Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14720 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Uniswap (UNI) Explained 2025: How the Leading DEX is Shaping DeFi

Uniswap (UNI) Explained 2025: How the Leading DEX is Shaping DeFi

📑 Table of Contents What Makes Uniswap a DeFi Giant? The Origins and Background of Uniswap Inside the Technology: How Uniswap Works Ecosystem & Strategic Partnerships Practical Use Cases of Uniswap UNI Tokenomics Explained Latest Uniswap News & Developments Final Thoughts on Uniswap FAQ: 10 Unanswered Questions About Uniswap 🚀 What Makes Uniswap a DeFi [...]]]>

Author: Crypto News Flash
Toncoin (TON) Explained 2025: The Telegram-Backed Crypto Powering Web3

Toncoin (TON) Explained 2025: The Telegram-Backed Crypto Powering Web3

📑 Table of Contents What Makes Toncoin Unique? The Origins and Background of TON How Toncoin’s Technology Works The TON Ecosystem & Key Partnerships Real-World Use Cases of Toncoin TON Tokenomics Explained Latest Toncoin News & Developments Final Thoughts on Toncoin FAQ: 10 Unanswered Questions About Toncoin 🚀 What Makes Toncoin Unique? Toncoin is the [...]]]>

Author: Crypto News Flash
The Real Story of XRP and Chainlink

The Real Story of XRP and Chainlink

The post The Real Story of XRP and Chainlink appeared on BitcoinEthereumNews.com. XRP holds $178B market cap, but escrow releases keep supply pressure on every price rally. Chainlink secures $90B+ in DeFi TVS, with CCIP and Swift pilots proving utility beyond speculation. Market cap comparison alone can mislead traders. Real signals are XRP escrow flow and LINK oracle adoption metrics. XRP currently holds a market capitalization above $178 billion, trading near $2.97, while Chainlink sits closer to $15 billion, with LINK priced around $22. Both XRP and Chainlink (LINK) are giants in the crypto space, occupying very different roles in the crypto ecosystem.  On paper, that gap makes XRP appear dominant. But raw market cap is just price multiplied by circulating supply. It doesn’t reveal what each network actually powers or how value flows through their ecosystems. For starters, on their respective networks, XRP is used in payments, liquidity bridging, and settlement, while Chainlink provides real-world data to smart contracts and blockchains. Related: XRP Might Be Wall Street’s Very Own Dark Horse as Issuers Crowd October and Funds Compare It to Bitcoin XRP’s Dynamics: Escrow Supply and Payment Rails A defining feature is Ripple’s escrow system where up to 1 billion XRP is released each month, with much of it re-locked. That controlled release is designed to prevent uncontrolled inflation, but it also means supply pressure constantly exists. At the same time, Ripple reports that the XRPL processes over $1 billion in stablecoin volume each month and has risen into the top-10 blockchains for real-world asset (RWA) activity. This means, XRP’s worth comes from banks and payment providers using it to transfer value, and more usage means more potential value. In contrast, Chainlink’s value comes from the demand for its data services. Meaning, the more that DeFi apps and other projects need reliable data, the more valuable its network becomes. Related: XRP…

Author: BitcoinEthereumNews
Sui Unveils Native Stablecoins Amid Surge in Synthetic Dollar Popularity

Sui Unveils Native Stablecoins Amid Surge in Synthetic Dollar Popularity

As the stablecoin sector continues to evolve, new innovations are emerging to enhance stability and appeal to investors seeking reliable digital assets. Notably, the launch of native stablecoins on the Sui blockchain signals a growing interest in blending traditional financial backing with advanced blockchain strategies, including synthetic and delta-neutral approaches. This development reflects broader trends [...]

Author: Crypto Breaking News
Which DeFi Altcoin Will Deliver 50x Gains by 2026: Mutuum Finance (MUTM) or Cardano (ADA)?

Which DeFi Altcoin Will Deliver 50x Gains by 2026: Mutuum Finance (MUTM) or Cardano (ADA)?

With the clock ticking on 2026, investors are pinpointing which DeFi altcoin will provide the type of blistering returns that characterize bull runs and the battle between Mutuum Finance (MUTM) and Cardano (ADA) is getting hot. Cardano, one of the leading smart contract platforms of its time, continues innovating with fresh upgrades that it hopes […]

Author: Cryptopolitan
FleetMining Rolls out cryptocurrency cloud mining, bringing benefits to BTC, USDC, and ETH holders

FleetMining Rolls out cryptocurrency cloud mining, bringing benefits to BTC, USDC, and ETH holders

The post FleetMining Rolls out cryptocurrency cloud mining, bringing benefits to BTC, USDC, and ETH holders appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp Disclaimer: The below article is sponsored, and the views in it do not represent those of ZyCrypto. Readers should conduct independent research before taking any actions related to the project mentioned in this piece. This article should not be regarded as investment advice. Introduction And you may not know this: Strategically, from the fourth quarter of 2020 to the beginning of 2025, over 9 million users worldwide have joined FleetMining cloud mining for passive income, which is shaping the future equation. Why is Cloud Mining Becoming the Blue Ocean of Passive Income? For quite some time, holders had three key issues:– Can’t be mined: Unlike Bitcoin, it can’t be created with computing power.– No staking rewards: Unlike Ethereum’s PoS mechanism.– Limited DeFi returns: Higher risk, lower returns than expected.The emergence of cloud mining is changing this situation:– Deposit equals computing power: Users can purchase computing power with BTC, ETH, or USDT.– Daily settlement: Contracted fixed dollar income is received daily like a “salary”.– Multiple security layers: Cold wallets and a risk control system to ensure the safety of funds. Advertisement &nbsp FleetMining: The Platform of Choice for 9,000,000 Users Worldwide There are so many cloud mining options for crypto enthusiasts, but FleetMining comes with the following benefits:– Compliance system: Headquartered in the U.S., with multiple security audits.– Global coverage: Available wherever people are in 170+ countries and counting. – Green energy: Data centers that operate on renewable energy, consuming less.– Ultra-low entry: Starting at $100 to make a trade, beginner-friendly. Platform Highlights– No hardware and no tech threshold.– Earnings are distributed daily, withdrawable for compounding. – Flexible contracts (2–60 days), freely choose the cycle.– Straightforward dashboard and no hidden fees. Example Earnings: From $100 to $9,000/DayContract Type | Amount | Duration | Daily IncomeBeginner Trial | $100…

Author: BitcoinEthereumNews
The Scalability Breakthrough Crypto Needs

The Scalability Breakthrough Crypto Needs

The post The Scalability Breakthrough Crypto Needs appeared on BitcoinEthereumNews.com. Crypto News Zero Knowledge Proof fixes Ethereum’s gas fee problem with scalable proofs, not transactions. Enter the whitelist presale now to secure early access before the next Solana or Polygon moment. When DeFi exploded in 2020–2021, it looked unstoppable. Billions of dollars poured into lending, trading, and yield farming. But one thing stopped ordinary users in their tracks: Ethereum gas fees. At the peak, simple swaps cost more than $100, making DeFi profitable only for whales. Smaller investors were priced out, and the promise of “finance for everyone” hit a wall. That scalability problem has haunted Web3 ever since. Dozens of Layer 1 blockchains promised cheaper fees, but few could match Ethereum’s security and network effects. What if there was another way? Not to replace Ethereum, but to scale it — and every other blockchain — without sacrificing trust? That’s the breakthrough promised by Zero Knowledge Proof (ZKP). According to the project’s whitepaper, ZKPs don’t need to push every transaction on-chain. Instead, they let blockchains verify proofs that transactions happened correctly, cutting costs by orders of magnitude. With the whitelist coming soon, this presale puts investors at the front of the scalability story that could define the next cycle. Why Gas Fees Crushed DeFi Ethereum’s design secured billions in assets but wasn’t built for global-scale usage. Every transaction competed for block space, pushing fees higher as demand surged. For big players, it was manageable. For everyday users, it was exclusion. Other blockchains tried to capture frustrated users. Solana emphasized speed, Polygon brought Layer 2 scaling, Avalanche built subnets. Each gained traction, but none solved the underlying paradox: how to keep decentralization, security, and low fees all at once. ZKPs change the formula. Instead of recording every action directly, the blockchain only checks compact cryptographic proofs. It’s like a teacher marking…

Author: BitcoinEthereumNews
A User-Centric And Community-Driven Platform And Token

A User-Centric And Community-Driven Platform And Token

The post A User-Centric And Community-Driven Platform And Token appeared on BitcoinEthereumNews.com. Celsius (CEL) is the native cryptocurrency of the Celsius Network, a decentralized lending and borrowing platform built on the Ethereum blockchain. Celsius Network aims to provide financial services to cryptocurrency holders, allowing them to earn interest on their holdings, take out loans using their crypto as collateral, and access various other financial products. It offers a user-friendly mobile app where users can manage their deposits, loans, and access other financial services. Celsius (CEL) token CEL primarily functions as a utility token within the Celsius Network ecosystem. Celsius users can earn higher interest rates on their crypto deposits and receive better loan terms by holding and using CEL tokens. Users can deposit their cryptocurrencies into interest-earning accounts and earn interest on their deposits, and the interest rates may vary based on the amount of CEL they hold. Moreover, CEL holders have the opportunity to participate in community governance and decision-making through voting on proposals. Celsius Network has a tiered loyalty program where users can unlock higher interest rates and benefits based on the amount of CEL tokens they hold and the level of their engagement with the platform. Another feature allows users to take out loans using their cryptocurrency holdings as collateral. The availability and terms of loans can be influenced by holding and using CEL tokens. Disclaimer. This article is for informational purposes only and should not be viewed as an endorsement by Coinidol.com. The data provided is collected by the author and is not sponsored by any company or token developer. They are not a recommendation to buy or sell cryptocurrency. Readers should do their research before investing in funds. Source: https://coinidol.com/celsius-cel-token/

Author: BitcoinEthereumNews
Zero Knowledge Proof Whitelist Coming Soon: The Scalability Breakthrough Crypto Needs

Zero Knowledge Proof Whitelist Coming Soon: The Scalability Breakthrough Crypto Needs

When DeFi exploded in 2020–2021, it looked unstoppable. Billions of dollars poured into lending, trading, and yield farming. But one […] The post Zero Knowledge Proof Whitelist Coming Soon: The Scalability Breakthrough Crypto Needs appeared first on Coindoo.

Author: Coindoo
Cronos integrates Morpho to boost DeFi lending and tokenization

Cronos integrates Morpho to boost DeFi lending and tokenization

Cronos will collaborate with Crypto.com and onchain lending platform Morpho to expand decentralized finance and asset tokenization on the Cronos blockchain. Cronos Labs announced the partnership on Oct. 2, noting in a press release that Crypto.com and Morpho will help…

Author: Crypto.news