federal Reserve Governor is a member of the Board of Governors of the Federal Reserve System, responsible for setting monetary policy, overseeing the banking system, and ensuring the stability of the U.S. financial system. Why did Donald Trump threaten to fire Fed Governor Lisa Cook? Trump’s threat follows his administration’s referral of mortgage-fraud allegations against Lisa Cook to the Justice Department for review. He stated he would fire her if she does not resign. How does this situation impact the Federal Reserve’s independence? Such a direct threat from a former President to a sitting Fed official raises concerns about political interference in the central bank’s operations, potentially undermining its independence and creating market uncertainty. Are the mortgage-fraud allegations against Lisa Cook proven? No, the allegations have been referred to the Justice Department for review. They are currently unproven claims and are subject to investigation. What could be the long-term consequences of this ‘Trump Fed Governor’ controversy? The controversy could set a precedent for future interactions between the executive branch and the Federal Reserve, potentially influencing public trust, market stability, and the perceived autonomy of the central bank. If you found this analysis insightful, please share it with your network! Stay informed on critical developments shaping the intersection of politics and finance by sharing this article on social media. To learn more about the latest explore our article on key developments shaping the financial markets and institutional policy changes. This post Trump Fed Governor: Shocking Ultimatum to Lisa Cook Amid Allegations first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats
Cardano (ADA) Holders Pivot to Ethereum DeFi Powerhouse Mutuum Finance (MUTM) for Bigger ROI in 2025

Cardano (ADA) Holders Pivot to Ethereum DeFi Powerhouse Mutuum Finance (MUTM) for Bigger ROI in 2025

Mutuum Finance (MUTM) has become the alternative destination of choice for Cardano (ADA) investors reallocating capital in search of increased on-chain returns in 2025 DeFi. Built on the immense infrastructure of Ethereum, Mutuum Finance is set to become a large decentralized lending and yield optimization player. Mutuum Finance (MUTM) is currently in presale stage 6 […]

Author: Cryptopolitan
Defunct NFT lender Parallel Finance charges users $500 to withdraw assets

Defunct NFT lender Parallel Finance charges users $500 to withdraw assets

The post Defunct NFT lender Parallel Finance charges users $500 to withdraw assets appeared on BitcoinEthereumNews.com. Over $800,000 worth of “blue chip” NFTs are still being held in contracts of Parallel Finance, despite it pulling support for its NFT lending product after a six-month notice period. With no front end support for NFT lending, non-technical users are unable to withdraw their tokens manually, and the Parallel team is reportedly charging a $500 fee to return the assets. Yuga Labs’ 0xQuit highlighted the predicament on X, as well as posting a step-by-step guide on how to manually withdraw assets using the Etherscan block explorer. The vaults of the now defunct Parallel Finance own 11 BAYC, 39 MAYC, and 2 Doodles. The frontend is deprecated, leaving nontechnical users stuck, and the founder is charging a $500 fee to help. If your assets are stuck, here’s a step by step to extract them:1/🧵 pic.twitter.com/JFJSDqEfPK — Quit (@0xQuit) August 21, 2025 Read more: Pudgy Penguins CEO’s Instagram hacked to shill Pump Fun token Users were warned that support would be withdrawn in plenty of time; the Parallel Finance website contains a banner linking to an “Important Product Closure Notice.” Published on January 31, the notice informs users that various services, including NFT lending, will be closed on August 1. “You will have six months from today to withdraw your funds. After this period, you won’t be able to withdraw,” it read. It appears that some users didn’t heed the warnings, however. This is unsurprising, given the drop-off in the NFT sector since its peak in Spring of 2022. Even a recent Pudgy Penguins promo push was seemingly forgotten within 24 hours.  Read more: Bored Ape minter finally sells after 92% fall from peak 0xQuit identified a number of NFTs from high-value collections still locked up on the platform. These included 11 Bored Ape Yacht Club, 39 Mutant Ape Yacht Club,…

Author: BitcoinEthereumNews
Why You Should Invest 20% of Your BTC in This New AI Altcoin

Why You Should Invest 20% of Your BTC in This New AI Altcoin

The post Why You Should Invest 20% of Your BTC in This New AI Altcoin appeared on BitcoinEthereumNews.com. Bitcoin stays the king of cryptocurrencies, but smart investors realize that protecting only Bitcoin limits their upside potential. While BTC affords stability and long-term value, it does not give the massive percent profits it once did throughout early cycles.  That’s why diversification into high-increase altcoins has turned out to be a popular strategy amongst pro traders. In 2025, one project sticks out above the relaxation: Ozak AI (OZ), an emerging AI-powered altcoin currently in its presale. Allocating just 20% of your Bitcoin portfolio to Ozak AI may want to offer an appropriate blend of safety and explosive boom potential. Ozak AI’s Presale Success Shows Early Momentum Ozak AI is rapidly gaining traction among retail and institutional investors. Currently in its 4th Ozak AI presale stage, the project has already raised more than $2 million and sold over 190 million tokens. At just $0.005 per token, Ozak AI is still accessible to investors who want to secure a strong early entry before prices climb. With launch projections aiming for $1 per token, this translates to a potential 200x return for presale buyers. The growth is pushed through the strong narrative surrounding Ozak AI. Combining artificial intelligence with blockchain, the project seeks to deliver AI-driven predictive analytics, automated crypto trading equipment, and sensible portfolio control solutions. These functions appeal to both rookies looking for simplified investment-making strategies and advanced traders seeking out powerful analytical gear. Why 20% Allocation Makes Strategic Sense Allocating 20% of your Bitcoin holdings into Ozak AI creates a balanced hazard-reward profile. For example, if an investor holds 1 BTC (worth around $113,000), transferring 0.2 BTC ($22,600) into Ozak AI ought to yield about 2.4 million OZ tokens at the presale price of $0.5. If Ozak AI hits its $1 release intention, that 0.2 BTC allocation ought to develop…

Author: BitcoinEthereumNews
Estate Whiskey Alliance Offers Certifications And Research Grants

Estate Whiskey Alliance Offers Certifications And Research Grants

The post Estate Whiskey Alliance Offers Certifications And Research Grants appeared on BitcoinEthereumNews.com. Star Hill Farm Wheat Whiskey, made by Maker’s Mark Distillery, was the first whiskey to bear the Estate Whiskey Certified logo. Courtesy of Maker’s Mark Distillery The Estate Whiskey Alliance was founded on August 22, 2024 with seven members. The Alliance membership is composed of whiskey producers, farmers, suppliers, academic institutions and related entities to promote estate whiskey. To be considered estate whiskey, at least two-thirds of the grains used in making the whiskey must be grown on land owned or controlled by the distillery, and all production—milling, cooking, fermenting, distilling, barreling, aging and bottling—must occur on land owned or controlled by the distillery. Since its formation one year ago, membership in the Alliance has nearly tripled. “We are now at 16 members,” said Landon Borders, director of the Alliance and senior executive director of the UK Innovate at the University of Kentucky, in a telephone interview. “We are pleased as punch with that.” Estate Whiskey Alliance Certified Products As part of its efforts to promote estate whiskey, the Alliance has created a seal that can be found on certified products. Fourteen products from four distilleries now bear the Estate Whiskey Certified logo, indicating that the whiskey meets the Alliance’s definition of estate whiskey. The logo also indicates the percentage of grains—a minimum of two-thirds—in the whiskey coming from the estate. In order to be allowed the carry the Estate Whiskey Certified logo, estate distilleries must apply to the Alliance. “The product must be made by an Estate Whiskey Alliance member,” explained Borders. “There is a lot of required disclosure around the origins of the grain, maps of the estate down to the location of the mill. It is arduous.” Once the disclosure has been reviewed, a site visit by Alliance representatives is required, to ensure compliance and quality control.…

Author: BitcoinEthereumNews
Nvidia Introduces Install-to-Play, Expanding Cloud Game Library

Nvidia Introduces Install-to-Play, Expanding Cloud Game Library

TLDRs; Nvidia’s new Install-to-Play feature lets GeForce Now members install games directly in the cloud. GeForce Now will maintain $19.99 membership pricing despite major RTX 5080-class upgrade. Premium users can expand cloud storage from 100GB to 1TB with an additional fee. GeForce Now will launch in India and partner with Discord and Epic Games for [...] The post Nvidia Introduces Install-to-Play, Expanding Cloud Game Library appeared first on CoinCentral.

Author: Coincentral
$70B DeFi Protocol Aave Launches on Aptos Amid Expansion

$70B DeFi Protocol Aave Launches on Aptos Amid Expansion

The post $70B DeFi Protocol Aave Launches on Aptos Amid Expansion appeared on BitcoinEthereumNews.com. Aave, a decentralized finance (DeFi) protocol with $70 billion in net deposits, has launched on Aptos, a layer-1 blockchain founded by former Meta employees. The move may deepen stablecoin and liquid staking token liquidity on the blockchain, two asset classes subject to regulation in 2025. According to an announcement shared with Cointelegraph, Aave will support four coins native to the blockchain at launch: stablecoins USDC (USDC) and USDt (USDT), Aptos (APT), and Ethena Staked USDe (sUSDe). The Aptos Foundation will provide users with rewards and liquidity incentives to promote the use of Aave on the Aptos blockchain. The arrival of Aave could deepen stablecoin liquidity on the blockchain, as the fiat-pegged cryptocurrencies are experiencing a breakthrough and are one of the industry’s most-discussed use cases. On Aptos, the stablecoin market cap has surged in 2025, jumping to $1.27 billion on Thursday from $627.8 million on Jan. 1. Stablecoin market cap on Aptos. Source: DefiLlama The launch comes as Aave positions itself to take advantage of “new collateral markets,” such as liquid staking tokens (LSTs). LSTs are a type of token given to users who stake assets, contributing to network security. These tokens can be used for DeFi activities such as lending or trading. “By expanding to Aptos, Aave increases access to lending, borrowing, and savings to a new, fast-growing community,” an Aave spokesperson told Cointelegraph. Currently, Aptos has a total value locked of $857 million, according to DefiLlama. Aave enters an ecosystem with few DeFi protocol competitors. Of the top five protocols listed by DefiLlama, only one has a total value locked of over $1 billion: PancakeSwap at $2.1 billion. Related: Spain slaps DeFi investor with $10.5M back tax for loan: Report Regulators, indexes weigh DeFi moves  Decentralized finance is a sector of crypto that has blossomed in recent years,…

Author: BitcoinEthereumNews
Investors Pile Into TOKEN6900 as Presale Enters Final 6 Days – Best Crypto Presale to Buy

Investors Pile Into TOKEN6900 as Presale Enters Final 6 Days – Best Crypto Presale to Buy

The crypto market is showing signs of a potential altcoin season, a period when cryptocurrencies other than Bitcoin (BTC) experience significant gains. This often occurs when Bitcoin dominance, the percentage of the total crypto market capitalization held by Bitcoin, begins to decline. As Bitcoin’s dominance decreases, capital tends to flow into altcoins, driving their prices […]

Author: The Cryptonomist
MetaMask launches mUSD: native stablecoin with Bridge (part of Stripe) and M0, rollout on Ethereum and Linea

MetaMask launches mUSD: native stablecoin with Bridge (part of Stripe) and M0, rollout on Ethereum and Linea

MetaMask has officially announced the launch of mUSD, its stablecoin pegged to the dollar and natively integrated into the wallet.

Author: The Cryptonomist