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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14162 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Why Whale Investors Are Choosing Mutuum Finance (MUTM) Over Ripple (XRP) Ahead of September 2025

Why Whale Investors Are Choosing Mutuum Finance (MUTM) Over Ripple (XRP) Ahead of September 2025

The post Why Whale Investors Are Choosing Mutuum Finance (MUTM) Over Ripple (XRP) Ahead of September 2025 appeared on BitcoinEthereumNews.com. As September 2025 approaches, predictions in the crypto whale circles are growing louder, and they’re all circling around Mutuum Finance (MUTM). While the market keeps a watchful but neutral eye on established players like Ripple (XRP), heavyweight investors are quietly shifting their focus toward Mutuum Finance, drawn by its innovative lending protocols.  Mutuum Finance stage 6 of presale is now ongoing at the price of $0.035. All the investors who acquire this token today have a chance of growing their investments at least 500% within a short time span. Mutuum Finance presale has already amassed over $15.25 million of capital and over 15850 token holders. XRP Price Outlook, Stability at $2.94, Eyes on Short-Term Resistance XRP trades at about $2.94, and has been moving around in the region just below the important level of $3.00. According to analysts, above the support zone of $2.90, with whale build-up continuing, would pick up a slow progression toward the $3.40 to $4.00 series in the next few months. There are projections up to $5-$8 by early 2026 with regulatory clarity and strengthening demand. Although XRP has potential, investor interest also is shifting to new DeFi stories, including that of Mutuum Finance. Stage 6 Presale Now Live for Mutuum Finance (MUTM) Mutuum Finance is already a rapidly growing behemoth in the DeFi market and has achieved that by onboarding over 15,850 investors as well as having recorded a presale of over $15.25 million. The project is currently at Stage 6 of Presale selling tokens at $0.035 per MUTM. The stage offers early birds a huge profit window where they are presented with a chance to buy in prior to the token breaking higher in subsequent stages. Earn Rewards: $50,000 USDT Bug Bounty Program Consistent with an open infrastructure, Mutuum Finance is launching a $50,000…

Author: BitcoinEthereumNews

2025/09/01

340,000,000 XRP in 14 Days, Whales Fueling Epic Rebound

340,000,000 XRP in 14 Days, Whales Fueling Epic Rebound

The post 340,000,000 XRP in 14 Days, Whales Fueling Epic Rebound appeared on BitcoinEthereumNews.com. Whales bought 340 million XRP in the past two weeks, according to market analyst Ali Martinez. The large-scale purchases have drawn attention to whale behavior, the XRP Ledger upgrade, and the outlook for future prices Whales Drive XRP Buying Trend It is worth noting that large holders has bought 340 million coins within the past 14 days. This data was shared by Ali Martinez, who follows the movements of big accounts in the market. The buying was recorded in the second half of August and ended on August 31. The wallets involved held between 10 million and 100 million XRP each. XRP Whales on Buying Spree | Source: Ali Martinez The increase in their balances showed that some investors with large positions decided to add more tokens. For many traders, whale activity is often taken as a signal of confidence, though it does not guarantee what will happen next. A comment under the post pointed out the other side of the story: how much of the new buying might later be sold. This question highlighted the uncertainty of the market. Big purchases can support the price, but they can also create selling pressure if whales decide to exit quickly. The size of the purchase was also notable. It was far above the level of normal market movements and suggested that whales were making a coordinated move. This came at a time when the XRP price was facing a correction and traders were waiting for signs of the next trend. In separate news, while whales were buying, Ripple was working on improving the XRP Ledger. A major update introduced an Ethereum Virtual Machine (EVM) sidechain. This project was built using Cosmos technology and was launched on the mainnet. The EVM sidechain made it possible to run smart contracts and applications on…

Author: BitcoinEthereumNews

2025/09/01

Bitcoin’s $200K Dream Is Bold, But Ozak AI’s Presale Reality Shows Bigger Upside

Bitcoin’s $200K Dream Is Bold, But Ozak AI’s Presale Reality Shows Bigger Upside

The post Bitcoin’s $200K Dream Is Bold, But Ozak AI’s Presale Reality Shows Bigger Upside appeared on BitcoinEthereumNews.com. Crypto markets are buzzing with bold predictions as Bitcoin continues its climb, with analysts forecasting a potential surge to $200,000 in the next bull cycle. While this dream target excites investors, another project is quietly turning heads with an even bigger upside potential. Ozak AI (OZ), a presale gem currently priced at $0.01 in its fifth stage, is being hailed as one of the few projects capable of delivering 100x returns. As Bitcoin cements its dominance, Ozak AI’s presale momentum shows that investors are also chasing opportunities where exponential growth remains possible. Bitcoin’s $200K Dream Bitcoin has constantly been the centerpiece of the crypto market, often setting the tone for the complete enterprise. With the cutting-edge rate hovering round $108,632, achieving $200K could almost double its cost—a great move for this type of large-cap asset. The excitement stems from institutional inflows, the fulfillment of spot Bitcoin ETFs, and the imminent halving event, which historically triggers powerful fee rallies. However, at the same time as Bitcoin stays a dependable store of value and an extended-term preserve, its upside ability is highly capped as compared to smaller, rising projects that may supply outsized returns. Ozak AI: A Presale Powerhouse Ozak AI has emerged as one of the most talked-about presales in 2025. Priced at just $0.01 per token, with analysts projecting a launch near $1, Ozak AI offers a rare chance at 100x growth. The project is blending two of the hottest narratives in crypto—artificial intelligence and blockchain—to create a platform that delivers AI-driven insights, automated trading strategies, and enhanced efficiency for decentralized finance (DeFi). Unlike speculative meme coins, Ozak AI is positioning itself as a utility-driven project, already gaining credibility through CoinGecko and CoinMarketCap listings and a CertiK audit. With over $2.5 million raised in its presale, demand continues to construct…

Author: BitcoinEthereumNews

2025/09/01

4 Best Cryptos To Watch In 2025 Ready To Rock The Boat – Snag Your Spot Before Time’s Up

4 Best Cryptos To Watch In 2025 Ready To Rock The Boat – Snag Your Spot Before Time’s Up

MoonBull leads the best cryptos to watch in 2025 with whitelist rewards, while Pudgy Penguins, CHILLGUY, SPX6900, TRUMP, MELANIA, and LOFI gain momentum.

Author: Blockchainreporter

2025/09/01

Layer Brett Could Overtake Shiba Inu (SHIB) and Outpace Dogecoin (DOGE) by 80x Before 2026

Layer Brett Could Overtake Shiba Inu (SHIB) and Outpace Dogecoin (DOGE) by 80x Before 2026

The post Layer Brett Could Overtake Shiba Inu (SHIB) and Outpace Dogecoin (DOGE) by 80x Before 2026 appeared on BitcoinEthereumNews.com. The crypto world is buzzing, and Layer Brett is leading the conversation. More than just another meme token, this Ethereum Layer 2 project is being hailed as a potential game-changer, blending meme culture with serious scalability.  With its crypto presale generating real FOMO, analysts are predicting that $LBRETT could outpace giants like Shiba Inu and Dogecoin by as much as 80x before 2026. Why Layer Brett gives investors an edge The original Brett token on Base was fun but limited. Layer Brett has broken away, building a future on Ethereum Layer 2 that solves the issues of speed and cost. Ethereum’s mainnet is powerful but congested, with fees often climbing to $10–$20 per transaction. By processing activity off-chain while still anchored to Ethereum, Layer Brett offers lightning-fast confirmations with fees that cost only pennies. This kind of accessibility matters. Dogecoin (DOGE) and Shiba Inu (SHIB) have achieved massive adoption, but their architectures can’t deliver this level of efficiency. $LBRETT represents the next evolution, a memecoin with both culture and cutting-edge blockchain mechanics. With Ethereum Layer 2s projected to process over $10 trillion annually by 2027, Layer Brett is positioned right where demand is headed. How $LBRETT rewards early buyers Presale participants aren’t just buying a token; they’re securing access to massive staking benefits. Early adopters of $LBRETT can stake instantly via MetaMask or Trust Wallet and unlock APYs in the tens of thousands, levels unheard of with DOGE or SHIB. Key advantages include: Ethereum Layer 2 foundation: Fast, scalable, and low-cost. Presale access: Early buyers secure tokens at $0.0053. Staking crypto rewards: Huge APYs available immediately. Meme power with utility: Viral energy backed by real technology. With a fixed supply of 10 billion tokens and a community-first tokenomics model, Layer Brett ensures transparency while amplifying incentives for early backers. Add…

Author: BitcoinEthereumNews

2025/09/01

Edu3Labs Brings AI, Blockchain, and Web3 to Transform Learning into Adventure

Edu3Labs Brings AI, Blockchain, and Web3 to Transform Learning into Adventure

Edu3Labs is set to turn education into an adventure by blending artificial intelligence (AI), web3, and blockchain technology to make learning less boring.

Author: Blockchainreporter

2025/09/01

Perplexity AI Predicts Mutuum Finance (MUTM) and Ripple (XRP) Prices By the End of 2025

Perplexity AI Predicts Mutuum Finance (MUTM) and Ripple (XRP) Prices By the End of 2025

The post Perplexity AI Predicts Mutuum Finance (MUTM) and Ripple (XRP) Prices By the End of 2025 appeared on BitcoinEthereumNews.com. Perplexity AI has unveiled its latest price predictions for Mutuum Finance (MUTM) and XRP, sparking heightened attention across the crypto markets. Mutuum Finance (MUTM) is stealing the spotlight as its meteoric rise edges closer to a staggering 45x rally. Mutuum Finance is in presale stage 6 at $0.035. It will be worth 14.29% more at $0.04 when it is in stage 7 of presale. The project already has over $15.25 million raised and has gained over 15850 investors. Mutuum Finance could hit $2 by the end of 2025. XRP Outlook: Potential Upside Ahead of 2026 XRP is at the moment trading at $2.95 and it is stable in its recent range. Perplexity AI estimates that XRP may go up to $5.80 by the end of 2025, which may be as much as it will increase should market momentum persist. The other reliable projections indicate a more reasonable increase to $5 by year-end, assuming positive institutional interest and positive regulatory trends. Mutuum Finance Presale Success Mutuum Finance is thriving in the DeFi market. It has a 95.0/100 trust score, audited and certified by Certik. The project is offering a safe platform to perform DeFi transactions. Mutuum Finance (MUTM) is introducing tried and tested lending functionalities with the security of a new environment. Mutuum Finance (MUTM) also has a coming Ethereum, overcollateralized stablecoin that is USD-pegged. It will deliver long-term trust, stability, and liquidity to any customer. Mutuum Finance Presale Phase 6 Mutuum Finance is gaining momentum with presale rounds selling fast. The presale is already at level 6 at $0.035. Raising its price to the next level, it will be up by 14.29% to $0.04. Investment hunger is piling up with the project already having raised more than $15.25 million and now with more than 15850 token holders. Strengthening DeFi Security…

Author: BitcoinEthereumNews

2025/09/01

BlockDAG’s $387M Presale Overshadows Solana (SOL) Price Action & Aave (AAVE) Price Rally in 2025

BlockDAG’s $387M Presale Overshadows Solana (SOL) Price Action & Aave (AAVE) Price Rally in 2025

See how Solana (SOL) whale inflows & Aave (AAVE) rally fuel optimism, while BlockDAG’s $387M presale at $0.03 emerges as a top crypto coin to watch in 2025.

Author: Blockchainreporter

2025/09/01

Bitcoin Faces Fee Crisis That Threatens Network Security: Can BTCfi Help?

Bitcoin Faces Fee Crisis That Threatens Network Security: Can BTCfi Help?

Bitcoin’s Transaction Fees Collapse Bitcoin’s daily transaction fees have fallen by more than 80% since April 2024, according to Galaxy Digital. As of August 2025, nearly 15% of blocks are being mined with minimal or no fees, sometimes just one satoshi per virtual byte. While this benefits users with cheaper transactions, it reduces miners’ earnings. After April’s halving cut rewards to 3.125 BTC per block, miners are increasingly dependent on fees. With fees drying up, concerns are growing over Bitcoin’s long-term security. Pierre Samaties, chief business officer at the Dfinity Foundation,that “sustained throughput is essential for the system to defend itself.” Onchain Activity Slows The decline of trends like Ordinals and Runes has left Bitcoin’s onchain activity sluggish. OP_RETURN transactions, which once drove 60% of daily activity, now account for just 20%. Meanwhile, alternative blockchains such as Solana are attracting memecoins and NFT projects. Spot Bitcoin ETFs, now holding over 1.3 million BTC, also divert trading volume offchain, further cutting fee-generating activity. Galaxy Digital’s report found nearly 50% of recent Bitcoin blocks have been underfilled, with mempool demand at low levels. BTCfi as a Potential Lifeline Against this backdrop, BTCfi — Bitcoin-native decentralized finance — is emerging as a possible solution. Unlike Ethereum or Solana DeFi, BTCfi uses Bitcoin as its base asset while enabling lending, trading, and yield strategies on layers or protocols tied to Bitcoin itself. “Every BTCfi action requires moving Bitcoin,” Samaties explained. “Movement drives computation, computation consumes block space, and space carries cost.” This dynamic could restore fee demand and strengthen miner incentives. From Digital Gold to Financial Primitive Bitcoin has long been viewed as digital gold, valued more for holding than for use. But Samaties sees it evolving into a financial primitive, a building block for broader financial systems. Julian Mezger, CMO of Liquidium, agrees. “The last five years have transformed Bitcoin’s infrastructure from a simple settlement layer into a multi-layered ecosystem,” he said. “We’re now seeing the foundations for true Bitcoin-native DeFi being laid.” If BTCfi continues to develop, Bitcoin could transition from passive store of value to active financial backbone — and in the process, solve its looming fee crisis. Illustration of Bitcoin fee decline and BTCfi growth potential

Author: Coinstats

2025/08/31

Bitcoin Hyper Presale Hits $13M as BTC Eyes $100K Support Test – Best Meme Coin To Buy

Bitcoin Hyper Presale Hits $13M as BTC Eyes $100K Support Test – Best Meme Coin To Buy

At the end of August 2025, Bitcoin’s price pulled back sharply following the release of U.S. inflation data. After briefly hitting a new all-time high of $124,000, it retreated to around $108,000, a reminder that even the king of crypto isn’t immune to market swings. Yet behind the headlines, institutional players are quietly making moves. […]

Author: The Cryptonomist

2025/08/31

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