Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15969 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Most digital asset treasuries are bad ETFs | Opinion

Most digital asset treasuries are bad ETFs | Opinion

To survive, digital asset treasuries will have to move beyond being passive holders of the top three cryptocurrencies.

Author: Crypto.news
1011 short-selling whale returns with $70M USDC after ETH deposit to Aave

1011 short-selling whale returns with $70M USDC after ETH deposit to Aave

The post 1011 short-selling whale returns with $70M USDC after ETH deposit to Aave appeared on BitcoinEthereumNews.com. The insider whale that shorted the market just before the October 11 liquidations is back with new moves. The whale deposited ETH to Aave to borrow more stablecoins.  One of the high-profile whales, known as the 1011 seller, opened a new ETH-based strategy. This time, the whale used the Aave lending protocol to tap the value of ETH. The whale deposited 55,240 ETH on Aave, borrowing $50M USDT and another tranche of $20M in USDT.  Two wallets identified to belong to the 1011 whale, known for shorting the market during the October downturn, borrowed USDT from Aave and deposited the stablecoins on Binance. | Source: Arkham Intelligence The whale used two known wallets, with one address unstaking and providing 20M USDT. On another address, the whale holds over 70K wrapped ETH on Aave. The whale has significant exposure to ETH, despite previous episodes of shorting the token.  The stablecoins were then sent to Binance in two transactions. For the OG whale, this ETH transfer is the first wallet activity in three months. In the meantime, the whale mostly held BTC positions, switching to long bets on Hyperliquid in the short term.  Just after the activities of the 1011 whale, a new wallet was created, withdrawing 42K ETH from Binance. At this point, it remains uncertain if the wallets are in any way connected.  October 11 whale may be preparing to buy ETH at a lower price The recent activity on Ethereum has raised speculations that the whale, identified as Garrett Jin, will use the borrowed funds to accumulate more ETH or other assets. The whale is known as a market indicator for a potential shift in sentiment, and has so far moved in at pivotal moments.  As of December 1, the whale did not hold any positions on Hyperliquid. The…

Author: BitcoinEthereumNews
Bitcoin Hyper Presale Pumps to $28.8M, Boosting Its Potential as the Next 1000x Crypto

Bitcoin Hyper Presale Pumps to $28.8M, Boosting Its Potential as the Next 1000x Crypto

Takeaways: Bitcoin still dominates value settlement, but slow transactions, higher fees, and limited programmability leave a massive gap for scalable […] The post Bitcoin Hyper Presale Pumps to $28.8M, Boosting Its Potential as the Next 1000x Crypto appeared first on Coindoo.

Author: Coindoo
Sony Bank Reportedly Eyes 2026 US Dollar Stablecoin Launch via Bastion Partnership

Sony Bank Reportedly Eyes 2026 US Dollar Stablecoin Launch via Bastion Partnership

The post Sony Bank Reportedly Eyes 2026 US Dollar Stablecoin Launch via Bastion Partnership appeared on BitcoinEthereumNews.com. Sony Bank is advancing toward launching a US dollar-pegged stablecoin in 2026, targeting payments within the Sony ecosystem like PlayStation games and anime subscriptions. This initiative involves pursuing a US banking license and partnering with Bastion to enhance Web3 integration through its BlockBloom unit. Sony Bank’s stablecoin aims to reduce transaction fees by complementing credit card payments for US customers, who represent about 30% of the company’s external sales. The stablecoin will facilitate seamless purchases across Sony’s digital services, including gaming and entertainment content. Sony has invested in Bastion’s $14.6 million funding round, led by Coinbase Ventures, signaling strong commitment to stablecoin infrastructure. Sony Bank stablecoin launch in 2026 targets US users for PlayStation and anime payments. Discover how this Web3 move reduces fees and boosts ecosystem integration—explore the details now. What is Sony Bank’s Planned Stablecoin Launch? Sony Bank’s stablecoin is a US dollar-pegged digital asset set for issuance in 2026, designed to streamline payments across Sony’s entertainment and gaming platforms. This initiative, led by Sony Bank’s online lending arm under Sony Financial Group, focuses on US customers to lower reliance on traditional payment networks. By integrating with services like PlayStation purchases and anime subscriptions, it aims to create a more efficient, blockchain-based transaction system within the Sony ecosystem. How Does Sony Bank’s Partnership with Bastion Support the Stablecoin? Sony Bank has partnered with Bastion, a US-based stablecoin issuer, to develop the necessary infrastructure for its 2026 launch. This collaboration includes Sony’s venture arm participating in Bastion’s $14.6 million funding round, which was led by Coinbase Ventures. According to reports from Nikkei, the partnership will enable Sony to establish a stablecoin-focused subsidiary in the US, following the bank’s application for a banking license in October. This move positions Sony to leverage Bastion’s expertise in compliant stablecoin operations, ensuring regulatory…

Author: BitcoinEthereumNews
Best Altcoins to Buy as Crypto Derivatives Shift to Full-On FOMO

Best Altcoins to Buy as Crypto Derivatives Shift to Full-On FOMO

What to Know: With derivatives markets finally chilling out and funding rates normalizing, traders are quietly swapping fear for early accumulation. This low-volatility window offers a perfect chance to rotate into solid tech plays before leverage-fueled FOMO kicks back in. Bitcoin Hyper is turning heads by raising over $28M to bring Solana-speed smart contracts directly to Bitcoin’s network. Traders are also eyeing SUBBD Token’s AI tools for creators and Monero’s new security upgrades as top picks for this cycle. Derivatives desks are finally taking a breath. Funding rates that were deep underwater are grinding back toward neutral, and implied volatility is dropping across the board, according to a recent report from Black Scholes and ByBit Analytics. This shift matters because it usually signals the move from pure fear to early FOMO. When funding normalizes and volatility drops, leverage hasn’t fully returned yet, but spot and high-conviction altcoins start catching a bid. You’re seeing this right now in specific Bitcoin plays, AI narratives, and legacy privacy tech. In this phase, the market usually rewards projects solving real bottlenecks: Bitcoin’s speed, creator money, and on-chain privacy. Before funding rates get overly excited, there’s a window where rotating into these themes can really boost your risk-reward profile. Here are three best altcoins sitting in that sweet spot: Bitcoin Hyper ($HYPER), SUBBD Token ($SUBBD), and Monero ($XMR). They’re at the intersection of demand and new narratives that traders are jumping on as markets stabilize. 1. Bitcoin Hyper ($HYPER) – The Bitcoin Layer-2 Making $BTC a Powerhouse Everyone knows Bitcoin is the pristine collateral of crypto, but actually using it is still slow and expensive. Bitcoin Hyper ($HYPER) changes the math by plugging the Solana Virtual Machine (SVM) directly into Bitcoin’s network. Think of it as giving Bitcoin a nitrous boost: this Layer-2 gives you the rock-solid settlement of $BTC, but the transaction is instant and cheap, just like Solana. This isn’t just a technical upgrade; it’s about unlocking DeFi on Bitcoin. At the heart of this is the Canonical Bridge, a mechanism that lets you lock native $BTC to mint wrapped assets on the high-speed layer. This allows developers to finally build fast apps – trading, lending, gaming – using tools they already know, without clogging up the main chain. Want to know more? Check out our ‘What is Bitcoin Hyper’ guide for more information. The smart money is clearly paying attention. The presale has already swept up over $28.8M with tokens priced at $0.013355. Our experts are already projecting a massive run, seeing $HYPER reach $0.08625 by the end of 2026, a staggering 546% ROI if you invested at today’s price. On top of that capital appreciation, $HYPER is offering 40% staking rewards, giving you a way to compound your position while the network scales. Get your $HYPER today. 2. SUBBD Token ($SUBBD) – The Creator Economy’s AI Upgrade While Hyper fixes plumbing, SUBBD Token is tackling the creator economy. The problem is simple: creators do the work, but platforms keep the control (and the fees). SUBBD Token ($SUBBD) flips this by mixing AI with crypto payments. It gives creators tools to automate the grind – imagine an AI assistant that handles fan chats or voice cloning tech that lets you create content without being glued to a microphone 24/7. It’s essentially ‘Scale as a Service’ for influencers, backed by a token that handles access and payments. Holding $SUBBD isn’t just a speculative bet; it’s an access pass. You get voting rights on platform governance, exclusive access to premium token-gated content, and significant discounts on platform subscriptions. Plus, buying in now secures priority access to beta AI tools before the public rollout. The presale is gaining traction with over $1.3M raised, and the 20% staking APY is a solid incentive for getting in early. The upside potential here is catching eyes too; our experts predict the token could hit $0.668 by the end of 2026. If you invest at today’s price of $0.057075, that represents a massive 1,070% ROI. If you’re looking for a narrative that blends AI utility with real-world adoption, this is the one to watch. Check out our ‘How to Buy SUBBD Token’ guide for more details. Buy your SUBBD Token ($SUBBD) today. 3. Monero ($XMR) – The Silent Insurance Policy Monero doesn’t need much introduction – it’s the gold standard for privacy. But right now, it’s becoming more relevant than ever. As surveillance increases and ‘clean’ crypto becomes a regulatory obsession, the demand for truly private, censorship-resistant money quietly grows. $XMR isn’t trying to be the fastest or the wildest; it’s trying to be the most resilient. The upcoming FCMP++ upgrade is doubling down on this, making transactions even harder to trace and strengthening the network’s anonymity set. Traders hold Monero not for the hype, but as a hedge. It’s the portfolio insurance you buy when you realize a fully transparent blockchain future might be a little too transparent. Crucially, the ‘delisting’ fears that used to plague the coin have mostly been solved by the rise of atomic swaps and decentralized exchanges like Haveno. You can now swap $BTC for $XMR peer-to-peer without a centralized middleman or ID check, meaning liquidity is becoming unbannable code rather than a corporate compliance decision. Real usage is also ramping up, with a growing ‘circular economy’ where vendors accept XMR directly for goods and services like VPNs and hosting. Unlike speculative assets that just sit in wallets waiting for a pump, Monero is being used as actual digital cash, giving it a fundamental demand floor that’s hard to shake. Buy Monero ($XMR) on top exchanges like Margex. Recap: As derivatives markets move from fear to early FOMO, structural themes tend to outrun the beta. Bitcoin Hyper, SUBBD Token, and Monero each target real frictions, Bitcoin execution, creator monetization, and on‑chain privacy, making them the best altcoins to buy now. Remember, this isn’t intended as financial advice, and you should always do your own research before investing. Authored by Aaron Walker, NewsBTC — https://www.newsbtc.com/news/best-altcoins-derivatives-stabilize-bitcoin-hyper-subbd-monero/

Author: NewsBTC
Turkish economy expands but agriculture takes a hit

Turkish economy expands but agriculture takes a hit

Strong growth in construction and financial services drove expansion in the Turkish economy during the third quarter of 2025 but weakness in agriculture slowed momentum, data released by the state statistical agency on Monday showed.  Turkey’s economy expanded by an annualised 3.7 percent in the third quarter, down from 4.9 percent in the second quarter, […]

Author: Agbi
ZEC Crashes 22% as Traders Bleed, Analyst Targets Sub-$200

ZEC Crashes 22% as Traders Bleed, Analyst Targets Sub-$200

The post ZEC Crashes 22% as Traders Bleed, Analyst Targets Sub-$200 appeared on BitcoinEthereumNews.com. Key Notes ZEC plunged nearly 22% in one day and lost a long-term trendline. A major long position worth $7.3M now sits on over $4.4M in unrealized losses. Analyst Crypto Patel warns ZEC may eventually fall below $200. Zcash ZEC $364.4 24h volatility: 20.0% Market cap: $5.99 B Vol. 24h: $1.10 B recorded a whopping 22% fall within a single day, as prices dropped toward the $360 zone. The crash put pressure on traders who entered aggressive positions at higher levels and turned what once looked like a breakout to $10,000 into a deep correction. A notable wallet that opened a massive long position of 20,386 ZEC ($7.3 million) only nine days earlier is now deep under water, locked in $4.4 million of unrealized losses. As per Lookonchain, to avoid liquidation, the trader deposited another 1.5M USDC. The trader 0xCF90 who went long on 20,386 $ZEC($7.3M) 9 days ago is now sitting on over $4.4M in unrealized losses! To avoid liquidation, he deposited another 1.5M $USDC to Hyperliquid 2 hours ago.https://t.co/RClzPzgk9i pic.twitter.com/t0fbuE1PI7 — Lookonchain (@lookonchain) December 1, 2025   ZEC Price Analysis: Under $200? ZEC is trading almost 94% beneath its all-time high, seen over nine years ago. The pullback saw the altcoin breaking below the ascending trendline on the chart and leaving traders to reassess short-term expectations. Interestingly, analyst Crypto Patel, who previously alerted followers about the risks above the $700 area, pointed out that discipline rather than hope drives survival during drastic reversals. He now expects ZEC to reach under $200 after multiple price pullbacks. UPDATE: $ZEC Short Wins: How I Warned You Before the Crash Currently trading around $351, down ~50% from my entry warning above $700. Reminder: I repeatedly said not to enter longs at $700+ due to high risk. If you avoided chasing FOMO, you…

Author: BitcoinEthereumNews
From Street Art to Soap Cutting: The Viral Rise of ‘Oddly Satisfying’ Videos in 2025

From Street Art to Soap Cutting: The Viral Rise of ‘Oddly Satisfying’ Videos in 2025

In 2025, your social feeds are probably full of them. The slow peel of a paint layer, the crisp slice of a pastel-colored soap bar, a street artist power-washing a wall until it sparkles or the oddly hypnotic pop-pop-pop of a pimple popping clip. Whether you’re scrolling TikTok at midnight or catching quick reels on […] The post From Street Art to Soap Cutting: The Viral Rise of ‘Oddly Satisfying’ Videos in 2025 appeared first on TechBullion.

Author: Techbullion
Top DeFi Projects by TVL Monthly Growth: LEGION, GFI, BB, LMTS, INV, and Others Showcase Remarkable Capital Inflows, Investor Enthusiasm

Top DeFi Projects by TVL Monthly Growth: LEGION, GFI, BB, LMTS, INV, and Others Showcase Remarkable Capital Inflows, Investor Enthusiasm

Several DeFi projects attracted significant TVL growth as more investors moved funds into such platforms, despite a TVL decline in the wider DeFi market.

Author: Blockchainreporter
Why Retail Management Skills Are Essential for Navigating the Rapid Rise of the Digital Market

Why Retail Management Skills Are Essential for Navigating the Rapid Rise of the Digital Market

Introduction The digital world is changing fast, and stores are feeling it big time. When people shop now—whether it’s for shoes or phones—they look online first. Because of this, stores have to keep up. They need to get what customers want, be good online, and make shopping easy in stores and on the web. That’s […] The post Why Retail Management Skills Are Essential for Navigating the Rapid Rise of the Digital Market appeared first on TechBullion.

Author: Techbullion