Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

13953 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin Price Slips as Bull Rally Loses Momentum on Geopolitical Jitters

Bitcoin Price Slips as Bull Rally Loses Momentum on Geopolitical Jitters

The post Bitcoin Price Slips as Bull Rally Loses Momentum on Geopolitical Jitters appeared on BitcoinEthereumNews.com. Bitcoin’s recent rally is showing signs of fatigue as geopolitical uncertainties weigh on investor sentiment. While the market remains active, global tensions have tempered enthusiasm, causing BTC to slip within a tight trading range. Yet beneath the short-term caution, technical indicators suggest room for further upside, provided resistance levels are broken.  This article examines Bitcoin’s current outlook, the broader crypto landscape, and how Outset PR equips projects to navigate volatile cycles with clear, data-driven communication strategies. Bitcoin Holds Steady: Potential Growth on the Horizon Source: tradingview  Bitcoin currently sits in the low six-figures, with a price range between $115,025 and $121,853. Despite a slight dip last month, Bitcoin has shown significant growth over six months, surging over 20%. If the momentum continues, Bitcoin could break past its nearest resistance level of $126,206, potentially reaching the second resistance at approximately $133,033. This would mean an increase of more than 8% from its current range. The market indicators, with a low RSI and stochastic levels, suggest that Bitcoin might be poised for an upward movement, making the cryptocurrency enticing for growth-focused investors. Outset PR Crafts Communications Like a Workshop, Powered by Data Founded by renowned crypto PR expert Mike Ermolaev, Outset PR operates like a hands-on workshop, building every campaign with market fit in mind. Instead of offering random placements or templated packages, Outset PR carefully weaves a client’s story into the market context, showcasing what organic PR looks like: Media outlets are selected based on metrics like discoverability, domain authority, conversion rates, and viral potential Pitches are tailored to fit each platform’s voice and audience Timing is mapped to let the story unfold naturally and build trust organically Outset PR occupies a unique niche as the only data-driven agency with a…

Author: BitcoinEthereumNews
Cheap Coins Under $0.50 That Could Explode as Bitcoin (BTC) Gears Up for Another Rally

Cheap Coins Under $0.50 That Could Explode as Bitcoin (BTC) Gears Up for Another Rally

As Bitcoin (BTC) shows early signs of gearing up for another potential rally, investors are scanning the market for lower-priced coins that could see renewed interest. Among these, Mutuum Finance (MUTM) and Dogecoin (DOGE) are drawing attention. MUTM’s innovative DeFi protocols and community-driven ecosystem position it as a noteworthy player under $0.50. Mutuum Finance (MUTM) […]

Author: Cryptopolitan
Ethereum Meme Coin Pepeto Crosses $6,200,000 Million in Presale Upon Listing

Ethereum Meme Coin Pepeto Crosses $6,200,000 Million in Presale Upon Listing

Dubai, UAE, 19th August 2025, Chainwire The post Ethereum Meme Coin Pepeto Crosses $6,200,000 Million in Presale Upon Listing appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Spain imposes $10.5 million in back taxes on DeFi investors as crypto loans are deemed capital gains

Spain imposes $10.5 million in back taxes on DeFi investors as crypto loans are deemed capital gains

PANews reported on August 19th that a Spanish DeFi investor was ordered by tax authorities to pay approximately $10.5 million in back taxes for using crypto assets as collateral for

Author: PANews
Stablecoin yen giapponese: JPYC launches 1:1 on Ethereum, Avalanche, and Polygon

Stablecoin yen giapponese: JPYC launches 1:1 on Ethereum, Avalanche, and Polygon

La Stablecoin yen giapponese debutta in forma regolamentata: JPYC ha ottenuto la licenza dalla FSA per l'emissione.

Author: The Cryptonomist
Adoption, Gas Usage And Price Trends

Adoption, Gas Usage And Price Trends

The post Adoption, Gas Usage And Price Trends appeared on BitcoinEthereumNews.com. Key takeaways: Web3 daily activity held steady at 24 million in Q2 2025, but sector composition is shifting. DeFi leads transaction counts with 240 million weekly, yet Ethereum gas usage is now dominated by the RWA, DePIN and AI. Smart contract platforms’ coins and yield-generating DeFi and RWA tokens outperform the market, while AI and DePIN lag despite strong narratives. Altcoins are more than speculative bets on coins outside Bitcoin. In most cases, they represent — or aim to represent — specific activity sectors within Web3, a decentralized alternative to the legacy internet and its services. Assessing the state and potential of the altcoin market means looking beyond prices. Key indicators such as gas usage, transaction counts and unique active wallets (UAW) help gauge activity and adoption, while coin price performance reveals whether markets follow onchain trends. AI and social DApps gain adoption UAW counts distinct addresses interacting with DApps, offering a proxy for adoption breadth, though multiple wallets per user and automated activity can skew results. DappRadar’s Q2 2025 report shows steady daily wallet activity at around 24 million. Yet a shift in sector dominance is emerging. Crypto gaming remains the largest category, with over 20% market share, though down from Q1. DeFi has also slipped, falling to less than 19% from over 26%. In contrast, Social and AI-related DApps are gaining traction. Farcaster leads Social with roughly 40,000 daily UAW, while in AI, agent-based protocols like Virtuals Protocol (VIRTUAL) are standing out, attracting 1,900 weekly UAW. DApp industry dominance by UAW. Source: DappRadar DeFi attracts big players Transaction counts show how often smart contracts are triggered, but can be inflated by bots or automation. DeFi’s transaction footprint is paradoxical. Its user base has declined, yet it still generates over 240 million weekly transactions — more than any other…

Author: BitcoinEthereumNews
XRP Futures Climb 20%, Pi Network Builds Toward 10x Rally, & Cold Wallet Presale Targets A 50x Return For Investors

XRP Futures Climb 20%, Pi Network Builds Toward 10x Rally, & Cold Wallet Presale Targets A 50x Return For Investors

The crypto market is once again buzzing with energy, and 2025 is shaping up to be a year of both […] The post XRP Futures Climb 20%, Pi Network Builds Toward 10x Rally, & Cold Wallet Presale Targets A 50x Return For Investors appeared first on Coindoo.

Author: Coindoo
Stellar aims at Archax to dominate the tokenized RWA market

Stellar aims at Archax to dominate the tokenized RWA market

Stellar has announced the strategic acquisition of Archax, one of the first FCA full-regulation exchanges for security tokens.

Author: The Cryptonomist
Stablecoins Threaten to Disrupt U.S. Bank Deposits and Payments, Morningstar DBRS Warns

Stablecoins Threaten to Disrupt U.S. Bank Deposits and Payments, Morningstar DBRS Warns

Stablecoins have rapidly become a central pillar of the digital asset economy, now exceeding a combined market capitalization of $230 billion as of mid-2025, according to Morningstar DBRS. The market is led by Tether (USDT) and Circle (USDC), with other players including USDe, DAI, and FDUSD (see Exhibit 1). This growth has been fuelled by their stability — pegged to the U.S. dollar — and their ability to function as digital cash within the blockchain ecosystem. The passage of the first federal stablecoin legislation on July 17 has also accelerated adoption. With regulation in place, U.S. banks are beginning to explore launching their own stablecoins, notes the agency. “Stablecoins offer efficiency and innovation in the financial system, but they also pose both opportunities and risks for banks,” Morningstar DBRS analysts wrote in a report published Tuesday. How Stablecoins Work: Cheaper, Faster, Smarter Money Morningstar explains stablecoins are designed to combine the reliability of fiat currencies with the efficiency of blockchain. Unlike traditional payment rails — credit cards, ACH, or wire transfers — stablecoin transactions settle in seconds. “Stablecoins are programmable money,” Morningstar notes, highlighting their use in smart contracts that automatically execute financial operations. This has made them attractive for cross-border payments, e-commerce, and remittances. Major issuers like Tether, Circle, and PayPal back their coins with reserves of short-term U.S. Treasuries and cash equivalents, ensuring stability and redeemability. The efficiency advantage is stark: where wire transfers can cost up to $50 and take days to settle, stablecoins move instantly with negligible fees. This dynamic is drawing users away from banks’ legacy systems. Risks to U.S. Banks: Deposits and Payments at Stake Morningstar warns that the rise of stablecoins poses real risks to U.S. banks’ core business models. The most immediate concern is deposit flight. If consumers increasingly hold funds in stablecoins for rewards, convenience, or integration with decentralized finance, banks could lose the deposits that underpin their lending operations. According to the Bank for International Settlements, stablecoins still account for just 1.5% of total U.S. deposits, but growth is accelerating. “ A large-scale shift of funds from bank accounts into stablecoins could constrain banks’ ability to fund new loans or extend credit,” Morningstar analysts said. Banks also risk losing lucrative payment fees. Stablecoins bypass networks like ACH and SWIFT, enabling cheaper and faster transfers. As Exhibit 2 shows, the cost advantage is significant, threatening revenue from transaction services. Not All Bad News: A Path Forward for Banks Despite the risks, Morningstar highlights potential opportunities. Banks could leverage their regulatory credibility to serve as custodians of stablecoin reserves, manage U.S. Treasury holdings, and provide settlement and compliance infrastructure. These services could open new fee income streams. The newly passed GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins Act) sets capital and reserve requirements for issuers, creating a more level playing field. Some banks are considering launching their own fully backed stablecoins, integrated into existing compliance systems, to retain deposits and stay competitive. “Whether stablecoins ultimately represent an opportunity or a threat to U.S. banks will depend on regulatory design and market adoption,” Morningstar concludes.

Author: CryptoNews
Tom Lee: Ethereum Is Where Wall Street and AI Will Converge

Tom Lee: Ethereum Is Where Wall Street and AI Will Converge

Tom Lee of BitMine Immersion Technologies Inc. makes a bold assertion about Ethereum, describing it as the platform that brings together Wall Street and artificial intelligence (AI).  Lee made the claim during a recent event in Manhattan. At the event, several crypto stakeholders, including Lee, framed Ethereum not just as another cryptocurrency in the market but as the foundation of the future financial system. Speaking at the event, as reported by Bloomberg, Lee suggested that Ethereum is the meeting point between Wall Street and AI. Notably, his company BitMine boasts the largest ETH pile valued at over $6 billion. Ethereum Features Extend Beyond Everyday Crypto Transactions This claim contrasts with the common perception of Ethereum as a blockchain mainly used for crypto-related activities such as token swaps, trading, and yield farming. However, industry leaders like Lee believe Ethereum offers greater functions than the day-to-day crypto activities. In his view, Ethereum is a programmable blockchain offering smart contract functionality, in which self-executing software can run financial services, such as payments, lending, and trading, without requiring intermediaries like banks. Since launching in 2015, Ethereum has seen widespread adoption, with users leveraging it for decentralized finance (DeFi) and tokenization. Fees for these transactions are paid in ETH, which increases demand for the token as more businesses adopt the network. Potential Challenges While proponents like Lee position Ethereum as the cornerstone of tomorrow’s financial system, several companies are aiming to challenge its dominance. For instance, leading stablecoin issuer Circle is developing its own Layer-1 blockchain to facilitate enterprise-grade stablecoin payments. According to reports, popular fintech company Stripe is also developing a similar infrastructure, potentially challenging Ethereum’s ambition to dominate modern finance. Ethereum Corporate Treasury Initiative Meanwhile, with Ethereum increasingly seen as a hub for Wall Street and AI-driven systems, several companies, including Lee’s BitMine and SharpLink Gaming, are placing bigger bets on the token. They are stockpiling ETH in their corporate treasuries, treating it as a treasury asset. Joseph Lubin, co-founder of SharpLink Gaming, along with Lee, believes that the Ethereum treasury program is crucial in reducing the amount of ETH in circulation, which could boost its demand and price. In the meantime, investors are keeping a close eye on Ethereum as the second-largest token attempts to break its previous all-time high (ATH) of $4,891, recorded in 2021. Last week, ETH came close to surpassing this mark, rising to $4,788 before retracing to the $4,200 range. It is currently trading at $4,288, down 0.42% over the past 24 hours and 0.15% over the past week.

Author: The Crypto Basic