Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16174 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin Price Prediction: What’s Ahead for the Leading Crypto in December as Mutuum Finance (MUTM) Explodes

Bitcoin Price Prediction: What’s Ahead for the Leading Crypto in December as Mutuum Finance (MUTM) Explodes

As December starts, Bitcoin is still at the forefront of investors’ attention as traders monitor whether the current period of consolidation will evolve into another breakout or corrective level towards the end of the year. Volatility measures are narrowing down on leading markets, and investment inflows for leading ETFs are fluctuating, keeping investors’ nerves in […]

Author: Cryptopolitan
Solana (SOL) Ecosystem in Turmoil: Two Protocols Collide, Solana Foundation Issues Statement

Solana (SOL) Ecosystem in Turmoil: Two Protocols Collide, Solana Foundation Issues Statement

The post Solana (SOL) Ecosystem in Turmoil: Two Protocols Collide, Solana Foundation Issues Statement appeared on BitcoinEthereumNews.com. Discussions on the Jupiter Lend vault design, one of the most talked-about topics in the Solana ecosystem, escalated further over the weekend. Kash Dhanda, Jupiter Exchange’s chief operating officer, released a video statement addressing community concerns regarding the protocol’s lending product, acknowledging that claims of “zero risk of contagion” circulating on social media are “not 100% accurate.” Dhanda noted that some previous posts had portrayed Jupiter Lend’s vaults as “isolated risk,” with one post even stating that “cross-contamination is completely eliminated.” This post was subsequently deleted by the Jupiter team due to backlash. Dhanda said in his statement: “The post we described as having zero risk of infection was completely inaccurate. We wanted to delete it to prevent further spread, but in hindsight, we should have issued a correction at that time.” The controversy was sparked by Fluid co-founder Samyak Jain’s announcement that Jupiter Lend uses rehypothecation for capital efficiency. This means collateral users deposit into vaults can be reused elsewhere within the protocol, meaning the collateral isn’t completely isolated. According to Jain, Jupiter Lend vaults can still be considered “isolated” because each vault has its own configuration, limit, liquidation threshold, and penalty rate. However, this structure does not prevent collateral reuse due to the shared liquidity layer. Dhanda also confirmed the use of rehypothecation, saying, “This mechanism is why these collateral generates returns.” However, Dhanda argued that the vaults are still “internally isolated.” Marius Ciubotariu, co-founder of rival Solana lending protocol Kamino, publicly criticized Jupiter Lend’s design. Kamino recently blocked Jupiter’s financial instrument from accessing Kamino positions. Ciubotariu argued that funds from a user who had pledged SOL collateral were being sent to loop trades and other risky positions, writing: “There’s no isolation here, just complete cross-contamination. Contrary to what’s advertised.” As the debate escalated, Solana Foundation President Lily…

Author: BitcoinEthereumNews
9 Best Cryptos to Buy in 2025 With 1000x Gains: Apeing Coin’s Upcoming Crypto Presale Could Make Early Buyers Rich!

9 Best Cryptos to Buy in 2025 With 1000x Gains: Apeing Coin’s Upcoming Crypto Presale Could Make Early Buyers Rich!

The post 9 Best Cryptos to Buy in 2025 With 1000x Gains: Apeing Coin’s Upcoming Crypto Presale Could Make Early Buyers Rich! appeared on BitcoinEthereumNews.com. What if the next explosive crypto breakout was already forming and you just had to spot the early signal? In a market driven by timing and momentum, coins like Apeing Coin (APEING), Toncoin (TON), APEMARS, Ethereum (ETH), Tron (TRX), Sui (SUI), Hyperliquide (HYPE), XRP, Chainlink (LINK), and Solana (SOL) continue to shape conversations among savvy investors. Each of these assets offers unique strengths, long-term utility, and potential upside that traders monitor daily. Right now, Apeing Coin is igniting as the upcoming crypto presale captures attention, and the Apeing Coin Whitelist is officially live and rapidly gaining traction. With meme coins rising faster than expected and new investors chasing early-stage entries, more people are asking if APEING could be the next major presale win. Could this be your moment to secure early access before the crowd notices? Apeing Coin Whitelist: Apeing Coin ignites as the upcoming crypto presale Apeing Coin ignites as the upcoming crypto presale. It is emerging as one of the hottest new digital assets, blending entertainment, strong community power, and rewarding early tokenomics built for rapid expansion. The excitement is surging because the Apeing Coin Whitelist is now open, giving early buyers access to the lowest price before public listing. Join the Whitelist today to get a front row seat to what many believe could be the next big crypto run, especially since those joining during the upcoming presale stage 1 are looking at an ROI of over 10,000% based on the projected growth and token model. Apeing Coin confirms that limited tokens will be allocated to the upcoming presale stage 1, which increases urgency for investors seeking rare early positioning. With the upcoming presale stage 1 priced at 0.0001 and the listing expected at 0.001, you can already calculate the potential upside if demand surges. This is…

Author: BitcoinEthereumNews
BullZilla Emerges As Best Crypto Presale To Buy As Bitcoin and Ethereum Shift

BullZilla Emerges As Best Crypto Presale To Buy As Bitcoin and Ethereum Shift

BullZilla, Ethereum, and Bitcoin compete for the best crypto presale to buy. Explore trends, ROI potential, and presale performance.

Author: Blockchainreporter
The New DeFi Crypto Analysts Say Could Deliver 800% Upside Potential After V1, Still Priced at $0.035

The New DeFi Crypto Analysts Say Could Deliver 800% Upside Potential After V1, Still Priced at $0.035

The post The New DeFi Crypto Analysts Say Could Deliver 800% Upside Potential After V1, Still Priced at $0.035 appeared on BitcoinEthereumNews.com. A fresh DeFi altcoin at $0.035 price is in the spotlight as initial parameters start estimating an influential long-term arrangement. Initial release nears and demand builds up throughout the last distribution period, analysts are now indicating that Mutuum Finance (MUTM) is possibly preparing to pull off a big crypto move once its fundamental lending protocol releases. Early Growth and What Mutuum Finance Is Building Mutuum Finance was launched at the start of early 2025 at $0.01 and made it to $0.035, a 250% rise in the development. The project has collected $19.1M, attracted more than 18,300 holders, and sold above 810M tokens. There is 4B MUTM supply with 1.82B, or 45.5%, being allocated to the presale. Phase 6 is currently above 95% with an increasing demand and supply is declining. Mutuum Finance is developing a decentralized lending protocol which runs two interconnected markets. Users are able to lend an asset in the form of ETH or USDT. When they lend, they earn mtTokens. mtTokens increase in value because borrowers pay off interest. As an illustration, when a user deposits $400 in ETH, the value of the mtTokens will increase with increasing lending.  A system with adjustable rates is used by borrowers. In a high liquidity, it is cheaper to borrow. As liquidity becomes strained, it would be costlier to borrow. Loan-to-value ratios control prudent borrowing. Liquidation can be done in case collateral falls below acceptable. The liquidators paying a portion of the debt get discounted collateral. With these mechanics, Mutuum Finance is able to operate with actual economic activity and not sentiment only. V1 Testnet and Analyst Outlook On its official X account, Mutuum Finance insisted that the V1 testnet will be launched in Q4 of 2025. V1 will consist of the lending pool, the mtTokens, the liquidation engine and…

Author: BitcoinEthereumNews
Aave Sees Growth Opportunity After HMRC Confirms No-Tax on DeFi Deposits

Aave Sees Growth Opportunity After HMRC Confirms No-Tax on DeFi Deposits

The UK’s latest guidance from HM Revenue & Customs (HMRC) on decentralised finance (DeFi) could reshape crypto lending and borrowing in the country. According to Stani Kulechov, founder of Aave, the clarification represents a major turning point. Under the new rules, depositing digital assets or stablecoins such as USDC or USDT into DeFi platforms will […]

Author: Tronweekly
Forbes House of the Week: Big Island Breakaway

Forbes House of the Week: Big Island Breakaway

The post Forbes House of the Week: Big Island Breakaway appeared on BitcoinEthereumNews.com. ESSENTIALS Firm Name: Craig Steely Architecture Principal: Craig Steely Headquarters: 8 Beaver St., San Francisco, CA Accolades: Forbes Architecture’s “America’s Top 200 Residential Architects,” 2025; Forbes Architecture’s “America’s Best-in-State Residential Architects,” 2025. House Name: Musubi House Location: Paauilo, Hawai‘i Site Specifics: On the Big Island’s northeast slope of Mauna Kea, 4 miles upcountry, 100 acres of seasonal creeks, grassland and Ohi‘a forest overlooking the Pacific Ocean Area & Layout: 2,200 square feet, 2BR, 2BA “I’m not looking for a following. I’m looking for an interchange of ideas with people who are also speculating, trying things, and are curious.” —Frank O. Gehry (1929–2025), Architect Amid the media saturation of an ever-growing roster of Big Tech-titan land acquisitions and architectural exploits in the Hawaiian Islands (read: Dell, Zuckerberg, Ellison, Benioff and Intel’s Gordon Moore), the dominant image of the Hawaiian house of today suggests a subtropical version of Gilded Age Newport. Construction costs of some of these notably part-time residences land near $100 million. On sites so vast there could be no possibility of neighboring locals (most of whom choose to live in modest but charming corrugated-metal-roof huts) peering over one’s fence, the assertion implied by them is that bigger, to the tune of 10,000 square feet or more, is simply better. Sustainability be damned. An aerial perspective of the 100-acre property captures both the architecture’s environmentally respectful horizontality and, in the distance, its proximity to the dormant volcano Mauna Kea, elevation 13,803 feet. Darren Bradley On the Big Island, where the 21st-century subtropical megacompound is also now very much a thing, Musubi House, by architect Craig Steely, demonstrates a wholly different approach. The client came to Steely, an architect who works in both the Islands and California and has in the last ten years completed 10 houses in Hawaii, with three…

Author: BitcoinEthereumNews
Ripple (XRP) Price Prediction: This $0.035 Crypto Could Outperform XRP

Ripple (XRP) Price Prediction: This $0.035 Crypto Could Outperform XRP

Ripple (XRP) remains a major name in the crypto market, but its price action and structural setup have left many analysts questioning whether it can deliver substantial gains heading into 2026.  Although Ripple boasts strong institutional adoption as well as its ecosystem, its recent dynamics show that more of its existing buyers are in the […]

Author: Cryptopolitan
New DeFi Crypto Outlook 2025–2028: Top Altcoin Investors See a 550%–900% Range for This $0.035 Token

New DeFi Crypto Outlook 2025–2028: Top Altcoin Investors See a 550%–900% Range for This $0.035 Token

The market of altcoins is developing a new trend with people focusing on the ones whose price remains within the low range. A DeFi Altcoin of $0.035 is beginning to surface in long-term models that have a strong upside potential. There are investors who declare that the following cycle can provide a unique form to […]

Author: Cryptopolitan
Missed FLOKI’s Wins? MOBU Crypto Could be Your Next 1000X Explosive Chance at Best Meme Coins – Ready to Jump in?

Missed FLOKI’s Wins? MOBU Crypto Could be Your Next 1000X Explosive Chance at Best Meme Coins – Ready to Jump in?

Did you know that crypto enthusiasts who missed the Official FLOKI ICO are now hunting for the next explosive opportunity? With market trends shifting fast, timing is everything. The MOBU crypto presale is emerging as a top contender for those looking to catch a high-potential meme coin after missing out on previous moonshots. By blending community excitement with solid tokenomics, MOBU is capturing attention as one of the best meme coins. It’s more than just hype; it offers a balanced ecosystem for rewards, engagement, and long-term growth. For anyone who missed FLOKI, this presale is an opportunity to join a project designed for both fun and serious upside. MOBU Presale Live – Grab Your Spot Among the Best Meme Coins MOBU, one of the best meme coins, is currently in its sixth 23 stage of a presale. This presale is structured to reward early participants with staking, reflections, and liquidity locks, providing a combination of fun, engagement, and potential financial reward. Currently in its sixth stage of a 23-stage presale, MOBU has already raised over $640,000 and boasts more than 2,100 active holders. With tokens priced at $0.00008388, early investors stand to see significant gains as the listing price nears $0.00616. Missed FLOKI’s Wins? MOBU Crypto Could be Your Next 1000X Explosive Chance at Best Meme Coins - Ready to Jump in? 4 The presale is structured to reward participation with staking, reflections, and liquidity locks, offering both community engagement and potential financial upside. Each stage has a fixed token supply, making early involvement crucial. MoonBull’s staking system even delivers a fixed 95% APY, with daily rewards accruing automatically. Tokens remain locked for two months to maintain stability, but can be withdrawn at any time, supported by a robust reserve to ensure long-term growth. Moreover, MoonBull’s referral structure gives instant benefits to both sides of every invite. Referrers earn 15% in bonus tokens, ad new buyers receive an equal 15% boost. Monthly leaderboards add USDC rewards for top performers, keeping the entire growth engine active and fair. With a massive allocation dedicated to referrals, the system rewards genuine community involvement. How MOBU Can Turn Early Investment Into Potential Gains MOBU crypto drives ecosystem growth with every transaction. For instance, a $2,000 investment in Stage 1 could yield tens of thousands by the final stage. Reflections, staking, and structured incentives reward early and engaged participants, encouraging long-term holding while keeping the process fun and rewarding. FLOKI’s History: A Glance Back at Its Performance Missing the FLOKI ICO early is like watching a rocket lift off from the sidelines. In its initial phase, FLOKI’s price was modest, and its market cap remained small, leaving many hesitant to jump in. Fast forward, and FLOKI has become a recognizable name in the crypto space, attracting both meme coin enthusiasts and mainstream investors. Those who skipped early participation missed the chance to turn a small allocation into significant returns. For anyone who hesitated, FLOKI’s rise is a clear reminder of the value of timing and conviction in crypto investing. Missed FLOKI’s Wins? MOBU Crypto Could be Your Next 1000X Explosive Chance at Best Meme Coins - Ready to Jump in? 5 Final Words MOBU presale represents one of the best second-chance opportunities for investors who missed FLOKI. Early pricing, structured tokenomics, staking rewards, and a capped supply make it an attractive project for potential growth and FOMO-driven excitement. Investors aiming for a 1000x opportunity should act quickly. Secure your spot now to join one of the best meme coins of 2025 and tap into potential long-term upside. Missed FLOKI’s Wins? MOBU Crypto Could be Your Next 1000X Explosive Chance at Best Meme Coins - Ready to Jump in? 6 For More Information: Website: Visit the Official MOBU Website  Telegram: Join the MOBU Telegram Channel Twitter: Follow MOBU ON X (Formerly Twitter) Frequently Asked Questions for Best Meme Coins How to find meme coin presales? Official project sites, crypto news outlets, and verified social media channels usually announce presales like MOBU. What’s the best crypto presale to invest in 2025? Early-stage projects with clear tokenomics, staking incentives, and community-driven growth—like MOBU—rank highly. Which meme coin to buy right now? Presales offering structured rewards and scarcity, including MOBU crypto, are top choices. Do meme coins have staying power? Some evolve beyond hype through staking, reflection, and burn mechanisms, giving them market longevity. How to choose a good meme coin? Look for audited contracts, liquidity locks, a capped supply, clear presale stages, and an active community. Glossary of Key Terms Presale: An early token sale before the public listing, often at a discount. ROI: Return on investment, showing profit relative to initial cost. Reflections: Automatic rewards are distributed to holders from each transaction. Burn: Permanent removal of tokens from circulation to reduce supply. Liquidity: Ease of buying or selling a token without affecting price. Staking: Locking tokens to support the network or earn rewards. Tokenomics: Economic design of a cryptocurrency, including supply, distribution, and rewards. Summary  Missed FLOKI? MOBU presale is your second shot. With staking, reflections, liquidity locks, and capped supply, early participants can benefit from strong growth potential. First-come, first-served mechanics create urgency, while structured tokenomics combine fun with long-term opportunity. MOBU is positioning itself as one of the best meme coins for investors chasing high upside and a potential 1000x return. Disclosure Cryptocurrency investments carry substantial risk. Token prices, projected ROI, and outcomes are not guaranteed. Always perform due diligence and assess personal risk tolerance before participating in any presale or crypto investment. Read More: Missed FLOKI’s Wins? MOBU Crypto Could be Your Next 1000X Explosive Chance at Best Meme Coins – Ready to Jump in?">Missed FLOKI’s Wins? MOBU Crypto Could be Your Next 1000X Explosive Chance at Best Meme Coins – Ready to Jump in?

Author: Coinstats