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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14527 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Coinbase Launches USDC Lending With Morpho Offering Up to 10.8% Yields

Coinbase Launches USDC Lending With Morpho Offering Up to 10.8% Yields

TLDR Coinbase integrates Morpho protocol, offering up to 10.8% yields on USDC through decentralized finance. USDC lending on Coinbase surpasses 4.1% APY, with a new DeFi option yielding up to 10.8%. Morpho protocol’s lending pools help Coinbase users optimize returns on USDC deposits. Coinbase’s DeFi integration expands globally, starting in select U.S. states and international [...] The post Coinbase Launches USDC Lending With Morpho Offering Up to 10.8% Yields appeared first on CoinCentral.

Author: Coincentral

2025/09/20

The blockchain revolution should be invisible

The blockchain revolution should be invisible

The post The blockchain revolution should be invisible appeared on BitcoinEthereumNews.com. Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. When it comes to money, every person ultimately has the same basic needs: we need to be able to save it, send it, and spend it, safely and simply. But even in 2025, billions of people are still left out by the formal financial system. And this happens not just in the emerging markets, but ironically, also in the world’s leading nations.  Summary Tens of millions remain underbanked in developed markets, but blockchain has yet to deliver practical, everyday solutions due to poor UX and complexity. Adoption depends on relatability — successful models like Nubank in Brazil, GCash in the Philippines, and Telegram’s TON payments show that people embrace tech when it’s simple, embedded, and solves daily problems. Blockchain must prioritize utility over ideology — clumsy rollouts like El Salvador’s Bitcoin experiment show the risks, while stablecoins and tokenized assets offer a clearer path to usability and trust. Mass adoption requires simplicity — crypto must become as effortless as existing apps, making saving, sending, and spending natural; otherwise, blockchain risks staying niche for decades. According to recent surveys, over 36 million consumers remain underbanked in North America alone, while there are over 20.2 million adults who are underserved in the United Kingdom. Whether it be due to a lack of infrastructure or a mistrust in banking, this financial exclusion continues to stifle economic mobility and limit access to basic opportunities. Many still see blockchain as a revolutionary solution, offering faster, cheaper, and borderless financial services to the world. However, in practice, we haven’t yet delivered on that promise for everyday users. Today, cryptocurrencies and blockchain, more broadly, are perceived as speculative ways to extract value, rather than…

Author: BitcoinEthereumNews

2025/09/20

The blockchain revolution should be invisible | Opinion

The blockchain revolution should be invisible | Opinion

For blockchain technology to reach the masses, we need simple, practical projects that make crypto meaningful for everyday people.

Author: Crypto.news

2025/09/20

XRP Ledger Surpasses 7 Million Accounts as Flare Launches First XRP-Backed Stablecoin

XRP Ledger Surpasses 7 Million Accounts as Flare Launches First XRP-Backed Stablecoin

The post XRP Ledger Surpasses 7 Million Accounts as Flare Launches First XRP-Backed Stablecoin appeared on BitcoinEthereumNews.com. AltcoinsBlockchain 20 September 2025 | 12:00 The XRP Ledger has crossed an adoption milestone with more than 7 million active accounts, and now a fresh development on the Flare Network could accelerate its role in decentralized finance: the launch of the first stablecoin backed directly by XRP. The new product is powered by Enosys Liquity V2, a reengineered version of the Liquity protocol adapted for Flare. Instead of Ethereum, XRP now serves as the core collateral, giving holders a way to generate a stable asset without cashing out of their long-term positions. Holders of FXRP, stXRP, wFLR, and other tokenized assets can lock them into the system’s Collateralized Debt Positions (CDPs). In return, they mint stablecoins while still maintaining exposure to XRP. A DeFi Toolkit for XRP The design leans on Flare’s Time Series Oracle (FTSO) for pricing data and includes safety pools and locked asset loans to maintain stability. On top of that, users earn rFLR rewards, layering incentives over functionality. The appeal is clear: XRP investors can unlock liquidity while using stablecoins for payments, lending, trading, or even NFT purchases. As Flare CEO Hugo Philion put it, the model helps XRP integrate into the broader digital economy rather than just being a settlement asset. Institutional and Ecosystem Impact The system is already attracting attention. Everything Blockchain has begun using Flare’s XRP framework for treasury management, signaling that the model could resonate with corporate players as well as retail. By making XRP a viable collateral asset for stablecoins, Flare and Enosys are positioning it as part of a broader DeFi infrastructure rather than a stand-alone token. What It Means for XRP’s Future For the XRP community, the timing is significant. The ledger’s adoption metrics are trending higher, and this launch gives holders new reasons to stay engaged. Instead of…

Author: BitcoinEthereumNews

2025/09/20

DOGE May Regain Hype, but Traders Look Toward MUTM Just Crossing $16M as the Top Crypto for 700% ROI

DOGE May Regain Hype, but Traders Look Toward MUTM Just Crossing $16M as the Top Crypto for 700% ROI

Mutuum Finance raises $16M+ in presale, offering overcollateralized lending, P2P markets & Chainlink oracles, targeting 700% ROI for early buyers.

Author: Blockchainreporter

2025/09/20

Bitcoin Price Prediction: Will $BTC Hit $150,000 by Year-End if ETF Inflows Accelerate?

Bitcoin Price Prediction: Will $BTC Hit $150,000 by Year-End if ETF Inflows Accelerate?

Explore expert analysis on Bitcoin's potential to reach $150,000 by year-end amid accelerating ETF inflows, market trends, and investor sentiment.

Author: Cryptodaily

2025/09/20

Which Top Cryptos Stand to Gain from the SEC’s New ETF Listing Guidelines?

Which Top Cryptos Stand to Gain from the SEC’s New ETF Listing Guidelines?

The post Which Top Cryptos Stand to Gain from the SEC’s New ETF Listing Guidelines? appeared first on Coinpedia Fintech News The U.S. Securities and Exchange Commission is reviewing new generic listing standards that could change how crypto ETFs launch. At present, each ETF application takes months of scrutiny, often without approval.  A generic standard would allow issuers to bring new ETFs to market under predefined rules. As a result, approval time may shorten to as …

Author: CoinPedia

2025/09/20

XRP News: Enosys Loans Brings XRP Into DeFi for the First Time

XRP News: Enosys Loans Brings XRP Into DeFi for the First Time

The post XRP News: Enosys Loans Brings XRP Into DeFi for the First Time appeared on BitcoinEthereumNews.com. The post XRP News: Enosys Loans Brings XRP Into DeFi for the First Time appeared first on Coinpedia Fintech News Enosys has announced the upcoming launch of Enosys Loans, a friendly fork of Liquity V2 deployed on the Flare Network. This marks a historic milestone, XRP (via FXRP) can now be used as collateral to mint a stablecoin. A second audit is already underway, highlighting the team’s commitment to safety and reliability before the platform goes live. Why Enosys Loans Unlocks DeFi for XRP and Bitcoin Until now, XRP’s lack of native smart contract functionality has kept it outside the broader DeFi world. With Enosys Loans, XRP holders can lock their assets in a Collateralized Debt Position (CDP) and mint a stablecoin while keeping exposure to XRP. At launch, the protocol will support FXRP and wrapped FLR (wFLR) as collateral. The roadmap is even more ambitious, with plans to add staked XRP (stXRP) and FBTC (Bitcoin bridged to Flare). “This isn’t just about XRP—it’s about Bitcoin and other major assets finding a new role in DeFi.” Built on Liquity V2, Optimized for Flare Network Enosys Loans leverages the proven Liquity V2 framework, trusted for its low fees and user-controlled rates on Ethereum. By deploying on Flare, it combines Liquity’s reliability with Flare’s scalable, secure, and interoperable infrastructure. This fusion enables a DeFi platform designed specifically for non-smart contract assets like XRP and Bitcoin. Flare Oracle Power: Accurate and Decentralized Collateral Pricing A standout feature is Enosys Loans’ use of the Flare Time Series Oracle (FTSO) to ensure accurate collateral pricing. Unlike centralized oracles, FTSO aggregates price data from many independent providers, making it tamper-resistant and highly precise. This guarantees stable collateral-to-debt ratios and protects users from volatility. “With FTSO V2 scaling to thousands of data feeds, collateral pricing will remain…

Author: BitcoinEthereumNews

2025/09/20

Top 3 Cryptos Under $1 That Could Skyrocket 1500% in 2025

Top 3 Cryptos Under $1 That Could Skyrocket 1500% in 2025

Q4 2025 is expected to be a strong phase for the crypto market as investors anticipate huge gains. Among cryptos most investors are watching are Dogecoin (DOGE) and Shiba Inu (SHIB). However the coin drawing the biggest attention is Mutuum Finance (MUTM), priced under a dollar at $0.035 in its ongoing presale.  With a dual […]

Author: Cryptopolitan

2025/09/20

Forward Industries (FORD)’s SOL Strategy Explained: The Largest Solana Treasury

Forward Industries (FORD)’s SOL Strategy Explained: The Largest Solana Treasury

The post Forward Industries (FORD)’s SOL Strategy Explained: The Largest Solana Treasury appeared on BitcoinEthereumNews.com. When most people think about Forward Industries (FORD), they picture a small Nasdaq-listed design company that has spent decades making cases for medical and tech devices. But in September 2025, Forward made a pivot that shocked both Wall Street and the crypto world.  The company raised $1.65 billion and deployed nearly all of it into Solana (SOL). It instantly became the largest publicly traded Solana treasury. This was not a quiet experiment. Forward Industries bought more than 6.8 million SOL tokens, worth about $1.58 billion, and announced that building a Solana-based treasury is now its core business. In doing so, Forward Industries stock went from being a sleepy small-cap to a vehicle for investors who want direct exposure to Solana’s upside.  Overnight, FORD stock became something like a Solana proxy. Let’s explain their move, the strategy for the future, and what this means for the overall crypto space! Key takeaways Forward Industries (FORD) raised $1.65 billion in a PIPE deal led by Galaxy Digital, Jump Crypto, and Multicoin Capital. The company purchased 6.8 million SOL, making it the largest publicly traded Solana treasury. Its strategy centers on staking, DeFi participation, and SOL-per-share growth, guided by Kyle Samani. Forward Industries stock has effectively become a proxy for Solana exposure, rising sharply after the pivot. Future plans include a $4 billion ATM offering to expand the treasury and deepen its Solana integration. Background: from legacy manufacturer to crypto pivot For more than 60 years, Forward Industries (FORD) was a quiet presence on Nasdaq. The company built its business around designing and manufacturing carrying cases for medical devices, handheld electronics, and other consumer tech accessories.  Revenue was modest, and Forward Industries stock traded like a small-cap with limited growth prospects. That’s why its September 2025 announcement stunned the market. Practically overnight, Forward pivoted…

Author: BitcoinEthereumNews

2025/09/20

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