Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15310 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
SharpLink (SBET) Stock: Plans $200 Million Ethereum Deployment on Linea Network

SharpLink (SBET) Stock: Plans $200 Million Ethereum Deployment on Linea Network

TLDR SharpLink Gaming (SBET) plans to deploy $200 million of Ether onto Consensys’ Linea network over multiple years to generate onchain yield. The deployment represents 5.6% of SharpLink’s 859,853 ETH treasury, currently valued at $3.57 billion, making it the second-largest corporate Ethereum holder. The company will use ether.fi for staking and restaking, plus EigenCloud for [...] The post SharpLink (SBET) Stock: Plans $200 Million Ethereum Deployment on Linea Network appeared first on CoinCentral.

Author: Coincentral
Next Crypto to Explode – Bitcoin Hyper’s Innovative L2 Solves Bitcoin’s Most Pressing Issues

Next Crypto to Explode – Bitcoin Hyper’s Innovative L2 Solves Bitcoin’s Most Pressing Issues

The post Next Crypto to Explode – Bitcoin Hyper’s Innovative L2 Solves Bitcoin’s Most Pressing Issues appeared on BitcoinEthereumNews.com. Bitcoin Hyper ($HYPER) supercharges Bitcoin with Solana-level speed, scalability, and real DeFi utility — raising $25.1M in presale and targeting a 100x breakout. KEY POINTS: ➡️ Bitcoin Hyper ($HYPER) is a Layer-2 scalability solution that aims to rejuvenate Bitcoin’s outdated blockchain with instantaneous, low-cost transactions and cross-chain operability. ➡️ The presale has already amassed over $25.1M, reflecting strong early investor confidence. ➡️ Experts predict $HYPER could hit $0.2 by 2025, a 1,417% increase from its current price, tipping it as the next 100x crypto. Amid the current market volatility, Bitcoin remains one of the few digital assets showing signs of recovery. After dipping to $104K earlier this month, it is now consolidating around $113K, with analysts expecting the token to climb higher in the coming days. While the king of cryptos remains resilient, its underlying blockchain doesn’t quite keep pace. As one of the oldest blockchains, its infrastructure lags behind newer networks like Solana and Ethereum in terms of speed, cost, and overall efficiency. It almost feels like you pay a price for owning the OG crypto. You have to deal with its painfully slow blockchain, while degen traders on faster networks make smarter moves with lightning-speed transactions and enjoy massive cost savings from lower fees. But you don’t have to endure the pain any longer. Thanks to Bitcoin Hyper ($HYPER), Bitcoin users can now enjoy the same competitive edge as traders on Solana or Ethereum. Core Challenges Slowing Bitcoin’s Progress While it remains one of the most secure networks ever built, powered by cryptography, decentralization, immutability, and a robust consensus mechanism, the Bitcoin blockchain lacks innovation. Here are a few of the weaknesses that continue to strangle Bitcoin’s long-term growth potential: In contrast to Solana’s real-time throughput of 979 transactions per second (TPS), Bitcoin manages a mind-numbingly slow 7…

Author: BitcoinEthereumNews
DigitalLIFEBox: Bringing Humanity to Blockchain and Digital Legacy

DigitalLIFEBox: Bringing Humanity to Blockchain and Digital Legacy

DigitalLIFEBox is reinventing digital inheritance through blockchain, NFTs, and smart contracts, bridging the gap between technology and human emotion.

Author: Crypto Breaking News
DeFi Traders Face Losses As $1B In sUSDe Loops Near Liquidation Point

DeFi Traders Face Losses As $1B In sUSDe Loops Near Liquidation Point

TLDR Aave borrow rates now exceed sUSDe staking yields by up to 2%. Nearly $1B in sUSDe looped DeFi trades are exposed to negative carry. Many sUSDe positions are within 5% of liquidation thresholds. Utilization spikes in USDT and USDC pools are raising borrowing costs. A sharp drop in DeFi borrowing rates after the October [...] The post DeFi Traders Face Losses As $1B In sUSDe Loops Near Liquidation Point appeared first on CoinCentral.

Author: Coincentral
Visa to add support for four new stablecoins as demand rise

Visa to add support for four new stablecoins as demand rise

The post Visa to add support for four new stablecoins as demand rise appeared on BitcoinEthereumNews.com. Visa will add support for four new stablecoins on its settlement platform after the payments giant witnessed a spike in demand for stablecoin-linked card services. Summary Visa will add support for four new stablecoins across four different blockchains as part of its expanded settlement platform. The company reported a fourfold rise in stablecoin-linked card spending over the last quarter. Visa has launched a stablecoin pilot to enable banks to pre-fund cross-border payments. During the company’s fourth-quarter earnings call, CEO Ryan McInerney told investors that Visa plans to double down on its stablecoin offerings as it reported a fourfold increase in stablecoin-linked Visa card spend over the last quarter compared to a year ago. “We are adding support for four stablecoins, running on four unique blockchains, representing two currencies, that we can accept and convert to over 25 traditional fiat currencies,”  McInerney said. No other details regarding the specific stablecoins or the blockchains they will operate on were disclosed. Visa has reported $10.72 billion in revenue and earnings of $2.98 per share this quarter, narrowly beating Wall Street expectations. Even as its core business continues to deliver steady results, the firm has long shown keen interest in stablecoins that have become an increasingly important settlement rail within the payments market. According to a report from American venture capital firm Andreessen Horowitz released earlier this month, stablecoins processed roughly $46 trillion in transactions over the past year alone, and managed to surpass Visa’s numbers over the same period. Visa itself has facilitated nearly $140 billion worth of crypto and stablecoin flows since 2020, as highlighted by McInerney during the earnings call. At present, Visa already supports major stablecoins like USD Coin (USDC), Euro Coin (EURC), PayPal USD (PYUSD), and Global Dollar (USDG), and has partnered with several crypto-native firms over the years…

Author: BitcoinEthereumNews
From DeFi infrastructure to mainstream crypto consumption: An in-depth analysis of the first 11 innovative projects of MegaMafia 2.0.

From DeFi infrastructure to mainstream crypto consumption: An in-depth analysis of the first 11 innovative projects of MegaMafia 2.0.

Author: blocmates Compiled by: Tim, PANews MegaETH, hailed as an "instant blockchain," is Ethereum's super-scaling network, boasting a block generation speed of 10 milliseconds and a transaction processing capacity of over 100,000 transactions per second, enabling instant transaction settlement. MegaETH will bring scalability and throughput to levels comparable to Web2 platforms. MegaMafia is an accelerator program initiated by MegaETH, designed to nurture and incubate innovative projects based on the MegaETH network. MegaMafia 1.0 was a huge success, raising a total of $40 million for 15 projects incubated over a one-year program. MegaMafia 1.0's core focus is on leveraging MegaETH's infrastructure to optimize and upgrade existing popular crypto products. Notable projects include Euphoria (one-click trading of derivatives), Noise (a social emotion perpetual contract platform), and World Capital Markets (a spot, perpetual contract, and lending platform). MegaMafia 2.0 was subsequently launched, taking the accelerator program to a whole new level, with a focus on more innovative "hyperchain" products, namely innovative crypto consumer products that leverage the MegaETH infrastructure to target new customer groups. So, let's take a look at the latest developments in MegaMafia 2.0. MegaMafia 2.0 Overview MegaMafia is one of the three pillars of the MegaGDP system, primarily designed to drive ecosystem growth. Its operating model involves selecting top teams dedicated to developing applications with high network growth potential and having them participate in a year-long development program. Through frequent offline interactions, these teams will receive in-depth guidance from leading talents in the field. The application period for MegaMafia 2.0 will begin on April 23, 2025, and will remain open until March 15, 2026. During this period, three in-person networking events and two remote seminars will be held. The entries will be announced in three batches through MegaMafia 2.0, and two batches have already been revealed at the time of writing. Let's take a look at the projects worth paying attention to. 1. Blitzo Blitzo is a gamified payment application. Specific details about the product are still unclear, but its core concept is to change people's (especially the younger generation's) attitudes toward money by transforming everyday transactions into fun forms that can be made into emojis. For example, after you finish your meal at a restaurant, you can simply tap your phone to pay. Now, that payment can be transformed into a moment or a meme created together with friends. Due to the lack of specific details, this idea does sound somewhat puzzling and "out of the ordinary," but it may eventually become an interesting consumer product. 2. Cilium Cilium is a "real-time motion map for future motion". Cilium is not a product designed for ordinary people like us; it is a cutting-edge technology specifically for drones, robots, androids, and autonomous driving. Its core concept lies in the fact that existing maps, designed for human use, are static and contain isolated information. However, in a future where autonomous driving becomes the norm, we will inevitably need a completely new solution. Cilium is developing a motion mapping product designed to provide the core power for these smart devices by building dynamic maps from real-time video data, enabling them to continuously evolve as the environment changes. 3. Dorado Attention, casino veterans! Just like the legendary land of gold, Dorado, an on-chain casino, will help you explore your own golden city. Dorado Casino uses a liquidity mining model that allows every participant to become a house and earn a share of the profits from the bets placed by casino players. At the same time, Dorado will also offer a variety of gameplay options, including classic games, incentive programs, and jackpot pools. 4. Hunch Hunch is a social application for cultural transactions. Hunch incorporates the concept of prediction markets into the MegaETH instant blockchain and injects innovative elements. Hunch emphasizes social fun, creating an addictive interactive interface by incorporating Pokémon-style game mechanics to continuously inspire user engagement. Hunch is still in the early stages of development, and specific details have not yet been fully disclosed, but it is worth continuing to monitor its progress. 5. Legend.Trade Legend.Trade views trading as a multiplayer video game. I mean, technically speaking, the way we conduct crypto trading does resemble a video game. However, Legend takes this concept to a whole new level with its trading platform's trader battle mode, allowing you to compete against opponents and win rewards through trading contests. Here, skill reigns supreme, size is irrelevant. In addition, the Legend platform will provide cutting-edge trading strategy content to help users maintain a leading edge, and support real-time tracking of top traders' operations, providing convenience for users who want to learn from experts and replicate their trading strategies. 6. Ubitel Ubitel is an ambitious but essential product operating in the open data space. The Ubitel model works by having a Trusted Execution Environment (TEE) inside each device, and Ubitel's goal is to activate it. Users and hosts that provide verifiable computing services on the platform can access the Internet, an open data network, anytime, anywhere. The subscription service generates interest and is expected to launch a points program. This is undoubtedly another project worth adding to your watchlist. 7. Benchmark Benchmark, touted as an "instant market credit layer," is a product created by senior professionals from institutions such as BlackRock and Goldman Sachs, aiming to introduce institutional-grade risk management into the DeFi field. Benchmark is building a unified liquidity engine for USDm by isolating lending pools and curating yields. 8. Brix Brix focuses on emerging capital markets. Currently, there is very limited specific information about Brix, but according to existing data, Brix will launch a new type of tokenized interest-bearing stablecoins and assets, aiming to enable DeFi users to obtain emerging market returns through on-chain channels. This is a product with potentially high profits. 9. Kumbaya Kumbaya is another product in its early stages. Judging from its official X account, this is a decentralized exchange centered on community building, providing users with a platform to create and trade cultural assets. The exchange is characterized by fast transaction speeds, a clean and intuitive interface, and ample liquidity. 10. Rocket Rocket is pioneering the concept of a redistribution market. Rocket offers users a different way to predict prices. It allows long positions on any cryptocurrency price stream. Users can predict any price movement and profit from rises and falls on the Rocket mobile app. This sounds like an interesting new paradigm, but it remains to be seen how the redistribution market will actually take shape. 11. Stomp Stomp is a PvP monster game coming to MegaETH. Players can collect items, devise strategies, and participate in real-time competitions to win rewards. Leveraging MegaETH's infrastructure ensures a top-tier gaming experience for Stomp. What does this mean for MegaETH? If you carefully consider the meaning between the lines, a very clear theme emerges here. The core mission of MegaMafia 1.0 is to lay the foundation for the MegaETH ecosystem. Its core products mainly revolve around so-called "crypto-native" products, basically covering diverse areas such as DeFi, NFT, trading and yield-oriented products. These products, due to their composability, often become fundamental components of successful ecosystems, serving as liquidity pillars and supporting the development of numerous other applications. With the basic framework in place, MegaMafia 2.0 will focus on creative, user-oriented products. These products move beyond the over-financialization common in the crypto space, shifting towards a more culturally resonant area and aiming to attract a broad user base that doesn't usually engage with cryptocurrencies. So the solution is now clear. Leveraging MegaETH's highly scalable, instant blockchain infrastructure, developers can circumvent technical complexities and deliver a smoother, Web2-like experience to users. We will work closely with the development team to ensure high-quality applications are ubiquitous within the MegaETH ecosystem. The MegaETH team is strategically developing its ecosystem, aiming to become one of the key forces driving mainstream crypto applications. This is a carefully planned strategy that emphasizes innovation and incentive synergy, and we believe this long-term strategy will soon bear fruit.

Author: PANews
Visa to add support for four new stablecoins as demand picks up

Visa to add support for four new stablecoins as demand picks up

Visa will add support for four new stablecoins on its settlement platform after the payments giant witnessed a spike in demand for stablecoin-linked card services. During the company’s fourth-quarter earnings call, CEO Ryan McInerney told investors that Visa plans to…

Author: Crypto.news
CME Crypto Futures: Phenomenal $3 Billion High for XRP and SOL Signals Massive Demand

CME Crypto Futures: Phenomenal $3 Billion High for XRP and SOL Signals Massive Demand

BitcoinWorld CME Crypto Futures: Phenomenal $3 Billion High for XRP and SOL Signals Massive Demand The world of digital assets is buzzing with exciting news: CME crypto futures, specifically for XRP and SOL, have just shattered records, reaching an astonishing all-time high of $3 billion. This monumental achievement, as reported by CoinDesk, isn’t just a number; it’s a powerful indicator of a significant shift in investor sentiment and a burgeoning demand for regulated cryptocurrency products on a trusted platform like the Chicago Mercantile Exchange. What’s Driving the Surge in CME Crypto Futures? What exactly does this record-breaking CME crypto futures open interest signify? Open interest refers to the total number of outstanding derivative contracts, such as futures or options, that have not been settled. When this number rises, it typically indicates new money flowing into the market, suggesting increased participation and a strong conviction among traders. The Chicago Mercantile Exchange (CME) holds a unique position in the crypto landscape. It’s a highly regulated and respected financial institution, traditionally catering to institutional investors. The surge in XRP and SOL futures on this platform therefore points to a growing appetite from larger, more traditional financial players who prioritize compliance and security. This influx suggests a maturing market where sophisticated investors are increasingly comfortable engaging with digital assets, albeit through regulated avenues. It’s a testament to the evolving perception of cryptocurrencies from speculative assets to legitimate investment vehicles. Why XRP and SOL? Understanding Investor Preference in CME Crypto Futures The focus on XRP and SOL in particular for these record-breaking CME crypto futures is noteworthy. Both cryptocurrencies offer distinct value propositions that appeal to different segments of the market. XRP, associated with Ripple Labs, aims to facilitate fast and low-cost international payments. Its ongoing legal clarity in the U.S. has likely bolstered investor confidence, making it a more attractive option for institutions seeking regulatory certainty. SOL, the native token of the Solana blockchain, is renowned for its high transaction throughput and low fees, making it a favorite for decentralized applications (dApps) and NFTs. Its robust ecosystem continues to attract developers and users, driving demand. The fact that these assets are seeing such significant open interest on CME underscores a strategic move by institutions to gain exposure to these specific blockchain technologies and their underlying utility, rather than purely speculative plays. The Institutional Embrace: Benefits and Future Outlook for CME Crypto Futures The growing institutional interest reflected in the CME crypto futures data brings several significant benefits to the broader cryptocurrency market. Increased Liquidity: More institutional capital typically leads to deeper liquidity, making markets more stable and efficient. Reduced Volatility: Institutional participation can help temper extreme price swings, contributing to a more mature market environment. Legitimacy and Adoption: The endorsement from traditional financial giants through platforms like CME lends greater legitimacy to cryptocurrencies, paving the way for wider mainstream adoption. Looking ahead, this trend suggests a future where digital assets are seamlessly integrated into traditional finance. We can anticipate more regulated products, clearer guidelines, and a continued influx of sophisticated capital into the crypto space, driving innovation and growth. However, it’s crucial for investors to remember that while institutional interest in CME crypto futures is a positive sign, the crypto market remains dynamic. Due diligence and understanding the underlying assets are always paramount. In conclusion, the record-shattering open interest in XRP and SOL futures on CME is a powerful testament to the accelerating institutional adoption of cryptocurrencies. It signals a new era where digital assets are increasingly recognized as viable and valuable components of diversified investment portfolios. This milestone reinforces the growing maturity and legitimacy of the crypto market, promising an exciting future for both seasoned and new investors. Frequently Asked Questions (FAQs) What is “open interest” in crypto futures? Open interest refers to the total number of outstanding derivative contracts, like futures or options, that have not yet been settled or closed. A rise in open interest indicates new money entering the market, signaling increased participation and confidence. Why is the Chicago Mercantile Exchange (CME) significant for crypto futures? The CME is a highly regulated and respected traditional financial institution. Its involvement in crypto futures provides a regulated, secure platform that attracts institutional investors who prioritize compliance and stability, thereby lending legitimacy to the crypto market. What factors are driving institutional interest in XRP and SOL? XRP benefits from its focus on fast international payments and increasing regulatory clarity. SOL, as the native token of the Solana blockchain, is attractive due to its high transaction speed, low fees, and robust ecosystem for dApps and NFTs. How does increased institutional involvement benefit the crypto market? Institutional involvement typically brings increased liquidity, which can lead to more stable and efficient markets. It also helps reduce volatility and contributes to the broader legitimacy and mainstream adoption of cryptocurrencies. Is investing in CME crypto futures the same as buying actual XRP or SOL? No, investing in CME crypto futures is not the same as directly buying the underlying assets. Futures contracts allow investors to speculate on the future price of an asset without owning it. They are derivatives and carry different risks and mechanisms compared to spot market purchases. Did you find this article insightful? Share it with your network and spark a conversation about the future of institutional crypto adoption! To learn more about the latest crypto market trends, explore our article on key developments shaping institutional adoption. This post CME Crypto Futures: Phenomenal $3 Billion High for XRP and SOL Signals Massive Demand first appeared on BitcoinWorld.

Author: Coinstats
2025 Millionaire Hunt: Discover the Best Meme Coin Presales with 100x Potential – BullZilla vs. MoonBull vs. La Culex

2025 Millionaire Hunt: Discover the Best Meme Coin Presales with 100x Potential – BullZilla vs. MoonBull vs. La Culex

Explore the best meme coin presales with 100x Potential in 2025: BullZilla, MoonBull, and La Culex. Discover their unique features, presale performance, and investment potential.

Author: Blockchainreporter
Cardano (ADA), Which Has Lagged Behind Recently, Makes Its Next Move – Founder Hoskinson Reacts

Cardano (ADA), Which Has Lagged Behind Recently, Makes Its Next Move – Founder Hoskinson Reacts

The post Cardano (ADA), Which Has Lagged Behind Recently, Makes Its Next Move – Founder Hoskinson Reacts appeared on BitcoinEthereumNews.com. Despite lagging behind its competitors in the decentralized finance (DeFi) space, Cardano (ADA) has taken a significant step towards integrating artificial intelligence with blockchain. The project’s developers have begun integrating the x402 payment standard developed by Coinbase into the Cardano network. This step aims to enable artificial intelligence (AI) agents to make on-chain payments using the ADA and USDM stablecoins. The Masumi blockchain team, which operates within the ADA ecosystem, is leading the system’s implementation. ADA founder Charles Hoskinson described the development as “a huge step for Cardano” in a post on the X platform. The x402 protocol allows bots or AI-based agents to manage transactions on-chain without centralized control or human intervention. By integrating this technology into Cardano, AI agents will be able to automatically execute complex DeFi transactions such as token swaps, staking, and lending. This is considered a significant step towards full automation of smart contracts on the network. Despite having a market capitalization of $24 billion, ADA only has $322 million in locked assets (TVL) in the DeFi ecosystem, falling short of major networks like Ethereum and Solana, as well as Layer-2 networks like Base and Optimism. Hoskinson has long voiced his frustration with Cardano’s DeFi growth. He criticized the Cardano Foundation for being “slow and ineffective,” saying that the foundation attempted to increase network activity by spending $15 million in 2024, but it failed to achieve the expected impact. In October, the Cardano community approved a $33 million ADA fund to increase liquidity for the DeFi stablecoin. Despite this, Cardano’s stablecoin market capitalization is only around $36 million. For comparison, Ethereum’s market capitalization is around $164 billion and Tron’s is around $79 billion. *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/cardano-ada-which-has-lagged-behind-recently-makes-its-next-move-founder-hoskinson-reacts/

Author: BitcoinEthereumNews