Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15287 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Best Crypto to Buy Now: BlockchainFX BFX Attracts Over 15,000 Investors as Little Pepe Tries to Match Its 100x Gains Potential

Best Crypto to Buy Now: BlockchainFX BFX Attracts Over 15,000 Investors as Little Pepe Tries to Match Its 100x Gains Potential

Imagine earning every time someone trades crypto, stocks, or even commodities. That is the promise of BlockchainFX BFX, a new-age […] The post Best Crypto to Buy Now: BlockchainFX BFX Attracts Over 15,000 Investors as Little Pepe Tries to Match Its 100x Gains Potential appeared first on Coindoo.

Author: Coindoo
Hercules Capital Inc. (HTGC) Stock: Rises as Board Declares $0.47 Q3 Cash Distribution

Hercules Capital Inc. (HTGC) Stock: Rises as Board Declares $0.47 Q3 Cash Distribution

TLDR Hercules Capital stock rose 1.99% to $17.97 after declaring a $0.47 per share Q3 2025 distribution. Record date set for November 12, with payment scheduled for November 19, 2025. 100% of the Q3 distribution derived from current earnings and profits. 79.05% of 2025 year-to-date distributions qualify as “Qualified Interest Income.” HTGC trails the S&P [...] The post Hercules Capital Inc. (HTGC) Stock: Rises as Board Declares $0.47 Q3 Cash Distribution appeared first on CoinCentral.

Author: Coincentral
From BNY Mellon to Citigroup, Crypto Custody Enters an Era of Institutional Expansion

From BNY Mellon to Citigroup, Crypto Custody Enters an Era of Institutional Expansion

As the regulatory environment improves, traditional banks are restarting or expanding their digital asset custody product lines, making a widespread comeback. As early as October 2022, BNY Mellon (Bank of New York Mellon) launched its digital asset custody platform in the United States, holding and transferring BTC/ETH for selected clients. Recently, BNY Mellon has been conducting public trials in tokenized deposits and payment settlements to reduce settlement friction and promote programmable banking. This may involve BNY's Treasury Services division's approximately $2.5 trillion in daily payment processing and its approximately $55.8 trillion in assets under custody and administration. Just in mid-October, Citi Group announced that it is promoting institutional-grade crypto custody services and plans to launch related custody services in 2026 to cooperate with the improvement of the regulatory environment. This is driving significant inflows of institutional funds: by 2025, global crypto ETFs attracted $5.95 billion, and institutional Bitcoin holdings grew by 46%. Bank-grade custody services, through their strict regulatory frameworks and asset segregation advantages, are also participating in and changing the market landscape, spurring the expansion of tokenized deposits and stablecoin infrastructure. Citi's transformation may represent the attitude of traditional financial institutions towards the crypto market in recent years: from observation, piloting, and gradual progress, from payment and settlement on the test chain, to bank liabilities on the chain, and then to physical assets on the chain and native crypto asset custody. Citigroup executives have publicly stated that they believe stablecoins will expand from crypto trading tools to the mainstream economy, and that they view cryptocurrencies as part of mainstream financial infrastructure. A series of actions include: Launch of CIDAP platform: Clarifying Citi’s digital asset strategic framework. Collaboration with SDX (the wholly-owned digital asset subsidiary of the Swiss Stock Exchange SIX Group): Citi serves as tokenization agent + custodian, providing services for the tokenization of private equity/unlisted company shares. Deploy tokenized issuance/custody services: provide on-chain services for bonds, funds, and private equity assets. Citi is considering issuing its own stablecoin and is actively considering the custody and payment scenarios of the assets supported by the stablecoin. Collaborating with Payoneer to explore payment settlement business, Citi’s “Token Services” service has been used for cross-border, 24/7 transfers. Citi is developing a crypto asset custody service with the goal of launching it in 2026. This not only provides trusted custody for institutional clients, but also gradually connects the bank's traditional core business (deposits, settlement, custody, asset services) with tokenization, thereby seizing the entrance to the next generation of financial infrastructure. These businesses can be summarized as the main exploration paths of traditional banks in the field of encryption, mainly including: Institutional-grade custody: We provide cold/hot wallet custody or hybrid custody services under the compliance, audit, insurance, anti-money laundering (AML) and trust legal frameworks to meet the compliance needs of large asset managers, pension funds, and insurance companies. Tokenized assets are linked with custody and issuance: traditional assets (fund shares, government bonds, deposits) are tokenized and “custody + trusteeship + underwriting/market making” are integrated to provide complete on-chain asset services. Transaction and settlement infrastructure: Bringing internal clearing and inter-bank payments to the blockchain (programmable money) to shorten settlement cycles and reduce counterparty risk. Cooperation/white label/sub-custody model: Cooperate with encryption infrastructure providers such as Anchorage, Fireblocks, Coinbase Custody, NYDIG, etc., and implement products by combining the compliance and trust packaging of traditional banks with the on-chain technology of encryption manufacturers. When traditional banks enter and promote end-to-end crypto asset custody and asset tokenization, it is a signal that they have entered the "execution and implementation" stage. Continuing to refer to the changes in exchange reserves, BTC exchange reserves have fallen to their lowest level since 2018, decreasing by 668,000 BTC since November 2024. This trend may indicate that institutions are shifting from exchanges to self-custody/ETF models. Led by institutional custody, the custody market reached $683 billion, with banks/ETFs accounting for over 65%. What will we see? — The explosion of tokenized assets There will be an effective division of labor between large traditional custodial banks and crypto-native custodians. In the short term, a hybrid model of cooperation/white label/sub-custody will be adopted to take advantage of each other's strengths. In the short term, more and more major banks will announce or pilot custody products, and institutions will become more accepting of the combined service of "bank-level custody + third-party on-chain operation". Custody and settlement functions will be more closely integrated, partly dominated by a few large banks, and market stratification will gradually occur: large institutional funds will mainly flow into the compliance modules provided by banks/custodians; liquidity and innovation will still be provided by the native crypto ecosystem (DEX, lending agreements, etc.). What will the future look like? We will see an increasing number of compliant token products emerge. As regulations become clearer and technology matures, there will be more competition and mergers and acquisitions in the industry, and custody and clearing services may become more integrated: banks will be able to provide services ranging from funds (tokenized deposits) to assets (tokenized securities). In addition, large custodial banks occupy large institutional capital flows (pensions, sovereign wealth, ETF issuance and custody), and the integration of the four dimensions of custody, trading, payment, and settlement is advancing. Custody is not only safekeeping, but also a link in the overall financial service chain. Crypto-native services will also be integrated into it, retaining advantages in trading, DeFi access, and rapid innovation of products.

Author: PANews
Kalshi Challenges New York Gaming Commission in Preemptive Lawsuit Over Sports Betting

Kalshi Challenges New York Gaming Commission in Preemptive Lawsuit Over Sports Betting

The post Kalshi Challenges New York Gaming Commission in Preemptive Lawsuit Over Sports Betting appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Kalshi New York lawsuit involves the prediction market platform suing the New York Gaming Commission for overreach in regulating sports betting contracts. Filed preemptively after a cease-and-desist order, Kalshi argues that federal CFTC rules preempt state authority, protecting its operations from fines and penalties. Kalshi claims CFTC preemption ensures legal status for its event contracts in New York. The lawsuit seeks to block enforcement actions following similar disputes in other states like Nevada and New Jersey. Legal expert Daniel Wallach notes that filing first allows Kalshi to challenge jurisdiction in federal court, citing varying court outcomes with 60% preliminary wins. Kalshi New York lawsuit challenges state overreach on prediction markets. Discover how CFTC preemption protects sports betting contracts amid regulatory battles. Stay informed on crypto trading implications—read more now. (152 characters) What is the Kalshi New York lawsuit? Kalshi New York lawsuit is a preemptive legal action filed by KalshiEX LLC against the New York Gaming Commission, alleging unlawful interference in federally regulated derivatives trading. The Manhattan-based prediction marketplace received a cease-and-desist order on a Friday evening for purported…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) emerges as the next crypto to hit $1 as presale phase 6 sells out 80%

Mutuum Finance (MUTM) emerges as the next crypto to hit $1 as presale phase 6 sells out 80%

The post Mutuum Finance (MUTM) emerges as the next crypto to hit $1 as presale phase 6 sells out 80% appeared on BitcoinEthereumNews.com. Investors have flocked to Mutuum Finance (MUTM) amid a surge in DeFi crypto interest, positioning this altcoin as the next crypto to hit $1. Phase 6 of the presale has reached 80% allocation, drawing sharp attention as holders climb to 17,470 and funds raised hit $18,100,000 since inception.  Priced now at $0.035, a 250% rise from Phase 1’s $0.01, this best crypto to buy now offers early access before Phase 7’s 14.3% jump to $0.04. Launch looms at $0.06, promising 420% gains for current buyers. Community tools amplify urgency, yet fundamentals drive the momentum. Thus, Mutuum Finance (MUTM) stands out in a recovering crypto market. DeFi sector momentum builds Developers have accelerated DeFi protocols this quarter, yet few match Mutuum Finance (MUTM)’s tangible progress. Teams elsewhere chase hype, but solid execution prevails. Investors now seek utility over speculation. Consequently, projects with audited code and clear roadmaps gain traction. Mutuum Finance (MUTM) fits this shift perfectly. Its presale success underscores broader trends. Meanwhile, altcoins like this one redefine yield generation. Presale phase accelerates Mutuum Finance (MUTM) has structured its presale across 11 phases, and Phase 6 now sells out at 80%. Buyers secure tokens swiftly, fearing the window will close. This phase ends soon, locking the $0.035 entry forever. Next comes Phase 7 at $0.04, hiking costs 14.3%.  Holders already tally 17,470, with $18,100,000 raised overall. Yet, the rush intensifies. Top buyers in the last 24 hours poured in: one at $2,399.77, another $1,964.77, then $980.12, and $707.36. Such activity signals peak demand. Indeed, this altcoin draws whales daily. Moreover, Phase 6 vanishes fast for Mutuum Finance (MUTM), the best crypto to buy now before hikes lock out high gains. Unsubscribed investors are watching allocations dwindle, regretting inaction as peers lock 420% post-launch returns. This moment slips away. Peers already claim…

Author: BitcoinEthereumNews
Circle Launches Arc Testnet With BlackRock, Visa, and AWS — A New Era for Onchain Finance?

Circle Launches Arc Testnet With BlackRock, Visa, and AWS — A New Era for Onchain Finance?

Circle Internet Group (NYSE: CRCL) has launched the public testnet for Arc, its open Layer-1 blockchain designed to bring more economic activity onchain. In a press release, Circle explains Arc is positioned as a new “Economic Operating System” for the internet, it combines predictable dollar-based fees, sub-second transaction finality, configurable privacy, and direct integration with Circle’s full-stack platform. The network has already attracted collaboration from more than 100 institutions across global finance and technology — including BlackRock, Visa, and Amazon Web Services (AWS) — along with major capital markets, banks, and fintech players. Developers and enterprises can now deploy, test, and build applications on Arc as Circle aims to create a unified, programmable financial infrastructure for the global economy. Circle CEO Jeremy Allaire described Arc as “purpose-built to connect every local market to the global economy,”highlighting its mission to enable faster, more inclusive, and internet-native financial systems. Institutions and Capital Markets Join the Testnet Arc’s early partners include some of the world’s largest financial institutions and asset managers — among them Goldman Sachs, BNY Mellon, Société Générale, Standard Chartered, State Street, and Apollo Global Management. These participants will experiment with tokenized assets, lending, and programmable FX settlement on the network. According to Robert Mitchnick, Global Head of Digital Assets at BlackRock, the project offers “insight into how stablecoin-denominated settlement and onchain FX could enable more efficient capital markets.” Expanding the Onchain Payments Beyond capital markets, Arc’s testnet features integration with global payments and fintech leaders such as Mastercard, Nuvei, Brex, Cloudflare, FIS, and dLocal. The network aims to power cross-border payments, merchant settlements, and programmable finance — including use by AI-driven autonomous agents to send, exchange, and settle value in real time. Visa’s Head of Crypto, Cuy Sheffield, said the company is exploring how Arc’s design — integrating stablecoin-based gas fees and deterministic finality — could “help scale emerging onchain infrastructure.” The Road to Decentralized Governance While Circle is currently stewarding Arc’s early development, the company plans to transition toward distributed, community-driven governance. The network’s roadmap includes expanding validator participation and establishing transparent frameworks to ensure open, verifiable operations. Ultimately, Circle envisions Arc as a shared, neutral layer of economic infrastructure — a blockchain backbone for global finance that bridges regulated institutions, fintech innovators, and decentralized networks. With major players like BlackRock, Visa, and AWS already onboard, Arc’s testnet marks a decisive step toward making onchain finance mainstream. Price Action Shares of Circle Internet Group Inc. (NYSE: CRCL) climbed 7.2% over the past month, closing at $143.29 on Monday amid renewed investor optimism surrounding the company’s blockchain expansion efforts. The stock opened at $146.93, trading between a monthly low of $138.10 and a high of $147.44, with a current market capitalization of $32.95 billion. While the pre-market price shows a slight dip to $141.57 (-1.20%), Circle’s recent momentum reflects growing confidence in the company’s long-term strategy to become a core infrastructure provider for the digital asset economy. Arc’s launch marks a strategic evolution for Circle, best known as the issuer of USDC, one of the world’s leading stablecoins. The new blockchain aims to serve as a foundation for tokenized assets, onchain payments, and programmable finance, integrating directly with Circle’s existing products and services. Investors have interpreted the Arc testnet launch — and its backing by major financial institutions — as a signal that Circle is deepening its role in bridging traditional finance and blockchain technology. Analysts suggest that the company’s partnerships with BNY Mellon, Goldman Sachs, and Société Générale through Arc could attract institutional liquidity and strengthen Circle’s positioning in the onchain settlement market. The broader crypto sector has also shown signs of renewed activity, with sentiment improving after the approval of multiple digital asset ETFs and growing institutional participation in blockchain infrastructure

Author: CryptoNews
Erik Anders Lang’s GolfCard Aims To Reward Golf’s Most Avid Players

Erik Anders Lang’s GolfCard Aims To Reward Golf’s Most Avid Players

The post Erik Anders Lang’s GolfCard Aims To Reward Golf’s Most Avid Players appeared on BitcoinEthereumNews.com. The new GolfCard is billed as the first premium rewards credit card built specifically for golfers, turning everyday spending into exclusive golf-related perks. GolfCard Golfers are getting something the sport has never truly offered before: a credit card designed entirely around their passion for the game. The new GolfCard, which is being rolled out to those on an initial waitlist as part of a limited release this month, is billed as the first premium rewards credit card built specifically for golfers. Powered by the Mastercard network and built in partnership with Highnote, GolfCard turns everyday golf spending into exclusive golf-related perks — from private club experiences and curated travel to fittings, lessons, and more. Early GolfCard adopters will have access to what founder Erik Anders Lang calls “a new kind of golf and lifestyle membership,” blending the access of a travel loyalty program with the culture of a sport that’s thriving post-pandemic. Erik Anders Lang takes a swing during the Creator Classic at Philly Cricket Club, prior to the Truist Championship at The Philadelphia Cricket Club in May 2025. (Photo by Ben Jared/PGA TOUR via Getty Images) PGA TOUR Lang, the creator of Random Golf Club and a filmmaker who has spent the last decade chronicling golf’s culture and community with his Adventures in Golf series, says the idea came from years of listening to golfers — and noticing what didn’t exist for them. “I love golf for the community,” Lang says. “I’ve seen how much passion and investment go into the game, and yet there’s never been a financial product built just for us. If you’re going to invest in golf, your spending should give you something meaningful back.” The Why Behind GolfCard Lang says his entry into the sport was “in spite of myself,” having not grown up…

Author: BitcoinEthereumNews
Best Crypto Presales for Early Profits: BlockchainFX Surges While Nexchain and Coldware Advance

Best Crypto Presales for Early Profits: BlockchainFX Surges While Nexchain and Coldware Advance

BlockchainFX leads 2025 presales with $10M raised, staking rewards, and 30% bonuses via CANDY40, outpacing Nexchain and Coldware in utility, yield, and adoption.

Author: Blockchainreporter
5 Best Crypto Casinos in 2025 – Top No ID Verification Online Casinos (November Update)

5 Best Crypto Casinos in 2025 – Top No ID Verification Online Casinos (November Update)

Casinos Welcome Bonus Best For JACKBIT 30% Rakeback + 100 No-Wager Free Spins + Risk-Free First Sports Bet Best for sports + casino combo players Betwhale 250% up to $2,500 on casino games (exclusive for US, CA, & AU Players) Best for high-value bonus seekers Bitstarz 300% up to 5 BTC + 180 Free Spins […] The post 5 Best Crypto Casinos in 2025 – Top No ID Verification Online Casinos (November Update) appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Top 7 Crypto Presales to Invest in Right Now: MemeClip Leads the Pack

Top 7 Crypto Presales to Invest in Right Now: MemeClip Leads the Pack

MemeClip leads 2025’s top crypto presales with meme-driven Web3 gaming, 1,041% staking rewards, and 10x potential gains, outpacing rivals like Bitcoin Hyper and MAXI.

Author: Blockchainreporter