Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15596 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Next Move Could Be Big

Next Move Could Be Big

The post Next Move Could Be Big appeared on BitcoinEthereumNews.com. Key Insights: Arbitrum holds $16.3B TVL as $ARB tests historic support near long-term accumulation levels. ARB hovers near $0.27 while $699M in bridge inflows show continued capital confidence. Wyckoff pattern suggests accumulation; traders watch for a breakout above key resistance levels. ARB at Accumulation Zone: Next Move Could Be Big Arbitrum’s native token ARB is hovering around $0.27, a level that has previously marked accumulation zones ahead of sharp recoveries. Despite recent market weakness, network data shows that activity across the Arbitrum ecosystem continues to rise. Price Holds Critical Support Channel On the 3-day chart, ARB is moving inside a long-term descending channel. Price recently touched the lower band of this structure and is trading between $0.27 and $0.25. This zone has served as support during past downturns and often led to rallies once demand returned. A Wyckoff model is overlaid on the chart, indicating a possible accumulation phase at current levels. If ARB breaks above the channel’s upper line and reclaims $0.55 or $0.64, the move could signal a trend change. Until then, price action remains inside a downward range with buyers and sellers testing boundaries. Arbitrum Network Shows Steady Growth The total value secured on Arbitrum was $16.3 billion, recovering from a dip earlier this year. Network activity has picked up again, bringing Arbitrum closer to its previous high set in mid-2025. Stablecoin market cap on the chain has reached $8.98 billion. USDC and USDT remain the top tokens in use. More stable liquidity supports deeper on-chain usage, especially across DeFi protocols. Real-world asset (RWA) integrations have crossed $1 billion, showing Arbitrum’s expanding role in tokenized finance. DeFi total value locked is currently $3.45 billion, with ongoing participation across lending, trading, and liquidity protocols. This level of development continues to attract capital during consolidation periods. Bridge Inflows Remain…

Author: BitcoinEthereumNews
Aave to Benefit From Fed Rate Cuts as DeFi Yield Expand

Aave to Benefit From Fed Rate Cuts as DeFi Yield Expand

The post Aave to Benefit From Fed Rate Cuts as DeFi Yield Expand appeared on BitcoinEthereumNews.com. Federal Reserve rate cuts mean risk-on capital inflows, rotation to yield products, and higher revenue for Aave. Aave captures expanding DeFi opportunities as Horizon TVL grows to more than half a billion dollars. Decentralized Finance (DeFi) lending protocol Aave stands to benefit from the Federal Reserve’s monetary policies, like interest rate cuts. Each rate cut allows Aave to offer a less correlated source of yield for embedded DeFi. How Aave Benefits from Fed Rate Cuts As disclosed in a blog post, rate cuts attract risk-seeking capital to crypto and into DeFi to search for yield opportunities. Conversely, hikes pull capital to safer assets like Treasuries, softening DeFi activity.  In October 2025, the Federal Reserve reduced rates by 25 basis points, lowering the target range to 3.75%–4.00%, with further easing anticipated. Aave is uniquely positioned to capitalize on this easing cycle due to its historical resilience and structural advantages that amplify yield opportunities. Notably, Aave V1 launched in January 2020 amid COVID-era emergency cuts to near-zero rates, catalyzing “DeFi Summer.”  With TradFi yields near zero, DeFi offered superior returns via yield farming and liquidity mining. Capital inflows exploded as DeFi TVL surged from less than $1 billion to $15 billion by year-end. Aave Interest Rate Cut Correlation | Source: Stani Kulechov Investors turned to Aave to earn yield as Ethereum (ETH) hit new highs. They borrowed against their ETH using crypto-backed loans, an alternative to direct selling. Consequently, investors attracted risk-seeking capital chasing high DeFi yields, far outpacing Treasuries. However, the Fed raised rates in March 2022, which triggered “crypto winter,” with DeFi TVL dropping about 80%.  While the high rates curbed speculation, they spurred advancements that positioned Aave for the cycle. Builders brought over 5% Treasury yields on-chain via RWAs, attracting institutions. Aave’s Performance in the Current Market Cycle It…

Author: BitcoinEthereumNews
RealFi Will Turn Cardano Into A $1 Billion DeFi Powerhouse By 2026: Hoskinson

RealFi Will Turn Cardano Into A $1 Billion DeFi Powerhouse By 2026: Hoskinson

Broadcasting on November 11 from “warm, sunny Colorado,” Cardano founder Charles Hoskinson said he expects RealFi to become the dominant liquidity engine across the Cardano–Midnight stack and push on-chain value to the billion-dollar mark within the next year. “RealFi will be the TVL monster for Cardano and Midnight alike. Billions and billions of dollars,” he […]

Author: Bitcoinist
Best Long-Term Cryptos of 2025: Zero Knowledge Proof Could Cause Bitcoin Cash, WLFI & Aave to Dip

Best Long-Term Cryptos of 2025: Zero Knowledge Proof Could Cause Bitcoin Cash, WLFI & Aave to Dip

Explore why Zero Knowledge Proof, Bitcoin Cash, WLFI, and Aave are seen as the best long-term crypto choices of 2025, offering strength, innovation, and utility!

Author: Blockchainreporter
Best Crypto Presales Spotlight: Why Digitap ($TAP) is Crushing LivLive and BlockDag

Best Crypto Presales Spotlight: Why Digitap ($TAP) is Crushing LivLive and BlockDag

The Digitap ($TAP) crypto presale is drawing strong market attention from both retail and institutional investors as it races through new milestones. With more than 110 million tokens sold and over $1.7 million raised, its growth has outpaced that of most competitors. Among traders searching for altcoins to buy, Digitap’s omni-bank model stands out for [...] The post Best Crypto Presales Spotlight: Why Digitap ($TAP) is Crushing LivLive and BlockDag appeared first on Blockonomi.

Author: Blockonomi
Bitcoin Loans Usher In a New BTC Era – Bitcoin Hyper Tipped as the Next 1000x Crypto

Bitcoin Loans Usher In a New BTC Era – Bitcoin Hyper Tipped as the Next 1000x Crypto

What to Know: Bitcoin loans mark a shift from passive holding to active $BTC deployment, broadening access and reinforcing Bitcoin’s monetary role.  Active $BTC lending can tighten liquidity loops: more collateralization, deeper markets, and stronger institutional incentives to hold $BTC.  Bitcoin Hyper aims to make $BTC fast and programmable via an SVM-based Layer 2 with ZK settlement to Bitcoin.  $HYPER’s strong presale momentum and large whale purchases fit perfectly into the current $BTC-focused cycle – one that’s fueled by real utility rather than pure hype. A Canadian Bitcoin-native company just issued its first Bitcoin-backed loan. That’s not a small tweak to the status quo. It’s a signal that $BTC is edging from ‘digital gold’ into an active financial asset, one that non-crypto users can finally access through a familiar product: lending. The firm’s goal is simple: accumulate $BTC and deploy it productively, yet the implication is big. More ways to borrow and build with Bitcoin usually mean stronger demand, deeper liquidity, and a broader user funnel. This design shift matters because utility beats narrative over a full cycle. Loans let institutions put idle $BTC to work and give businesses a way to leverage $BTC without selling it. The feedback loop is obvious: lending platforms attract borrowers, borrowers source $BTC, hodlers see new yield paths, and liquidity improves for everyone. Every service that treats $BTC as collateral, rather than a speculative asset, boosts its monetary credibility. That sets a timely backdrop for Bitcoin Hyper ($HYPER), a $BTC-centric Layer 2 project built to make Bitcoin fast, programmable, and dApp-ready, and one many investors are already eyeing as the next 1000x crypto. If Bitcoin is stepping into mainstream finance, a chain that bridges $BTC into high-throughput smart contracts sits right in the slipstream. Bitcoin Hyper ($HYPER) Turns $BTC Into A High-Speed, Programmable Asset Bitcoin Hyper ($HYPER) proposes a Bitcoin Layer-2 that uses an SVM-based execution environment, canonical bridging, and ZK proofs to move $BTC at near-instant speed with low fees. The aim is to retain Bitcoin-grade security while unlocking staking, DeFi, and on-chain apps for $BTC itself. This approach directly addresses a pain point that lending alone can’t solve: throughput and programmability on Bitcoin. If loans expand demand for $BTC as collateral, a performant L2 expands what that collateral can actually do. The flow is straightforward. Users bridge $BTC, transact on Layer 2 with high throughput, then periodically settle back to Bitcoin L1 with cryptographic proofs. In practice, that means cheaper payments, faster markets, and room for dApps that rely on programmability without compromising the trust people expect from Bitcoin. The more services reference $BTC, like the newly launched loans, the more a generalized execution layer becomes useful for builders who prefer to stay within the Bitcoin ecosystem rather than porting value elsewhere. Utility also needs clear developer pathways. The $HYPER whitepaper emphasizes developer experience, observability, and infrastructure, enabling teams to ship quickly. If the project can make building on $BTC feel familiar to teams used to modern VM stacks, it lowers switching costs and accelerates innovation. That’s the kind of narrative institutions understand: faster rails, safer settlement, and broader use cases. Get on the $HYPER train before it’s too late.  Presale Momentum Meets A $BTC Lending Tailwind Momentum is real. The Bitcoin Hyper presale has reached $26.9M, and you can buy $HYPER right now for just $0.013265. That’s a solid show of demand for a $BTC-first L2 at a time when Bitcoin’s financialization is visibly accelerating. If lending adoption widens the $BTC gateway, $BTC-native infrastructure stands to benefit directly. On-chain activity adds another datapoint. A recent transaction sent about 63.8 ETH, roughly $226K, into the presale contract, resulting in a transfer of 16.8M HYPER. While one whale doesn’t define a market, large buyers usually do their homework and often act as early liquidity. That fits the pattern of growing presale participation and the broader rotation toward $BTC-aligned narratives. What does the $HYPER price prediction look like in simple terms? Using the current price as a base, a year-end 2025 target of $0.02595 implies roughly 1.96x from here if the team delivers core milestones and listings. A 2026 scenario at $0.08625 would be about 6.51x if the DAO and incentive programs mature as planned. As Bitcoin-backed lending marks a new phase in $BTC’s financial integration, Bitcoin Hyper stands out as the infrastructure built to support that momentum. With its Layer 2 approach and growing presale, $HYPER could play a key role in turning the latest Bitcoin lending headlines into lasting on-chain utility. This article is for informational purposes only and doesn’t constitute financial advice. Always do your own research (DYOR) before investing in crypto. Authored by Aaron Walker, NewsBTC – https://www.newsbtc.com/news/bitcoin-loans-usher-in-a-new-btc-era-bitcoin-hyper-tipped-as-the-next-1000x-crypto

Author: NewsBTC
Best Meme Coins to Buy Now: UK-US Crypto Alliance Eyes Sandbox as DeepSnitch AI Goes Operational and Soars

Best Meme Coins to Buy Now: UK-US Crypto Alliance Eyes Sandbox as DeepSnitch AI Goes Operational and Soars

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

Author: Blockchainreporter
Top Cryptocurrency to Buy Under $0.1 This Month? This New Crypto Could Surge 650%

Top Cryptocurrency to Buy Under $0.1 This Month? This New Crypto Could Surge 650%

More traders are currently seeking cheap tokens with actual utility particularly those that remain below the mark of $0.1. One project in DeFi development has taken the centre stage of that discussion this month. According to the analysts the set up resembles multiple early bull-run winners and analysts place predictions on a potential move of […]

Author: Cryptopolitan
SoFi Relaunches Crypto Trading Following Regulatory Greenlight

SoFi Relaunches Crypto Trading Following Regulatory Greenlight

The post SoFi Relaunches Crypto Trading Following Regulatory Greenlight appeared on BitcoinEthereumNews.com. The neobank says the launch of SoFi Crypto is thanks to updated regulatory guidance from this spring, and is just the start of its broader crypto strategy. SoFi Technologies, a publicly traded United States-based neobank best known for student loan refinancing and stock trading, is relaunching crypto trading almost two years after pausing it. The new SoFi Crypto service will let users buy, hold, and sell “dozens of cryptocurrencies,” beginning with Bitcoin (BTC), Ethereum (ETH), and Solana (SOL), with access rolling out gradually over the coming weeks, the company said in a Nov. 11 press release. The bank previously offered crypto trading, but paused the service in 2023 due to regulatory uncertainty, redirecting its crypto customers to UK-headquartered exchange Blockchain. SoFi CEO Anthony Noto also told CNBC yesterday that another reason for the re-launch now was the clear shift from Washington, referencing updated guidance from the U.S. Office of the Comptroller of the Currency (OCC) this spring that made it possible for OCC-regulated banks to offer crypto services, including custody on behalf of customers. As the San Francisco-based neobank explained in its release, the move is also driven by internal data showing that 60% of SoFi members who own crypto “would prefer to buy, sell and hold their crypto with a licensed bank over their primary crypto exchange.” As the release claims, the move appears to make SoFi the first U.S. FDIC-insured and nationally chartered bank where regular retail customers have access to traditional banking, borrowing, investing services, alongside buying, selling, and holding cryptocurrencies in one app. SOFI price year-to-date. Source: Google Finance As of press time, SoFi’s shares on the Nasdaq are up 3.8%, and have risen over 100% so far this year, per Google Finance. SoFi’s Crypto Push SoFi said its crypto platform boasts “bank-grade safety” and connects…

Author: BitcoinEthereumNews
Aave & Hyperliquid Led Past Bull Runs: Experts Say it’s BlockchainFX’s Turn for a Huge Run this Year

Aave & Hyperliquid Led Past Bull Runs: Experts Say it’s BlockchainFX’s Turn for a Huge Run this Year

Experts say BlockchainFX could mirror Aave and Hyperliquid’s past bull runs. With $11M raised, AI trading, staking, and Visa integration, BFX eyes a breakout.

Author: Blockchainreporter