Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14144 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
September 1 Token Unlock Nears — World Liberty Financial to Release 20% of Ethereum-Based Supply

September 1 Token Unlock Nears — World Liberty Financial to Release 20% of Ethereum-Based Supply

The post September 1 Token Unlock Nears — World Liberty Financial to Release 20% of Ethereum-Based Supply appeared on BitcoinEthereumNews.com. Disclaimer: This content is a sponsored article. Bitcoinsistemi.com is not responsible for any damages or negativities that may arise from the above information or any product or service mentioned in the article. Bitcoinsistemi.com advises readers to do individual research about the company mentioned in the article and reminds them that all responsibility belongs to the individual. World Liberty Financial (WLFI) is set to unlock 20% of its Ethereum-based supply on September 1, a milestone that will mark its transition from governance-only token to fully tradable asset. The release is expected to generate high volatility as billions of dollars’ worth of tokens enter circulation. While traders prepare for this event, attention is also flowing to audited projects such as MAGACOIN FINANCE, which analysts describe as one of the most legitimate presales available ahead of the WLFI launch window. WLFI Unlock Details The September 1 unlock will release 20 billion WLFI tokens, representing one-fifth of the project’s total 100 billion supply. Eligible presale buyers — who purchased tokens during the $0.015 and $0.05 rounds — will be able to claim their allocations through a Cyfrin-audited Lockbox contract. The WLFI presale generated $2.26 billion from more than 85,000 wallets, demonstrating strong speculative interest even before the token became tradable. Remaining tokens, including allocations to the founding team, partners, and advisors, will remain locked. Future supply releases will be determined by community governance, giving token holders the ability to vote on the vesting schedule and broader project roadmap. Market and Technical Context WLFI will launch on Ethereum mainnet, positioning itself to leverage the network’s security and interoperability. Audited smart contracts will enable lending, borrowing, and other DeFi functions at launch. The project has confirmed that decentralized exchange listings will go live immediately, with centralized exchange partnerships expected to follow. Futures markets have already begun…

Author: BitcoinEthereumNews
BullZilla Presale Hits 4.7 Billion Tokens Sold: Best Crypto Presale to Join this Month as SPX6900 and Apecoin Hold Strong

BullZilla Presale Hits 4.7 Billion Tokens Sold: Best Crypto Presale to Join this Month as SPX6900 and Apecoin Hold Strong

BullZilla presale sells 4.7 billion tokens, emerging as the best crypto presale to join this month. Compare SPX6900 and Apecoin for long-term investment potential.

Author: Blockchainreporter
A whale sold 275 BTC in 6 days and bought 6802.7 ETH and deposited it into Aave V3 for lending.

A whale sold 275 BTC in 6 days and bought 6802.7 ETH and deposited it into Aave V3 for lending.

PANews reported on August 31 that according to Onchain Lens monitoring, in the past 6 days, a whale sold 275 BTC worth US$30.5 million, purchased 6,802.7 ETH at US$4,482, and provided it to Aave V3 for lending.

Author: PANews
What Crypto to Invest in Long Term? Analysts Say This $0.035 Altcoin Feels Like Buying BTC Back in 2011

What Crypto to Invest in Long Term? Analysts Say This $0.035 Altcoin Feels Like Buying BTC Back in 2011

The post What Crypto to Invest in Long Term? Analysts Say This $0.035 Altcoin Feels Like Buying BTC Back in 2011 appeared on BitcoinEthereumNews.com. When investors look at long-term crypto charts, the consistent conclusion is that Bitcoin (BTC) and Ethereum (ETH) remain the anchors of any portfolio. They are proven stores of value with liquidity, and they will continue to play that role for years. However, history shows that the real asymmetric returns often come from early exposure to utility projects before mass adoption. Analysts are now pointing toward Mutuum Finance (MUTM) as the token that feels like stepping into Bitcoin (BTC) in 2011 — a low price entry with catalysts designed to create multi-year demand. For anyone asking is crypto a good investment for the long term, the answer depends on securing exposure to projects like this at presale levels. Structural Mechanics That Will Build Multi-Year Demand Mutuum Finance (MUTM) is building a lending and borrowing protocol with two distinct tracks. P2C pools will handle blue-chip crypto coins and stablecoins, creating predictable yields for conservative lenders. Alongside this, P2P lanes will allow borrowers and lenders to negotiate directly on interest rates, terms, and partial fills. Settlement will run through smart contracts, guaranteeing collateral enforcement and security. Every deposit in the system will generate mtTokens, which will serve as receipts that can be staked in designated contracts. Those who stake will earn MUTM rewards, and these rewards will be funded through protocol-generated revenue that will be used to repurchase tokens from the open market. This buyback and redistribution cycle will lock in permanent demand for MUTM over time, forcing upward price pressure as utilization scales. To understand the long-term potential, consider the numbers. An early-phase backer who invested $5,000 at $0.01 secured 500,000 MUTM. At a long-term target of $3.50, this position will be worth $1,750,000 — a net profit of $1,745,000. For a new long-term believer entering Phase-6 today, the math is equally…

Author: BitcoinEthereumNews
Analyst: Crypto Treasury Company Risks Are Similar to CDO Risks During the 2008 Financial Crisis

Analyst: Crypto Treasury Company Risks Are Similar to CDO Risks During the 2008 Financial Crisis

PANews reported on August 31st that, according to Cointelegraph, Josip Rupena, CEO of lending platform Milo and former Goldman Sachs analyst, stated that the risks posed by Bitcoin and cryptocurrency funding companies are similar to those posed by collateralized debt obligations (CDOs), securitized housing mortgage baskets, and other types of debt that triggered the 2007-2008 financial crisis. Crypto finance companies hold bearer assets without counterparty risk, but they introduce multiple layers of risk, including corporate governance, cybersecurity, and the company's ability to generate cash flow.

Author: PANews
Best altcoins for upcoming season: Chainlink, Polkadot and a token trading under $0.05

Best altcoins for upcoming season: Chainlink, Polkadot and a token trading under $0.05

The post Best altcoins for upcoming season: Chainlink, Polkadot and a token trading under $0.05 appeared on BitcoinEthereumNews.com. Chainlink (LINK) anchors DeFi with decentralized oracles. Polkadot (DOT) drives cross-chain Web3 interoperability. MAGACOIN FINANCE gains traction under $0.05 entry point. With altcoin season approaching, investors are re-evaluating which tokens could deliver the strongest gains in 2025. Chainlink and Polkadot remain central to most analyst lists, thanks to their technical depth and growing ecosystems.  Alongside these established names, a sub-$0.05 contender — MAGACOIN FINANCE — is beginning to attract attention for its affordability, security, and breakout potential, adding a speculative edge to the mix. Chainlink (LINK) — Decentralized oracle leader Chainlink continues to be one of the most important projects in the crypto market, providing decentralized oracles that connect smart contracts to real-world data. Its role as a key infrastructure layer has made it indispensable for the DeFi ecosystem.  Currently trading between $15 and $17, LINK has found consistent support near $12–$13, with analysts closely watching for a breakout above $17 as liquidity increases across the sector. Institutional partnerships and cross-chain integrations have only strengthened Chainlink’s position. Its technology is being used across multiple networks, further embedding it into the backbone of decentralized applications.  With DeFi activity projected to expand in the next cycle, Chainlink’s adoption curve is likely to accelerate, making it a core holding for many investors during altcoin season. Polkadot (DOT) — Cross-chain innovation Polkadot has carved out a distinct role in the crypto landscape by enabling cross-chain interoperability. Its architecture allows different blockchains to communicate seamlessly, a feature increasingly critical as Web3 grows more complex.  DOT is currently trading in the $4.21–$4.97 range and has shown signs of stabilization. Analysts suggest that if DOT can push above $5.42, the path toward $6.18 opens, signaling a stronger recovery. The network’s resilience has been reinforced by parachain development and ecosystem partnerships, which continue to attract projects seeking scalability…

Author: BitcoinEthereumNews
Crypto Treasury Firms Introduce Counterparty Risks to Bearer Assets: CEO

Crypto Treasury Firms Introduce Counterparty Risks to Bearer Assets: CEO

The post Crypto Treasury Firms Introduce Counterparty Risks to Bearer Assets: CEO appeared on BitcoinEthereumNews.com. Bitcoin (BTC) and crypto treasury firms pose similar risks as collateralized debt obligations (CDOs), securitized baskets of home mortgages and other types of debt that triggered the 2007-2008 financial crisis, Josip Rupena, CEO of lending platform Milo and former Goldman Sachs analyst, told Cointelegraph. Crypto treasury companies take bearer assets with no counterparty risk and introduce several layers of risk, including the competence of the corporate management, cybersecurity, and the ability of the business to generate cash flow, Rupena said. He added: “There’s this aspect where people take what is a pretty sound product, a mortgage back in the day or Bitcoin and other digital assets today, for example, and they start to engineer them, taking them down a direction where the investor is unsure about the exposure they’re getting.” Rupena told Cointelegraph that while he does not expect crypto treasury companies to be the cause of the next bear market, overleveraged firms could “exacerbate” a market downturn through forced selling, but it is still too early to tell what the exact effects will be. There are 178 public companies with BTC on their balance sheets. Source: BitcoinTreasuries Several market analysts have issued warnings about the potential of overextended crypto treasury companies to cause a market-wide contagion through forced selling, depressing crypto prices in a rush to cover debts. Related: Peter Thiel vs. Michael Saylor: Crypto treasury bet or bubble? Companies diversify into altcoin holdings, leaving market investors divided Traditional financial companies are going beyond the Bitcoin treasury strategy popularized by BTC advocate Michael Saylor and diversifying into altcoin treasuries. During July and August, several firms announced Toncoin (TON), XRP (XRP), Dogecoin (DOGE), and Solana (SOL) corporate treasury strategies, for example. Companies adopting crypto treasury strategies have seen mixed effects on their stock prices, as markets react to the growing…

Author: BitcoinEthereumNews
BullZilla at $0.00000575 Emerges as Top 100x Crypto Presale in 2025 With SPX6900 and Cat in a Dog’s World Surging

BullZilla at $0.00000575 Emerges as Top 100x Crypto Presale in 2025 With SPX6900 and Cat in a Dog’s World Surging

Cryptocurrency markets are no strangers to sudden surges in growth. Every cycle, new projects emerge that deliver exponential returns to early backers. In 2025, meme coins are once again leading the charge, blending culture, humor, and economics into financial assets with extraordinary potential. Among the top 100x crypto presales in 2025, three projects are making waves. BullZilla […]

Author: Coinstats
XRP Monthly Option Income ETF Filed With SEC to Target Yield and Upside With Calls

XRP Monthly Option Income ETF Filed With SEC to Target Yield and Upside With Calls

XRP is primed to redefine crypto investing with a first-of-its-kind ETF blending covered calls and synthetic exposure, delivering monthly income and capital appreciation potential. SEC Filing Shows XRP ETF Structured to Generate Yield and Upside Using Covered Calls XRP is at the forefront of a proposed investment vehicle that blends digital asset exposure with an […]

Author: Bitcoin.com News
Is TON’s DeFi ready to lead a true financial revolution?

Is TON’s DeFi ready to lead a true financial revolution?

The post Is TON’s DeFi ready to lead a true financial revolution? appeared on BitcoinEthereumNews.com. The following is a guest post and opinion from Slavik Baranov, CEO at STON.fi Dev. From Gaming Phenomenon to Financial Ambition In 2024, the TON blockchain became one of the most talked-about ecosystems in crypto — not because of a groundbreaking DeFi protocol, but thanks to the meteoric rise of viral tap-to-earn games on Telegram. Titles like Hamster Kombat and Notcoin drew millions virtually overnight, pushing daily active wallets to nearly 2 million by September. Telegram Active Daily Wallets (source: Tonstat). The surge proved TON can onboard users at a pace few blockchains can match. But it also exposed the fragility of hype-driven adoption: many players came for quick rewards and left when incentives ended. Speculative capital — fluid and opportunistic by nature — followed the same path. Games showed TON’s reach. But they were never meant to be the foundation of a financial revolution. The Lasting Impact of the Hype Cycle The post-game cooldown wasn’t a collapse; it was a reset. In January 2024, before the gaming boom, TON averaged 26,000 daily active wallets. After the dust settled, activity stabilized at 100,000–200,000 — a multiple of its pre-hype base. Even more importantly, developer and user inflows seeded growth across the ecosystem. The number of DeFi protocols on TON rose from 35 to 67 in 2024 — a 91% increase. This expansion reflects a gradual shift in focus from short-lived promotions to enduring financial infrastructure. Building TON’s DeFi Landscape TON’s DeFi sector now spans token swaps, staking, and lending. In early 2024, EVAA launched as the first lending protocol. By late summer, AMM protocol STON.fi had reached nearly $400 million in liquidity. Today, the leaders by total value locked (TVL) are the liquid staking protocol Tonstakers and the swap protocol STON.fi, reflecting user preference for core, high-liquidity services. Fueled by…

Author: BitcoinEthereumNews