Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16000 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Coinbase Rolls Out 15% Crypto Staking Returns with Instant Withdrawal Option

Coinbase Rolls Out 15% Crypto Staking Returns with Instant Withdrawal Option

TLDR Coinbase launches staking service with yields reaching 15% APY on various proof-of-stake cryptocurrencies Instant unstaking feature allows immediate withdrawals for 1% fee, eliminating traditional lock-up periods Minimum stake requirement is just $1, making crypto yields accessible to all investors Over $450 million paid in staking rewards to customers throughout 2024 Yields come from blockchain [...] The post Coinbase Rolls Out 15% Crypto Staking Returns with Instant Withdrawal Option appeared first on Blockonomi.

Author: Blockonomi
Best Crypto Presales to Buy as Bitcoin Slumps Despite 88% Odds of Fed Rate Cut

Best Crypto Presales to Buy as Bitcoin Slumps Despite 88% Odds of Fed Rate Cut

The post Best Crypto Presales to Buy as Bitcoin Slumps Despite 88% Odds of Fed Rate Cut appeared on BitcoinEthereumNews.com. Crypto Presales Takeaways: Silver surges, with the price climbing 23% in the past 30 days, indicating investors moving away from riskier assets. With Bitcoin struggling even as markets expect a Fed rate cut, high-convexity presales give traders alternative macro risk exposure. Bitcoin Hyper uses SVM integration to deliver a Bitcoin Layer 2 with Solana-style throughput, supported by a heavily funded ongoing presale. PEPENODE introduces a mine-to-earn memecoin model built on virtual nodes and gamified mining, avoiding the cost and energy demands of traditional hardware mining. Markets are effectively pricing in an 88% chance of a Federal Reserve rate cut, yet Bitcoin keeps slipping while silver rips higher. That divergence tells you that traders aren’t abandoning the macro easy-liquidity trade; they’re rotating where they express it, from flagship $BTC into relative‑value bets. When Bitcoin underperforms in a dovish setup, it often signals fatigue in the crowded trade rather than a collapse in risk appetite. You still see flows into precious metals, equities, and high‑beta corners of crypto where the upside skew looks more attractive than grinding spot $BTC exposure. For crypto‑native investors, that’s where presales and early‑stage infrastructure plays come in. Instead of chasing a lethargic Bitcoin chart into every FOMC meeting and potential rate cuts, you can look for asymmetric setups where tokenomics, product design, or throughput offer true convexity if liquidity stays supportive. Below are three presales positioned for that backdrop: PEPENODE, a mine‑to‑earn memecoin rethinking mining incentives; Bitcoin Hyper, a high‑throughput Bitcoin Layer 2; and Nexchain, an AI‑driven Layer 1 chasing extreme TPS and ultra‑low fees. 1. PEPENODE ($PEPENODE) — Mine‑to‑Earn Memecoin with Virtual Nodes PEPENODE ($PEPENODE) brands itself as the world’s first mine‑to‑earn memecoin, built as an ERC‑20 on Ethereum but stripping away everything people hate about traditional mining. There’s no hardware, no electricity arms race, and…

Author: BitcoinEthereumNews
Funds routed through Tornado Cash as Goldfinch Finance user deltatiger.eth loses $330K

Funds routed through Tornado Cash as Goldfinch Finance user deltatiger.eth loses $330K

An identified user of the Ethereum-based DeFi platform Goldfinch Finance has suffered an exploit leading to losses of approximately $330,000, according to blockchain security platform PeckShield. PeckShieldAlert reported on X Tuesday that Goldfinch user deltatiger.eth’s attacker had sent about 118 ETH to Tornado Cash after hacking an older smart contract on Ethereum. The compromised contract, […]

Author: Cryptopolitan
Bitcoin Hyper Presale Surges Past $28.8M as Whales Pile In

Bitcoin Hyper Presale Surges Past $28.8M as Whales Pile In

Takeaways: Bitcoin’s base layer remains constrained by slow confirmation times, limited throughput, and high fees during congestion, making rich on-chain […] The post Bitcoin Hyper Presale Surges Past $28.8M as Whales Pile In appeared first on Coindoo.

Author: Coindoo
Next 1000x Crypto to Buy After Bitcoin’s November Stress Test

Next 1000x Crypto to Buy After Bitcoin’s November Stress Test

What to Know: Bitcoin’s November selloff showed that DeFi and core crypto infrastructure are tougher than they look, boosting the case for real utility 1000x plays.  Bitcoin Hyper ($HYPER) brings SVM execution and ultra low latency smart contracts to Bitcoin, aiming for high speed wrapped $BTC DeFi on a modular Layer 2. PEPENODE ($PEPENODE) reshapes meme coins with a mine to earn virtual node system that rewards engagement instead of blind speculation. Cardano ($ADA) keeps building as a research driven base layer, supported by Hydra scaling and new exposure through the Brave wallet. Bitcoin’s November crash looked painful on the charts. Prices swung double digits in days, and every social media chart wizard acted like the sky was falling. But under the surface, something more interesting happened. DeFi infrastructure held. Trades cleared. Liquidations worked. Yield strategies kept running. There were no chain meltdowns or domino style collapses like in previous cycles. It was boring in the best possible way. That resilience matters. It shows that capital is finally shifting to systems that actually work during volatility. Not the hype coins that vanish after one bad weekend, but the rails that keep the market running when the heat turns up.  If you think the next 1000x crypto to buy is the project that survives these stress tests, then you’re already looking past the usual noise. You want speed, strong security assumptions, and tech stacks that do not explode the moment gas fees spike. Below are three new crypto projects that match that idea. Bitcoin Hyper ($HYPER) as a bold Bitcoin Layer 2 execution engine. PEPENODE ($PEPENODE) as a mine to earn twist on memecoins. And Cardano ($ADA) as the slow and steady research chain that keeps shipping L2 capacity. 1. Bitcoin Hyper ($HYPER) – First Bitcoin L2 With SVM Execution Bitcoin Hyper ($HYPER) calls itself the first Bitcoin Layer 2 that runs the Solana Virtual Machine. In simple terms, it tries to bolt Solana level performance onto Bitcoin’s settlement layer. Bitcoin keeps its security. $HYPER provides the speed. Instead of waiting for Bitcoin’s ~10 minute blocks and dealing with its limited scripting, $HYPER sends execution to a real time SVM Layer 2. The setup is modular: Bitcoin L1 for settlement, one trusted sequencer for ordering, and an SVM execution layer that targets sub second confirmations and very low fees. It gives DeFi on Bitcoin a Solana style user experience. Bitcoin Hyper wants wrapped $BTC to feel like a real DeFi asset. Fast payments. Tiny fees. Swaps, lending, and staking inside SVM contracts. Even NFTs and gaming rails through Rust based SDKs. SPL compatible tokens make it easy for Solana builders to join the ecosystem. The market seems to like the idea. The presale has already raised over $28M, and you can buy $HYPER now for just $0.013365. Staking begins right after TGE, and presale stakers get a 7 day vesting window. It’s set up for long term participation instead of quick flips. If you think Bitcoin’s next big move comes from fast, programmable liquidity built on Bitcoin instead of moving away from it, Bitcoin Hyper is a strong high beta bet on that future. For more context on this project, check out Bitcoin Hyper price prediction and see what the future holds. Join the $HYPER presale now. 2. PEPENODE ($PEPENODE) – Mine‑to‑Earn Memecoin With Node Economics November reminded everyone that most meme coins still trade like lottery tickets taped to a roller coaster. PEPENODE ($PEPENODE) wants to change that with a mine to earn model that rewards users for running virtual nodes and being active, not just watching charts. The core of the system is a virtual mining setup with tiered node rewards. Engagement produces tokens and higher tier nodes lead to better performance. Users track progress through a dashboard that looks more like a simple DeFi mining UI than a standard meme page. For a project still in presale, traction is strong. $PEPENODE has raised over $2M so far, with tokens priced at $0.0011731. The official staking program offers 578% APY, while the node reward system works as a soft yield tool, sending new supply toward active community members instead of random speculators. Most meme coins depend on hype loops, influencers, and luck. PEPENODE brings back a touch of early DeFi mining energy. It’s gamified, but with actual rules and transparent dashboards. If you want meme upside without wandering around blindfolded, this one deserves a spot on your radar. To dive deeper into the project, you can also check out PEPENODE price prediction and see how 2026 looks like for this memecoin. Join the PEPENODE presale. 3. Cardano ($ADA) – Research‑Driven Base Layer With Hydra Scaling Bitcoin Hyper tries to improve Bitcoin from the outside. Cardano ($ADA) does the opposite. It builds its base layer slowly and scientifically, with formal methods and a layered design. Its Ouroboros proof of stake system aims for proof of work level security while staying energy efficient. Cardano separates settlement and computation. This lets developers create more complex smart contracts without overloading the base chain. Hydra adds Layer 2 scaling on top, letting apps run high throughput activity off chain and anchor back to the mainnet when needed. The ecosystem has been expanding in the background. Brave wallet integration now gives $ADA exposure to more than 85M users. This brings a steady flow of potential new holders and dApp users into the Cardano world. At the same time, institutions continue exploring DeFi, identity, and real world asset ideas on Cardano. $ADA is currently trading around $0.3934, giving the network a relatively steady valuation as development keeps moving. Cardano isn’t the loudest chain. It doesn’t shout about transactions per second every week. But its mix of formal verification, Hydra scaling, and massive user distribution makes it one of the more durable large cap platforms. If your thesis favors slow cooking infrastructure that wins long term, ADA still belongs in the conversation. Buy Cardano from Binance now. Bitcoin’s November dip was more than a price correction. It was a live stress test. And the winners were the projects that kept working while everything else shook. Recap: Bitcoin Hyper ($HYPER) pushes fast DeFi execution on Bitcoin. PEPENODE ($PEPENODE) upgrades memes with node based rewards. Cardano ($ADA) keeps compounding with research driven tech and new scaling layers. If Bitcoin’s future growth comes from tools that keep running during chaos, these three offer very different but very real ways to position early. This article is for informational purposes only and doesn’t constitute financial, investment, or trading advice. Always do your own research (DYOR) before investing in crypto. Authored by Aaron Walker, NewsBTC – https://www.newsbtc.com/news/next-1000x-crypto-to-buy-defi-recovers-after-bitcoin-crash

Author: NewsBTC
Q4 V1 Protocol Launch Confirmed, The Project That Delivers, Buy Top Crypto Before Month End

Q4 V1 Protocol Launch Confirmed, The Project That Delivers, Buy Top Crypto Before Month End

The post Q4 V1 Protocol Launch Confirmed, The Project That Delivers, Buy Top Crypto Before Month End appeared on BitcoinEthereumNews.com. Mutuum Finance (MUTM) is emerging as one of the few projects that actually deliver results instead of remaining vaporware. The team has confirmed that the V1 of the protocol will launch on the Sepolia Testnet in Q4 2025, and they plan to release the platform and list the token at the same time. This synchronized execution is rare and may create high attention from investors and exchanges alike. Unlike many projects that promise but never deliver, Mutuum Finance (MUTM) is building real, usable tools for crypto investors. Users will be able to lend, borrow, and transact with a transparent, automated system. The launch will highlight the utility of the MUTM token while providing a strong foundation for adoption. What is Mutuum Finance (MUTM)? The presale details give a clear perspective on what investors are gaining. The total supply of MUTM is 4B tokens. Combined presale sales have already raised around $19.3 million while the presale has attracted over 18,300 holders. The current price in Phase 6 is $0.035, with 170M tokens allocated, and 95% of this phase already sold out. The anticipated listing price for reference is $0.06. Consider an investor example to illustrate potential gains. An investor placed $4,000 into MUTM during Phase 2 at $0.015. They acquired approximately 267K MUTM tokens. At the current Phase 6 price of $0.035, their tokens are now valued around $9K, a 133% increase. If the token reaches $1, the same investment would be worth approximately $267K, a 6,566% increase.  Mutuum Finance (MUTM) operates two lending models. The first is Peer-to-Contract (P2C), where pooled liquidity sits in audited smart contracts. Depositors receive mtTokens representing their share plus interest. Rates will adjust based on pool utilization. The second is Peer-to-Peer (P2P), where lenders and borrowers make direct agreements. This model isolates riskier or less…

Author: BitcoinEthereumNews
What Will Be the Next 10x Crypto? Utility-Backed MUTM Is Preferred Over XRP, Here Is Why

What Will Be the Next 10x Crypto? Utility-Backed MUTM Is Preferred Over XRP, Here Is Why

The post What Will Be the Next 10x Crypto? Utility-Backed MUTM Is Preferred Over XRP, Here Is Why appeared first on Coinpedia Fintech News Investors are on the hunt for the next 10x crypto as the market enters a fresh bullish cycle. Many are scanning beyond established giants like XRP, seeking high-growth opportunities in utility-driven DeFi projects. Mutuum Finance (MUTM) has emerged as a realistic contender. Analysts increasingly recognize its potential to deliver exponential returns due to its low …

Author: CoinPedia
WTI Oil dips as US Dollar strengthens, OPEC+ limits downside

WTI Oil dips as US Dollar strengthens, OPEC+ limits downside

The post WTI Oil dips as US Dollar strengthens, OPEC+ limits downside appeared on BitcoinEthereumNews.com. West Texas Intermediate (WTI) US Oil trades around $59.20 on Tuesday at the time of writing, down 0.20% on the day. The commodity remains under pressure amid a firmer US Dollar (USD), while investors await the release of the American Petroleum Institute’s (API) weekly inventory report later in the day. Market participants remain focused on geopolitical developments that could help stabilize prices. Recent Ukrainian attacks on Russian energy infrastructure forced the suspension of operations at the Novorossiysk terminal, disrupting flows from the Caspian Pipeline Consortium (CPC). This temporary reduction in supply helps limit downward pressure, especially as the Organization of the Petroleum Exporting Countries and its allies (OPEC+) confirmed plans to keep production levels unchanged in the first quarter of 2026. This pause, following several months of output increases totaling nearly 2.9 million barrels per day since April 2025, aims to mitigate the risk of oversupply. Meanwhile, Washington is attempting to foster a lasting de-escalation between Russia and Ukraine, suggesting that a peace agreement could involve easing sanctions on Moscow. A scenario that could eventually increase global Oil supply. OPEC+ has also approved a new mechanism to reassess member states’ maximum sustainable production capacity starting in 2027, a move that could spark internal tensions over future quotas, according to Reuters. These supply disruptions add to broader risks, including Kazakhstan’s decision to begin redirecting part of its Oil shipments amid CPC interruptions. Rising tensions between the United States (US) and Venezuela introduce another potential supply threat. The White House is considering restricting Venezuelan airspace, a move that could affect roughly 800,000 barrels per day of Crude Oil, most of which is exported to China. On the macroeconomic front, strongly dovish expectations surrounding the Federal Reserve (Fed) continue to indirectly support Oil prices. Lower interest rates would improve financial conditions, stimulate economic…

Author: BitcoinEthereumNews
Africa Bitcoin Corporation lists in Germany as it chases global investors

Africa Bitcoin Corporation lists in Germany as it chases global investors

ABC is currently listed in South Africa (Johannesburg Stock Exchange and A2X Markets), Namibia (NSX), the US (OTCQB), and Germany, with additional African listings planned in Botswana and Kenya. The company says expanding abroad early helps it gain access to well-capitalised pension funds and family offices looking for indirect exposure to Bitcoin through regulated equities, rather than holding the digital asset directly.

Author: Techcabal
Best Crypto to Buy Now: $HYPER Supercharges Bitcoin Layer-2

Best Crypto to Buy Now: $HYPER Supercharges Bitcoin Layer-2

What to Know: Bitcoin’s base layer still struggles with slow transaction times, high fees, and limited programmability, creating a clear gap for scalable infrastructure. As Bitcoin rallies, traders increasingly look for high-beta infrastructure plays tied directly to $BTC’s success rather than disconnected altcoin narratives. Bitcoin Hyper ($HYPER) introduces the first Bitcoin Layer 2 with SVM integration, aiming to deliver Solana-level performance while anchoring value to Bitcoin security. With SVM-based smart contracts and low-latency execution, Bitcoin Hyper targets wrapped BTC payments, DeFi, NFTs, and gaming as core utility drivers. Bitcoin’s rallies make one thing brutally clear: the base layer is still terrible for everyday usage. When fees spike above $20 and confirmation times stretch, the world’s largest network turns into a settlement chain, not a place for fast payments, DeFi, or gaming. That creates a massive opening. Traders hunting the best crypto to buy ahead of the next Bitcoin wave increasingly look beyond random alt narratives. The real upside, many argue, lies in infrastructure that can scale Bitcoin itself, letting you bet on throughput and programmability without abandoning $BTC as the core asset. That’s the lane Bitcoin Hyper ($HYPER) is targeting: a Bitcoin Layer 2 that bolts Solana-style speed onto Bitcoin’s security. Instead of pitching yet another speculative ecosystem, it offers a direct wager on solving Bitcoin’s oldest pain points – slow transactions, high fees, and limited smart contract functionality. The presale is already underway, so if you want to know ‘How to Buy Bitcoin Hyper’, we’ve got you covered. With growing interest from traders and builders, Bitcoin Hyper is positioning itself as a high-beta, infrastructure-focused play on the next major Bitcoin cycle, rather than a passing narrative trade. Bitcoin Hyper Turns Bitcoin Into a High-Speed Smart Contract Hub Bitcoin Hyper ($HYPER) delivers a simple promise for users: keep Bitcoin’s security, gain Solana-like performance. It uses Solana Virtual Machine technology to power a Bitcoin Layer 2, aiming for sub-second confirmation times and low-cost transactions. This means you can move wrapped $BTC through dApps without watching gas eat your margin. For everyday users, that means high-speed payments in wrapped $BTC, on-chain swaps, lending, staking, NFTs, and gaming that actually feel responsive. Developers get an SVM environment with Rust-based tooling and APIs, opening up Solana-style UX while still settling value back to Bitcoin’s battle-tested base layer. Unlike older Bitcoin scaling stacks that lean on slower virtual machines or clunky sidechain UX, Bitcoin Hyper explicitly targets Solana-level throughput and latency. If you want a deeper breakdown, check out our ‘What is Bitcoin Hyper’ guide for all the details. Buy $HYPER today for $0.013365 and take advantage of 40% staking rewards. Can $HYPER Ride The Next Bitcoin Cycle? Our experts predict that $HYPER could hit $0.08625 by the end of 2026. If you invested at today’s price, you’re looking at a potential ROI of over 545%. Momentum indicators are already emerging. Smart money is moving. High-net-worth wallets have bought in bulk across the presale, with the two largest buys being $500K and $379.9K. Early whale interest often acts as a signal that some capital is quietly positioning around a new infrastructure narrative before headlines catch up. From here, the bet is straightforward: if Bitcoin Hyper becomes a go-to venue for $BTC-based DeFi, payments, and gaming dApps, the network effect can compound quickly. As more developers ship SVM-based apps anchored to Bitcoin, demand for blockspace and governance exposure flows back into the token. The presale has already raised over $28.8M, showing massive backing and support. Bitcoin Hyper frames itself as a way to front-run the next big Bitcoin story: not ‘digital gold’ this time, but programmable, high-speed Bitcoin. If its SVM-powered Layer 2 gains traction with builders and liquidity, $HYPER could offer one of the cleaner, infrastructure-first ways to express a bullish thesis on Bitcoin scalability. If you’re looking for exposure beyond spot $BTC, but still want your thesis rooted in Bitcoin rather than a random theme coin, Bitcoin Hyper presents a more targeted bet. As always, size positions responsibly, but keep an eye on how quickly users, dApps, and liquidity start to populate this emerging Layer-2. Join the $HYPER presale today. Remember, this isn’t intended as financial advice, and you should always do your own research before investing. Authored by Aaron Walker, NewsBTC — https://www.newsbtc.com/news/best-crypto-to-buy-now-is-bitcoin-hyper-as-it-aims-to-superchase-btc-l2/

Author: NewsBTC