Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16230 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Gold steadies above $4,200 as traders await FOMC rate decision

Gold steadies above $4,200 as traders await FOMC rate decision

The post Gold steadies above $4,200 as traders await FOMC rate decision appeared on BitcoinEthereumNews.com. Gold (XAU/USD) edges higher during the Asian session and touches a fresh weekly top on Wednesday, though it lacks follow-through buying. The growing acceptance that the US Federal Reserve (Fed) will lower borrowing costs at the end of a two-day policy meeting later today fails to assist the US Dollar (USD) in capitalizing on its recent recovery from the lowest level since late October. This, in turn, is seen as a key factor lending some support to the non-yielding yellow metal. Meanwhile, the markets remain on edge heading into the key central bank event risk. This, along with geopolitical uncertainties stemming from the protracted Russia-Ukraine war, supports the safe-haven Gold. The XAU/USD bulls, however, seem reluctant and opt to wait for more cues about the Fed’s rate-cut path before placing fresh bets. Hence, the focus will remain on the updated economic projections and Fed Chair Jerome Powell’s comments at the post-meeting presser. Daily Digest Market Movers: Gold bulls seem hesitant and opt to wait for more Fed rate cut cues The US Federal Reserve is scheduled to announce its decision at the end of a two-day policy meeting later this Wednesday and is widely expected to cut interest rates by 25 basis points despite sticky inflation. In fact, the US Commerce Department reported last Friday that inflation, as measured by the Personal Consumption Expenditure (PCE) Price Index, remained above the Fed’s 2% annual target in September. Fed officials, however, argue that slow hiring, modest economic growth, and subdued wage gains are likely to cool inflation in the coming months, backing the case for more policy easing by the central bank. The expectations seem unaffected by the upbeat US Job Openings and Labor Turnover Survey (JOLTS) released on Tuesday, which indicated continued demand for workers and labor market resilience. The Labor…

Author: BitcoinEthereumNews
Ethereum May Signal Bullish Reversal Amid Mixed Price Indicators

Ethereum May Signal Bullish Reversal Amid Mixed Price Indicators

The post Ethereum May Signal Bullish Reversal Amid Mixed Price Indicators appeared on BitcoinEthereumNews.com. Ethereum (ETH) at $3,000 shows signs of being undervalued amid mixed on-chain signals and recent price recovery. The Fusaka upgrade enhances Layer 2 scalability, potentially driving future growth. However, bearish indicators like declining OBV suggest caution for traders as accumulation hints at bullish potential. Ethereum’s price has rebounded 18% from the $2.5k-$2.7k demand zone, signaling possible short-term bullish momentum. Exchange supply is decreasing, indicating investor accumulation despite selling pressure from mid-sized holders. The Fusaka upgrade shifts activity to Layer 2 solutions, improving throughput and reducing fees by up to 90%, according to network data. Ethereum undervalued at $3k? Discover analysis on price recovery, Fusaka upgrade impacts, and trading signals for ETH investors seeking long-term opportunities in 2025. What is Ethereum’s Current Valuation and Why Might It Be Undervalued at $3,000? Ethereum (ETH), trading around $3,000, appears undervalued based on on-chain metrics and expert assessments from figures like Bitmine Immersion’s Tom Lee. This valuation overlooks the platform’s robust ecosystem and upcoming upgrades. Despite recent dips, falling exchange supplies and Layer 2 adoption suggest underlying strength, positioning ETH for potential appreciation as scalability improves. How Does the Fusaka Upgrade Influence Ethereum’s Network Efficiency? The Fusaka upgrade, a key evolution in Ethereum’s roadmap, facilitates a dual-layer architecture where routine transactions occur on Layer 2 networks, while the base layer handles final settlements. This shift, as reported by Ethereum Foundation developers, boosts overall throughput from 15 transactions per second to over 100,000 via rollups. Data from network analytics firm Dune shows a 40% reduction in Layer 1 fees since similar past upgrades, making Ethereum more competitive against rivals like Solana. Experts, including Vitalik Buterin in recent discussions, emphasize that this enhances data availability and security without compromising decentralization. Short sentences highlight the upgrade’s role: it batches transactions for efficiency; it supports dApps in DeFi…

Author: BitcoinEthereumNews
Speculative Leverage Stability: The Bullish Signal for Crypto Market Health

Speculative Leverage Stability: The Bullish Signal for Crypto Market Health

BitcoinWorld Speculative Leverage Stability: The Bullish Signal for Crypto Market Health Have you ever wondered what keeps cryptocurrency markets from experiencing dramatic crashes? According to new data from Coinbase Institutional, the answer lies in something called speculative leverage. Their latest analysis reveals this critical metric has stabilized at just 4-5%, creating what experts call a “healthier market structure” that could protect investors from sharp corrections. What […] This post Speculative Leverage Stability: The Bullish Signal for Crypto Market Health first appeared on BitcoinWorld.

Author: bitcoinworld
XRP News: Ripple Inches Toward Becoming a US Bank as Regulators Approve Crypto Intermediaries

XRP News: Ripple Inches Toward Becoming a US Bank as Regulators Approve Crypto Intermediaries

The post XRP News: Ripple Inches Toward Becoming a US Bank as Regulators Approve Crypto Intermediaries appeared on BitcoinEthereumNews.com. The post XRP News: Ripple Inches Toward Becoming a US Bank as Regulators Approve Crypto Intermediaries appeared first on Coinpedia Fintech News The US Office of the Comptroller of the Currency has issued new guidance that could reshape how traditional finance interacts with digital assets. The regulator said banks can now act as intermediaries for crypto transactions through “riskless principal” activities. This means a bank can temporarily buy a crypto asset and then sell it to a customer without taking market risk. The timing is important. Earlier this week, the Commodity Futures Trading Commission also launched a pilot program that allows bitcoin, stablecoins and other digital assets to be used as collateral in derivatives markets. Together, these moves could mean a more open stance from Washington toward regulated crypto activity. Why This Matters For Ripple’s Bank Ambitions Ripple may be one of the biggest beneficiaries of this shift. In July, CEO Brad Garlinghouse confirmed that Ripple has applied for a national bank charter from the OCC. If approved, Ripple would sit under both state oversight from the NYDFS and federal oversight from the OCC. This would make Ripple one of the first companies in the stablecoin space to operate with full US banking permissions. Garlinghouse also revealed that Ripple applied for a Federal Reserve Master Account through Standard Custody. This would allow Ripple to hold RLUSD reserves directly at the Federal Reserve. Direct Fed access is rare and would give Ripple a stronger foundation for operating RLUSD as a regulated, institution-ready stablecoin. REMINDER: @Ripple is set to become a fully licensed bank in the United States of America! #XRP IS A DONE DEAL https://t.co/o8D2wvI1NY pic.twitter.com/LCiAJDTyun — JackTheRippler © (@RippleXrpie) December 9, 2025 Ripple says its focus is on building “trusted, battle-tested and secure infrastructure.” With the stablecoin market now above…

Author: BitcoinEthereumNews
Architecting Enterprise-Scale Generative AI Platforms

Architecting Enterprise-Scale Generative AI Platforms

For nearly two decades, the evolution of large-scale software systems has depended on a rare type of engineer: one who can bridge deep technical rigor with architectural foresight. Among that small group sits Virat Gohil, a senior software architect at Apple and a seasoned technology leader with over 18 years of experience in software architecture […] The post Architecting Enterprise-Scale Generative AI Platforms appeared first on TechBullion.

Author: Techbullion
XRP News: New Rules Push Ripple Toward Official U.S. Banking Recognition

XRP News: New Rules Push Ripple Toward Official U.S. Banking Recognition

The post XRP News: New Rules Push Ripple Toward Official U.S. Banking Recognition appeared first on Coinpedia Fintech News The US Office of the Comptroller of the Currency has issued new guidance that could reshape how traditional finance interacts with digital assets. The regulator said banks can now act as intermediaries for crypto transactions through “riskless principal” activities. This means a bank can temporarily buy a crypto asset and then sell it to a …

Author: CoinPedia
Aave proposes V3 deployment on MegaETH at mainnet launch

Aave proposes V3 deployment on MegaETH at mainnet launch

The post Aave proposes V3 deployment on MegaETH at mainnet launch appeared on BitcoinEthereumNews.com. Aave Labs has proposed deploying Aave V3 on MegaETH at mainnet launch to capture early liquidity and borrowing demand. Summary Aave Labs reopened its ARFC to deploy Aave V3 on MegaETH at Day 0. Incentives include 30M MegaETH points and a 6% MEGA KPI reserve. Proposal follows MegaETH’s $1B pre-deposit event and Aave’s recent product updates. Aave Labs has submitted a new governance proposal to launch Aave V3 on MegaETH at mainnet Day 0, aiming to draw fast user growth, deep liquidity, and strong borrowing demand. The Dec. 8 proposal reopens an earlier discussion to prepare a V3 deployment on MegaETH with updated terms to be finalized by Aave’s risk service providers.  Aave aims for Day 0 presence on MegaETH Although the original thread stated that MegaETH was still finishing up important infrastructure, like Chainlink oracles, recent developments and the impending mainnet release have prompted Aave (AAVE) Labs to reintroduce the plan. Aave Labs says deploying on MegaETH at launch can convert early network activity into meaningful protocol usage. First-mover positioning, according to the team, attracts supply and borrowing demand before liquidity becomes dispersed across several protocols.  Both bridged and native tokens are included in the original asset list. Bridged assets range from BTC.b, ETH, and USDM to synthetic and staked assets such as wstETH, ezETH, rsETH, USDe, and sUSDe. Native assets include MEGA, USDM-Y, and RBT. Chainlink is building oracle support to be ready for mainnet Day 0. Incentives and KPI-based rewards Aave Labs is set to receive 30 million MegaETH points, which may be used as incentives for lending and borrowing activity on the new market. These rewards will follow Aave’s existing go-to-market rules. Users will earn points through the interface, while redemption will occur on MegaETH’s platform at the end of each two-month season. Only KYC-verified users…

Author: BitcoinEthereumNews
Aave Labs proposes deploying Aave V3 on MegaETH ahead of mainnet launch

Aave Labs proposes deploying Aave V3 on MegaETH ahead of mainnet launch

Aave Labs has proposed deploying Aave V3 on MegaETH at mainnet launch to capture early liquidity and borrowing demand. Aave Labs has submitted a new governance proposal to launch Aave V3 on MegaETH at mainnet Day 0, aiming to draw…

Author: Crypto.news
US Proposal Eyes Bitcoin ETF for Overnight Trading Strategy

US Proposal Eyes Bitcoin ETF for Overnight Trading Strategy

The post US Proposal Eyes Bitcoin ETF for Overnight Trading Strategy appeared on BitcoinEthereumNews.com. The new Bitcoin overnight ETF proposal seeks SEC approval to buy Bitcoin at the U.S. market close and sell at open, holding positions only during non-trading hours to capture potential upside in global crypto activity. This innovative strategy targets historical patterns of stronger Bitcoin performance overnight. Unique Timing Strategy: The ETF would trade exclusively during overnight hours, avoiding U.S. market exposure. Historical Data Support: Bitcoin has shown disproportionate gains during Asian and European trading overlaps when U.S. markets are closed. Market Context: Amid $118 billion in Bitcoin ETF assets, this filing reflects evolving strategies in a maturing institutional landscape. Discover the Bitcoin overnight ETF proposal revolutionizing crypto investments by targeting non-U.S. hours for potential gains. Explore implications for ETF flows and Bitcoin prices—stay ahead in 2025 crypto trends. What is the Bitcoin Overnight ETF Proposal? The Bitcoin overnight ETF is a novel investment product filed with the U.S. Securities and Exchange Commission (SEC) that would acquire Bitcoin exclusively when American stock markets close and liquidate holdings upon their reopening. This approach aims to exploit observed patterns where Bitcoin exhibits stronger performance during global trading sessions outside U.S. hours. According to Bloomberg senior ETF analyst Eric Balchunas, the fund would maintain positions only in overnight trading periods, providing investors with targeted exposure to this specific market dynamic without full-day risk. A new ETF proposal has surfaced in the U.S., aiming to buy Bitcoin only when American markets close and sell it when they open.  If approved, the product would represent one of the most unusual timing-based strategies yet seen in the rapidly expanding Bitcoin ETF ecosystem. Source: X Bloomberg senior ETF analyst Eric Balchunas highlighted the filing, noting that the product would hold Bitcoin exclusively during overnight trading, then exit positions before U.S. market hours each day. How Does the Overnight…

Author: BitcoinEthereumNews
Twenty One Capital Surges 20% After Debut Following Merger

Twenty One Capital Surges 20% After Debut Following Merger

Twenty One Capital Faces First-Day Decline After NYSE Listing Shares of Twenty One Capital, a newly formed cryptocurrency treasury company in the United States, fell sharply during its debut trading session. The company, which merged with the blank-check firm Cantor Equity Partners, experienced a 20% decline on its first day, highlighting the volatile reception to [...]

Author: Crypto Breaking News