Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16148 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Top Crypto to Buy: Mutuum Finance V1 Testnet Launch Nears Amid Halborn Security Audit and Strong Phase 6 Progress at 95% Sold Out

Top Crypto to Buy: Mutuum Finance V1 Testnet Launch Nears Amid Halborn Security Audit and Strong Phase 6 Progress at 95% Sold Out

The post Top Crypto to Buy: Mutuum Finance V1 Testnet Launch Nears Amid Halborn Security Audit and Strong Phase 6 Progress at 95% Sold Out appeared on BitcoinEthereumNews.com. With investors on the hunt for the best crypto investment, Mutuum Finance (MUTM) is slowly making its way into the spotlight with its fast adoption rate and impressive technological fundamentals. Already, the project’s Phase 6 presale is well on its way to being sold out, with a remarkable rate of 95% sold out, showcasing the overwhelming support of its more than 18,330 early believers as well as the project’s impressive haul of nearly $19.15 million.  More fuel added to the fire, MUTM is in the middle of its Halborn security audit, giving its valued investors much-needed assurance that its smart contracts are secure, something that sets the project apart from its many counterparts. With its V1 Sepolia testnet launch expected in Q4 2025, this project is soon going live with its completely functional decentralized lending-and-borrowing system, including interest-bearing tokens, yield-driven incentives, and much more. Mutuum Finance is now considered a top crypto to buy for early investors. MUTM Presale  Mutuum Finance is one of the most anticipated projects on the blockchain scene for the year 2026. Mutuum Finance’s presale is still ongoing, with more than 18,330 participants, along with a raised amount exceeding $19.15 million. At the moment, the cost of buying phase 6 tokens is $0.035. However, with phase 7 increasing the cost of the token by a further 20% to $0.04, this is the last stage for buying MUTM below $0.04. What sets Mutuum Finance apart from other cryptocurrencies is that it focuses on use within the real world, as opposed to mere speculation. This is particularly attractive as a starting investment for individuals seeking assets that hold real value, with MUTM being especially desirable as a new crypto for serious investors. Moving Closer to V1 Testnet on Sepolia Mutuum Finance is on the brink of this with…

Author: BitcoinEthereumNews
Looking for Where to Buy Presale Crypto? Blazpay Leads Crypto Presale Picks After Bitcoin

Looking for Where to Buy Presale Crypto? Blazpay Leads Crypto Presale Picks After Bitcoin

The cryptocurrency market in November 2025 is seeing renewed interest from both institutional and retail participants. Investors are exploring high-potential opportunities across DeFi, AI-based tokens, and presale ecosystems. While long-established networks like Bitcoin (BTC), Ethereum (ETH), and Solana (SOL) continue to dominate, early-stage presale projects such as Blazpay (BLAZ) are capturing attention for their utility, […] The post Looking for Where to Buy Presale Crypto? Blazpay Leads Crypto Presale Picks After Bitcoin appeared first on TechBullion.

Author: Techbullion
Plume Network Launches Real-World Yield on Solana to Accelerate RWA accessibility, Adoption

Plume Network Launches Real-World Yield on Solana to Accelerate RWA accessibility, Adoption

By partnering with Solana, Plume broadens access to innovative yield opportunities in RWAs and widens adoption of tokenized assets among global DeFi users.

Author: Blockchainreporter
Current Status, Opportunities, and Challenges

Current Status, Opportunities, and Challenges

The post Current Status, Opportunities, and Challenges appeared on BitcoinEthereumNews.com. In recent years, even Europe, traditionally cautious towards new technologies, seems to be experiencing a phase of progressive adoption of Web3. The Old Continent is tackling the challenges of decentralization technologies, amidst innovative momentum, strict regulations, and new opportunities for businesses and creatives.  Web3: The Technologies of Decentralization Web3 refers to the evolution of the Internet towards a decentralized model, based on blockchain, smart contracts, tokens, crypto, and distributed digital identities.  According to what is described by Amazon Web Services, other key technologies of Web3 include artificial intelligence (AI), machine learning, WebAssembly, semantic technologies and interfaces such as decentralized wallets and augmented reality (AR) and virtual reality (VR).  All these technologies aim to give users greater control over their own data and ownership of digital assets, eliminating reliance on centralized intermediaries. Moreover, Web3 projects are mostly driven directly by the community.  Thus, the first challenge of Web3 is to evolve Web2, dominated by centralized platforms. With decentralization technologies, Web3 aims to  return control and ownership of data to users; eliminate intermediaries thanks to smart contracts; create digital economies based on tokens and NFTs; promote greater transparency and security. Today, Web3 is capable of influencing sectors such as finance, art, video games, music, real estate, and digital governance.  The Adoption of Web3 in Europe: A Conscious Growth The adoption of Web3 in Europe is not predominant compared to other continents like North America and Asia. However, it can be stated that in the Old Continent, the adoption of Web3 is in a hybrid phase: it is not a matter of mass usage, but rather a growing number of businesses, professionals, and informed users.  For example, in the blockchain and crypto sector, the report by Chainalysis confirmed that between July 2023 and June 2024, the European region experienced significant growth and resilience. …

Author: BitcoinEthereumNews
SEC Approves First 2x SUI ETF, Grayscale Files New SUI Trust

SEC Approves First 2x SUI ETF, Grayscale Files New SUI Trust

The post SEC Approves First 2x SUI ETF, Grayscale Files New SUI Trust appeared on BitcoinEthereumNews.com. The post SEC Approves First 2x SUI ETF, Grayscale Files New SUI Trust appeared first on Coinpedia Fintech News The SEC has approved the first 2x leveraged SUI ETF, TXXS, which is now live on Nasdaq through 21Shares US. The launch increases liquidity and visibility for Sui at a time when the network is seeing higher trading activity and was recently added to a Vanguard index.  Over the past 24 hours, SUI slipped 1.59% to $1.54, while trading volume fell 37% to $871 million, but investor interest in new SUI-based products continues to rise. Grayscale Joins With New S-1 Filing Just days after 21Shares’ launch, Grayscale submitted an S-1 filing for the Grayscale Sui Trust. The proposed fund will track the price of SUI minus fees and offer regulated exposure without requiring investors to manage wallets or custody.  This aligns with Grayscale’s plan to expand its single-asset ETF range, focusing on tokens that are gaining traction in the next phase of blockchain adoption. 21Shares Leads With TXXS 21Shares’ leveraged ETF, TXXS, gives 2x daily exposure to SUI price movements through derivatives. It saw more than 4,700 shares traded on its first day and closed at $24.57, becoming the first U.S.-listed ETF tied directly to Sui.  As a leveraged product, it is designed for short-term, experienced traders, but the approval itself shows growing institutional confidence in Sui-linked offerings. .article-inside-link { margin-left: 0 !important; border: 1px solid #0052CC4D; border-left: 0; border-right: 0; padding: 10px 0; text-align: left; } .entry ul.article-inside-link li { font-size: 14px; line-height: 21px; font-weight: 600; list-style-type: none; margin-bottom: 0; display: inline-block; } .entry ul.article-inside-link li:last-child { display: none; } Also Read :   Exclusive: Expert Says ETF Calm Won’t Last Forever; Crypto Is Simply Maturing   , Rising Demand for SUI Funds The wave of new filings highlights growing…

Author: BitcoinEthereumNews
Aave founder: New UK tax rules simplify taxation and promote institutional adoption of cryptocurrency.

Aave founder: New UK tax rules simplify taxation and promote institutional adoption of cryptocurrency.

PANews reported on December 6th, citing Yahoo Finance, that Aave founder Stani Kulechov stated that the recent DeFi tax guidance released by HMRC (Her Majesty's Revenue and Customs) may mark a turning point for crypto lending in the UK . The document states that depositing digital assets or stablecoins such as USDC or USDT into DeFi platforms will not be considered a taxable disposal at the time of deposit. In other words, users depositing their cryptocurrency assets into DeFi platforms for lending, staking, or borrowing will not trigger capital gains tax. Capital gains tax is only payable when users actually dispose of their assets (e.g., sell, convert, or otherwise cash out), rather than simply transferring tokens in or out of DeFi protocols. Under the new approach, these regular DeFi transactions fall into the "no gain, no loss" category, providing investors with clearer and more practical tax guidance. Kulechov added that the simplified tax approach reduces the burden, enabling wider adoption by institutions while also simplifying operations for ordinary retail users.

Author: PANews
The Adoption of Web3 in Europe: Current Status, Opportunities, and Challenges

The Adoption of Web3 in Europe: Current Status, Opportunities, and Challenges

How decentralization technologies are advancing in the Old Continent.

Author: The Cryptonomist
This Exclusive Cayman Getaway Tastes As Good As It Feels

This Exclusive Cayman Getaway Tastes As Good As It Feels

The post This Exclusive Cayman Getaway Tastes As Good As It Feels appeared on BitcoinEthereumNews.com. 1OAK’s Sand Soleil sits on Grand Cayman’s iconic Seven Mile Beach 1OAK Exhausted and professionally burnt out, I arrived at 1OAK’s Sand Soleil in search of the type of restoration that could still my mind and get me writing again. The seven-day culinary experience was a no-brainer for me as a food writer. The integration of an epicurean getaway with pure Cayman luxury seemed to be the perfect spark for my creativity—private chef dinners, deep dives into Caribbean flavors, and hands-on masterclasses, all located within a serene, oceanfront villa. I had finally arrived. With the last rays of the sun setting behind Grand Cayman’s famous Seven Mile Beach, casting a warm golden glow across the water, I tasted Chef Joe Hughes’ ceviche for the first time—cubes of wahoo cured in lime, with charred pineapple and a subtle, nutty crunch. Chef Joe Hughes’ love for bright, Asian-inspired flavours came through in this wahoo tataki layered with Vietnamese herbs, ripe papaya and mango, cashew and cilantro, all brought together with a nuoc cham. Jamie Fortune Something softened. For the first time in months, I began to feel present. Sophia List, the brainchild of the 1OAK experience, heard me well. With an intuition honed by years of curating luxury, she matched me with what she called “a vision realized.” List told me Sand Soleil—like the other 1OAK homes on Seven Mile Beach and in West Bay—was created to feel like a real sanctuary. For her, it’s the laid-back alternative to a busy hotel, a place where you get privacy and elegance without any fuss. “We wanted to introduce the Cayman Islands to something truly special—an ultra-luxury experience that combines exquisite design, maximum privacy, and a sense of calm,” she shared as she guided me through the four-bedroom villa. “We are so excited to…

Author: BitcoinEthereumNews
UK Tax Shift Clears Path for Wider DeFi Adoption, Says Aave Founder

UK Tax Shift Clears Path for Wider DeFi Adoption, Says Aave Founder

The post UK Tax Shift Clears Path for Wider DeFi Adoption, Says Aave Founder appeared on BitcoinEthereumNews.com. Fintech A low-profile decision from Britain’s tax office could have outsized effects on the future of decentralised finance, according to Aave founder Stani Kulechov. Rather than treating every token movement into lending or staking platforms as a taxable disposal, HMRC now views these transfers as neutral events, postponing tax liability until assets are actually sold or exchanged. Key Takeaways HMRC now treats DeFi deposits as non-taxable transfers, delaying capital gains until disposal. Stani Kulechov expects this clarity to encourage institutional and retail participation. Aave is working on mobile-driven onboarding to make DeFi easier for everyday users. For years, crypto users faced uncertainty over whether interacting with smart contracts could unintentionally trigger capital gains. Kulechov said the update resolves a long-running debate and gives both seasoned and new users confidence to participate without fear of immediate taxation. Why This Matters for Retail and Institutions The new stance removes a major friction point. Depositing Bitcoin, ether, USDC or USDT into DeFi protocols no longer counts as “getting rid” of the asset — meaning people can borrow, lend, or stake value without generating an automatic tax bill. Kulechov believes that clarity is particularly meaningful for institutional investors. He argues that large funds were hesitant to engage with DeFi because the tax treatment was undefined, creating compliance headaches. Now, with rules clearer, he expects more regulated participants to explore on-chain lending and collateral markets. Aave’s Approach: Make DeFi Feel Like Banking Kulechov also pointed out that regulation alone isn’t enough — accessibility matters. DeFi has historically appealed to users comfortable with private keys, browser wallets and crypto exchanges. Aave is now developing mobile-first experiences that allow people to move money from traditional bank accounts directly into the protocol while hiding the technical complexity behind the interface. The goal is simple: if interacting with DeFi…

Author: BitcoinEthereumNews
Best Crypto to Buy Now – Terra Classic Price Prediction

Best Crypto to Buy Now – Terra Classic Price Prediction

After spending nearly an entire year sliding downward, Terra Classic (LUNC) has shocked the market with an unexpected surge, climbing more than 70% in just a single day. This sudden breakout isn’t without reason, as burn tracker data shows that more than 849 million $LUNC were removed from circulation in the past week. Since May […]

Author: The Cryptonomist