Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15234 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bank of England Probes Data Mining Lending Fueling AI Bets

Bank of England Probes Data Mining Lending Fueling AI Bets

The post Bank of England Probes Data Mining Lending Fueling AI Bets appeared on BitcoinEthereumNews.com. The Bank of England is investigating the rise of financiers lending to data centers as a way to speculate on the future of AI, Bloomberg said. The UK’s top bank has already been examining market risks that could arise if AI companies fail to meet lofty valuations, warning that many could come crashing down in a correction reminiscent of the dot-com bubble in the early 2000s. Now, it is exploring the relationship between AI companies and financiers that are looking to place bets in the AI market, Bloomberg reported on Friday. Although lending to data centers is still a niche market, it is poised to become a crucial source of funding, with an estimated $6.7 trillion needed by 2030 to keep up with the rising demand to power AI, McKinsey & Co said in April. Source: Christophe Barraud Bloomberg said the investigation was launched after BOE noticed an increasing amount of funds moved from hiring staff to spending billions of dollars on constructing data centers. With few AI-native stocks available and the crypto tokenization of private AI stocks not ready at scale, turning to data-center lending has been one of the few ways to place big bets in the AI space. Hesitant with AI, harsh with crypto The BOE’s probe could mean that this strategy faces future regulatory limits, potentially curbing returns and slowing AI innovation. UK crypto groups have also slammed the BOE’s proposal to limit individual stablecoin holdings to between 10,000 British pounds ($13,310) and 20,000 pounds ($26,620) — claiming it is not only restrictive but difficult and expensive to implement. While the BOE said it wouldn’t impose those restrictions forever, UK banks have also imposed measures of their own, with about 40% of 2,000 surveyed crypto investors saying that their banks had either blocked or delayed a…

Author: BitcoinEthereumNews
SOL Price Prediction Hypes Up, But This Coin Leads Buyers

SOL Price Prediction Hypes Up, But This Coin Leads Buyers

The post SOL Price Prediction Hypes Up, But This Coin Leads Buyers appeared on BitcoinEthereumNews.com. With the market positioning itself for yet another possible bull run, Solana (SOL) has again stolen the limelight with fresh optimism building around its network strength and developer ecosystem. But even as investors analyze Solana’s price forecast, traders are quietly focusing on what may be the best cheap crypto to buy now, Mutuum Finance (MUTM).  Priced at only $0.035 and in Phase 6 of its presale, MUTM is fast becoming the next big crypto in decentralized finance (DeFi). Its novel dual-lending model, which combines Peer-to-Peer and liquidity pool mechanisms, has the potential to revolutionize on-chain lending efficiency to a degree of practical innovation that Solana’s network innovations are yet to maximally leverage. With increasing hype, solid tokenomics, and presale momentum building, Mutuum Finance takes center stage as the low-cap altcoin pacing the field in 2025. Solana (SOL) Price Prediction: Bulls Eye a Rebound After Key Rejection Solana (SOL) is also experiencing near-term bearish pressure after rejection from the 20-day EMA at approximately $198, an indication that bears continue to control the trend. Price now trades close to the key channel support area of $170 to $165, a must-hold spot for buyers. A bounce off this support and successful retake of the $198–$205 resistance can trigger a short-term rally into the $220+ area, restoring confidence in Solana’s upside momentum. Breakdown below the channel, however, can open the doors for a deeper correction into $155–$145, where buyers can start to re-enter for value plays. Although near-term market sentiment remains bearish, analysts comment that a powerful bounce would be enough to reverse momentum at speed, a scenario that is seeing many traders also looking at high-upside, Mutuum Finance (MUTM), a project increasingly coming into view as the most compelling next big crypto opportunities of 2025. Mutuum Finance Breaks New Presale Record Mutuum Finance…

Author: BitcoinEthereumNews
Japan’s New PM Takaichi Signals Stronger US Alliance in First Trump Call

Japan’s New PM Takaichi Signals Stronger US Alliance in First Trump Call

The post Japan’s New PM Takaichi Signals Stronger US Alliance in First Trump Call appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Japan’s new Prime Minister Sanae Takaichi held her first official phone call with U.S. President Donald Trump on Saturday, emphasizing the strengthening of the Japan-U.S. alliance as her top foreign policy priority amid regional security challenges in the Indo-Pacific. Takaichi conveyed gratitude for Trump’s congratulations and reaffirmed the Japan-U.S. alliance as central to her administration’s security strategy. The discussion highlighted shared commitments to a Free and Open Indo-Pacific, with Takaichi expressing respect for Trump’s Middle East policies. Market reactions included gains in defense-related stocks like Mitsubishi Heavy Industries, signaling investor confidence in Takaichi’s defense-focused approach, with shares rising up to 5% post-appointment. Japan’s PM Sanae Takaichi strengthens ties with Trump in key phone call, prioritizing U.S. alliance and Indo-Pacific security. Explore implications for markets and regional stability—read now for expert insights. What was discussed in Sanae Takaichi’s phone call with Donald Trump? Sanae Takaichi’s phone call with Donald Trump marked a pivotal moment in Japan-U.S. relations, occurring shortly after her appointment as Prime Minister. In the conversation, which lasted while Trump was en route to Asia aboard Air Force…

Author: BitcoinEthereumNews
JPMorgan Plans to Accept Bitcoin as Collateral for Accredited Client Loans

JPMorgan Plans to Accept Bitcoin as Collateral for Accredited Client Loans

The post JPMorgan Plans to Accept Bitcoin as Collateral for Accredited Client Loans appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → JPMorgan is set to allow accredited institutional and high-net-worth clients to use Bitcoin and Ethereum as collateral for loans, marking a key step in mainstream crypto adoption. This service, starting by year-end 2025, targets qualified investors and reflects growing Wall Street integration of digital assets under favorable regulations. JPMorgan’s crypto-backed loans will accept Bitcoin and Ethereum from accredited clients, enhancing access to liquidity without selling holdings. The initiative aligns with broader institutional trends, including ETF integrations and regulatory support, boosting crypto’s role in traditional finance. According to Bloomberg’s October 24, 2025 report, this move could drive Bitcoin prices higher, with analysts projecting up to $165,000 amid current trading around $111,300. Discover how JPMorgan’s acceptance of Bitcoin and Ethereum as loan collateral is revolutionizing institutional crypto adoption. Explore implications for investors and the market—read now for expert insights and key takeaways. What Is JPMorgan’s Policy on Using Bitcoin and Ethereum as Collateral? JPMorgan’s policy on using Bitcoin and Ethereum as collateral enables accredited institutional investors and high-net-worth individuals to secure loans against their BTC and ETH holdings. Set to launch…

Author: BitcoinEthereumNews
JPMorgan Plans to Accept Bitcoin as Collateral for Institutional Loans by Late 2025

JPMorgan Plans to Accept Bitcoin as Collateral for Institutional Loans by Late 2025

The post JPMorgan Plans to Accept Bitcoin as Collateral for Institutional Loans by Late 2025 appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → JPMorgan is reversing its anti-crypto stance by allowing institutional clients to use Bitcoin and Ethereum as collateral for loans starting late 2025. This policy shift, despite CEO Jamie Dimon’s past criticisms, integrates digital assets into traditional banking, enhancing liquidity for crypto holders and signaling broader institutional adoption in finance. JPMorgan enables Bitcoin and Ethereum as loan collateral for institutions by end of 2025, marking a pivotal integration of crypto into legacy banking. The program relies on a secure third-party custodian to manage assets, prioritizing safety and compliance in transactions. Bitcoin’s 2025 rally to $126,038 underscores its growing legitimacy, with current prices around $110,595, up 0.86% daily, boosting market confidence. Discover how JPMorgan’s Bitcoin collateral policy revolutionizes institutional lending. Explore impacts on crypto adoption and finance integration. Stay ahead with key insights and updates. What is JPMorgan’s New Policy on Bitcoin and Ethereum Collateral? JPMorgan Bitcoin collateral policy allows institutional clients to pledge Bitcoin and Ethereum holdings to secure loans, set to launch by late 2025. This initiative builds on the bank’s prior acceptance of crypto exchange-traded funds for collateral…

Author: BitcoinEthereumNews
Stability AI and EA Collaborate to Revolutionize Game Development with AI

Stability AI and EA Collaborate to Revolutionize Game Development with AI

The post Stability AI and EA Collaborate to Revolutionize Game Development with AI appeared on BitcoinEthereumNews.com. Terrill Dicki Oct 24, 2025 10:00 Stability AI partners with Electronic Arts to develop AI-driven tools and workflows, aiming to transform the game development process and enhance creative possibilities for developers. Stability AI, a leader in generative AI technology, has announced a strategic partnership with Electronic Arts (EA), a global powerhouse in digital interactive entertainment. This collaboration aims to co-develop cutting-edge generative AI models, tools, and workflows that will empower EA’s artists, designers, and developers to innovate the way games are created, according to Stability AI. Blending AI and Game Design Expertise EA has been at the forefront of technological advancements in interactive entertainment for over four decades. Meanwhile, Stability AI has revolutionized visual media creation with its launch of Stable Diffusion, the most widely utilized image model to date. The partnership between these two industry leaders is poised to redefine creative processes in game development, leveraging EA’s experience in interactive entertainment and Stability AI’s proficiency in generative AI. Prem Akkaraju, CEO of Stability AI, emphasized the importance of this collaboration by stating, “EA is a pioneer in interactive entertainment and understands that innovation begins with the creator. At Stability AI, we put creators at the center and build around their specific needs.” By integrating Stability AI’s 3D research team with EA’s creative professionals, the partnership seeks to unlock new potentials in world-building capabilities. Advancing Creative Workflows Stability AI is recognized for its leadership in volumetric generative media. Its models, such as Stable Fast 3D and Stable Zero123, are among the most popular on platforms like Hugging Face. Together with EA, Stability AI is exploring the incorporation of generative AI into creative workflows to facilitate rapid prototyping and enhance visual storytelling. This approach aims to enable artists and developers to conceptualize, visualize,…

Author: BitcoinEthereumNews
Smaller Bitcoin Miners Close Hashrate Gap as Debt Surges Post-2024 Halving

Smaller Bitcoin Miners Close Hashrate Gap as Debt Surges Post-2024 Halving

The post Smaller Bitcoin Miners Close Hashrate Gap as Debt Surges Post-2024 Halving appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Smaller Bitcoin miners have surged in realized hashrate post-2024 halving, closing the gap with industry leaders and intensifying competition. Tier-2 operators like Cipher Mining and Bitdeer have expanded rapidly, contributing to a total of 326 EH/s among top public miners, reshaping the sector’s dynamics. Tier-2 miners narrow gap: Companies such as Cipher Mining, Bitdeer, and HIVE Digital have boosted realized hashrate significantly year-over-year. Post-halving competition heats up as infrastructure investments pay off for mid-tier players. Top miners now hold 326 EH/s, nearly one-third of Bitcoin’s network hashrate, up over 100% from last year according to The Miner Mag data. Discover how smaller Bitcoin miners are surging in hashrate and debt amid fierce post-halving competition. Explore industry shifts, key metrics, and implications for the future of crypto mining. Stay informed on Bitcoin’s evolving landscape today. What is driving the surge in Bitcoin miners’ hashrate after the 2024 halving? Bitcoin miners’ hashrate surge is primarily fueled by aggressive infrastructure expansions and strategic investments by tier-2 operators, closing the competitive gap with established giants. Following the 2024 halving that cut block rewards…

Author: BitcoinEthereumNews
Analysts Call It the Ultimate Trio: BullZilla, MoonBull, and La Culex Among the Top Meme Coins for Big Gains in 2025

Analysts Call It the Ultimate Trio: BullZilla, MoonBull, and La Culex Among the Top Meme Coins for Big Gains in 2025

What if the next 1000× meme coin wasn’t just hype but a structured DeFi engine wrapped in viral energy? Investors searching for the top meme coins for big gains in 2025 are now focused on three standout projects: BullZilla, MoonBull, and La Culex. Each merges scarcity, staking, and storytelling to reward early participation and community [...] The post Analysts Call It the Ultimate Trio: BullZilla, MoonBull, and La Culex Among the Top Meme Coins for Big Gains in 2025 appeared first on Blockonomi.

Author: Blockonomi
5 Explosive Tokens Poised to Dominate 2025: One Emerges as the Top Crypto to Invest in This Quarter with 100x Potential

5 Explosive Tokens Poised to Dominate 2025: One Emerges as the Top Crypto to Invest in This Quarter with 100x Potential

As the cryptocurrency market continues to mature, fresh opportunities are emerging for investors eager to capitalize on innovation and growth. […] The post 5 Explosive Tokens Poised to Dominate 2025: One Emerges as the Top Crypto to Invest in This Quarter with 100x Potential appeared first on Coindoo.

Author: Coindoo
XRP is Retreating, Is Now a Good Time to Enter MUTM?

XRP is Retreating, Is Now a Good Time to Enter MUTM?

The post XRP is Retreating, Is Now a Good Time to Enter MUTM? appeared on BitcoinEthereumNews.com. As Ripple (XRP) pulls back from its highs, investors find themselves asking what’s the cheapest cryptocurrency to invest in ahead of the breakout being up. With sentiment cooling on short-term XRP prospects, eyes are already turning to Mutuum Finance (MUTM), a fast-rising DeFi token. The project is already in Phase 6 of its presale and only costs $0.035. The phase has been hit by huge FOMO with investors buying up 75% of it faster than projected.  New investors have little time left to buy before it sells out. With its revolutionary dual-lending protocol and established community traction behind it, MUTM may be the next crypto to hit $1, providing investors with affordability and real-world usability in one deal. XRP Battles Below Resistance as the Bears Hold Sway XRP was able to rebound from the $2.50 area but still finds itself with its price action limited below a strong bearish falling resistance line, which indicates ongoing weakness in momentum. The token is building a lower-high pattern in a descending channel, where aggressive supply pressure is consistently pushing away attempts in the $2.45–$2.50 range. If $2.34 is not sustained as temporary support, the buyers can expect to dip further to the target range of $2.25–$2.18. A conclusive break and close above $2.50, however, has the ability to shift market sentiment, leading to a short-term bounce to $2.60–$2.65. While the short-term future of XRP is currently being insured, the majority of investors looking to see further gains in this cycle are beginning to take Mutuum Finance (MUTM) seriously as the next crypto to hit $1. Mutuum Finance’s Phase 6 Presale Sees Strong Growth Mutuum Finance (MUTM) is soaring high in presale phase 6 due to robust investor appetite. The phase is now 75% sold out, and the $0.035 token offers a sensible buying…

Author: BitcoinEthereumNews