Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

BlockDAG’s Crypto Presale vs BlockSack’s Meme-Driven Presale Crypto ICO in 2025: Top Crypto Gainer?

The post BlockDAG’s Crypto Presale vs BlockSack’s Meme-Driven Presale Crypto ICO in 2025: Top Crypto Gainer? appeared on BitcoinEthereumNews.com. BlockDAG’s crypto presale success meets BlockSack’s meme-driven presale crypto ICO in 2025. Explore token presales, presale crypto tokens, and why both projects stand out in the best crypto presale landscape. The crypto world in 2025 is full of innovation, with token presales taking the spotlight as investors explore new opportunities. Among the best crypto presales to buy right now, projects like BlockDAG and BlockSack have sparked widespread discussion. BlockDAG has already made headlines for its large-scale fundraising, while BlockSack enters as a meme-driven presale cryptocurrency with its own unique narrative and community appeal. Both represent different ends of the crypto presale spectrum, showing how diverse the space has become. This comparison explores how each project defines its value in today’s growing list of top crypto presales. BlockSack: Meme Energy Meets Early Presale Opportunity Welcome to the Daddy of All Memes! $BSACK positions itself as a unique entry in the world of presale crypto, drawing attention with a story rooted in blockchain origins. Its design reflects the myth of Sacktoshi, who embodies the raw spark behind decentralized innovation. Unlike other diluted chains, BlockSack claims to represent the original essence, combining humor, culture, and digital creativity in one presale coin. The project builds its foundation around meme-driven energy but extends beyond entertainment. With a starting price of $0.00697 in Stage 1 of its presale cryptocurrency phase, it allows early supporters to engage with a low entry point. The next price jump to $0.00869 highlights how its presale crypto tokens are structured for progressive growth across blocks. Currently, BlockSack has raised over $13,493.30 out of its $126,347.97 target, marking 10.68% completion in its token presale. Each transaction and smart contract is presented as part of a larger narrative, turning its community into co-authors of the meme’s legacy. In a world of crypto presale projects, BlockSack stands…

Author: BitcoinEthereumNews

2025/09/01

Institutions Fuel $50M Surge on Aave Horizon, Yet Lending Reveals a Twist

TLDR Aave Horizon crossed $50 million in deposits only days after its launch. Borrowing activity has reached $6.2 million with USDC making up almost all of it. RLUSD has attracted the largest share of deposits with $26.1 million. USDC deposits stand at $8 million and it leads borrowing demand at $6.19 million. Other assets like [...] The post Institutions Fuel $50M Surge on Aave Horizon, Yet Lending Reveals a Twist appeared first on CoinCentral.

Author: Coincentral

2025/09/01

Why ADA Whales Are Buying Into BlockSack Presale Crypto ICO for Faster Upside Potential

ADA whales shift focus toward BlockSack presale crypto tokens, highlighting its momentum. Explore why investors see BSACK as one of the best crypto presale opportunities to buy right now.

Author: Cryptodaily

2025/09/01

Fluid: Redefining the capital efficiency benchmark for DeFi lending and trading

Author: Castle Labs Compiled by AididiaoJP, Foresight News Money markets are at the heart of DeFi, allowing users to gain exposure to specific assets using a variety of strategies. Over time, this vertical has grown in both value locked (TVL) and functionality. With the introduction of new protocols like @MorphoLabs, @0xFluid, @eulerfinance, and @Dolomite_io, the range of functionality available through lending protocols has expanded. In this report, we focus on one of these protocols: Fluid. Fluid has launched several features, the most interesting of which are smart debt and smart collateral. It cannot be regarded as an ordinary lending protocol because it also combines its DEX functionality to provide users with more services. Fluid is showing significant growth in both DEX and lending verticals, with a total market size (in terms of total deposits) exceeding $2.8 billion. Fluid market size, source: Dune, @dknugo Fluid Market Size represents the total deposits in the protocol. This metric was chosen over TVL because debt is a productive asset in the protocol and contributes to exchange liquidity. Overview of Fluid components and how it works This section briefly outlines the components of the Fluid protocol and explains how it operates, with a focus on why it is a capital-efficient protocol. Fluid uses a unified liquidity model where multiple protocols can share liquidity, including the Fluid lending protocol, Fluid Vaults, and DEX. Fluid Lending allows users to provide assets and earn interest. The assets provided here are used throughout the Fluid ecosystem, improving their capital efficiency. It also opens up long-term yield opportunities as the protocol continuously adapts to changes in the borrower and lender market. Fluid Vaults are single-asset, single-liability vaults. These vaults are extremely capital-efficient because they allow for high LTVs (loan-to-value ratios), up to 95% of the collateral value. This number determines a user's borrowing capacity, as opposed to the deposited collateral. Fluid also employs a unique liquidation mechanism that reduces liquidation penalties to as low as 0.1%. The protocol only liquidates the amount necessary to restore a position to a healthy state. Fluid's liquidation process is inspired by the design of Uniswap V3. It categorizes positions by scale or range of their LTV and executes batch liquidations when the collateral value reaches the liquidation price. DEX aggregators then use these batches as liquidity: liquidation penalties translate into discounts for traders when they swap. Fluid DEX earns an additional layer of income for the liquidity layer through transaction fees generated by exchanges, further reducing borrowers' position interest while improving the capital efficiency of the entire protocol. Different DEX aggregators, such as KyberSwap and Paraswap, use Fluid DEX as a liquidity source to obtain deeper liquidity and increase trading volume. On Fluid, users can deposit their collateral into a DEX and earn both lending fees and trading fees, making it a Smart Collateral. If users wish to borrow against their collateral, they can borrow assets or open a Smart Debt Position, making their debt productive. For example, users can borrow from a pool of ETH and USDC/USDT. They can deposit ETH as collateral and borrow USDC/USDT. In exchange, they receive USDC and USDT in their wallets, which they can use as they wish, while the trading fees earned from this liquidity pool are used to reduce their outstanding debt. Fluid's latest progress and expansion Based on trading volume data over the past seven days, Fluid DEX ranks #4, behind only @Uniswap, @Pancakeswap, and @AerodromeFi. Fluid's partnership with Jupiter Lend has launched, a feature that has been in private beta since the beginning of the month, and Fluid DEX Lite has already launched. Additionally, Fluid DEX v2 will be available soon. DEXs ranked by 7-day trading volume. Source: Dune, @hagaetc In addition to this, the protocol also anticipates a token buyback as its annual revenue exceeds $10 million. Fluid recently published a post on its governance forum regarding this, which opened a discussion about the buyback and proposed three approaches. See the different proposed approaches here: https://x.com/0xnoveleader/status/1957867003194053114 Subject to governance approval (after discussion), the buyback will begin on October 1st, with a 6-month evaluation period. Jupiter Lend: Fluid Enters Solana Fluid’s expansion to Solana is in partnership with @JupiterExchange. Jupiter is the largest DEX aggregator on Solana, with a cumulative trading volume of over $970 billion. It is also the leading perpetual contract exchange and staking solution on Solana. The TVL of Solana lending now exceeds $3.5B, with @KaminoFinance being the primary contributor. The lending vertical on Solana offers significant growth potential for Fluid. @jup_lend recently launched its public beta after a few days of private testing. Its TVL has surpassed $250 million, making it the second-largest money market on the Solana blockchain, behind only Kamino. Jupiter Lend, launched in partnership with Fluid, offers similar functionality and efficiencies, with smart collateral and smart debt expected to launch on the platform later this year. Additionally, 50% of the platform's revenue will be allocated to Fluid. Fluid DEX iteration Fluid has already launched its DEX Lite and plans to launch V2 soon. This section will cover both and explain how these iterations will help Fluid grow further. Fluid DEX Lite Fluid DEX Lite launched in August and serves as a credit layer on Fluid, enabling borrowing directly from the Fluid liquidity layer. It has begun providing trading volume services for relevant trading pairs, starting with the USDC-USDT pair. This version of Fluid DEX is extremely gas efficient, reducing the cost of performing swaps by approximately 60% compared to other versions. It was created to capture a larger share of trading volume in the relevant trading pairs, where Fluid is already the dominant protocol. In its first week, Fluid Lite generated over $40 million in trading volume, with initial liquidity of $5 million borrowed from the liquidity layer. Fluid DEX Lite trading volume. Source: Dune, @dknugo Fluid DEX V2 Fluid DEX V1, launched in October 2024, surpassed $10 billion in cumulative trading volume on Ethereum in just 100 days, faster than any other decentralized exchange. To support this growth, Fluid is launching V2, designed with modularity and permissionless scalability in mind, allowing users to create multiple custom strategies. First, V2 will introduce four different types of DEXs within the protocol, two of which are inherited from V1. Fluid will support more DEX types than just these four, with more types being deployable through governance. The two new types introduced are Smart Collateral Range Orders and Smart Debt Range Orders, both of which allow borrowers to help improve their capital efficiency. Smart Collateral Range Orders function similarly to Uniswap V3, allowing users to provide liquidity by depositing collateral within a specific price range while also earning an annualized percentage rate (APR) on the borrowed funds. Smart Debt Range Orders work similarly, allowing users to create range orders by borrowing assets on the debt side and earn an annual percentage rate (APR) on the trade. Additionally, it introduces features like hooks (similar to Uniswap V4) for custom logic and automation, flash accounting to improve fee efficiency for CEX-DEX arbitrage, and on-chain yield accumulation limit orders, which means limit orders can earn annual lending rate (APR) while waiting to be filled. in conclusion Fluid continues to grow and improve by offering a unique set of features to become more capital efficient. Smart Collateral: Collateral deposited on the platform can be used to earn lending interest and transaction fees. Smart Debt: Smart Debt reduces debt by paying off part of it using transaction fees generated by the debt, making the debt borrowed by users productive. Unified Liquidity Layer: Fluid’s unified liquidity layer improves capital efficiency across the ecosystem by providing features such as higher LTV, advanced liquidation mechanisms, and automatic capping for better risk management. Its recent expansion into Solana through its partnership with Jupiter has broadened its market share in the lending category to non-EVM networks. Meanwhile, Fluid DEX Lite and DEX V2 aim to enhance user experience and increase transaction volume on EVM chains. Additionally, DEX V2 is expected to launch on Solana later this year, which will enable Fluid to enter Solana’s lending and exchange verticals.

Author: PANews

2025/09/01

What to Expect From $XLM This Month

The post What to Expect From $XLM This Month appeared on BitcoinEthereumNews.com. Stellar (XLM) has been navigating a period of consolidation after a notable run earlier in the year. Currently trading around $0.35, $XLM has experienced a modest decline over the past month, following a high of roughly $0.51 in mid-July. Over the past month, the token has largely moved sideways, with a slight downward trend breaking through a support level at $0.37. As September approaches, investors are considering what this new month might hold for $XLM, with the broader crypto market also watching key economic events, such as the upcoming Federal Reserve meeting. These macroeconomic developments are expected to influence price movements and market sentiment for cryptocurrencies like Stellar. While the overall trend has been slightly bearish, the consolidation phase could set the stage for potential buying opportunities for investors looking for exposure to a widely recognized ISO-compliant crypto project. This article discusses Stellar’s price prediction shared by crypto expert Austin Hilton, whose full analysis can be found in the video below or on his YouTube channel. It also highlights the TOKEN6900 presale, now nearing its conclusion, positioning it as a strong buy alongside $XLM. Stellar Price Prediction Stellar’s price forecast for September anticipates a relatively flat period with moderate volatility. Analysts suggest that while a dramatic decline into the $0.15–$0.20 range seems unlikely, a drop into the mid-to-high $0.20s could represent a worst-case scenario, presenting a potential entry point for long-term holders. Meanwhile, crypto analyst Ali Martinez posted on X that $0.33 could be the buy-the-dip zone for Stellar before a potential rally to $1. Comparisons with XRP’s price action highlight that dips below critical support levels can be strategic buying opportunities, especially for projects that demonstrate strong adoption potential. Stellar’s ISO compliance positions it favorably for corporate adoption, as businesses increasingly seek blockchain solutions that meet regulatory and technological…

Author: BitcoinEthereumNews

2025/09/01

What Makes a Lending Platform Trustworthy? A Checklist for Crypto Investors

With its diversified real-world collateral and zero-commission lending model, 8lends gives you the confidence to grow your portfolio.

Author: Crypto Breaking News

2025/09/01

Solv and Chainlink integrate Proof of Reserve into SolvBTC: live on-chain anti-manipulation feed on Ethereum

Solv Protocol and Chainlink have launched a new feed that combines the market price with on-chain verification of BTC reserves for SolvBTC.

Author: The Cryptonomist

2025/09/01

Sonic Labs Wins Approval to Issue $200M in Tokens for U.S. Expansion

        Highlights:  Sonic Labs wins community approval for its $200M token plan with majority approval. The blockchain will also fund a new US entity with leadership in New York and Washington. The EVM blockchain will burn more gas fees to offset new token issuance.  Sonic Labs, the highest-performing EVM L1 blockchain, has received strong backing from its community to issue $200 million worth of S tokens. The governance vote, which ended Sunday, closed with 99.99% support from participating wallets. Over 700 million tokens were utilized, surpassing the quorum requirement, indicating strong consensus among holders.  NEW: Sonic Labs governance proposal passes with 99.99% approval, greenlighting US expansion and TradFi adoption — including a $50M ETF allocation, $100M NASDAQ PIPE development, and 150M $S tokens for the establishment of Sonic USA. pic.twitter.com/Cuk7yNwAhm — Nexobytes (@nexobytes) September 1, 2025    The approval allows Sonic to enter the U.S. capital markets with a clear mandate. Many public companies have recently turned to crypto to strengthen reserves or diversify portfolios. Sonic, however, is taking the opposite route by using financial structures from traditional markets to strengthen its blockchain presence. Sonic Labs Wins Approval to Fund U.S. Entity Sonic plans to direct $100 million in tokens toward building a strategic reserve for a Nasdaq-listed PIPE vehicle. Another $50 million will support an exchange-traded product tied to the S token. Sonic has verified that the product will be issued by a prominent ETF provider that oversees over $10 billion in assets, and BitGo will custody it. The company also announced the formation of Sonic USA LLC. The blockchain will distribute 150 million S tokens to fund this unit. The entity will establish its base in New York, where it will recruit a leadership team to manage engagement with financial players and policymakers in Washington, D.C. This strategy is a shift of the trends observed in the entire category of publicly traded companies, which have started to adopt crypto as a balance sheet diversifier. Sonic instead leverages traditional capital market tools to improve its standing in the digital asset sector.  Sonic also solved the problems of token supplies that its predecessor, the Fantom Opera network, had. When FTM migrated in December 2024, FTM tokens were swapped to S tokens at a 1:1 ratio. The foundation itself had less than 3% of the supply. This limited control made it harder to secure partnerships and early exchange listings. “We have 2018 tokenomics.We need 2025 tokenomics,” Sonic stated in its proposal. The plan now provides greater room to pursue new opportunities and align with established financial institutions. Gas Fees and Token Burn Plan Sonic intends to adjust its gas fee system to counter the effects of new token issuance. A higher share of transaction fees will be burned. This change aims to place deflationary pressure on the supply while protecting long-term holders. Since its release in January, the token has experienced challenges, and its value has dropped by almost 61%, according to CoinMarketCap. The price of the coin is about $0.3154, which is down 1.14% from the previous trading day. The burn mechanism aims to make the market more stable and improve the market sentiment. In parallel, Sonic is set to participate in a U.S. Department of Commerce initiative that brings economic data on-chain. Developers can now obtain real-time macroeconomic data straight from Sonic’s blockchain by utilizing Chainlink and Pyth oracles.   Bottom Line Developers on Sonic can now integrate U.S. economic data, such as GDP, inflation, and consumption into their contracts. This will help fuel next-gen lending, derivatives, and risk products. — Sonic (@SonicLabs) August 28, 2025     eToro Platform    Best Crypto Exchange   Over 90 top cryptos to trade Regulated by top-tier entities User-friendly trading app 30+ million users    9.9   Visit eToro eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk. Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong.

Author: Coinstats

2025/09/01