ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15277 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
China Scrutinizes Stablecoins as Asian Neighbors Advance Regulated Launches

China Scrutinizes Stablecoins as Asian Neighbors Advance Regulated Launches

The post China Scrutinizes Stablecoins as Asian Neighbors Advance Regulated Launches appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → China’s stablecoin policy maintains a strict ban on domestic cryptocurrency activities while closely monitoring global developments to protect financial stability and national security. The People’s Bank of China (PBOC) emphasizes cracking down on risks and collaborating with law enforcement. PBOC vows to sustain crypto crackdown: Policies remain effective in curbing speculation and related risks within mainland China. International monitoring intensified: China tracks overseas stablecoin launches amid concerns over global financial vulnerabilities. Stablecoins flagged as threats: They fail anti-money laundering standards and undermine monetary sovereignty in emerging economies, per PBOC Governor Pan Gongsheng. Discover China’s firm stablecoin policy amid Asia’s regulated launches. Learn PBOC’s crackdown strategies and global risks. Stay informed on crypto regulations shaping finance. What is China’s Stablecoin Policy in 2025? China’s stablecoin policy enforces a comprehensive ban on domestic cryptocurrency trading and mining, while vigilantly overseeing international digital asset innovations to safeguard economic stability. PBOC Governor Pan Gongsheng recently affirmed that existing measures effectively mitigate crypto-related risks, with ongoing collaboration between the central bank and law enforcement to suppress illicit activities. This approach underscores Beijing’s commitment to…

Author: BitcoinEthereumNews

2025/10/28

PBOC sets USD/CNY reference rate at 7.0856 vs. 7.0881 previous

PBOC sets USD/CNY reference rate at 7.0856 vs. 7.0881 previous

The post PBOC sets USD/CNY reference rate at 7.0856 vs. 7.0881 previous appeared on BitcoinEthereumNews.com. The People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead on Tuesday at 7.0856 compared to the previous day’s fix of 7.0881 and 7.1029 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70856-vs-70881-previous-202510280116

Author: BitcoinEthereumNews

2025/10/28

Crypto News: Cardano Faces Selling Pressure as Whales Dump 350 Million ADA, Here’s Where the Capital Is Flowing

Crypto News: Cardano Faces Selling Pressure as Whales Dump 350 Million ADA, Here’s Where the Capital Is Flowing

The post Crypto News: Cardano Faces Selling Pressure as Whales Dump 350 Million ADA, Here’s Where the Capital Is Flowing appeared on BitcoinEthereumNews.com. In a stunning market turnaround dominating crypto news headlines, Cardano (ADA) is experiencing fresh selling pressures as on-chain metrics indicate that more than 350 million ADA coins have been offloaded by large whale wallets within the last week. And in this case, most of that liquidity does not seem to be going into blue-chip token initiatives but rather into soon-to-launch presale initiatives that offer more appealing short-term growth prospects. The one name that keeps recurring among investors as well as analysts is Mutuum Finance (MUTM), a rapidly expanding DeFi project already in Phase 6 of presale with over 75% of the tokens sold off already at $0.035 per token. Mutuum Finance is being talked about as the top crypto to buy as capital is moving away from legacy networks such as Cardano to next-gen DeFi platforms. Cardano (ADA) Experiences Whale Dump and Short-Term Weakness Cardano (ADA) faces severe selling pressure following on-chain data showing that whales dumped more than 350 million ADA, a development which has accelerated concerns of short-term weakness in the market. The selling comes with a noticeable drop in on-chain activity, giving further significant push to bear pressure already existing surrounding ADA. Though not all signals are negative, the pending Hydra 1.0 upgrade may ameliorate some of this downside risk by greatly enhancing scalability and network speed, hence reviving investor confidence. However, as ADA is weathering this stormy period, all but the most stalwart investors already are turning to alternatives elsewhere for more near-term upside, most notably towards newer opportunities such as Mutuum Finance (MUTM), which is rapidly making waves as funds move into high-growth projects highlighted in crypto news. Presale Momentum Increases Mutuum Finance (MUTM) is a favorite among investors in its phased presale model. Phase 6 is racing along rapidly with tokens at $0.035, a…

Author: BitcoinEthereumNews

2025/10/28

South Korean Crypto Loans: Shocking 20,000 Forced Liquidations in Just Four Months

South Korean Crypto Loans: Shocking 20,000 Forced Liquidations in Just Four Months

BitcoinWorld South Korean Crypto Loans: Shocking 20,000 Forced Liquidations in Just Four Months The world of cryptocurrency is dynamic, often rewarding, but also fraught with significant risks. A recent report from South Korea paints a stark picture of these dangers, revealing that Kyunghyang Shinmun has highlighted a shocking trend: forced liquidations from domestic South Korean crypto loans have soared past 20,000 in just four months. This dramatic increase, triggered by sharp price declines, underscores the volatile nature of the crypto market and the inherent perils of leveraged lending. What’s Driving the Surge in South Korean Crypto Loans and Liquidations? The numbers are truly eye-opening. Data compiled from the office of Shin Jang-sik, a Rebuilding Korea Party lawmaker, illustrates a rapid expansion in the country’s crypto lending sector. Consider these facts: From June to September, the number of users engaging with South Korean crypto loans jumped from approximately 2,400 to a staggering 35,500. The total value of these loans skyrocketed tenfold, increasing from about 110 billion won ($81.5 million) to an astonishing 1.14 trillion won ($844.4 million) within the same period. Most critically, forced liquidations surged dramatically, from 574 in June to a peak of 17,299 in July alone. Understanding Forced Liquidations: A Core Risk of Crypto Lending So, what exactly is a forced liquidation? In simple terms, it happens when the value of the collateral you’ve put up for a loan falls below a certain threshold. Crypto loans often require users to deposit digital assets, like Bitcoin or Ethereum, as collateral to borrow stablecoins or fiat currency. If the market price of your collateral drops significantly, the lending platform automatically sells your assets to cover the loan, preventing further losses for the lender. This process, known as a margin call followed by liquidation, can lead to substantial losses for borrowers, often wiping out their initial investment. Why Are South Korean Crypto Loans Seeing Such Extreme Volatility? The rapid increase in forced liquidations among South Korean crypto loans can be attributed to several factors. Firstly, the inherent volatility of the cryptocurrency market means prices can swing wildly in short periods. When major cryptocurrencies experience sharp downturns, as they have recently, the collateral backing these loans quickly loses value, triggering automatic sales. Secondly, the allure of high returns and the perceived ease of access to crypto lending platforms may lead some borrowers to take on excessive leverage without fully understanding the associated risks. Many users might be seeking quick profits or liquidity without selling their underlying assets, hoping to capitalize on potential price increases. However, this strategy can backfire dramatically during market corrections, leading to swift and painful liquidations. Furthermore, the burgeoning popularity of crypto in South Korea, coupled with a relatively nascent regulatory framework, could contribute to a landscape where risks are not always fully transparent or understood by all participants. Navigating the Challenges and Protecting Your Crypto Assets For individuals participating in the crypto lending space, especially those with South Korean crypto loans, understanding and mitigating risks is paramount. Here are some key considerations: Diversify Your Portfolio: Avoid putting all your assets into highly volatile cryptocurrencies. Understand Leverage: Be cautious with high leverage ratios, as they amplify both gains and losses. Monitor Market Conditions: Stay informed about market trends and be prepared for sudden price drops. Set Stop-Losses: Some platforms allow you to set automatic sell orders to limit potential losses. Choose Reputable Platforms: Research the security and transparency of lending services. Seek Financial Advice: If unsure, consult with a financial advisor who understands crypto investments. The recent surge in forced liquidations from South Korean crypto loans serves as a powerful reminder of the double-edged sword that is cryptocurrency lending. While offering opportunities for liquidity and potential gains, the inherent volatility and the risks of leverage demand extreme caution. As the market continues to evolve, both users and regulators must prioritize education and robust risk management to foster a safer and more sustainable digital asset ecosystem. Frequently Asked Questions About South Korean Crypto Loans What is a forced liquidation in crypto loans? A forced liquidation occurs when the value of the cryptocurrency collateral you’ve provided for a loan drops below a specific threshold. The lending platform then automatically sells your collateral to cover the loan, preventing further losses for the lender. This process results in the borrower losing their collateral. Why have South Korean crypto loans seen so many liquidations recently? The surge in liquidations is primarily due to the inherent volatility of the cryptocurrency market. When crypto prices decline sharply, the value of the collateral backing these loans decreases, triggering automatic liquidations. High leverage and a desire for quick returns also contribute to increased risk. Who is Shin Jang-sik and what is their role? Shin Jang-sik is a lawmaker from the Rebuilding Korea Party in South Korea. Their office compiled and reported the data regarding the surge in forced liquidations from domestic cryptocurrency lending services, highlighting the growing concerns within the sector. How can borrowers protect themselves from forced liquidations? Borrowers can protect themselves by understanding the risks of leverage, monitoring market conditions closely, diversifying their crypto portfolio, and avoiding over-leveraging. Choosing reputable lending platforms and potentially setting stop-loss orders can also help mitigate risks. What is the Kyunghyang Shinmun? The Kyunghyang Shinmun is a major daily newspaper in South Korea. It was the publication that initially reported on the significant number of forced liquidations from South Korean cryptocurrency lending services, bringing this critical issue to public attention. If you found this article insightful, please share it with your network to help others understand the critical risks associated with crypto lending. Your awareness can make a difference! To learn more about the latest crypto market trends, explore our article on key developments shaping cryptocurrency price action. This post South Korean Crypto Loans: Shocking 20,000 Forced Liquidations in Just Four Months first appeared on BitcoinWorld.

Author: Coinstats

2025/10/28

Citigroup Integrates Coinbase Rails, Potentially Advancing Stablecoin Settlement for Global Payments

Citigroup Integrates Coinbase Rails, Potentially Advancing Stablecoin Settlement for Global Payments

The post Citigroup Integrates Coinbase Rails, Potentially Advancing Stablecoin Settlement for Global Payments appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The Citigroup Coinbase partnership enables institutional clients to use blockchain-based settlement rails for faster global payments, integrating fiat with on-chain liquidity without direct cryptocurrency exposure. Announced on October 27, this collaboration leverages Coinbase’s infrastructure to streamline cross-border transactions for multinational corporations. Citigroup integrates Coinbase’s on- and off-ramp pathways for efficient fiat settlements. This move supports instant access to blockchain liquidity while maintaining traditional banking compliance. According to industry reports, such partnerships could reduce settlement times from days to minutes, cutting costs for global enterprises by up to 30% in cross-border operations. Discover the Citigroup Coinbase partnership revolutionizing global payments with blockchain integration. Learn how this deal enhances settlement speed and liquidity—explore key impacts today. What is the Citigroup Coinbase partnership? The Citigroup Coinbase partnership is a strategic collaboration that connects Citigroup’s vast institutional client base with Coinbase’s blockchain infrastructure to facilitate faster and more efficient global payments. Announced on October 27, the agreement allows Citi’s clients in 94 markets to route fiat transactions through Coinbase’s secure on- and off-ramp pathways, enabling direct access to on-chain liquidity without requiring participants…

Author: BitcoinEthereumNews

2025/10/28

Coinbase and Apollo Partner to Advance Global Stablecoin Credit Services

Coinbase and Apollo Partner to Advance Global Stablecoin Credit Services

The post Coinbase and Apollo Partner to Advance Global Stablecoin Credit Services appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Coinbase Asset Management has partnered with Apollo Global Management to launch global stablecoin credit services, enabling secure borrowing against digital assets and tokenized investment opportunities set for 2026 rollout. The partnership focuses on lending services where users borrow using crypto as collateral, alongside direct loans to traditional and digital businesses. It introduces tokenized credit products for digital access to Apollo’s investment strategies, enhancing efficiency in private credit. Expected to expand borrowing access for U.S. customers up to $100,000, with global reach targeting fintechs and neobanks; stablecoin market data shows over $150 billion in circulation as of 2025. Coinbase partners with Apollo for stablecoin credit expansion: Borrow against crypto, tokenized investments launch in 2026. Discover how this boosts digital payments and global access—stay ahead in crypto finance today! What is the Coinbase-Apollo Partnership for Stablecoin Credit? The Coinbase-Apollo partnership represents a strategic alliance between Coinbase Asset Management and Apollo Global Management to broaden stablecoin-based credit services worldwide. Announced on Monday, this collaboration aims to integrate blockchain technology with traditional finance, offering innovative lending and investment options. By leveraging stablecoins’ 24/7…

Author: BitcoinEthereumNews

2025/10/28

Coinbase partners with Apollo to expand stablecoin lending

Coinbase partners with Apollo to expand stablecoin lending

PANews reported on October 28th that according to The Block, Coinbase Asset Management announced on Monday that it has partnered with Apollo Global Management, one of the world's largest asset management firms, to expand the crypto exchange's stablecoin lending services portfolio. According to the statement, Coinbase Asset Management and Apollo will jointly explore strategies including overcollateralized asset lending, direct corporate lending, and tokenized credit asset holdings. These services will allow users to borrow against their digital assets, lend directly to borrowers, and provide "tokenized investment products with access to Apollo-managed credit strategies." Apollo and Coinbase plan to bring credit investment products to market next year. Coinbase already allows some US customers to borrow up to $100,000 against their digital assets.

Author: PANews

2025/10/28

Coinbase Joins Apollo to Expand Credit Solutions with Stablecoins

Coinbase Joins Apollo to Expand Credit Solutions with Stablecoins

TLDR Coinbase Asset Management has partnered with Apollo Global Management to expand its stablecoin credit services. The collaboration focuses on over-collateralized asset lending, corporate direct lending, and tokenized credit holdings. Coinbase users will be able to borrow against their digital assets and invest in tokenized credit products. Anthony Bassili, president of Coinbase Asset Management, highlighted [...] The post Coinbase Joins Apollo to Expand Credit Solutions with Stablecoins appeared first on Blockonomi.

Author: Blockonomi

2025/10/28

Coinbase And Apollo Unleash A New Era Of Digital Lending

Coinbase And Apollo Unleash A New Era Of Digital Lending

The post Coinbase And Apollo Unleash A New Era Of Digital Lending appeared on BitcoinEthereumNews.com. Stablecoin Credit Services: Coinbase And Apollo Unleash A New Era Of Digital Lending Skip to content Home Crypto News Stablecoin Credit Services: Coinbase and Apollo Unleash a New Era of Digital Lending Source: https://bitcoinworld.co.in/stablecoin-credit-services-expansion/

Author: BitcoinEthereumNews

2025/10/28

Retail Must Partner With Fintechs Or Prepare To Fail

Retail Must Partner With Fintechs Or Prepare To Fail

The post Retail Must Partner With Fintechs Or Prepare To Fail appeared on BitcoinEthereumNews.com. Opinion by: Vitaliy Shtyrkin, chief product officer at B2BINPAY For years, large retailers invested heavily in their own fintech divisions, convinced they could develop payment solutions internally, overlook smaller players and innovate independently — and, for a while, they succeeded.  Today, however, despite boasting vast resources and a global reach, corporations are realizing that money no longer guarantees innovation. Why? Because scale is a double-edged sword. Corporations are tied up in bureaucracy, regulatory scrutiny and antitrust pressure that slow them down. Meanwhile, once dismissed fintech “disruptors” face fewer limitations and move faster.  They’re the ones testing white-label products, localized lending and blockchain-based rails that already settle billions of dollars in stablecoins each day. Scale isn’t an advantage On the surface, corporations have a global reach, brand recognition and substantial budgets that enable them to dominate markets, so size should give them a competitive edge. Yet, when it comes to innovation, the same scale becomes a liability.  Every new idea within a corporation must pass through numerous legal checks, regulatory reviews and risk assessments. Ultimately, what fintech can test in a few weeks takes a retailer a whole year to obtain approval. Unfortunately, shareholders are anything but a minor factor. They expect companies to protect and grow their multibillion-dollar investments. This load makes large retailers prioritize projects with predictable quarterly earnings over experiments. As a result, resources that could fund new products are often allocated to safer, incremental upgrades. Even if innovation budgets are approved, they’re frequently stuck in “pilot mode,” never becoming part of the company’s core business.  The external pressure from regulators only intensifies the problem. In 2024, the Federal Trade Commission decided to block a $24.6 billion retail merger, arguing that it would reduce competition and lead to higher prices. It’s a reminder that, for retail giants, every…

Author: BitcoinEthereumNews

2025/10/28

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4958Articles
Cryptopolitan
Cryptopolitan
1111Articles
Coinstats
Coinstats
975Articles
PANews
PANews
971Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

Where to Buy BFS Crypto? Arkham Abandons the CEX Model, North Korean Malware Targets Traders, and DeepSnitch AI’s Moonshot Launch Is About to Come and Go in Early 2026

Where to Buy BFS Crypto? Arkham Abandons the CEX Model, North Korean Malware Targets Traders, and DeepSnitch AI’s Moonshot Launch Is About to Come and Go in Early 2026

2026/02/12 23:30
Visionary Insights: Buterin Advocates Digital Governance for Russia’s Political Landscape

Visionary Insights: Buterin Advocates Digital Governance for Russia’s Political Landscape

2026/02/12 23:25
White House 'less than thrilled' with Pam Bondi's handling of Epstein matter: CNN reporter

White House 'less than thrilled' with Pam Bondi's handling of Epstein matter: CNN reporter

2026/02/12 23:19
Vitalik Buterin Condemns Russian Invasion, Urges Blockchain-Based Political Reform

Vitalik Buterin Condemns Russian Invasion, Urges Blockchain-Based Political Reform

2026/02/12 23:18
Why Is a Correction Next?

Why Is a Correction Next?

2026/02/12 23:06