Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15645 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Dow Jones declines as AI sector doubts and Fed rate cut hopes persist

Dow Jones declines as AI sector doubts and Fed rate cut hopes persist

The post Dow Jones declines as AI sector doubts and Fed rate cut hopes persist appeared on BitcoinEthereumNews.com. The Dow Jones Industrial Average (DJIA) hit another weak patch on Monday, backsliding nearly 500 points and slipping back below the 47,000 handle to start the new trading week with many of the same questions from last week going unanswered. The AI segment continues to see new challenges amid concerns about endpoint revenues, and investors are hoping that a kickstart to official data sources following the reopening of the federal government will help push the Federal Reserve (Fed) to deliver a third straight interest rate cut in December. Alphabet shares supported by Berkshire investment Shares in Google parent holding company Alphabet (GOOG) rose over 3% on the day after it was revealed that Warren Buffett’s Berkshire Hathaway (BRK) poured $4.3 billion into a stake in the Google search and YouTube giant at the end of September. Hyper-traditionalist investor Warren Buffett recently announced his retirement by the end of the year to Berkshire shareholders, leading to speculation that a play into Google properties is being spearheaded by more tech-friendly names in the Berkshire flagship. Berkshire Hathaway continues to unwind its massive holdings of Apple (AAPL) stock, shedding another 15% of its total shares held as of the end of the third quarter. However, the Oracle of Omaha’s investment company’s holdings in Apple still sit at a lofty $60.7 billion. Too-hot AI rally now faces tough questions about profitability The AI trade continues to come under renewed pressure, with LLM computing services darling Nvidia (NVDA) falling another 1.8% on Monday. The chipmaker is slated to reveal its latest quarterly earnings after the closing bell on Wednesday, and investors are becoming concerned that the constantly-growing demand for AI-driven compute power still remains woefully outsized compared to revenues and return on investment on the actual deployment side. US government back open… for now The…

Author: BitcoinEthereumNews
Grab These 2 Must-Buy Cryptos Now for Potential Wealth Explosion by 2027

Grab These 2 Must-Buy Cryptos Now for Potential Wealth Explosion by 2027

Creating wealth with cryptocurrency means you need to find projects with both rapid profitability and long-term potential. While the market is consolidating within itself, some sophisticated investors are eyeing two different assets that may yield exceptional results in the next 4 years.  One of these is a Layer 1 goliath with strong fundamentals, and the […]

Author: Cryptopolitan
Fed Liquidity Moves May Shift Crypto Market Conditions in 2026

Fed Liquidity Moves May Shift Crypto Market Conditions in 2026

The post Fed Liquidity Moves May Shift Crypto Market Conditions in 2026 appeared on BitcoinEthereumNews.com. Fed expected to begin $25 billion monthly purchases starting early 2026 for six months. Raoul Pal says crypto trading is like a stressed funding vehicle, showing a broken market. Treasury seeks liquidity control while the Fed considers supplementary leverage changes. Market analysts anticipate the Federal Reserve will implement liquidity measures that could change cryptocurrency markets in 2026. The chief market strategist at Wellington Altus, James E. Thorne, projects the Fed will begin purchases of approximately $25 billion per month, likely starting early 2026 and maintaining this pace for at least six months to stabilize reserve balances. “Don’t call it QE,” the strategist noted. He distinguished the anticipated measures from traditional quantitative easing programs. The purchases aim to address funding pressures emerging in financial markets as year-end approaches. Don’t call it QE. IMHO: the Fed begins purchases of about $25 billion per month, likely starting early 2026 and running at this pace for at least six months to stabilize reserve balances. — James E. Thorne (@DrJStrategy) November 17, 2025 Funding Crisis Concerns Intensify Macro investor Raoul Pal suggests the Fed’s hand will be forced this week to adjust market plumbing to avoid month-end and year-end funding crises. “Crypto is currently trading like a stressed funding vehicle reflecting the broken plumbing, while stocks are cushioned by buybacks and performance chasing for now,” Pal stated. The investor warned that stocks risk repeating 2018-2019 conditions if the situation is not resolved immediately. The Fed has met with banks and the New York Fed to understand why the Standing Repo Facility is not being utilized sufficiently to resolve funding pressures. “The fear from markets and the Fed is rising,” Pal noted. A larger battle involves the Treasury seeking control over liquidity via banks to increase lending to Main Street, competing with the Fed’s quantitative easing…

Author: BitcoinEthereumNews
Aave Labs has announced plans to launch a high-yield app for iOS users

Aave Labs has announced plans to launch a high-yield app for iOS users

Aave Labs, the team responsible for handling the top DeFi lending protocol Aave, has announced the launch of a new consumer-facing mobile app called “Aave: Save and Earn.”  The app introduces iPhone users directly to high-yield savings via the Apple App Store. The team presented it as a way to make DeFi more accessible for […]

Author: Cryptopolitan
Aave Labs Launches High-Yield Savings App with Insurance-Backed Protection

Aave Labs Launches High-Yield Savings App with Insurance-Backed Protection

TLDR Aave’s new app offers up to 9% yield with insurance protection on deposits. Aave’s savings app supports stablecoin deposits with no minimum requirement. The app compounds interest every second, offering users faster returns. Aave’s new savings app is designed for retail users new to decentralized finance. Aave Labs has launched a new high-yield savings [...] The post Aave Labs Launches High-Yield Savings App with Insurance-Backed Protection appeared first on CoinCentral.

Author: Coincentral
CoinMarketCap Launches $CMC20, a DeFi-Native Tradable Index Token on BNB Chain

CoinMarketCap Launches $CMC20, a DeFi-Native Tradable Index Token on BNB Chain

CoinMarketCap has launched $CMC20, the first DeFi-native tradable index token on BNB Chain, offering one-click exposure to the top 20 cryptocurrencies.

Author: Blockchainreporter
Crypto Lender Aave to Roll Out Savings App with 5%+ Yield on Apple’s App Store

Crypto Lender Aave to Roll Out Savings App with 5%+ Yield on Apple’s App Store

The post Crypto Lender Aave to Roll Out Savings App with 5%+ Yield on Apple’s App Store appeared on BitcoinEthereumNews.com. Aave AAVE$168.42, the largest decentralized crypto lending platform, is rolling out a “savings account”-like consumer yield app, opening waitlist on Apple’s App Store first. With the Aave App, users will be able to earn up to 6.5% annualized yield, higher than money market funds, leveraging Aave’s infrastructure lending protocol, and can deposit funds from bank accounts, debit cards or in stablecoins, according to a blog post on Monday. It also offers “balance protection” on deposits up to $1 million. Aave’s move fits into a broader trend of decentralized finance (DeFi) crypto projects branching out to offer neobank-like products directly to consumers. Staking protocol ETHFI$0.8902 introduced an Amex-like cash card product and other financial services, while Ethereum layer-2 Mantle recently debuted its neobank app UR offering Swiss bank accounts. Retail crypto yield platforms, which grew popular in the 2020-21 crypto bull cycle, suffered a big setback following the spectacular blowups of centralized lending platforms such as Celsius and Block.fi in 2022, portending a severe crypto winter. Aave’s expansion comes after acquiring last month San Francisco-based fintech company Stable Finance for developing a consumer savings app. Aave has gathered $70 billion in deposits and boasts 2.5 million in users, the blog post said. Source: https://www.coindesk.com/business/2025/11/17/defi-lender-aave-to-roll-out-retail-crypto-yield-app-on-apple-s-app-store

Author: BitcoinEthereumNews
Figment and OpenTrade launch new stablecoin yield product

Figment and OpenTrade launch new stablecoin yield product

The post Figment and OpenTrade launch new stablecoin yield product appeared on BitcoinEthereumNews.com. Key Takeaways Figment and OpenTrade launched a stablecoin yield product offering 15% APR on stablecoins, with Crypto.com serving as custodian. Yield is generated by staking Solana (SOL) and using perpetual SOL futures, delivering returns more than double traditional SOL staking. A new stablecoin yield product from Figment and OpenTrade seeks to deliver 15% APR by combining staking rewards with hedging strategies. According to a Monday announcement, leading staking provider Figment has teamed up with OpenTrade, a lending and yield infrastructure solution backed by a16z Crypto and Circle, to roll out OpenTrade Stablecoin Staking Yield Powered by Figment, with Crypto.com serving as custodian. The product, targeting an average 15% APR by combining Solana staking returns with hedged futures positions, offers institutional custody, flexible deposits and withdrawals, and enhanced protection for investor assets, as noted by the companies. “We’re bringing our battle-tested infrastructure and security mindset to stablecoins to offer customers exceptional yield opportunities with the peace of mind of an institutional service,” said Andy Cronk, co-founder of Figment. The product is powered by a dedicated Figment-run validator combined with OpenTrade’s institution-grade stablecoin yield infrastructure. Crypto.com and OpenTrade have an agreement that enables SOL tokens to be custodied in a segregated account, over which investors are granted a security interest. Assets are segregated from the assets of the exchange and other entities. Discussing the launch, Jeff Handler, OpenTrade’s co-founder, said that rising stablecoin adoption and demand for yield solutions across exchanges, wallets, and fintechs have driven the company to collaborate with Figment on a new stablecoin yield product. “Through our partnership, any company with stablecoins can access a new category of yield options which offer a combination of market leading returns and strong protections, which together cannot be accessed across either solely RWA or DeFi investment strategies,” Handler noted. “We have purpose…

Author: BitcoinEthereumNews
Shiba Inu vs Zcash: Which Is The Best Crypto to Buy Now?

Shiba Inu vs Zcash: Which Is The Best Crypto to Buy Now?

The crypto market has experienced a mix of volatility and opportunity, leaving investors carefully weighing their options. While Bitcoin hovers around $95,000 and Ethereum remains strong near $3,000, other major tokens like Solana and BNB show attractive pricing after months of fluctuation. Market conditions continue to challenge confidence, yet long-term catalysts such as potential lower […]

Author: The Cryptonomist
Forward Industries deposits $200M in SOL to Coinbase Prime: A Strategic Move Shaking Crypto Markets

Forward Industries deposits $200M in SOL to Coinbase Prime: A Strategic Move Shaking Crypto Markets

BitcoinWorld Forward Industries deposits $200M in SOL to Coinbase Prime: A Strategic Move Shaking Crypto Markets In a bold move that’s capturing headlines, Forward Industries, a Nasdaq-listed firm, has made waves by depositing a staggering 1.4 million SOL—valued at approximately $200 million—into Coinbase Prime. This significant transaction, reported by Onchain Lens, highlights the growing institutional interest in Solana and raises questions about potential market shifts. If you’re tracking crypto trends, this Forward Industries deposits SOL event could signal broader changes in how major players manage digital assets. Why is Forward Industries depositing SOL to Coinbase Prime? Forward Industries has built a reputation for focusing on Solana-based investments, and this deposit aligns with their strategic approach. Typically, transfers to exchanges like Coinbase Prime suggest preparations for selling or rebalancing portfolios. However, it might also indicate leveraging institutional services for staking or secure custody. This Forward Industries deposits SOL action underscores the firm’s active role in the crypto ecosystem, potentially influencing Solana’s liquidity and price stability. What does this mean for Solana and the crypto market? When a major entity like Forward Industries deposits SOL in such large volumes, it can trigger market reactions. Here are key implications to consider: Price volatility: Large deposits often precede selling, which may pressure Solana’s price downward. Institutional confidence: Despite potential sales, the move shows continued institutional engagement with Solana. Market sentiment: Observers watch for patterns, as similar actions by other firms could amplify trends. Therefore, this event serves as a reminder to monitor on-chain data for insights into future movements. How can investors interpret such large crypto transfers? Understanding the context behind Forward Industries deposits SOL helps in making informed decisions. For instance, exchanges like Coinbase Prime offer services beyond mere trading, including lending and institutional-grade security. By analyzing historical data, investors might notice that not all deposits lead to immediate sales—some could be part of longer-term strategies. Moreover, tracking these activities through tools like Onchain Lens provides transparency, enabling you to stay ahead of market shifts. What are the risks and opportunities here? This deposit presents both challenges and advantages. On one hand, sudden sell-offs could dampen Solana’s momentum. On the other, it demonstrates Solana’s maturity as an asset class, attracting more institutional players. Key takeaways include: Opportunity for arbitrage: Short-term price dips might offer buying chances. Risk of oversupply: Increased selling pressure could affect smaller holders. Educational value: Studying such moves improves risk management in crypto investments. Ultimately, staying informed through reliable sources minimizes surprises. Conclusion: Navigating the crypto landscape with confidence The Forward Industries deposits SOL incident illustrates the dynamic nature of cryptocurrency markets. While it may cause temporary uncertainty, it also reinforces the importance of due diligence and adaptive strategies. As institutions like Forward Industries continue to engage with digital assets, their actions will shape trends, offering lessons for both novice and experienced investors. Embrace these developments as learning opportunities to thrive in the evolving crypto world. Frequently Asked Questions What is Coinbase Prime?Coinbase Prime is a platform designed for institutional investors, offering trading, custody, and other financial services for cryptocurrencies like Solana. Why would Forward Industries deposit SOL to an exchange?This could be for selling, staking, or utilizing advanced financial tools, though exchange deposits often hint at potential liquidation. How does this affect Solana’s price?Large deposits might lead to selling pressure, potentially lowering prices, but market reactions depend on overall demand and broader trends. Is this a common practice among institutional firms?Yes, institutions frequently move assets to exchanges for liquidity management, reflecting standard operational strategies in crypto. Can retail investors benefit from such moves?By monitoring these events, retail investors can identify entry points or adjust portfolios, though caution is advised due to volatility. What tools can track similar transactions?On-chain analytics platforms like Onchain Lens provide real-time data on large transfers, helping users stay informed. If you found this analysis helpful, share it on social media to spark discussions with fellow crypto enthusiasts and keep the conversation going! To learn more about the latest Solana trends, explore our article on key developments shaping Solana institutional adoption. This post Forward Industries deposits $200M in SOL to Coinbase Prime: A Strategic Move Shaking Crypto Markets first appeared on BitcoinWorld.

Author: Coinstats