Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14526 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ethereum Price Prediction: ETH Eyes $7,000 and $10,000 as Next Key Targets While Mutuum Finance (MUTM) Positions for a 43x Price Pump

Ethereum Price Prediction: ETH Eyes $7,000 and $10,000 as Next Key Targets While Mutuum Finance (MUTM) Positions for a 43x Price Pump

The post Ethereum Price Prediction: ETH Eyes $7,000 and $10,000 as Next Key Targets While Mutuum Finance (MUTM) Positions for a 43x Price Pump  appeared on BitcoinEthereumNews.com. Ethereum (ETH) is on the rise, with analysts eyeing $7,000 and even $10,000 as its next big targets. But while ETH’s overall direction remains strong, the real breakout coin could possibly be Mutuum Finance (MUTM). Sold at lows of $0.035 today, MUTM waits for a potential 43x price pump, thanks to its borrowing- and lending-clad utility-based DeFi protocol.  Mutuum Finance is offering investors the type of ground-floor potential ETH investors can’t ever see again. While capital seeks the next big performer, Mutuum Finance is rapidly becoming the coin to watch. Ethereum Sees $7,000-$10,000 On Building Signs Ethereum (ETH) is priced at $4,513.78, intraday ranging between $4,429.39 and $4,535.33. Momentum indicators are indicating steady firming up, volume has constricted, and support at $4,400-$4,500 is thought to be in place. For ETH to cross $7,000 or even $10,000 in subsequent cycles, it would ideally require positive macroeconomic contexts, continuous growth in DeFi adoption, and effective use of scaling solutions.  Whereas ETH is the incumbent with a de facto place at the smart contract layer and less of a spec play than the majority of altcoins, investors believe Mutuum Finance has the potential to offer returns higher than ETH’s in 2025. MUTM Presale Momentum and FOMO  Mutuum Finance offers investors the opportunity to be some of the project’s pioneers and invest in tokens at much less than they will be after launch. Available for sale at $0.035 per MUTM in presale Phase 6, the token will be priced at $0.04 in Phase 7. The presale has been successful, with over $16 million raised and over 16,400 token holders, which indicates positive sentiment among investors and trust in the market. To add a layer of protection for security, Mutuum Finance has launched an official Bug Bounty Program in partnership with CertiK that guarantees rewards…

Author: BitcoinEthereumNews
XRP, Cardano, PEPE Stalling; Pepeto Emerges Q4’s Best Crypto To Buy Now

XRP, Cardano, PEPE Stalling; Pepeto Emerges Q4’s Best Crypto To Buy Now

The post XRP, Cardano, PEPE Stalling; Pepeto Emerges Q4’s Best Crypto To Buy Now appeared on BitcoinEthereumNews.com. Crypto News 20 September 2025 | 02:35 XRP, Cardano, and PEPE enjoyed their glory runs. They made overnight millionaires in earlier cycles, but the pace has cooled. The same traders who chased those wins now hunt for the next rocket, and many are circling Pepeto (PEPETO). With over $6.7M raised during presale, this Ethereum-based memecoin is surging in attention, blending utility with meme energy. Is Pepeto the best crypto to buy now for this bull run, and possibly the breakout story that could define 2025 and overshadow Dogecoin price prediction chatter? Q4 Outlook For XRP, Cardano, And PEPE Heading into Q4, XRP, Pepe, and Cardano show strain. XRP’s chart still leans on shaky ETF rumors and broad macro narratives rather than internal progress, leaving holders waiting on headlines they cannot control. PEPE looks softer, with activity ebbing, volumes thinning, and whales trimming risk. Cardano continues to bank on a long roadmap, but shipping remains slow compared with a market demanding immediate results. Together these signals explain why capital is rotating from aging stories to projects delivering now. Even blockdag price prediction debates underline the same theme: money prefers execution over promises today, not tomorrow. History rewards early movers: the biggest wins rarely come from waiting on tired giants but from spotting the next rocket before it lifts. That is why sharper investors are rotating into Pepeto now, a project building real value in Q4 while rivals stall out. Why Pepeto Looks Like The Best Crypto To Buy Now This Q4 Pepeto tackles what dogs XRP and PEPE by doubling down on its own rails. As an Ethereum memecoin with working tools, it brings what rivals still lack: zero-fee trading on PepetoSwap and fast, secure cross-chain moves through PepetoBridge. Fueling that utility is a presale price of $0.000000154, giving investors the…

Author: BitcoinEthereumNews
Top 10 Meme Coins in 2025 Tipped for Skyrocketing Gains – Will You Join Early?

Top 10 Meme Coins in 2025 Tipped for Skyrocketing Gains – Will You Join Early?

What if selecting the right digital asset could position an investor for a once-in-a-lifetime gain? In a market dominated by narratives, humor, and viral potential, meme coins continue to disrupt traditional thinking around cryptocurrency. The challenge lies in recognizing which projects will hold long-term value and which will simply pass as hype. With global adoption […] The post Top 10 Meme Coins in 2025 Tipped for Skyrocketing Gains – Will You Join Early? appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Dogecoin Price Prediction: Will DOGE Hit $10 by 2027? Investors Seeking High Returns Are Buying This Token

Dogecoin Price Prediction: Will DOGE Hit $10 by 2027? Investors Seeking High Returns Are Buying This Token

The post Dogecoin Price Prediction: Will DOGE Hit $10 by 2027? Investors Seeking High Returns Are Buying This Token  appeared on BitcoinEthereumNews.com. With Dogecoin (DOGE) gradually crawling back to the point of new community hype, the question that investors are asking is whether it can ever reach a high of $10 by 2027. Meanwhile, Mutuum Finance (MUTM) is slowly taking over the limelight. The project is at stage 6 of its presale at $0.035 building actual DeFi utility.  Having already raised more than $16 million, and investors increasingly paying attention to its peer-to-contract and peer-to-peer lending and borrowing model, MUTM is preparing to be the token most believe has the upside DOGE lacks. While the path of DOGE to $10 would involve huge leaps in adoption, MUTM offers a more realistic high-return undertaking, focused on traction, roadmap, and utility instead of nostalgia. Dogecoin’s Long-Term Perspective Takes Center Stage Dogecoin (DOGE) is trading at $0.26835, and the present range is approximately $0.2592 to $0.2716. While favored by the masses and occasionally experiencing strong pumps, expectations for DOGE reaching $10 by 2027 appear to be wishful thinking, given its humongous circulating supply and sentiment-based over utility-based backing.  $1 seems like a more achievable target as it hovers above $0.25 target. In relation to DOGE’s performance, newer protocol Mutuum Finance becomes more appealing from the perspectives of investors as a better stable return-based choice in this bull cycle. Mutuum Finance Presale Mutuum Finance has broken presale records with more than 16,400 investors buying coins and raising a combined total amount of more than $16 million to date. Coins are available for buying during Phase 6 at $0.035 per token. Its tiered pricing system is an awards system and early members get maximum ROI. Mutuum Finance (MUTM) started a $50,000 Bug Bounty Program, and it is inviting developers, security researchers and white-hat hackers to come and attack its security. They are welcome for bug discovery and…

Author: BitcoinEthereumNews
LINK’s 2025 Price Forecast and TON Adoption Growth Drive Interest as BullZilla Leads the Top New Presales in September 2025

LINK’s 2025 Price Forecast and TON Adoption Growth Drive Interest as BullZilla Leads the Top New Presales in September 2025

Discover why Chainlink, BullZilla, and Toncoin are the top new presales in September 2025. Explore Chainlink price forecasts, Toncoin adoption growth, and the robust meme coin presale ecosystem, which offers substantial staking rewards.

Author: Blockchainreporter
Coinbase Launches USDC Lending With Morpho Offering 10.8%

Coinbase Launches USDC Lending With Morpho Offering 10.8%

The post Coinbase Launches USDC Lending With Morpho Offering 10.8% appeared on BitcoinEthereumNews.com. Coinbase’s new USDC lending with Morpho lets users earn up to 10.8% yearly. USDC deposits go into vaults for lending, with no lockups and instant withdrawals. Paired with Bitcoin-backed loans worth $900 million, this setup blends Coinbase’s app with Morpho’s smart contracts for easy, safe investing. Coinbase, a top US crypto exchange, just launched a new way for users to earn money on their USDC stablecoin by teaming up with DeFi platform Morpho. This lets customers make returns without leaving the Coinbase app. New Lending Opportunities for USDC Holders The exchange shared that USDC deposits go into special vaults managed by Steakhouse Financial using Morpho’s smart contracts. When you put in USDC, it’s lent out to borrowers, including those using Coinbase’s crypto backed loans. You earn interest from what borrowers pay, with no lockup periods, instant withdrawals, and interest that adds up automatically. As of September 18, 2025, users can earn up to 10.8% yearly on USDC, with standard rates at 4.1% or 4.5% for Coinbase One members. This is available in the US, except New York, plus Bermuda and other countries. Coinbase also tied this to its Bitcoin-backed loan service, started earlier this year, which has already given out $900 million. Users can borrow up to $100,000 in USDC using their bitcoin as collateral, with flexible repayments and changing interest rates. There’s no need to sell bitcoin, but loans can be closed if the collateral’s value drops. They call this setup the DeFi mullet, blending Coinbase’s easy app with Morpho’s open smart contracts. It’s a clean system where folks can lend and borrow in one spot, growing their money easily while keeping things safe and flexible. Source: https://thenewscrypto.com/coinbase-launches-usdc-lending-with-morpho-offering-up-to-10-8-yields/

Author: BitcoinEthereumNews
CFTC Names Crypto Experts to Lead Digital Asset Markets Subcommittee

CFTC Names Crypto Experts to Lead Digital Asset Markets Subcommittee

The Commodity Futures Trading Commission (CFTC) has expanded its engagement with the crypto industry by appointing new members to its Global Markets Advisory Committee (GMAC) and its specialized subcommittees. Notably, several influential figures from the cryptocurrency space have joined the Digital Asset Markets Subcommittee (DAMS), signaling the regulator’s increased focus on decentralized finance (DeFi) and [...]

Author: Crypto Breaking News
After Being Called SHIB 2.0, Layer Brett Wins Best Crypto Presale To Buy Now Award At The End Of Q3

After Being Called SHIB 2.0, Layer Brett Wins Best Crypto Presale To Buy Now Award At The End Of Q3

The hunt for the best crypto presale to buy now is heating up, and Layer Brett ($LBRETT) is quickly taking center stage. After being dubbed “SHIB 2.0,” the project recently won recognition as the best crypto presale to buy now at the close of Q3.  With tokens priced at just $0.0058, a presale that has […] The post After Being Called SHIB 2.0, Layer Brett Wins Best Crypto Presale To Buy Now Award At The End Of Q3 appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Massive USDT Transfer: $220 Million Moves to Aave from Unknown Wallet

Massive USDT Transfer: $220 Million Moves to Aave from Unknown Wallet

BitcoinWorld Massive USDT Transfer: $220 Million Moves to Aave from Unknown Wallet The cryptocurrency world is abuzz with the news of a monumental USDT transfer. A staggering 219,999,998 USDT, valued at approximately $220 million, recently moved from an undisclosed wallet to the decentralized finance (DeFi) lending protocol, Aave. This significant whale movement, flagged by Whale Alert, has ignited widespread speculation across the market. What Does This Massive USDT Transfer Mean for DeFi? Such a substantial transaction immediately draws attention due to its sheer size. When nearly a quarter of a billion dollars in Tether (USDT) shifts hands, especially from an ‘unknown’ source to a major DeFi platform like Aave, it often signals significant strategic activity. This isn’t just everyday trading; it’s a whale making a calculated move that could influence market dynamics. Whale Alert, a well-known blockchain tracking service, brought this particular USDT transfer to light. Their reports are crucial for transparency in a market often characterized by anonymity. For many, these alerts serve as an early indicator of potential market shifts or large-scale financial strategies by big players, providing valuable insights. Why Aave? Understanding the Destination of This USDT Transfer Aave is one of the leading decentralized lending and borrowing protocols in the DeFi space. It allows users to deposit cryptocurrencies to earn interest or borrow against their crypto assets. The arrival of such a large sum of USDT could have several implications for the platform and its users, potentially boosting liquidity. One primary reason for moving such a large sum to Aave could be to utilize its lending pools. Depositing USDT into Aave allows the wallet owner to earn interest, providing a passive income stream. Alternatively, the funds could be used as collateral to borrow other cryptocurrencies, enabling leveraged positions or complex DeFi strategies without directly selling the stablecoin. Potential Scenarios Behind the $220 Million USDT Transfer While the exact motive behind this specific USDT transfer remains unknown, several plausible scenarios could explain this colossal movement: Yield Farming: The wallet owner might be looking to participate in lucrative yield farming strategies on Aave or other integrated protocols, seeking higher returns on their substantial assets. Liquidity Provision: Injecting such a large amount of USDT could be aimed at boosting liquidity on Aave, potentially in anticipation of increased borrowing demand or to facilitate larger trades within the ecosystem. Institutional Movement: This could represent an institutional player or a high-net-worth individual rebalancing their portfolio or strategically deploying significant capital into the burgeoning DeFi ecosystem. Strategic Borrowing: The USDT might serve as collateral for a significant loan, perhaps to acquire other volatile assets or fund other ventures without liquidating their stablecoin holdings. What are the Market Implications of a Major USDT Transfer? Large USDT transfers, especially to prominent DeFi protocols, often spark discussions about overall market stability and liquidity. While USDT is a stablecoin pegged to the US dollar, massive movements can still subtly impact market sentiment and perceived risk. Increased liquidity on Aave could potentially lead to lower borrowing rates for certain assets or higher lending rates for USDT, depending on prevailing supply and demand dynamics. For the broader market, such a transaction signifies continued confidence, or at least strategic interest, in the DeFi sector from large capital holders, indicating a robust and active ecosystem. The recent USDT transfer of nearly $220 million to Aave is a clear reminder of the dynamic and often opaque nature of the cryptocurrency market. While the ‘unknown wallet’ aspect adds an element of mystery, the transaction underscores the growing utility and importance of DeFi platforms like Aave for managing substantial digital assets. Keeping an eye on these whale movements provides valuable insights into potential market trends and the evolving strategies of major crypto players. Frequently Asked Questions (FAQs) Q1: What is USDT and why is it important in crypto? USDT, or Tether, is the largest stablecoin by market capitalization. It is designed to maintain a value pegged to the US dollar, making it a crucial asset for traders and investors seeking stability within the volatile cryptocurrency market. It facilitates quick and low-cost transfers, acting as a bridge between fiat currencies and the crypto ecosystem. Q2: How does Aave work, and what are its main functions? Aave is a decentralized lending and borrowing protocol built on various blockchains. Users can deposit cryptocurrencies into liquidity pools to earn interest or use their deposited assets as collateral to borrow other cryptocurrencies. It’s a key component of the DeFi landscape, enabling financial services without traditional intermediaries. Q3: Who are ‘whales’ in the cryptocurrency market? In the crypto world, ‘whales’ refer to individuals or entities holding exceptionally large amounts of a particular cryptocurrency. Their large transactions can significantly influence market prices and sentiment, making their movements closely watched by other investors. Q4: Can a large USDT transfer impact the price of USDT? Generally, a large USDT transfer itself does not directly impact the price of USDT, as it is a stablecoin designed to remain pegged to $1. However, if such a transfer signals a broader shift in market sentiment or a major liquidation event, it could indirectly influence the demand for USDT or other crypto assets. Q5: How can I track large crypto transactions like this? Services like Whale Alert specialize in tracking significant cryptocurrency transactions across various blockchains. Many blockchain explorers also allow users to monitor large transfers. Following reputable crypto news outlets and analytics platforms can also provide insights into these whale movements. Found this insight into the massive USDT transfer intriguing? Share this article with your network and join the conversation about significant whale movements in DeFi! To learn more about the latest crypto market trends, explore our article on key developments shaping DeFi institutional adoption. This post Massive USDT Transfer: $220 Million Moves to Aave from Unknown Wallet first appeared on BitcoinWorld.

Author: Coinstats
The HackerNoon Newsletter: New frontiers in Human AI Interface (9/19/2025)

The HackerNoon Newsletter: New frontiers in Human AI Interface (9/19/2025)

How are you, hacker? 🪐 What’s happening in tech today, September 19, 2025? The HackerNoon Newsletter brings the HackerNoon homepage straight to your inbox. On this day, First Smiley Emoticon Created by Fahlman in 1982, US-led Invasion Restores Democracy to Haiti in 1994, New Zealand Grants Women's Suffrage in 1893, and we present you with these top quality stories. From Spacecraft From the 90s, or Why Humanity Uses Last Centurys Technology in Space to New frontiers in Human AI Interface, let’s dive right in. Spacecraft From the 90s, or Why Humanity Uses Last Centurys Technology in Space By @nftbro [ 9 Min read ] In “small space”, the priorities are different: low cost, rapid iteration, and the use of CubeSats on Raspberry Pi and Linux containers. Read More. New frontiers in Human AI Interface By @zbruceli [ 12 Min read ] Recent tech advances are breaking free from 20 years of 5-inch screen limits, unlocking full human senses in computing through AI interfaces and wearables. Read More. Microsoft’s LinkedIn Still Sucks, But Outsmarting Its Algorithm Is Hilariously Easy By @frankmorgan [ 3 Min read ] A cheeky experiment uses ChatGPT to slip LinkedIn’s walled garden, proving off-platform links still win—and why MS’s Dismal Platform must pivot or die. Read More. AI Startup Surge Risks Repeating Tech’s Last Funding Mania By @youcefhq [ 4 Min read ] The AI startup frenzy and FOMO are inflating round sizes and valuations. But too much capital too early often leads to mediocre outcomes. Remake of 2020–22? Read More. Passive Income in Crypto: Why Waiting for Altseason Is a Bad Strategy By @MichaelJerlis [ 4 Min read ] Discover the most reliable passive income strategies in crypto for 2025 — from tokenized treasuries to staking, lending, farming, and more. Read More. 🧑‍💻 What happened in your world this week? It's been said that writing can help consolidate technical knowledge, establish credibility, and contribute to emerging community standards. Feeling stuck? We got you covered ⬇️⬇️⬇️ ANSWER THESE GREATEST INTERVIEW QUESTIONS OF ALL TIME We hope you enjoy this worth of free reading material. Feel free to forward this email to a nerdy friend who'll love you for it.See you on Planet Internet! With love, The HackerNoon Team ✌️

Author: Hackernoon