Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15631 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ripple (XRP) Price Prediction: XRP Could Rebound Soon, But This New Crypto Will Outmatch Its Gains

Ripple (XRP) Price Prediction: XRP Could Rebound Soon, But This New Crypto Will Outmatch Its Gains

The possible rebound seen in Ripple (XRP) is still in its initial stages; however, XRP has been limited by key resistance levels. Market history shows that XRP has found it difficult to muster enough momentum to spark explosive growth without the need for key market drivers. The limelight is already focusing on Mutuum Finance (MUTM), […]

Author: Cryptopolitan
Threshold Upgrades tBTC bridge for Institutional Bitcoin DeFi

Threshold Upgrades tBTC bridge for Institutional Bitcoin DeFi

The post Threshold Upgrades tBTC bridge for Institutional Bitcoin DeFi appeared on BitcoinEthereumNews.com. Crypto infrastructure platform Threshold has rolled out a major upgrade for its tBTC bridge, aimed at enticing institutions to put their billions of dollars worth of Bitcoin to work in decentralized finance protocols.  Threshold’s latest upgrade now enables institutions to mint tBTC directly to supported chains in a single Bitcoin (BTC) transaction, without secondary approvals and without gas fees, while redemptions back to the Bitcoin network are equally as straightforward, Threshold said in a statement. Threshold’s head of marketing, Rizza Carla Ramos, went into more depth in an interview with Cointelegraph at the Web Summit in Lisbon this week, explaining that the feature improvements could incentivize more Bitcoin-holding institutions to put their BTC to work in DeFi instead of just letting it sit there and waiting for it to appreciate: “They’re going to be wanting lending, they want yields on it because if they’re investing for Bitcoin in the long run, you don’t just want it sitting there, right? “You want to be able to have liquidity, you want to be able to have depth with your assets, you want your assets to actually generate profit for you.” “That’s how we’re going to build that next level of finance for Bitcoin, by allowing the institutions to get that part of the market onchain,” she added. Source: Threshold BTC can move to Ethereum, Arbitrum, Base, and more Every tBTC minted is verifiably backed 1:1 by Bitcoin, with no middlemen or custodian risk, by implementing a threshold rule where at least 51 out of 100 Bitcoin node operators must sign the transaction for it to be valid. It could empower more than $500 billion in institutional and whale-held Bitcoin to move into Ethereum, Arbitrum, Base, Polygon, Sui and other blockchains to chase DeFi opportunities. Related: Altcoins aren’t dead; long live altcoins Threshold…

Author: BitcoinEthereumNews
2Wai’s HoloAvatar Tool May Rekindle Deceased Loved Ones, Raising Ethical Concerns

2Wai’s HoloAvatar Tool May Rekindle Deceased Loved Ones, Raising Ethical Concerns

The post 2Wai’s HoloAvatar Tool May Rekindle Deceased Loved Ones, Raising Ethical Concerns appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → HoloAvatar by 2Wai is an AI tool that creates interactive digital replicas of deceased loved ones from just three minutes of footage, enabling real-time conversations in over 40 languages, but it raises serious ethical concerns about consent and privacy in grief tech. 2Wai’s HoloAvatar uses proprietary FedBrain technology for on-device processing to protect user data and minimize AI errors. The app, co-founded by former Disney actor Calum Worthy, launched in iOS beta on November 11, 2025, and supports avatars for both deceased and living individuals. Public backlash highlights risks of commercializing grief, with comparisons to dystopian scenarios and calls for stronger post-mortem privacy laws, amid a growing grief tech market valued at over $500 million globally. Explore 2Wai’s HoloAvatar AI: Create lifelike digital replicas of deceased loved ones ethically? Dive into ethical alarms, privacy risks, and grief tech innovations raising consent debates today. What is 2Wai’s HoloAvatar and How Does It Recreate Deceased Loved Ones? 2Wai’s HoloAvatar is an innovative AI-powered mobile app feature that generates conversational video avatars from minimal user inputs, allowing interactive chats with digital recreations…

Author: BitcoinEthereumNews
Aave, USD AI, and Pendle Finance Dominate Top DeFi Projects in TVL on Arbitrum

Aave, USD AI, and Pendle Finance Dominate Top DeFi Projects in TVL on Arbitrum

Arbitrum chain TVL has jumped to $2.88B as Aave Protocol $AAVE, USD AI protocol, and Pendle Finance $PENDLE are its top DeFi projects when it comes to TVL.

Author: Blockchainreporter
Ireland DeFi Gateway Strengthens As Aave Push Wins MiCA

Ireland DeFi Gateway Strengthens As Aave Push Wins MiCA

The post Ireland DeFi Gateway Strengthens As Aave Push Wins MiCA appeared on BitcoinEthereumNews.com. Ireland becomes a regulated DeFi gateway as Aave’s Push receives full MiCA approval Push enables zero-fee euro-to-stablecoin access, strengthening safe DeFi onramps MiCA clarity boosts Ireland’s appeal as stablecoin adoption accelerates across Europe Ireland is positioning itself as a central gateway for Europe’s regulated DeFi expansion after Aave Labs secured full MiCAR approval for its new fiat-to-stablecoin service, Push.  The authorization establishes the country as a compliant on-ramp for digital assets at a time when European regulators are tightening scrutiny and demanding stronger consumer guarantees. Ireland’s growing regulatory clarity also strengthens its role as a preferred base for crypto firms seeking predictable oversight across the European Economic Area (EEA). Push Introduces Zero-Fee Stablecoin Conversion According to the press release, Aave Labs plans to launch Push across the EEA following Ireland’s Crypto-Asset Service Provider approval. The service will allow users to move between euros and supported stablecoins at zero cost. It works across Aave Labs’ products and supports GHO and several other major stablecoins. Consequently, the tool gives DeFi users a simple method to convert funds without extra fees or complicated steps. Related: Aave Labs Unveils Plans to Upgrade its Protocol to Version 4 A new local entity, Push Virtual Assets Ireland Limited, will operate the service directly from Ireland. The entity is fully regulated under MiCA rules, which now mandate consumer-protection safeguards, clear disclosures, and transparent asset handling. Besides offering regulatory clarity, Ireland provides Aave Labs with a market that has established financial-services infrastructure and an active digital-innovation ecosystem. Ireland Strengthens Its Crypto Position Under MiCA Ireland’s stance toward digital-asset regulation has changed quickly over the past two years. The Central Bank of Ireland increased supervision of exchanges, wallet providers, and token issuers.  Officials now apply stricter reporting standards, stronger risk checks, and enhanced consumer-protection measures. The country also works…

Author: BitcoinEthereumNews
CFO Convicted for Losing $35 Million of Company Money in Crypto Side Hustle

CFO Convicted for Losing $35 Million of Company Money in Crypto Side Hustle

The post CFO Convicted for Losing $35 Million of Company Money in Crypto Side Hustle appeared on BitcoinEthereumNews.com. In brief Nevin Shetty, former CFO of a software firm, was convicted of wire fraud for secretly moving $35 million in company funds into his own crypto platform after learning he’d be fired. He put the money into risky DeFi lending protocols, briefly earning profits before the Terra collapse wiped out the investment to near-zero. A federal jury in Seattle found him guilty on four counts; he’ll be sentenced in February and faces up to 20 years in prison. A Washington man was convicted in a federal jury trial this week for taking tens of millions of dollars from the company he worked for—and losing nearly all of it in a botched crypto play.  Nevin Shetty, 41, was found guilty Thursday on four counts of wire fraud for taking and misusing some $35 million worth of funds from a private software company where he worked as CFO.  Though Shetty himself drafted a conservative investment policy for the startup—which called for its money to be invested only in FDIC-insured treasury and bank accounts—the executive soon secretly moved tens of millions of dollars of company funds to a crypto platform he himself had developed.  Shetty opted to transfer the funds to his crypto business weeks after receiving news that he would soon be let go due to performance concerns, according to federal prosecutors.  Through his crypto platform, HighTower Treasury, Shetty invested the company’s funds in a variety of high-yield decentralized finance (DeFi) lending protocols.  The plan worked—at least initially. During the first weeks of the scheme, in April 2022, Shetty generated over $133,000 of profit for himself and his business partner.  But then crypto winter came. In early May 2022, the algorithmic stablecoin Terra collapsed, instantly wiping out $60 billion in value and dragging the rest of the crypto market down…

Author: BitcoinEthereumNews
BNB Price Prediction: Can BNB Reclaim $1,000 as Amid Immense Network Growth? EV2 Token Presale Powers True Ownership in Web3 Gaming

BNB Price Prediction: Can BNB Reclaim $1,000 as Amid Immense Network Growth? EV2 Token Presale Powers True Ownership in Web3 Gaming

BNB has spent the past few weeks trying to hold the $900–$920 support range after cooling off from its October peak of $1,369. However, the price is now teasing a breach of this support zone.

Author: Cryptodaily
Top Crypto to Buy Now as Bitcoin (BTC) Hits $105,000

Top Crypto to Buy Now as Bitcoin (BTC) Hits $105,000

The post Top Crypto to Buy Now as Bitcoin (BTC) Hits $105,000 appeared on BitcoinEthereumNews.com. As Bitcoin (BTC) pushes past $105,000, the crypto market is full of activity and buzz; however, those who know what’s best understand that diversification is essential to ensure that profits are maximized. Even though BTC leads the headlines, people are actively searching for the top crypto to buy now. Here comes Mutuum Finance (MUTM), at just $0.035 and storming its way to be the next crypto to hit $1. The DeFi project with its revolutionary twin-lending mechanism has got impressive momentum in its presale stage and has sold more than 90% of stage 6. Mutuum Finance is one such cryptocurrency that needs to be considered if one is looking to invest in the next crypto to hit $1. Bitcoin Maintains Fresh Strength Above $106K Bitcoin (BTC) appears to be gaining fresh impetuses to move higher since testing the $100,800 zone. As such, if the cryptocurrency is able to maintain above $106,000, there may be potential to move higher to $108,000 to $110,000 in the near term. While all eyes are still glued to news about Bitcoin, there is no shortage of investment capital seeking to identify the top crypto to buy now. One such cryptocurrency that has caught the attention is one that has barely made its entrance yet shows tremendous potential to beat the returns on investment realized with Bitcoin. That cryptocurrency is Mutuum Finance (MUTM). Presale Phase 6 Shows Strong Momentum Mutuum Finance (MUTM) is still making significant progress in the DeFi sector, with the sixth phase of its presale indicating intense pace. The current price of MUTM tokens is set at $0.035, indicating a 250% increase since the initial launch in Phase 1 with a price tag of $0.01. In excess of 17,950 people have participated with contributions above $18.8 million, with Phase 6 over 90% complete.…

Author: BitcoinEthereumNews
kpk’s Agent-Powered Vaults go Live on Morpho

kpk’s Agent-Powered Vaults go Live on Morpho

The post kpk’s Agent-Powered Vaults go Live on Morpho appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp Disclaimer: The below article is sponsored, and the views in it do not represent those of ZyCrypto. Readers should conduct independent research before taking any actions related to the project mentioned in this piece. This article should not be regarded as investment advice. Leading non-custodial asset management platform KPK has launched its agent-powered vaults on Morpho, the universal lending network. This launch brings a major boost to the platform’s non-custodial services through automation and transparent policy execution. Kpk will leverage Morpho’s $10B+ network effect through integrations with the largest fintechs and banks worldwide to deliver managed yield strategies that operate autonomously.  With the agent-powered vaults, the platform can manage liquidity, optimize performance, and act on predefined on-chain policies to adjust exposure and protect liquidity, ensuring predictable outcomes. Co-Founder of kpk Marcelo Ruiz de Olano said: Advertisement &nbsp “We’ve always believed that decentralised financial infrastructure should be open and equitable. With this release, we’re bringing the same professional-grade treasury systems that power DAOs to everyone onchain. It’s about democratising access. Giving every user, regardless of size or technical expertise, the tools to manage their assets with the same confidence and efficiency as the largest organisations.” Built on kpk’s infrastructure, upon which large on-chain treasuries such as Gnosis and ENS were built, the vaults demonstrate how verifiable execution and structured risk control can coexist in open markets by ensuring that each transaction follows clear logic, embedding discipline and transparency in every interaction. The vaults are also built on KPK’s on-chain policy layer, which defines the parameters, permissions, and safeguards that govern asset management. Through automation, the vaults continuously and predictably enforce policies.  Similarly, every agent operates within verifiable bounds and executes predefined actions without discretion, ensuring precision in the execution. In addition, the Rebalancing Agent reallocates liquidity among…

Author: BitcoinEthereumNews
Tether Revolutionizes Trade Finance with $1.5 Billion in Commodity Loans

Tether Revolutionizes Trade Finance with $1.5 Billion in Commodity Loans

TLDR: Tether expands with $1.5B in commodity trade lending via USDt. Tether disrupts commodity financing with fast, high-yield loans. Tether bridges lending gap left by banks in commodity markets. $1.5B in loans help Tether reshape commodity trade finance. Tether shifts from stablecoins to high-yield commodity loans. Tether is expanding its reach beyond stablecoins, injecting $1.5 [...] The post Tether Revolutionizes Trade Finance with $1.5 Billion in Commodity Loans appeared first on CoinCentral.

Author: Coincentral