Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15929 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Investors Rush Into This New DeFi Cryptocurrency as Phase 6 Approaches 100% After 250% Jump

Investors Rush Into This New DeFi Cryptocurrency as Phase 6 Approaches 100% After 250% Jump

An emerging crypto in the DeFi sector is attracting huge interest due to a fast 250% growth and investors are looking to invest before Phase 6 can be fully allocated. The momentum is gaining traction at an accelerated pace, and the preliminary indications are that this project could be among the best cryptocurrencies to follow […]

Author: Cryptopolitan
Meet Denis Dariotis, the Billion-Dollar GoQuant Founder Who Started Trading at 9 Years Old

Meet Denis Dariotis, the Billion-Dollar GoQuant Founder Who Started Trading at 9 Years Old

The post Meet Denis Dariotis, the Billion-Dollar GoQuant Founder Who Started Trading at 9 Years Old appeared on BitcoinEthereumNews.com. Denis Dariotis, the 22-year-old founder and CEO of cryptocurrency-focused trading software firm GoQuant, remembers the constraints and pressures of maximizing his trading portfolio while he was still in the third grade at school. “I remember telling my teachers I had to take 10 minutes out of class to check my portfolio when the market opened and closed,” Dariotis said in an interview. The child trading prodigy recalled how a teacher wanted to see his computer screen and what he was trading. But he shut the laptop saying, “No, I’m afraid that’s private” — an interesting presage of the crypto-focused dark pool app Dariotis released just last month. Dariotis grew up in Montreal, where his earliest memory of the trading world was being attracted to the symbols flashing green and red on the CNBC morning show his parents had on in the background. It was only a matter of time until he made the connection between the tickers on the TV screen and the money in his piggybank. From his early days at school, audaciously following the investment thesis of Warren Buffet, the next logical step was getting into computer programming. “When I was about 11 or 12 years old, I took an interest in computer programming, starting with basic web development languages, and then evolving into Python and C++,” he recalls. Listening to the way Dariotis tells it, his evolution toward building trading infrastructure seems the most natural thing in the world. By the age of 13 he realized he was spending too much time scanning a ton of datasets, and wasn’t there some way to use his computing knowhow to automate that process? That way, he could spend more time on researching trading strategies and getting alpha. Having been hitherto unaware of quant trading, Dariotis began back-testing strategies and…

Author: BitcoinEthereumNews
Meet the Billion-Dollar Crypto Founder Who Started Trading at 9 Years Old

Meet the Billion-Dollar Crypto Founder Who Started Trading at 9 Years Old

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Meet the Billion-Dollar Crypto Fou

Author: Coindesk
Strategy CEO Responds: Will the Company Sell Bitcoin? What Will Happen to the BTC Price in the Future?

Strategy CEO Responds: Will the Company Sell Bitcoin? What Will Happen to the BTC Price in the Future?

The post Strategy CEO Responds: Will the Company Sell Bitcoin? What Will Happen to the BTC Price in the Future? appeared on BitcoinEthereumNews.com. Phong Le, CEO of MicroStrategy, the company with the world’s largest institutional Bitcoin treasury, explained the mechanism behind the company’s $60 billion BTC investment, their leveraged buying strategy, and how they continue to accumulate Bitcoin regardless of market conditions. MicroStrategy CEO Phong Le appeared on the What Bitcoin Did podcast to share details about the company’s aggressive BTC strategy. He explained how MicroStrategy, which evolved from its software company roots into the world’s largest Bitcoin treasury company, has grown through preferred stocks and smart debt instruments, and highlighted the new financial products they offer investors. Le explained that the company began with a “buy and hold” strategy in August 2020, converting idle cash on its balance sheet into Bitcoin, but the strategy evolved over time. He explained that initially, they used only their cash reserves, but realized this would be too slow to reach the company’s current $40-45 billion Bitcoin position. “Initially, we were using only cash, but then we leveraged the company with convertible notes, secured notes, and now preferred stocks. Just like we got people used to Bitcoin-backed borrowing, we’re now getting people used to Bitcoin-backed lending, and we’re just getting started,” Phong Le said. Responding to the question, “Will MicroStrategy sell Bitcoin?”, one of the biggest questions in the market, Le said that this would only be a “last resort.” “If the company’s shares trade below NAV and we have no access to other capital to cover dividend payments, mathematically it would be correct to sell BTC. But that would be a necessity. Our primary goal is always to increase BTC yield,” Le said. Phong Le added that he believes Bitcoin can generate 40-50% annual returns in the next 4-5 years and predicts that all major companies will hold some BTC on their balance sheets in the…

Author: BitcoinEthereumNews
This $0.035 New Crypto Is 95% Sold Out, Is This the Next 20x Altcoin?

This $0.035 New Crypto Is 95% Sold Out, Is This the Next 20x Altcoin?

This new cryptocurrency has caught attention very rapidly at $0.035. The breakneck rise and near-total distribution of the token has sent waves of inquisition to many traders, as to whether this would be the next 20x altcoin. The protocol’s popularity is only getting increasingly popular, and it has become the subject of discussion within the […]

Author: Cryptopolitan
LivLive Gains Attention in Top Cryptos to Buy This Month With 300% Bonus as Chainlink and Fantom Maintain Stability

LivLive Gains Attention in Top Cryptos to Buy This Month With 300% Bonus as Chainlink and Fantom Maintain Stability

This month, that shift is coming from LivLive, a project gaining traction through verifiable real-world engagement, AR-driven rewards, and a […] The post LivLive Gains Attention in Top Cryptos to Buy This Month With 300% Bonus as Chainlink and Fantom Maintain Stability appeared first on Coindoo.

Author: Coindoo
Amazon, Flipkart Challenge Indian Banks with Pay-Later and Consumer Loan Rollout

Amazon, Flipkart Challenge Indian Banks with Pay-Later and Consumer Loan Rollout

TLDRs; Amazon and Flipkart expand into lending, offering pay-later and consumer loans that increasingly compete with India’s traditional banks. Amazon leverages Axio to scale BNPL, personal loans, and new SME credit products across its digital ecosystem. Flipkart awaits RBI approval for its new lending arm, aiming to offer no-cost EMIs and high-interest consumer durable loans. [...] The post Amazon, Flipkart Challenge Indian Banks with Pay-Later and Consumer Loan Rollout appeared first on CoinCentral.

Author: Coincentral
Bitwise Proposes 70% AVAX Staking in Amended Avalanche ETF Filing

Bitwise Proposes 70% AVAX Staking in Amended Avalanche ETF Filing

The post Bitwise Proposes 70% AVAX Staking in Amended Avalanche ETF Filing appeared on BitcoinEthereumNews.com. Bitwise has updated its Avalanche ETF filing to include staking up to 70% of AVAX holdings, a 0.34% sponsor fee with a waiver for initial assets, and expanded risk disclosures, positioning the fund for potential SEC approval and enhanced yield for investors. Bitwise’s revised Avalanche ETF proposal stakes 70% of assets to generate yields on the proof-of-stake network. The fee structure features a competitive 0.34% rate, lower than rivals, with a one-month waiver on the first $500 million in assets. Custody is handled by Coinbase for AVAX tokens and BNY Mellon for cash, alongside new disclosures on IRS tax rules and technology risks, per SEC filings. Discover Bitwise Avalanche ETF updates: 70% staking, low fees, and robust risks ahead of SEC review. Stay informed on crypto investment opportunities and secure your portfolio today. What is the Latest Update on the Bitwise Avalanche ETF Filing? Bitwise Avalanche ETF filing has been amended to incorporate a significant staking mechanism, allowing up to 70% of its AVAX holdings to participate in Avalanche’s proof-of-stake network for yield generation. This revision, submitted to the SEC, also includes adjusted fees and detailed operational terms to align with regulatory standards. The changes aim to provide investors with both price exposure and regulated income streams, marking a pivotal evolution in spot crypto ETF structures. How Does the Staking Plan Work in the Bitwise Avalanche ETF? The staking allocation in the Bitwise Avalanche ETF involves delegating up to 70% of the fund’s AVAX tokens to validators on the Avalanche network. According to the amended filing, 12% of the generated staking rewards will cover operational costs, with the remainder distributed directly to shareholders as additional returns. This approach leverages Avalanche’s efficient proof-of-stake consensus, where staked AVAX secures the network and earns rewards typically ranging from 7-10% annually, based on network…

Author: BitcoinEthereumNews
Crypto VC Funding Hits $25 Billion Amid Bitcoin Rally and Regulatory Shifts

Crypto VC Funding Hits $25 Billion Amid Bitcoin Rally and Regulatory Shifts

The post Crypto VC Funding Hits $25 Billion Amid Bitcoin Rally and Regulatory Shifts appeared on BitcoinEthereumNews.com. Crypto venture capital funding in 2025 has surged to $25 billion, more than double the previous year’s total, signaling a strong recovery for the sector driven by regulatory clarity and institutional interest from firms like Paradigm and BlackRock. Centralized exchanges lead with $4.4 billion in investments, highlighting their dominance in trading volumes. Prediction markets have attracted $3.2 billion, fueled by innovative platforms like Polymarket. Decentralized finance platforms secured $2.9 billion, according to DeFiLlama analytics, underscoring DeFi’s growing maturity. Crypto venture capital funding in 2025 hits $25 billion, doubling last year’s figures amid regulatory boosts. Discover key investments in exchanges and DeFi—explore how this revival impacts your portfolio today. (148 characters) What is the Current State of Crypto Venture Capital Funding in 2025? Crypto venture capital funding in 2025 has reached approximately $25 billion, marking a significant turnaround from prior downturns and exceeding initial projections for the industry. This influx, more than double the previous year’s investments, reflects renewed confidence among investors, particularly in established platforms with robust revenue streams. Major players such as centralized exchanges and decentralized finance protocols have been the primary beneficiaries, drawing capital from both Silicon Valley heavyweights and traditional Wall Street institutions. Which Sectors Are Dominating Crypto Venture Capital Investments? Centralized exchanges have emerged as the top recipients of crypto venture capital, securing $4.4 billion in commitments that underscore their pivotal role in facilitating global trading activities. Prediction markets followed closely with $3.2 billion, capitalizing on the demand for decentralized forecasting tools that offer real-world applications beyond speculation. Decentralized finance platforms rounded out the leaders, pulling in $2.9 billion as per DeFiLlama analytics, which highlights the sector’s evolution toward sustainable models integrating lending, borrowing, and yield generation. Prominent deals exemplify this trend. For instance, Binance, the exchange handling the highest daily trading volumes worldwide, closed a…

Author: BitcoinEthereumNews
Brazil’s Economic Center São Paulo to Pilot Blockchain-Based Microloans for Farmers

Brazil’s Economic Center São Paulo to Pilot Blockchain-Based Microloans for Farmers

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Brazil’s Economic Center São Paulo

Author: Coindesk