Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14720 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Crypto.com taps Morpho DeFi lending

Crypto.com taps Morpho DeFi lending

The post Crypto.com taps Morpho DeFi lending appeared on BitcoinEthereumNews.com. Crypto.com, the Singapore-based cryptocurrency exchange, has informed its users that they will soon be able to borrow wrapped crypto assets and earn returns on stablecoins through Morpho, a decentralized finance (DeFi) lending protocol.  This update was made public after an announcement on Thursday, October 2, revealing that Morpho intends to establish stablecoin lending markets on the Cronos blockchain, with the launch of the first vaults anticipated later this year. With this combination, users can deposit wrapped Ether or Bitcoin into Morpho vaults and utilize them as collateral to borrow stablecoins and earn yield. The Morpho lending protocol acts as a game-changer in blockchain technology  Wrapped assets are tokens on one blockchain, such as Ethereum, that represent an asset from a different blockchain, like Bitcoin, at a 1:1 value. On Cronos, wrapped tokens like CDCETH and CDCBTC reflect ETH and BTC, enabling users to add value to the network and access DeFi lending markets without leaving the chain. Following these updates, Morpho’s co-founder and integration team lead, Merlin Egalite, said that they aim to provide a trusted user experience in the front, with DeFi infrastructure in the back. He further explained that the protocol will be directly combined into Crypto.com’s platforms, offering its lending features to all users. Morpho connects lenders and borrowers using platforms such as Aave and Compound. With its increased adoption, the protocol has been positioned as the second-largest DeFi lending protocol, with a total value locked of around $7.7 billion, according to reports from DefiLlama. For the accessibility of this protocol, Egalite mentioned that users based in the US will have the chance to access the protocol. He acknowledged that the Genesis Act hinders stablecoin issuers from directly paying reserve yields to holders. However, he stated that lending a stablecoin and earning yield is a different activity that…

Author: BitcoinEthereumNews
How Mutuum Finance (MUTM) Compares to Early Shiba Inu (SHIB)

How Mutuum Finance (MUTM) Compares to Early Shiba Inu (SHIB)

Shiba Inu (SHIB) stormed the world in 2021 with its viral community-backed momentum and meme-driven rally, turning small investments into life-changing gains. Now, the same level of hype and investor attention is forming around Mutuum Finance (MUTM), except this time there is far more to the fervor than speculation. While SHIB’s runaway success was built […]

Author: Cryptopolitan
Polkadot (DOT) in 2025: The Network of Networks Powering Interoperable Web3

Polkadot (DOT) in 2025: The Network of Networks Powering Interoperable Web3

📑 Table of Contents Polkadot: A Network of Networks The Vision Behind Polkadot’s Creation How Polkadot’s Modular Technology Works Governance and Community Power Polkadot in Action: Examples and Partners DOT Tokenomics Explained Polkadot’s Roadmap and Future Outlook FAQ: 10 Unanswered Questions About Polkadot 🌐 Polkadot: A Network of Networks Polkadot is one of the most [...]]]>

Author: Crypto News Flash
Bank of England Governor Proposes Stablecoins as Alternative to Banks

Bank of England Governor Proposes Stablecoins as Alternative to Banks

TLDR Bailey says stablecoins could separate money from credit, reducing reliance on commercial banks. The Bank of England plans to allow stablecoins access to central bank accounts. Bailey calls for scrutiny of stablecoins, emphasizing the need for risk-free backing assets. Industry groups criticize proposed stablecoin ownership limits, arguing it could harm innovation. Bank of England [...] The post Bank of England Governor Proposes Stablecoins as Alternative to Banks appeared first on CoinCentral.

Author: Coincentral
Will a Europe-US BTC reserve race actually happen?

Will a Europe-US BTC reserve race actually happen?

The post Will a Europe-US BTC reserve race actually happen? appeared on BitcoinEthereumNews.com. Swedish opposition MPs from the Sweden Democrats filed a parliamentary motion on Oct. 2, urging the government to explore a national Bitcoin (BTC) reserve. The proposal is framed as diversification alongside kronor and gold, seeded partly with seized crypto. Additionally, it holds explicit skepticism about central bank digital currencies (CBDCs). On the same day, Rep. Nick Begich renewed his push for a “Strategic Bitcoin Reserve,” referring back to the BITCOIN Act reintroduced in March and proposing a five-year path to acquire up to one million BTC using “budget-neutral” mechanisms. Taken together, the clustered signals indicate that politicians in two advanced economies are testing sovereign BTC exposure within the same news cycle. If words turn to action A US federal purchase program sized at 1 million BTC would equal approximately 4.76% of Bitcoin’s fixed 21 million supply and cost roughly $120 billion, for $120,000 per BTC. Even a smaller pilot tranche would mechanically withdraw liquid supply, raise term scarcity, and tighten the float available to private buyers, effects that past state accumulations have hinted at. El Salvador’s on-chain reserve, now slightly over 6,260 BTC, accounts for only about 0.03% of the total supply. However, its visibility made the idea of sovereign BTC ownership a real possibility to policymakers. Sweden’s motion did not specify a target size, but its logic mirrors other proposals, including the Czech central bank governor’s suggestion to allocate up to 5% of FX reserves to Bitcoin. The move by the Czech central bank would funnel approximately €7 billion, or roughly 63,000 BTC at a price of $120,000, equivalent to 0.3% of the total supply. Cross-geo, the political signals rhyme even if the legal mechanics differ. Sweden’s motion routes through the Riksdag, and if taken up by the government, would likely be referred to the finance ministry and central bank…

Author: BitcoinEthereumNews
Here’s When Dogecoin Replacement Under $0.003 Could Reach $1, According to Investor Who Accurately Called DOGE’s $0.74 Peak

Here’s When Dogecoin Replacement Under $0.003 Could Reach $1, According to Investor Who Accurately Called DOGE’s $0.74 Peak

The post Here’s When Dogecoin Replacement Under $0.003 Could Reach $1, According to Investor Who Accurately Called DOGE’s $0.74 Peak appeared on BitcoinEthereumNews.com. The cryptocurrency market has witnessed a surge in meme coin interest, and Little Pepe (LILPEPE), priced at $0.0022 in its presale, has captured significant attention.  An investor who accurately predicted Dogecoin’s $0.74 peak now forecasts that Little Pepe (LILPEPE) could soar to $1 by late 2025, driven by its innovative Layer 2 blockchain and robust community backing. With $26,300,000 raised across 13 stages, the project’s momentum is undeniable. The LILPEPE presale at stage 13 is now open, having sold out stages 1-12, raising $25,800,000. This article explores the factors propelling Little Pepe (LILPEPE) toward monumental growth. Its unique offerings spark curiosity among investors seeking the next big crypto opportunity. Meme Coin Launchpad Innovation Little Pepe (LILPEPE) has carved a niche by developing a Layer 2 blockchain tailored for meme coins. This platform promises the lowest fees and fastest transactions in the crypto market, outpacing competitors like Dogecoin and Shiba Inu. Unlike traditional meme tokens, Little Pepe (LILPEPE) powers a dedicated ecosystem, hosting a meme coin launchpad to nurture new projects. Anonymous experts, instrumental in elevating top meme coins, back this initiative, lending credibility.  Moreover, the blockchain’s design thwarts sniper bots, ensuring fair trading. This technological edge positions Little Pepe (LILPEPE) as a standout in crypto investment, promising substantial returns. Transitioning to its market traction, recent data underscores its rising popularity. Surging Popularity and Market Traction Recent trends from the “ChatGPT 5 Meme Coin Question Volume Trend (Jun-Aug 2025)” reveal Little Pepe (LILPEPE) peaking near 100 in early August, surpassing Pepe’s 60-70 and Dogecoin’s stable 40-50. This surge in crypto investment interest highlights its dominance over competitors.  The project has finalized a Certik audit, confirming a secure smart contract with no mint function or taxes. Additionally, Little Pepe (LILPEPE) has earned a listing on Coinmarketcap, boosting visibility. With stage 13 underway and…

Author: BitcoinEthereumNews
Cronos partners Crypto.com, Morpho to boost DeFi ecosystem

Cronos partners Crypto.com, Morpho to boost DeFi ecosystem

The post Cronos partners Crypto.com, Morpho to boost DeFi ecosystem appeared on BitcoinEthereumNews.com. Cronos will collaborate with Crypto.com and onchain lending platform Morpho to expand decentralized finance and asset tokenization on the Cronos blockchain. Summary Cronos, Morpho and Crypto.com plan to collaborate on an initiative aimed at bolstering DeFi on the Cronos chain. The partnership will also explore tokenization. Native Cronos token CRO rose amid the news, initially spiking by more than 13% to above $0.22. Cronos Labs announced the partnership on Oct. 2, noting in a press release that Crypto.com and Morpho will help boost its blockchain ecosystem as a platform for capital-efficient lending and borrowing. The integration will go beyond expanding the decentralized finance lending. The platforms target tokenization. Why else is the Cronos and Morpho partnership key? The initiative also aims at scaling Cronos (CRO) as a platform for DeFi for millions of users around the world, with Morpho (MORPHO) expanding its onchain lending infrastructure beyond Ethereum. As part of the integration, Morpho will expand its vaults into Crypto.com’s product offering. The platforms also plan to add stablecoin lending markets,  which will be backed by various wrapped assets that include Crypto.com wrapped Bitcoin and Crypto.com wrapped Ethereum. CDCBTC and CDCETH are tokenized Bitcoin and Ethereum that allow holders to participate in DeFi across other blockchain networks. Support for Morpho Vaults on Crypto.com The integration will also see Crypto.com integrate Morpho into its app and exchange platforms, bringing Morpho’s lending markets to more users within the CRO ecosystem. “Collaborating with Morpho is an exciting milestone for our community,” said Mirko Zhao, head of Cronos Labs. “By working together to enable borrowing and lending with wrapped assets, we’re unlocking immediate utility for users while also laying the groundwork for tokenization and institutional-grade use cases that are central to our long-term roadmap.” Crypto.com also plans to explore the integration of wrapped real-world assets…

Author: BitcoinEthereumNews
Crypto.com to integrate Morpho lending, bringing stablecoin yield to Cronos

Crypto.com to integrate Morpho lending, bringing stablecoin yield to Cronos

                                                                               Crypto.com is adding Morpho lending to Cronos, allowing users to earn stablecoin yields on wrapped BTC and ETH, mirroring Coinbase’s push into DeFi lending.                     Crypto.com users will soon be able to lend wrapped crypto assets and earn yield on stablecoins through Morpho, a decentralized finance (DeFi) lending protocol.According to a Thursday statement, Morpho will launch stablecoin lending markets on the Cronos blockchain, with the first vaults expected this year. The integration will allow users to deposit wrapped Ether (ETH) or Bitcoin (BTC) into Morpho vaults and borrow stablecoins against them to earn yield.Wrapped assets are tokens that represent another cryptocurrency on a different blockchain. On Cronos, wrapped tokens such as CDCETH and CDCBTC mirror ETH and BTC, allowing users to bring value into the network and access DeFi lending markets without leaving the chain.Read more

Author: Coinstats
Sharps Technology Plans $100M Stock Buyback Amid Solana Treasury Push

Sharps Technology Plans $100M Stock Buyback Amid Solana Treasury Push

Sharps Technology announces $100M stock buyback while expanding Solana treasury strategy, blending shareholder value with blockchain-driven digital asset diversification. Sharps Technology has announced plans to repurchase up to $100 million of its outstanding common stock. The move highlights its dual focus on shareholder value and expansion into the digital assets ecosystem with Solana. The Nasdaq-listed […] The post Sharps Technology Plans $100M Stock Buyback Amid Solana Treasury Push appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Investors Brace for a Wild October as Solana (SOL) ETF Deadline Nears and Viral DeFi Altcoin Heats Up

Investors Brace for a Wild October as Solana (SOL) ETF Deadline Nears and Viral DeFi Altcoin Heats Up

October is proving to be one of the most pivotal months of the year for crypto investors as attention zooms in on the upcoming Solana (SOL) spot ETF deadline and the frenetic action around a rapidly rising DeFi altcoin, Mutuum Finance. Solana has already seen added institutional action while it waits for prospective ETF approval, and regulatory go-ahead may trigger a robust leg higher and usher in billions of fresh inflows.  But even considering SOL’s positioning, much of the market’s hype remains centered on Mutuum Finance (MUTM), a presale project that’s sweeping the DeFi space off its feet. MUTM is now valued at a meager $0.035 in phase 6 of its presale. Mutuum Finance has already recorded over 16,700 holders and raised $16.7 million in pre-launch funds. With whales and retail traders both positioning for Q4, Mutuum Finance could be one of the best-upside altcoins heading into 2026. Can Solana (SOL) Reclaim $220 as Bulls Eye Key Technical Levels Solana (SOL) is flashing new strength after bouncing off the 61.8% Fibonacci retracement near $193, a key technical level that has a tendency to be a launching pad for bull bounce-backs. Price action is currently heading towards a previously broken channel that will serve as near-term resistance, with investors carefully watching for potential short-term correction prior to the next decisive move.  If momentum persists and market conditions remain favorable, reclaiming the $220 level seems quite within reach, pointing to a possible prolongation of SOL’s resurgence. As Solana gets back on its feet, investors also look for early-stage, high-potential coins that combine technical innovation with usability, like Mutuum Finance (MUTM), which has been a quick-emerging DeFi initiative attracting considerable buzz ahead of the next market cycle. Mutuum Finance Registers Robust Presale Momentum Mutuum Finance (MUTM) is still trendy in Phase 6 of presale, where it has seen more than 16,700 investors and more than $16.7 million. All this activity is evidence of the increasing faith in the long-term project vision and potential to build the future of decentralized finance. In their continuing commitment to security and transparency, Mutuum Finance partnered with CertiK to launch a $50,000 Bug Bounty Program. Security engineers and developers are invited to find vulnerabilities in four levels of severity, namely critical, major, minor, and low. This is just one part of Mutuum’s overall initiative to secure its infrastructure and gain the trust of its expanding community. Dynamic Interest Rates and Optimized Efficiency Mutuum Finance protocol is a real-time operating algorithmic floating interest rate system that dynamically reacts to liquidity levels. The borrow cost is lowered in times of high liquidity to incentivize lending and the inflow of new capital. The borrow cost increases when liquidity is low, thereby incentivizing new deposits and loan repayments. This self-regulating process discourages over-leveraging and promotes overall ecosystem equilibrium. Efficiency is augmented by collateral optimization, particularly for correlated assets. Well-collateralised positions have higher borrowing allowance and more favourable Loan-to-Value (LTV) margins, and reserve factors act as a buffer against market volatility. Volatile assets call for higher reserves to stem exposure to volatility, while less-volatile assets allow for higher borrowing with minimal liquidation risk. LTV margins and liquidation points are dynamically calibrated on the basis of each token’s own volatility profile, spreading the risk equitably across the platform. With its presale success, advanced risk management system, and unwavering commitment to security and transparency, Mutuum Finance (MUTM) is quickly becoming a stable and sustainable platform for long-term adoption, growth, and prosperity in decentralized finance. Pushing Ahead  Mutuum Finance (MUTM) continues to press forward, raising over $16.7 million from over 16,700 owners, with Phase 6 already over 55% sold at $0.035 per token. Whereas Solana (SOL) is poised to perhaps reach $220 in the wake of ETF rumors, MUTM rewards early birds with a high-potential DeFi trade through its dual lending protocol, variable interest rates, and robust security, including a $50,000 CertiK bug bounty program. Investors seeking exposure to a utility-driven, fast-growing altcoin should purchase MUTM tokens before presale is over.  For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats