Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15223 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Government shutdowns can delay ETFs, but not blockchain

Government shutdowns can delay ETFs, but not blockchain

The post Government shutdowns can delay ETFs, but not blockchain appeared on BitcoinEthereumNews.com. Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. Last week, the crypto industry witnessed two groundbreaking events that impacted the future of crypto ETFs. The SEC told issuers to pull their 19b-4 filings. Far from a setback, this was actually an encouraging sign, as it suggests regulators are actively working with issuers to refine proposals and clear a path for mainstream access to crypto ETFs. But only two days later, the government shut down. This move immediately stalled momentum by pausing reviews and delaying key decisions. Summary The regulator’s request for ETF issuers to withdraw filings shows collaboration toward clearer frameworks — but the U.S. government shutdown instantly froze that momentum. Traditional markets depend on centralized oversight, while blockchain systems run 24/7 — transparent, auditable, and immune to political gridlock. The real opportunity lies in blending ETF regulation with blockchain’s transparency and resilience, creating a financial system that’s both compliant and continuously open. Government shutdowns reveal how dependent markets are on centralized processes. But they also invite reflection on how technology, including blockchain-based models, can complement regulatory structures to keep markets moving transparently and securely, even when other parts of the system are on pause. Crypto ETFs and the limits of centralized access There’s no question that ETFs are widely popular. PwC estimates global ETF assets under management grew by a record 27% in 2024, reaching $14.6T by the end of the year, with rapid further growth expected. Regulatory oversight ensures that ETF investors understand what they own and how it works, essential safeguards for market trust. Major financial institutions such as BlackRock, with its IBIT ETF, and VanEck, with its Ethereum ETF, are helping to validate the space and drive wider acceptance. The SEC’s…

Author: BitcoinEthereumNews
Ripple Completes Hidden Road Acquisition, Potentially Boosting XRP Utility in Prime Brokerage

Ripple Completes Hidden Road Acquisition, Potentially Boosting XRP Utility in Prime Brokerage

The post Ripple Completes Hidden Road Acquisition, Potentially Boosting XRP Utility in Prime Brokerage appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Ripple has completed its acquisition of Hidden Road, rebranding it as Ripple Prime, marking the first time a crypto firm owns a global multi-asset prime broker. This move enhances institutional access to digital assets through advanced clearing, brokerage, and financing services across various markets. Ripple Prime integrates XRP and RLUSD as collateral options for prime brokerage products. The acquisition expands Ripple’s ecosystem, combining payment infrastructure with custody and stablecoin solutions. Since the announcement, Ripple Prime’s business has grown threefold, serving new and existing institutional clients with scalable digital asset services. Ripple’s acquisition of Hidden Road launches Ripple Prime, revolutionizing institutional crypto access. Discover how this historic deal boosts XRP utility and RLUSD adoption—explore the future of digital finance today. What is Ripple’s Acquisition of Hidden Road? Ripple’s acquisition of Hidden Road represents a pivotal expansion in the cryptocurrency sector, finalizing in 2025 to create Ripple Prime, the first global multi-asset prime brokerage fully owned and operated by a crypto company. This strategic move integrates Hidden Road’s expertise in clearing, prime brokerage, and financing for foreign exchange, digital assets, derivatives,…

Author: BitcoinEthereumNews
Bank of England Probes Potential Financial Risks in AI Data Center Funding

Bank of England Probes Potential Financial Risks in AI Data Center Funding

The post Bank of England Probes Potential Financial Risks in AI Data Center Funding appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The Bank of England is investigating the surge in lender funding for AI data centers, highlighting risks to financial stability from potential overvaluations. With global AI investment needs projected at $5.2 trillion by 2030, the central bank warns of growing debt exposure for banks through direct loans and related securities. BoE’s review focuses on shifting AI spending to data centers, increasing bank lending ties. Financial institutions face risks from direct loans to AI firms and indirect exposures like securitized data center loans valued at $49 billion. Major tech deals, such as Meta’s $30 billion loan for a Louisiana data center, underscore the scale of borrowing fueling AI infrastructure. Bank of England probes AI data center funding risks amid $5.2T global needs by 2030. Learn how banks’ exposures could spark instability and what it means for financial markets today. Stay informed on evolving tech-finance links. (152 characters) What is the Bank of England’s Probe into AI Data Center Funding? Bank of England AI lending probe involves scrutinizing the rapid increase in bank financing for data centers driven by artificial intelligence…

Author: BitcoinEthereumNews
BoE sounds alarm on soaring AI data center loans

BoE sounds alarm on soaring AI data center loans

The BoE is analyzing lending activity to data centres.

Author: Cryptopolitan
Ferrari Explores Bitcoin-Linked Token for Elite Auction of Le Mans-Winning 499P

Ferrari Explores Bitcoin-Linked Token for Elite Auction of Le Mans-Winning 499P

The post Ferrari Explores Bitcoin-Linked Token for Elite Auction of Le Mans-Winning 499P appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Ferrari is launching the Token Ferrari 499P, a digital token enabling elite clients to bid on the Le Mans-winning 499P race car through exclusive auctions starting in 2027, in partnership with fintech firm Conio for its Hyperclub members. Ferrari’s Token Ferrari 499P targets Hyperclub members for trading and bidding on the iconic 499P endurance racer. The initiative strengthens customer loyalty among Ferrari’s top 100 endurance racing enthusiasts. This move aligns with Ferrari’s prior adoption of crypto payments, including Bitcoin, Ether, and USDC, now expanding to tokenization in luxury assets. Discover how Ferrari’s new Token Ferrari 499P revolutionizes luxury auctions for elite clients. Bid on the Le Mans-winning 499P in 2027—explore the future of crypto in high-end automotive today. What is the Token Ferrari 499P and How Does It Work? The Token Ferrari 499P is a digital token issued by Ferrari in collaboration with fintech company Conio, designed exclusively for members of its Hyperclub, a select group of 100 elite clients passionate about endurance racing. This token allows holders to trade among themselves and participate in limited auctions, including one…

Author: BitcoinEthereumNews
Next Crypto to Hit $1? Investors Think It’ll Happen Sooner Than Expected

Next Crypto to Hit $1? Investors Think It’ll Happen Sooner Than Expected

Among the latest standouts is Mutuum Finance (MUTM) — a protocol that blends decentralized lending, staking, and stablecoin mechanics under […] The post Next Crypto to Hit $1? Investors Think It’ll Happen Sooner Than Expected appeared first on Coindoo.

Author: Coindoo
Next 100x Altcoin Gems? LivLive Aims for $1, While Maxi Doge and Little Pepe Show Massive Presale Momentum

Next 100x Altcoin Gems? LivLive Aims for $1, While Maxi Doge and Little Pepe Show Massive Presale Momentum

LivLive presale tops $2M as analysts call it the next 100x altcoin. Earn real rewards with SPOOKY40 for 40% more tokens before the November 1 deadline.

Author: Blockchainreporter
Bank of England Investigates Lending Trends Supporting AI Market Growth

Bank of England Investigates Lending Trends Supporting AI Market Growth

TLDR Bank of England investigates lending to AI data centers as speculative risk. $6.7 trillion needed by 2030 to meet AI infrastructure demands. Shift from staffing to data center investment prompts BOE scrutiny. Financial stability risks grow as AI market faces potential valuation corrections. The Bank of England has launched an investigation into the growing [...] The post Bank of England Investigates Lending Trends Supporting AI Market Growth appeared first on CoinCentral.

Author: Coincentral
JPMorgan To Allow Bitcoin And Ether As Collateral For Institutional Clients – Report

JPMorgan To Allow Bitcoin And Ether As Collateral For Institutional Clients – Report

In a significant development for Wall Street’s crypto integration, JPMorgan, one of the largest financial institutions in the US, is set to allow Bitcoin (BTC) and Ether (ETH) as collateral before the end of the year. Related Reading: Crypto Market Structure Bill ‘Has A Good Chance’ Of Passing This Year – Coinbase CEO JPMorgan To […]

Author: Bitcoinist
Top 5 API Integrations for Seamless Exchange Operations

Top 5 API Integrations for Seamless Exchange Operations

The post Top 5 API Integrations for Seamless Exchange Operations appeared on BitcoinEthereumNews.com. Building a crypto exchange or payment platform in 2025 means one thing above all: seamless integration. Whether you’re handling liquidity, wallet infrastructure, or fiat on-ramping, APIs are the backbone that make it all work — fast, secure, and compliant. In this article, we explore the five most powerful API integrations driving smooth exchange operations today, starting with one of the leaders in the space: ChangeNOW For Business. 1. ChangeNOW For Business – All-in-One Crypto Exchange API Suite When it comes to flexibility and reliability, ChangeNOW.io stands out as a complete B2B crypto infrastructure provider. ChangeNOW For Business offers a suite of APIs designed to help fintechs, iGaming companies, investment platforms, and even traditional enterprises integrate crypto exchange and payment capabilities with zero hassle. Key Highlights: 1500+ coins and 70+ fiat options supported Cross-chain swaps between any asset combinations 99.99% uptime, 350 ms response time, and 10-minute incident alerts Fixed-rate and standard-rate flows for maximum pricing flexibility Referral profits starting at 0.4% per transaction, fully customizable by asset or volume Fiat on/off-ramp available on demand Comprehensive documentation for developers and 24/7 dedicated support Why it stands out: Unlike most providers that focus on one function, ChangeNOW enables businesses to build an entire exchange, payment gateway, or wallet service from scratch. The system also handles all maintenance post-integration, so partners can focus on scaling rather than troubleshooting. Extra tools for growth: Exchange Widget: Over 2.25 million trading pairs, WordPress plugin support, and built-in fiat ramp. White-Label Solutions: Ready-made wallet, exchange, and Telegram bot frameworks for instant market entry. Liquidity & Asset Listing: Businesses can list their own tokens, create liquidity pools, and even bridge assets across chains. For companies seeking a turnkey crypto solution, ChangeNOW’s API ecosystem covers the entire infrastructure layer — from swaps to liquidity management and affiliate revenue. 2.…

Author: BitcoinEthereumNews