Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14914 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ripple’s XRPL Attackathon Offers $200K for Vulnerability Discoveries in Lending Protocol

Ripple’s XRPL Attackathon Offers $200K for Vulnerability Discoveries in Lending Protocol

Ripple has announced a major collaboration with Immunefi to host a $200,000 “Attackathon” aimed at fortifying the proposed XRP Ledger (XRPL) Lending Protocol. Running from October 27 to November 29, the competition invites global security researchers to explore over 35,000 lines of C++ code in search of potential vulnerabilities. Participants will earn rewards in Ripple’s […]

Author: Tronweekly
How AI Innovation Is Changing The Picture For Out-Of-Home Advertising

How AI Innovation Is Changing The Picture For Out-Of-Home Advertising

The post How AI Innovation Is Changing The Picture For Out-Of-Home Advertising appeared on BitcoinEthereumNews.com. Times Square: Billboard HQ getty “If a picture paints a thousand words then why can’t I paint you?” – David Gates/Bread I don’t know if humans created paintings before they created language, but it’s safe to say that telling stories through images is one of our oldest forms of communication. Fast forward to today and the leaders of the out-of-home advertising industry – “it’s not just billboards anymore” – are working to modernize their business with the latest developments in artificial intelligence and advertising technology. How are they doing? To answer that I spent some time with a group of folks at the vanguard of the business. The Digital Place-based Advertising Association (DPAA) is gathering in New York this week and it’s a worthwhile moment to look at what is happening in this corner of the media advertising world. The overall size of the outdoor ad market (also called out-of home or OOH) is $9-10 billion in the U.S. This isn’t insubstantial but still dwarfed by linear (broadcast and cable) TV, which still brings in $65 billion of annual revenues, and digital platforms such as YouTube, which gained more than $10 billion in ad revenue in the last quarter alone. I won’t even bother with comparisons to the search business. But the real story for the out-of-home advertising industry isn’t about mass scale, it’s about digital-driven growth. And for DPAA head Barry Frey, that means AI: “Heading into our annual Summit I’m quite excited about the conversations the industry is having about AI, and the role our members are taking in aggressively leading the industry towards use and better optimization of AI.” The introduction and wider adoption of AI in the out-of-home market is aimed at enhancing the full journey of buying and selling outdoor advertising: from finding and targeting…

Author: BitcoinEthereumNews
XRP Crypto Price Prediction: Ripple (XRP) and Mutuum Finance (MUTM) Set for a Sharp Run to $5, Here’s Why

XRP Crypto Price Prediction: Ripple (XRP) and Mutuum Finance (MUTM) Set for a Sharp Run to $5, Here’s Why

As optimism in the market gathers steam in 2025, Ripple (XRP) is once again gaining attention due to its strong network and increasing adoption, which indicates that a steep upward correction could be imminent. Traders and investors are carefully observing XRP’s momentum, but the search for the next breakout candidate does not end there. Mutuum […]

Author: Cryptopolitan
Ripple, XRP Ağını Geliştirmek İçin Yeni Bir Adım Attı!

Ripple, XRP Ağını Geliştirmek İçin Yeni Bir Adım Attı!

Ripple ve blockchain güvenlik platformu Immunefi, XRPL üzerinde geliştirilen yeni kredi protokolünün güvenliğini test etmek amacıyla “Attackathon” adlı bir etkinlik başlattı. Şirketlerin yaptığı ortak açıklamaya göre, bu program global güvenlik araştırmacılarını XRPL Lending Protocol üzerinde açık ve güvenlik zafiyeti testleri yapmaya davet ediyor. Kurumsal blockchain çözümleri sunan Ripple, XRP Ledger’ın (XRPL) ana katkı sağlayıcılarından biri […] Kaynak: Bitcoinsistemi.com

Author: Coinstats
Track These 5 On-Chain Data For Crypto Trading in 2026

Track These 5 On-Chain Data For Crypto Trading in 2026

The post Track These 5 On-Chain Data For Crypto Trading in 2026 appeared on BitcoinEthereumNews.com. In 2025, crypto markets entered a data-defined era. For years, investors relied on halving cycles, on-chain, and TVL charts to read sentiment. But the framework reshuffled. This year, CEX spot volumes fell 27.7% while DEX activity grew 25.3%, and Henley counted over 240,000 crypto millionaires worldwide. With digital treasuries and institutions pouring billions, the question for 2026 is no longer where capital flows—but which on-chain metrics most reliably reveal the market’s next direction. To unpack these shifts, BeInCrypto spoke with the Dune leadership team, whose analytics platform processes billions of blockchain events daily. Stablecoins: Winners, Structural Adoption, and Velocity as 2026’s Key Metric Stablecoins expanded from roughly $200 billion to $305 billion in 2025, reflecting deeper on-chain utility rather than short-term speculation. The leading issuers reveal where institutional liquidity has moved. A Dune–Artemis report said total stablecoin supply rose 63% to $225 billion by February, processing $35 trillion in transfers. USDC doubled to $56 billion as USDT held $146 billion, while Ethena’s USDe hit $6.2 billion — proof that investors favor yield-backed tokens over speculation. In an exclusive BeInCrypto interview, experts rejected Standard Chartered’s claim that stablecoins could drain $1 trillion from emerging-market banks. Sponsored Sponsored Lisk’s Dominic Schwenter called the shift “evolution, not crisis,” while Cork Protocol’s Robert Schmitt described it as a “second Bretton Woods” expanding digital-dollar rails instead of threatening local banking systems. The State of Stablecoins 2025: Dune “USDC doubled year over year to almost $80 billion in supply. Ethena’s USDe rose from about $2.4 billion to $14.8 billion, while Plasma—launched less than a month ago—has already reached $8 billion, ranking fifth by on-chain stablecoin supply. The growth is primarily structural in treasuries, DeFi lending, and RWA settlements rather than speculative demand.” Dune analysts recommend tracking stablecoin velocity—the ratio of transaction volume to market capitalization—as the…

Author: BitcoinEthereumNews
$200K XRPL Attackathon Launches with Immunefi to Boost Security

$200K XRPL Attackathon Launches with Immunefi to Boost Security

The post $200K XRPL Attackathon Launches with Immunefi to Boost Security appeared on BitcoinEthereumNews.com. In Brief $200K Attackathon invites global researchers to test XRPL Lending Protocol for vulnerabilities. Program runs Oct 27–Nov 29 with 35K+ lines of C++ code open for review and rewards. Initiative supports Ripple’s institutional DeFi roadmap with Immunefi-led security testing. Ripple and Immunefi have launched a $200,000 Attackathon to secure the proposed XRPL Lending Protocol ahead of its mainnet deployment. The program combines adversarial testing and developer education to identify critical vulnerabilities before launch. The Attackathon runs from October 27 to November 29, following an education phase that started on October 13 via the XRPL Attackathon Academy. Researchers will review over 35,000 lines of C++ code and compete for rewards paid in RLUSD. The XRPL Lending Protocol supports uncollateralized lending with off-chain credit assessments and on-chain fund management via new standards like XLS-66. The system excludes smart contracts and wrapped assets, instead relying on native XRPL features and institutional-grade design. We’ve partnered with @rippleXDev to launch a $200,000 Attackathon helping secure the proposed XRPL Lending Protocol. This is a time-boxed, adversarial competition to identify vulnerabilities before the protocol reaches production. pic.twitter.com/792uz2fRNZ — Immunefi (@immunefi) October 13, 2025 Rewards will be unlocked if at least one valid bug is submitted, with a fallback pool of $30,000 available for valid insights. Flat payouts apply, and top contributors can receive additional bonuses through Immunefi’s All Star and Podium programs. Institutional DeFi Expansion and Transparent Risk Mitigation Lead Initiative Ripple positions the protocol as a core piece of its institutional DeFi strategy, focused on regulated lending infrastructure and transparent risk management. The protocol will undergo a validator vote by year-end to determine its full launch. Immunefi brings proven security expertise to the collaboration, with over $180 billion in user funds protected and $25 billion in exploits prevented. Its global community of more than 60,000…

Author: BitcoinEthereumNews
Ripple Is Offering $200K to 'Attack' XRP Ledger Lending Protocol

Ripple Is Offering $200K to 'Attack' XRP Ledger Lending Protocol

Ripple is partnering with Immunefi to host a $200,000 "attackathon" that searches for bugs in the XRP Ledger lending protocol.

Author: Coinstats
Champs Sports Unveils New Retail Concept in Two Key Markets

Champs Sports Unveils New Retail Concept in Two Key Markets

The post Champs Sports Unveils New Retail Concept in Two Key Markets appeared on BitcoinEthereumNews.com. Champs Sports’ redesigned store concept is modern and sleek. COURTESY OF CHAMPS SPORTS Champs Sports, a division of Foot Locker Inc., has introduced a reimagined retail concept in two key markets, Brandon Exchange in Tampa, Florida, and Washington Square in Portland, Oregon. The stores reflect Champs Sports’ commitment to blending sport and everyday life to deliver a redefined retail experience. Developed with customer insights and designed to embody the “Sport For Life” brand platform, the new concept introduces an inviting and modernized storefront featuring a bright, organized design and an extensive selection of multi-brand apparel, footwear and accessories. Product storytelling comes to life through elevated presentation walls and digital displays. The light aesthetic emphasizes a contemporary vision of sports culture. “At its core, Champs Sports focuses on serving sport and style enthusiasts with head-to-toe assortments,” said Tony Aversa, former senior vice president and general manager of Champs Sports and now senior vice president and general manager of Foot Locker and Kids Foot Locker North America. “The reimagined store concept redefines what the Champs Sports in-store shopping experience can be, enhancing every step of the customer journey. Tampa and Portland are dynamic markets making them ideal locations to unveil a new store experience that reflects our brand ethos. The concept also strengthens our ‘Sport For Life’ brand platform to connect sport to life in an innovative way that continues to engage with the communities we serve.” Key features of the redesigned store include  sports-inspired storefronts with elevated digital storytelling; premiere walls highlighting outfit-building and try-on experiences; family zones that make full-family shopping easier with women’s and kids’ footwear ; 3D scanning and omnichannel tech for precision fit and seamless purchasing, and Champs Run Club fixtures  with curated gear, interactive signage, and community-focused activations . While the new concept features a flexible design and…

Author: BitcoinEthereumNews
Bitcoin Price Prediction: What’s Next for BTC After Trump Shakes the Market, One Cheap Altcoin Set to Explode 25x

Bitcoin Price Prediction: What’s Next for BTC After Trump Shakes the Market, One Cheap Altcoin Set to Explode 25x

Global markets are jittery following recent geopolitical shocks, and Bitcoin (BTC) has not been spared. Following the recent statements from former President Trump that shook investors, BTC has been volatile briefly falling under $110,000, and as a result, the next major movement has the market players and enthusiasts analyzing intensely. As Bitcoin still sits as top coin, the search for undervalued bargains has become more aggressive, and investors are now seeking projects that have solid fundamentals that are coupled with explosive growth potential.  One project that shines brightly in this direction is Mutuum Finance (MUTM). Now in Phase 6 of its presale, it currently sells at $0.035 and already has over 65% sold out.  It has managed to raise over $17.25 million in the presale and has drawn over 16,910 investors. For investors looking for a cheap altcoin that has huge potential, MUTM is the kind of project that can redefine the market alongside BTC in 2025. Bitcoin Price Forecast: Range Persists Following Sharp Crash  Bitcoin has been navigating a defined range since July, with multiple attempts to break above or below proving the market’s cautious stance. So far, this is a big reset rather than a full cycle shift, with up to $20 billion in long positions below $110K contrasted against just $2 billion in shorts, signaling where the market’s liquidity hunts may focus next.  Even as BTC dips 10–20%, the higher timeframe structure remains intact, meaning the current cycle isn’t broken as long as the range low around $112K–$113K holds. True and false breakouts have already occurred, and this weekend marked a third massive test of the lower boundary. Until the range low is decisively flipped to resistance, Bitcoin is likely to bounce back toward the range high, maintaining the broader market structure. While traders analyze these dynamics for BTC, investors are also exploring opportunities in Mutuum Finance (MUTM) that complement BTC market movements. Mutuum Finance’s Presale Run Mutuum Finance (MUTM) remains very much up the mast with strong momentum as it plods along in Phase 6 of presale, driving an impetus to aggressive interest. Up to this point, over 16,910 investors have invested over $17.25 million, registering continued confidence in the project’s future and exactly where it is in the decentralized finance (DeFi) space. Mutuum Finance protocol achieves dynamic, real-time Liquidation terms and Loan-to-Value (LTV), which are automatically adjusted as the market fluctuates. It makes the platform able to hedge volatility extensively, thereby making the platform much secure when markets are volatile. Mutuum Finance is deploying the first version of its new lending and borrowing protocol  in Q4 2025 onto Sepolia Testnet. The protocol will have a long rundown of primary functionalities to include the likes of mtTokens, liquidator bot, and debt tokens among other functionality to help toward peak efficiency and usability. ETH and USDT will be activated on the first day for loaning/borrowing collateral, thus having working, scalable, high-speed DeFi activity. Safety Improvement The project’s security measures protect the protocol from the influence of market shock as well as makes all stable. MUTM’s lending management platform is built to maximize lending ability, together with overall capital efficiency, by continued leveraging of highly correlated holdings. Insolvency risk is reduced, and the platform will provide for a stable, secure, and sustainable DeFi borrowing and lending experience. Top Altcoin to Watch During Bitcoin Volatility Bitcoin’s current value range of $112K–$113K emphasizes the uncertain reset of the market, but investors are looking for altcoins that have strong upside potential. Mutuum Finance (MUTM) has already been able to raise over $17.25 million from over 16,910 investors in Phase 6 of its presale, and it has sold already 65% of tokens. Its lending and borrowing protocol set to go live on Sepolia Testnet, with liquidity pools, mtTokens, debt tokens, and liquidator bot, is designed to facilitate secure, scalable, and efficient DeFi activity. Interested investors looking for a low-cost, high-growth cryptocurrency have to act quickly to purchase MUTM tokens before the presale advances to Phase 7. For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats
Blizzard of Billions: Ripple Ecosystem Gets Chilled Enhancement with Tundra Tech

Blizzard of Billions: Ripple Ecosystem Gets Chilled Enhancement with Tundra Tech

The post Blizzard of Billions: Ripple Ecosystem Gets Chilled Enhancement with Tundra Tech appeared on BitcoinEthereumNews.com. The Ripple ecosystem has long been famous for speed and stability, but not for yield. XRP holders have traditionally lacked native staking options, as the XRP Ledger runs on consensus, not proof-of-stake. That absence of structured rewards has been the network’s quiet limitation — until now. XRP Tundra is rewriting that narrative through Cryo Vaults, a staking mechanism that bridges Solana’s performance with the XRP Ledger’s reliability. Alongside it, the Arctic Spinner injects a level of engagement rarely seen in infrastructure-grade projects. Together, they are building the yield layer Ripple’s ecosystem has never had, turning passive holding into active participation. The Myth and Reality of XRP Staking Users cannot stake XRP in the proof-of-stake sense. The XRP Ledger uses a BFT-style consensus with a Unique Node List, not PoS. So, no protocol mechanism pays holders for locking XRP. What many platforms call “XRP staking” is often a repackaged lending or rewards program that depends on intermediaries. XRP Tundra’s Cryo Vaults redefine this concept by integrating staking logic at the protocol layer of Tundra’s dual-token economy. XRP deposited through the Cryo Vaults becomes an on-chain yield asset — secured, locked, and measurable. Stakers commit liquidity to vaults, and their locked amounts generate rewards in TUNDRA-S, which functions as the yield-bearing token of the system. This approach does not alter the XRP Ledger’s consensus; it extends it through cross-chain interaction. Bridging XRP into Solana-based liquidity contracts allows Tundra to enable staking-like rewards without compromising the ledger’s underlying architecture. Deep Dive into Tundra’s Cryo Vaults Model Technically, Cryo Vaults act as cross-chain staking nodes. XRP holders deposit through Tundra’s verified smart contracts. The platform represents those deposits as wrapped assets that interact with Solana’s higher-throughput staking pools. Rewards accumulate algorithmically based on duration and liquidity contribution, with variable yields depending on lock length.…

Author: BitcoinEthereumNews