ExchangeDEX+

Buy Crypto Markets Spot FuturesGOLD Earn Event Center

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16023 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Durban’s Rising Creative Wave: Why More Designers Are Training Locally in 2026

For years, Durban’s creative industry took a backseat to the agency scene in Cape Town or the corporate design market in Johannesburg. But in 2025 and as it goes into 2026, something far more interesting is going on: Durban is not just keeping up-it is carving out its own identity as the training ground for […] The post Durban’s Rising Creative Wave: Why More Designers Are Training Locally in 2026 appeared first on TechBullion.

Author: Techbullion

2025/12/03

Bitcoin (BTC) Price Rebounds As Experts Predict Funds Will Move To This New Crypto Coin

Bitcoin appears to be experiencing signs of a potential cyclical turn around based on the fact that the “Hash Ribbon” indicator, which draws from an important on-chain data point related to capitulations in the hashrate itself based on moving averages, has triggered a signal that in the past has generally represented times when the market […]

Author: Cryptopolitan

2025/12/03

Top 9 Best Coins to Buy Now: Blazpay Hits $1.65M as TRON And Kava Spark Market Action

The cryptocurrency market in November 2025 is heating up as multiple projects demonstrate real-world utility, gamified rewards, and perpetual trading innovations. Investors are closely examining opportunities to access early-stage tokens with multichain integrations and practical blockchain solutions. At the forefront of this wave is Blazpay, which has captured significant attention during its Phase 4 presale. […] The post Top 9 Best Coins to Buy Now: Blazpay Hits $1.65M as TRON And Kava Spark Market Action appeared first on TechBullion.

Author: Techbullion

2025/12/03

IPO Genie, Ozak AI, and Bitcoin Hyper: A High-Stakes Presale Comparison Ahead of the 2025 Momentum Shift

Presale comparison of IPO Genie ($IPO), Ozak AI, and Bitcoin Hyper reveals which token is positioned to ride the 2025 shift. Utility, tokenomics, and growth potential analyzed.

Author: Blockchainreporter

2025/12/03

How the Tenure of Your FD Affects Its Interest Rate

Introduction Tenure length significantly influences your fixed deposit returns, but the relationship isn’t simply “longer equals higher rates” as many assume. Different tenures serve different purposes, and understanding how institutions price deposits across time periods helps you match your investment duration to both the best available rates and your actual liquidity needs. The tenure you […] The post How the Tenure of Your FD Affects Its Interest Rate appeared first on TechBullion.

Author: Techbullion

2025/12/03

Next Big Crypto Showdown: LivLive, XRP, or Cardano – Analysts Weigh In on the Next 500x Crypto

Analysts weigh in as LivLive’s presale surges past $2.18M with a 300% Black Friday bonus. Could this be the next big crypto to rival XRP and Cardano?

Author: Blockchainreporter

2025/12/03

From "Verifiable Computers" to "Internet Property Rights": Ethereum's Next Decade

Author: Zhixiong Pan, ChainFeeds At the Ethereum Devconnect ARG, Fede, the founder of LambdaClass, delivered a passionate and thought-provoking speech. He abandoned the traditional "world computer" narrative, redefining Ethereum as the first "verifiable computer" in human history. Fede believes that this "antifragility," which does not rely on trust but is based solely on mathematical and economic incentives, is the fundamental cornerstone for Ethereum to establish internet ownership and support a multi-trillion-dollar "global economy." However, this was not a simple celebration, but a jarring wake-up call. Faced with the rise of high-performance public chains like Solana, Fede bluntly stated that the Ethereum community is facing the risk of "death by complacency." From denouncing the false prosperity of "most L2 implementations simply not working" to criticizing Solidity's self-defeating development experience, he called on the community to break free from its information cocoon and rediscover the ambition and fighting spirit of the "Bronze Age." He quoted the former CEO of Intel as warning the audience: in the brutal competition of technology, "only the paranoid survive." From pushing the performance limits of 1 Gigagas to building the architectural vision of Lean Ethereum, Fede uses the most hardcore technical details and the most sincere emotions to demonstrate how Ethereum can maintain its dominance over the next decade. This is not just a technology roadmap, but also a declaration of war against mediocrity. The following is a transcript of the highlights of this speech. Speaker: Fede (LambdaClass) Today I'm going to talk about Ethereum's next decade: from "verifiable computer" to "global economy". Core definition: Ethereum is the first "verifiable computer". To me, Ethereum is a verifiable computer. I've never really liked the "world computer" meme. I think AWS or Google are the real "world computers." They have countless funds and servers, but you have to trust them. Ethereum's biggest difference from them is its verifiability. Ethereum is the world's first verifiable computer that doesn't require trust in the computation itself, but only in economic incentives and mathematics. This gives it a significant advantage over AWS or Google Cloud. In traditional cloud services, everything is based on trust, and trust can be broken. A few days ago, I saw on Twitter that someone hacked into Bing and modified the movie list. If you searched for "top 10 movies," the results were tampered with. In this case, you are actually trusting the hacker. This kind of thing is impossible on Ethereum unless the entire network is compromised, but that's extremely difficult because you would have to compromise multiple teams and multiple client implementations simultaneously, and everyone would be able to see the attack. This makes Ethereum anti-fragile. Every attack attempt, whether by North Korea, other national actors, or private hackers, actually makes Ethereum stronger because it continues to operate and handles huge sums of money. Verifiable changes brought about by computers It can be verified that the computer has realized genuine Internet Property Rights. True ownership: You no longer need to click "agree to the terms" to hand over your data to tech giants; instead, you control everything through your private key. The private key is more reliable than any terms of service. Global neutrality: Chinese developers, Russian traders, US funds, and Argentinian users all compete on the same level playing field. The cornerstone of artificial intelligence: In the next decade, we will tokenize everything, from art and land to AI. This is crucial. If the future is driven by AI, hackers will have a huge incentive to tamper with its parameters. We need Ethereum to verify whether AI is functioning as expected. Current Status and Product-Market Fit (PMF) Ethereum has created a complete economy. This is not just a $300 billion scale, but rather the processing of $3 trillion in transactions monthly through stablecoins—three times the size of Visa. Our biggest advantage over Visa or the NYSE is composability. All funds, assets, and artworks are in one place and can be exchanged at any time. This creates a flywheel effect. In this sense, Ethereum is less fragmented than global capital markets because it operates 24/7. Ethereum's current Product-Market Fit (PMF) can be summarized as follows: Decentralized/permissionless verifiability. Privacy (a feature we need to build at the core layer). Stablecoins (programmable, private, borderless US dollars). Technical challenges: the tough nuts to crack. To continue winning over the next decade, I must "grumble" from a technical perspective. Here are the challenges I see: 1. Performance We (LambdaClass) are building an Ethrex client. A team just told me we're only 10% behind Reth in performance. Most clients, besides Nethermind, Reth, Geth, and us, struggle with performance. Without raising the hardware requirements for validators, we will find it difficult to achieve the performance needed to compete with technologies like Solana. This touches on a sensitive topic: Gas Limit. For the past three years, our decision not to increase the Gas Limit has slowed us down. I believe we can increase speed while maintaining verifiability. This used to be a taboo subject, but now, for the sake of competition, we need to accelerate. We cannot wait if other execution layers fall behind. Ethereum is more important than any single team. I'm also reflecting on this: Is Ethereum's goal really to allow everyone to run nodes at home with a $50 Raspberry Pi? I'm not sure. Maybe as long as the verification cost is low enough (a few thousand dollars or even a few dollars), it doesn't necessarily have to be an extremely low barrier to entry. 2. Scalability I think we should increase the gas limit by 100 times. The cheaper it is, the more people will use it. YouTube was born only after the internet became faster. Furthermore, I'm a big fan of RISC-V and not a big fan of Solidity. Solidity doesn't represent Ethereum. While it has made significant contributions, it has many problems. I believe RISC-V should be the default standard. Regarding Layer 2: Frankly, most L2 technology stacks simply don't work. You clone the codebase and run it, and it's broken. The current incentive is "issue a token and then ignore it, let it die." If you believe in a Rollup-centric roadmap, we must make running Rollups extremely simple. We are working to make Ethrex run L2 with a single command. 3. Interoperability and Decentralization The AWS outage a few days ago caused some rollups to crash, which was terrible. The Solana community mocked us, and I think they have a point. We need to move to "Stage 2," which requires a decentralized sequencer, based rollups (reusing L1 pipelines to build L2), and technologies like CommitBoost for pre-confirmations. 4. Privacy I've received a call from a lawyer warning me I was in big trouble, so I deeply empathize with this. We need to support all developers dedicated to privacy (like Roman, Alexei, and the developers of Samurai Wallet). If I wanted my mother to use Ethereum, she certainly wouldn't want all her transactions to be visible to the entire world. Currently, the rules regarding privacy development are very vague, and we need to work together to address them. 5. Security There are too few maintainers for the Solidity compiler; only one or two people on GitHub. This is Ethereum's most important programming language, yet it faces a huge risk of insufficient manpower. Solidity's syntax is simple, but it's easy to write security vulnerabilities. As a developer who has used over 20 languages, writing Solidity felt like shooting myself in the foot. We need a better compiler, or a long-term solution like RISC-V ZKVM. 6. The Post-Quantum Era We are working with Justin Drake to develop Lean Ethereum. Compared to Bitcoin, Ethereum has a huge advantage in deploying post-quantum cryptography because we allow for multi-client implementations and have a more open community, even if it means we are making some radical changes. Social and Cultural Challenges: Rejecting Mediocrity I'm a die-hard Ethereum fan, and my company relies on Ethereum, but I must be frank: We need to adopt a "Bronze Age" mentality: don't think, "We've either won or we're winning." Complacency leads to stagnation. Look at Intel; once a giant, it's now been left behind by NVIDIA and AMD. We need to maintain our hunger and ambition. Break free from closed-door processes: Science and engineering require open debate. Important decisions like EOF (Ethereum Object Format) should not be made in closed-door meetings. Closed-door decision-making makes it easy for state actors to control the network by infiltrating key decision-makers (see the OpenBSD case). Learn from competitors: I've attended every Solana Breakpoint conference, not because I support Solana, but because I want to learn from the competition. Linux succeeded by replicating the strengths of Solaris and open-sourcing it. We need this attitude. Refuse echo chambers: We need to pay those who offer dissenting opinions (contrarians). In my company, some partners frequently criticize me, which hurts me, but it creates a positive feedback loop. Without a good culture, there will be no good technology in the long run. What is LambdaClass doing? We're not just complaining, we're also taking action: Partnerships with governments in Latin America: In Argentina (Project Sobra), Mexico, and Colombia, we are conducting identity verification, KYC, and lending operations via on-chain IDs. Global infrastructure: Establishing passport and property rights infrastructure in Africa and Central Asia (such as Uzbekistan). Technology stack: Building Ethrex (L1 client), L2 stack based on SP1 and Zisk, ZKVM in collaboration with TMI Labs, and privacy and decentralized AI projects. Partner: We are working with IRSA (Argentine real estate giant) to streamline payment channels. Q&A Session Q: How do you feel about Devconnect being held in Argentina right now? I'm happy. Very happy. I'm so glad my mother was there; she finally understands what I'm doing. I'm also happy to show the world what we're doing. Q: What do you think is the most important measure at present? Lean Ethereum. I wasn't a big fan of the "Ultrasound Money" meme before. But Lean Ethereum is like a cathedral. When Justin Drake and I were walking through a cathedral in Cambridge, he asked me, "Do you think people will look at Ethereum's design like this cathedral 500 years from now?" I said, "Yes, and you'll be one of the architects." Q: How much do you think the Gas Limit can be improved in the near future? Thanks to Nethermind's amazing engineering capabilities (though I don't like the C# language), and our efforts with Reth, I believe we can achieve 300-400 Megagas on good servers. In the coming years, as technology improves, our goal is to reach 1 Gigagas. Q: You've interacted with all sorts of people, from government officials to developers. What do they have in common? Even those bigwigs who don't fully understand Ethereum (royalties, billionaires) know this is "for real." They trust "nerds" because nerds aren't just driven by money. They see Ethereum as the winner of the future. Q: What advice do you have for young builders? Don't raise funds until you've found product-market fit (PMF). Money is just fuel; connections and vision are more important. Work with ethical, passionate people who want to do things that benefit society. Do things you'll be proud of ten years from now.

Author: PANews

2025/12/03

UK Passes Law Formally Recognizing Crypto as Property

Policy Share Share this article

Copy linkX (Twitter)LinkedInFacebookEmail

UK Passes Law Formally Recognizing

Author: Coindesk

2025/12/03

Best Crypto to Buy as Kevin Hassett Takes Fed Chair and Loosens Policy Fueling $BTC

What to Know: A more dovish, crypto-friendly Fed chair like Kevin Hassett could extend a multi‑year liquidity cycle, favoring Bitcoin and high‑beta altcoins. Position sizing, diversification, and risk management remain critical, even when macro conditions and narratives seem heavily tilted in crypto’s favor. Bitcoin Hyper’s SVM-powered Layer 2 aims to unlock low-latency smart contracts and DeFi around $BTC while preserving Bitcoin settlement security. PEPENODE and Dogwifhat provide meme and community-driven upside exposure if easier policy reignites speculative flows into Solana and broader alt markets. Speculation that Kevin Hassett could take over the Fed with a more dovish, pro-risk stance is exactly the kind of macro shift crypto loves. Trump has made repeated references to Hassett, so it wouldn’t come as a surprise. A chair who’s comfortable with deeper rate cuts and friendlier optics toward digital assets doesn’t just move markets for a quarter; it reshapes liquidity conditions for years. Cheaper money and clearer political cover for Bitcoin would likely mean a stronger bid for $BTC first, then a spillover into high-beta altcoins and infrastructure plays. If that happens, you want exposure to assets that benefit structurally from a multi‑year adoption wave. That’s where Bitcoin-focused scaling, speculative meme liquidity, and Solana ecosystem bets start to matter, making them the best crypto to buy. You’re not just guessing charts; you’re aligning with where capital, developers, and users could cluster if 2026–2028 turns into another extended risk cycle. Bitcoin Hyper ($HYPER), PEPENODE ($PEPENODE), and Dogwifhat ($WIF), although all different, are potentially geared to thrive if a Hassett-led Fed extends easy policy and pushes fresh capital back into crypto. 1. Bitcoin Hyper ($HYPER): Bitcoin Layer 2 Bringing Bitcoin Security With SVM Speed If looser Fed policy sends Bitcoin back into price discovery, the next big bottleneck won’t be demand for $BTC, it’ll be what you can do with it. Bitcoin Hyper ($HYPER) positions itself as a Bitcoin Layer 2 with Solana Virtual Machine (SVM) integration, aiming to turn dormant $BTC into fully programmable capital. Instead of trying to bolt slow EVM logic onto Bitcoin, $HYPER uses a modular design: Bitcoin L1 for settlement and a real-time SVM-powered L2 for execution. That architecture targets sub-second finality and low fees while anchoring state periodically to Bitcoin, giving builders Solana-style speed with Bitcoin-grade trust assumptions. The project leans on a single trusted sequencer, with periodic L1 state anchoring, and supports SPL-compatible tokens customized for its Layer 2. That opens the door to Solana-like DeFi, swaps, lending, and staking protocols but with wrapped $BTC as a first-class asset, plus Rust SDKs and APIs for gaming dApps and NFT platforms. From a capital-rotation lens, the numbers are already notable. The $HYPER presale has raised over $28.8M with tokens currently at $0.013365, showing a clear appetite from investors looking ahead of any macro pivot. Our experts see future potential as well, with an end-of-2026 price prediction hitting $0.08625. That’d see you with a potential ROI of over 545% if you invested at today’s price. If you get in early, you can also take advantage of dynamic staking rewards, currently sitting at 40%. Being a $HYPER holder, you also get rewards tied to community and governance participation. If you believe a Hassett-led Fed kickstarts a new liquidity cycle centered on Bitcoin, Bitcoin Hyper is a direct bet on scaling that demand. Join the $HYPER presale today. 2. PEPENODE ($PEPENODE): Mine-to-Earn Without the Overheads Every easy-money cycle has a meme phase, and if the Fed turns dovish again, you can expect speculative capital to chase narratives that blend culture, game mechanics, and upside. PEPENODE ($PEPENODE) leans into that with a mine‑to‑earn meme coin pitch, trying to gamify yield and engagement rather than just relying on vibes. Instead of just traditional staking, PEPENODE uses a Virtual Mining System and tiered node rewards to simulate mining economics in a meme wrapper. You effectively run virtual nodes through a gamified dashboard, competing for higher reward tiers and social status. This isn’t only fun, but it can help keep community participation high during volatile markets. Learn how to buy PEPENODE. The $PEPENODE presale has already gained traction, having raised over $2.2M with tokens currently priced at $0.0011778. This puts it firmly in low-cap, high-optional-value territory if meme risk-on returns. And with staking rewards as high as 576% there’s even more incentive to opt-in. That blend of narrative and gameified mechanics gives it a different profile from pure hype coins that rely solely on social media. As a bonus, you can even earn rewards in other popular coins like $PEPE and $FARTCOIN. If dovish policy stokes another wave of speculative flows, $PEPENODE is a way to express that trade in a structured, mine‑to‑earn format rather than a raw punt. Don’t miss the mine and get your $PEPENODE today. 3. Dogwifhat ($WIF): Solana Meme Beta for a Liquidity Wave Any discussion of meme beta in this cycle has to include Dogwifhat ($WIF), the Solana-based meme coin that’s become a proxy for retail risk appetite. Built on Solana, $WIF benefits from low fees and high throughput, helping speculative traders rotate in and out quickly without the friction you see on slower chains. Recent market action underlines that reflexivity. $WIF rallied over 20% in a single seven‑day stretch, reclaiming momentum among Solana meme coins. It currently sits around rank #109 by market cap, with strong trading activity and recurring bursts of retail attention. Beyond price, $WIF has a sticky community that treats it as a cultural asset, not just a ticker. In a macro regime where the Fed signals friendlier policy, that kind of community‑driven liquidity can compound quickly as traders hunt for leverage to a Solana-led alt season. If you expect a Hasset Fed to extend the runway for high‑beta risk, Dogwifhat ($WIF) is a straightforward way to capture Solana meme exposure without betting on unproven microcaps. It sits at the intersection of chain narrative, cheap blockspace, and viral culture. Buy $WIF on top exchanges like Binance. Recap: If Kevin Hassett ushers in a looser Fed, Bitcoin Hyper, PEPENODE, and Dogwifhat each offer distinct ways to ride that liquidity wave. Remember, this isn’t intended as financial advice, and you should always do your own research before investing. Authored by Aaron Walker, NewsBTC — https://www.newsbtc.com/news/best-crypto-to-buy-kevin-hassett-becomes-fed-chair-and-looser-poilcy-fuels-btc/

Author: NewsBTC

2025/12/03

21shares ETP expansion adds Ethena and Morpho exposure to European crypto markets

Institutional and retail investors in Europe gain new access to decentralized finance as the 21shares etp lineup expands with two protocol-focused products. 21shares launches Ethena and Morpho ETPs in Europe On December 3, 2025 in Zurich, 21shares, one of the world’s largest issuers of crypto exchange-traded products, unveiled two new ETPs tracking leading DeFi infrastructure […]

Author: The Cryptonomist

2025/12/03

Latest Articles

UK Financial Ltd Announces the First Living Canine Deployed as an On-Chain Digital Asset

2026/02/18 11:31

Onchain Gold and RWA Projects Withstand Market Pullback with Solid TVL Growth

2026/02/18 11:00

Lending

Durban’s Rising Creative Wave: Why More Designers Are Training Locally in 2026

Bitcoin (BTC) Price Rebounds As Experts Predict Funds Will Move To This New Crypto Coin

Top 9 Best Coins to Buy Now: Blazpay Hits $1.65M as TRON And Kava Spark Market Action

IPO Genie, Ozak AI, and Bitcoin Hyper: A High-Stakes Presale Comparison Ahead of the 2025 Momentum Shift

How the Tenure of Your FD Affects Its Interest Rate

Next Big Crypto Showdown: LivLive, XRP, or Cardano – Analysts Weigh In on the Next 500x Crypto

From "Verifiable Computers" to "Internet Property Rights": Ethereum's Next Decade

UK Passes Law Formally Recognizing Crypto as Property

Best Crypto to Buy as Kevin Hassett Takes Fed Chair and Loosens Policy Fueling $BTC

21shares ETP expansion adds Ethena and Morpho exposure to European crypto markets

Recommended by active authors

Related Tags

Latest Articles

ETH Technical Analysis Feb 18

Strategic Pause For Crucial Mainnet Evolution

Understanding The Key to Building Your First Agent: Connecting LLMs to APIs

UK Financial Ltd Announces the First Living Canine Deployed as an On-Chain Digital Asset

Onchain Gold and RWA Projects Withstand Market Pullback with Solid TVL Growth