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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

13942 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
PEPE Made Headlines, Now Traders Are Investors to This DeFi Gem Under $0.04

PEPE Made Headlines, Now Traders Are Investors to This DeFi Gem Under $0.04

The post PEPE Made Headlines, Now Traders Are Investors to This DeFi Gem Under $0.04 appeared first on Coinpedia Fintech News Pepe Coin (PEPE) grabbed global attention with its viral rise, transforming meme power into multimillion-dollar returns. At one point, traders who bought in early saw massive gains in days, and the coin quickly cemented itself as one of the standout meme tokens of the year. But fast-forward to today, and PEPE’s momentum has noticeably cooled. …

Author: CoinPedia

2025/08/19

Why is Crypto Market Down Today? Bitcoin, Ethereum, XRP News, Litecoin Price and More

Why is Crypto Market Down Today? Bitcoin, Ethereum, XRP News, Litecoin Price and More

The post Why is Crypto Market Down Today? Bitcoin, Ethereum, XRP News, Litecoin Price and More appeared on BitcoinEthereumNews.com. The post Why is Crypto Market Down Today? Bitcoin, Ethereum, XRP News, Litecoin Price and More appeared first on Coinpedia Fintech News August 19, 2025 06:10:45 UTC Bitcoin Futures Sentiment Cools Ahead of Powell’s Speech The sentiment index in the Bitcoin futures market has cooled to 36%, well below the neutral 50% mark. This comes after a brief spike to 70% between August 11–14, when Bitcoin surged to $123K. Currently trading near $115K, market momentum shows sellers dominating in the short term, with neutral open interest suggesting a shift from euphoria to range trading. Analysts warn that as long as sentiment stays under 45–50%, rallies may face selling pressure, raising the risk of testing $112K. All eyes are now on Fed Chair Jerome Powell’s speech for the next market trigger. August 19, 2025 06:06:43 UTC South Korea Orders Crypto Exchanges to Halt Lending Services South Korea’s Financial Services Commission (FSC) has issued a directive requiring local crypto exchanges to suspend all lending services with immediate effect. The regulator said these offerings fall into a legal gray area and pose significant risks, noting that 13% of borrowers have already faced liquidation. Under the order, existing lending contracts can either be extended or repaid, but no new loans are allowed. The FSC also warned that exchanges failing to comply will face on-site inspections and potential penalties. Formal guidelines for crypto lending are expected to be introduced in the coming months. August 19, 2025 05:39:29 UTC Hyperliquid Founder Denies Market Maker Partnerships, Highlights HLP Pool Hyperliquid founder Jeff dismissed speculation that the project relies on special arrangements with market makers. Speaking on a podcast, he explained that, unlike many decentralized exchanges that raised funds by securing market-maker investments, Hyperliquid has never adopted that model. Jeff argued such practices create only a “short-term illusion”…

Author: BitcoinEthereumNews

2025/08/19

South Korea Suspends Crypto Lending to Protect Borrowers

South Korea Suspends Crypto Lending to Protect Borrowers

The post South Korea Suspends Crypto Lending to Protect Borrowers appeared first on Coinpedia Fintech News South Korea’s Financial Services Commission has ordered local crypto exchanges to halt all lending services until official guidelines are introduced. The move follows concerns that 13% of borrowers have been pushed into liquidation due to unclear regulations. Current contracts can be repaid or extended, but no new loans are allowed. Exchanges that fail to comply …

Author: CoinPedia

2025/08/19

South Korea Orders Crypto Exchanges to Halt Lending Services

South Korea Orders Crypto Exchanges to Halt Lending Services

Detail: https://coincu.com/news/south-korea-crypto-lending-halt-2/

Author: Coinstats

2025/08/19

South Korea orders exchanges to halt crypto lending services until new guidelines established

South Korea orders exchanges to halt crypto lending services until new guidelines established

South Korea's Financial Services Commission said crypto lending services exist in a legal gray area and could result in user losses.

Author: Coinstats

2025/08/19

Top 4 Crypto Cloud Mining Sites in 2025: The Ultimate Beginner’s Guide to Bitcoin Mining

Top 4 Crypto Cloud Mining Sites in 2025: The Ultimate Beginner’s Guide to Bitcoin Mining

In 2025, cryptocurrencies continued to lead global digital financial innovation, attracting a large number of both novice and experienced investors. However, beginners often face numerous challenges entering this field, including obscure industry terminology, high technical barriers to entry, and a rapidly changing market environment. Fortunately, the emergence of cloud mining platforms has significantly lowered the […] The post Top 4 Crypto Cloud Mining Sites in 2025: The Ultimate Beginner’s Guide to Bitcoin Mining appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/08/19

Urgent Halt To Risky Products

Urgent Halt To Risky Products

The post Urgent Halt To Risky Products appeared on BitcoinEthereumNews.com. A significant development has emerged from South Korea’s financial landscape, directly impacting the cryptocurrency sector. Regulators have issued administrative guidance, effectively initiating a South Korea crypto lending ban on new lending products from exchanges. This move is a crucial step towards safeguarding investors and stabilizing the market. This directive highlights growing concerns over the proliferation of high-risk, leveraged products being offered without adequate investor protections. It’s a clear signal that authorities are prioritizing consumer safety in the rapidly evolving digital asset space. Why the South Korea Crypto Lending Ban? Addressing Key Concerns The primary driver behind the South Korea crypto lending ban is a commitment to mitigate investor losses. Financial regulators observed a concerning trend: crypto exchanges were launching sophisticated lending products that carried substantial risks, often without fully informing users of the potential pitfalls. Here are the core reasons for this decisive action: Investor Protection: Many leveraged products expose investors to magnified losses, particularly in volatile crypto markets. The guidance aims to prevent scenarios where individuals could face severe financial harm. Market Stability: Uncontrolled high-risk offerings can amplify market volatility. By reining in these products, regulators seek to foster a more stable and predictable environment. Lack of Safeguards: Regulators identified a deficit in sufficient safeguards accompanying these new lending services. This left investors vulnerable to opaque terms and potential exploitation. Authorities have made it clear: firms ignoring this guidance will face consequences, including on-site inspections and other supervisory measures. This underscores the seriousness of the South Korea crypto lending ban. What Does the South Korea Crypto Lending Ban Mean for Exchanges? For cryptocurrency exchanges operating in South Korea, this administrative guidance marks a significant shift. They must now immediately halt the development and launch of any new lending products. This directive compels exchanges to: Review Existing Products: While the…

Author: BitcoinEthereumNews

2025/08/19

Digital Assets Association – Bridging TradFi and RWAs

Digital Assets Association – Bridging TradFi and RWAs

The post Digital Assets Association – Bridging TradFi and RWAs appeared on BitcoinEthereumNews.com. Danny Chong is co-chair of the Digital Assets Association (DAA) Singapore, a Singapore-based non-profit association dedicated to guiding individuals and organisations through the landscape of digital assets. Danny is also Co-Founder and CEO of Tranchess, a leading structured liquid staking protocol. Why you should listen Danny discusses the importance of regulatory clarity in driving digital asset growth across Asia and how to attract institutional investments from Asia’s financial giants while protecting retail users. Bridging TradFi and digital assets for institutional adoption in Asia is underway. Drawing on his APAC expertise, Danny explains how integrating TradFi’s risk management with blockchain’s transparency enables institutions to adopt tokenised assets, positioning Asia as a pioneer in blending traditional finance with digital innovation. He’s an advocate for RWA tokenisation’s two-way flow: Aside from moving assets like bonds and equities on-chain, RWA tokenisation also brings DeFi innovations like liquid staking into TradFi. Supporting links Stabull Finance Digital Assets Assocation Tranchess Andy on Twitter  Brave New Coin on Twitter Brave New Coin   If you enjoyed the show please subscribe to the Crypto Conversation and give us a 5-star rating and a positive review in whatever podcast app you are using. Source: https://bravenewcoin.com/insights/digital-assets-association-bridging-tradfi-and-rwas

Author: BitcoinEthereumNews

2025/08/19

SHIB Drops 10% Weekly, But A Real Utility Token Could Replicate DOGE’s 2021-Like Surge in Fewer Days

SHIB Drops 10% Weekly, But A Real Utility Token Could Replicate DOGE’s 2021-Like Surge in Fewer Days

The crypto market has seen another shake-up with SHIB losing 10% in a single week. For many investors, this confirms that meme-driven rallies are cooling off. When the hype fades, tokens with no intrinsic function struggle to hold value. That is where projects like Mutuum Finance (MUTM) are beginning to capture attention. Unlike meme coins, [...] The post SHIB Drops 10% Weekly, But A Real Utility Token Could Replicate DOGE’s 2021-Like Surge in Fewer Days appeared first on Blockonomi.

Author: Blockonomi

2025/08/19

South Korean Regulator to Reorganize AML Protocols Ahead of Stablecoin Legislation

South Korean Regulator to Reorganize AML Protocols Ahead of Stablecoin Legislation

The Financial Intelligence Unit (FIU), a top South Korean regulator, has begun to reorganizing its anti-money laundering (AML) protocols ahead of the “institutionalization” of stablecoins . The FIU said it will conduct stablecoin-related research via external contractors. It will then compile its findings in December this year before drafting a set of guidelines for stablecoin operators and issuers. Per The Bell Korea , the regulator is likely to recommend amendments to the Specific Financial Information Act, with “significant changes” in store. The South Korean National Assembly Building in Seoul, South Korea. (Source: National Assembly [KOGL Type 1]) South Korean Regulator Readies Stablecoin Regulations The regulator is likely to impose entry restrictions and business conduct regulations. Many of these will likely focus on the security of the assets that underpin any South Korean stablecoins, as well as data reporting criteria. An FIU official said that December’s research report would “serve as a foundation for developing AML response measures in response to changes in the virtual asset industry and the institutionalization of stablecoins.” The official added that the measures would help “improve and supplement the existing system.” The FIU currently plays a key role in policing domestic crypto exchanges and ensuring their AML compliance. And the reorganization appears to suggest it expects to become the top AML regulatory authority for stablecoin issuers, despite plans to scrap its parent organization, the Financial Services Commission (FSC). President Lee Jae-myung has previously announced his intention to do away with the FSC. He wants to merge its operations with those of the finance ministry and the Financial Supervisory Service. President Lee Jae Myung’s approval rating has dropped for the second straight week, sinking to a record low of 51.1 percent, a poll showed Monday. The slide comes amid growing controversy over his Liberation Day pardons. https://t.co/VYWndBDJoZ — The Korea JoongAng Daily (@JoongAngDaily) August 18, 2025 However, recent government plan announcements have made no further mention of scrapping the FSC . And the Blue House has even assigned it crypto-related tasks for 2025. FIU Set for Important Regulatory Role? The FIU’s plans, which involve conducting a study on international stablecoin regulations, appear to suggest the regulator expects to police the industry ahead of the rollout of legislation. Several stablecoin bills are on the agenda at the National Assembly. However, lawmakers are yet to fine-tune the details of these draft laws. They continue to deliberate matters like the possible launch of stablecoin lending services. Critics note that the Financial Action Task Force (FATF) and other organizations have warned that stablecoin adoption can lead to increased money laundering risks. The Bell Korea noted that many countries, including the United States, have been “quick to develop countermeasures.” Conversely, it noted, South Korea, is a “latecomer,” in this regard, as it “still lacks a comprehensive system.” The media outlet also added that South Korea “still lacks a clear legal definition of stablecoins.” Thus far, most AML-related legislation (including the Special Financial Transactions Act) and regulations relate to exchanges and crypto wallet operators. Big Businesses Ready to Make Stablecoin Moves While lawmakers are yet to form a firm consensus on stablecoin legislation, both major parties agree that businesses should be allowed to issue or make use of KRW-pegged coins. The headquarters of the South Korean tech giant Naver. (Source: Maskkwon [CC BY-SA 4.0]) Some of the country’s biggest banks and tech firms have responded by registering stablecoin-related trademarks. Others have already launched dedicated stablecoin business units as they await the National Assembly’s green light. Experts expect companies like Kakao and Naver to make significant progress in the stablecoin space. Both already have a sophisticated network of web-based services, ranging from e-payment platforms to banking and software-as-a-service (SaaS) offerings.

Author: CryptoNews

2025/08/19

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