Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15998 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Voyager Digital Issues Default Notice to Three Arrows Capital

Voyager Digital Issues Default Notice to Three Arrows Capital

Voyager Digital has issued a default notice to Three Arrows Capital for failing to repay a loan comprising 15,250 BTC and 350 million USDC.

Author: coinlineup
How Korean Skincare is Shaping the Future of Skincare Innovation

How Korean Skincare is Shaping the Future of Skincare Innovation

When you think of glowing, glass-like skin, chances are you think of Korean skincare. But K-beauty is more than just a global trend — it’s a driving force in shaping the future of skincare as we know it. With its unique blend of science, tradition, and creativity, Korean skincare has completely redefined what it means […] The post How Korean Skincare is Shaping the Future of Skincare Innovation appeared first on TechBullion.

Author: Techbullion
Best Crypto to Buy for the New Era of Regulated US Markets via Bitnomial

Best Crypto to Buy for the New Era of Regulated US Markets via Bitnomial

Quick Facts: ➡️ Bitnomial is launching the first CFTC-regulated US spot exchange, moving crypto assets under federal oversight rather than fragmented state rules. ➡️ This shift toward regulated infrastructure is expected to improve market integrity and attract institutional capital to projects with genuine utility. ➡️ Bitcoin Hyper ($HYPER) is a new Layer 2 raising significant […]

Author: Bitcoinist
Is Crypto Dead? No, But the Chaos Means the Smartest Play Is Parking Funds in Stable Assets Like NNZ Token.

Is Crypto Dead? No, But the Chaos Means the Smartest Play Is Parking Funds in Stable Assets Like NNZ Token.

The question Is Crypto dead? is everywhere right now, fueled by market pullbacks, regulatory pressure, and shifting sentiment.  Some even ask whether crypto is dying or whether blockchain is dead, but the data tells a different story.  The industry isn’t disappearing, it’s transforming.  And in times of chaos, the smartest move for many investors is […] The post Is Crypto Dead? No, But the Chaos Means the Smartest Play Is Parking Funds in Stable Assets Like NNZ Token. appeared first on TechBullion.

Author: Techbullion
Sveriges Riksbank Flags Banking Risk from Stablecoin Market

Sveriges Riksbank Flags Banking Risk from Stablecoin Market

The post Sveriges Riksbank Flags Banking Risk from Stablecoin Market appeared on BitcoinEthereumNews.com. The Threat: Sweden’s central bank warns stablecoins could siphon deposits from commercial banks, raising borrowing costs. The Divide: The report contrasts the EU’s defensive MiCA restrictions against the US GENIUS Act dollar-dominance strategy. The Gatekeepers: Both regions continue to block stablecoin issuers from accessing full central bank settlement rails. Sweden’s Sveriges Riksbank has released a new analysis on the role of stablecoins in the modern financial system. The report discusses how stablecoins have expanded beyond their original place in crypto trading and now sit at the center of international regulatory debates. The world’s oldest central bank argues that if households shift savings from insured deposits to private digital assets, it could force banks to tighten lending, driving up costs for mortgages and business loans. US GENIUS Act vs. EU Caution The Riksbank talked about similarities between the United States and Europe in the treatment of stablecoin issuers. Both regions allow, in principle, the use of central bank reserves as backing assets, yet practical barriers still prevent issuers from holding such balances at scale. In the European Union, MiCA creates a legal pathway for backing stablecoins with central bank money. However, the ECB and national central banks, including Sweden’s, have kept restrictions in place. They permit accounts for payment purposes but limit balances to what is necessary for day‑to‑day settlement, effectively blocking full‑reserve stablecoins from anchoring themselves to central bank liquidity. Related: China’s PBOC Reaffirms Crackdown on Crypto Trading and Illegal Stablecoin Usage Meanwhile, the GENIUS Act has set the foundation for a more positive environment in the United States. It broadened the range of assets available for reserves and pushed for stablecoin expansion to support dollar dominance and demand for Treasury securities. Still, the Federal Reserve maintains tight control over access to settlement systems, and proposed policy changes only introduce…

Author: BitcoinEthereumNews
ETH open interest on Binance extends its decline

ETH open interest on Binance extends its decline

ETH open interest on Binance declined rapidly, as speculative traders became more cautious about potential large-scale liquidations.

Author: Cryptopolitan
Best Crypto to Buy Now, 100% Supply Is Nearly Sold Out for Mutuum Finance (MUTM)

Best Crypto to Buy Now, 100% Supply Is Nearly Sold Out for Mutuum Finance (MUTM)

The post Best Crypto to Buy Now, 100% Supply Is Nearly Sold Out for Mutuum Finance (MUTM) appeared on BitcoinEthereumNews.com. Crypto Presales The crypto market has been volatile, leaving investors searching for opportunities with strong upside. The crypto fear and greed index shows heightened caution, and many are seeking the best crypto to invest in before the next bullish phase. Mutuum Finance (MUTM) is emerging as one of the most attractive options. Its presale is nearing full allocation, giving investors a rare chance to enter at a discounted price while the platform is building momentum. Mutuum Finance (MUTM) offers more than just token speculation. The platform combines real utility, secure lending mechanisms, and community-focused incentives that reward early participants. Every interaction within the ecosystem—whether lending, borrowing, or staking—will generate demand for MUTM. Analysts expect that as the presale progresses, early investors will see significant growth, positioning MUTM as a top contender among new crypto with tangible long-term potential. Presale Details and Phase 6 Opportunity Mutuum Finance (MUTM) has a total supply of 4B MUTM tokens. Combined presale contributions have reached approximately $19.30 million. Phase 6 is currently priced at $0.035 with an allocation of 170M tokens. Approximately 95% of this allocation is sold quickly, leaving a limited window for investors to join. The platform already has over 18,300 holders who can actively track their positions as the dashboard is already live. The presale structure rewards early participation. Phase 1 began at $0.01 for 110,000,000 tokens and will progress to Phase 11 at $0.06 for 220,000,000 tokens. The next phase is expected to price MUTM at $0.040, representing a 15% increase. Long-term projections suggest returns ranging from 15X to 20X, translating to values between $0.525 and $0.70 per token. Investors entering now at $0.035 are positioned to capture maximum upside as platform activity grows. Mutuum Finance (MUTM) has recently enabled card purchases with no limits, simplifying the entry process for retail…

Author: BitcoinEthereumNews
Japan Proposes 20% Flat Tax on Bitcoin and Crypto Gains Amid FSA Regulatory Reforms

Japan Proposes 20% Flat Tax on Bitcoin and Crypto Gains Amid FSA Regulatory Reforms

The post Japan Proposes 20% Flat Tax on Bitcoin and Crypto Gains Amid FSA Regulatory Reforms appeared on BitcoinEthereumNews.com. Japan’s proposed 20% flat tax on crypto profits aims to simplify taxation and boost domestic investment by aligning crypto with equities and investment trusts, replacing the current progressive rates up to 55%. This reform, set for 2026, will split the tax between 15% income tax and 5% resident tax, encouraging broader participation in the crypto market. Tax Reduction Incentive: Japan’s crypto tax reform lowers rates from up to 55% to a flat 20%, making it competitive with stock investments and attracting more retail traders. Crypto assets will be reclassified under the Financial Instruments and Exchange Act, treating them like financial products for clearer regulatory oversight. The Financial Services Agency plans a whitelist of about 150 approved tokens, enabling banks and insurance firms to custody and offer crypto products while excluding non-compliant assets. Japan’s 20% flat tax on crypto profits in 2026 reform promises to revitalize trading by easing high taxes. Discover FSA regulatory shifts and institutional benefits—stay ahead in crypto investments today. What is Japan’s Proposed 20% Flat Tax on Crypto Profits? Japan’s proposed 20% flat tax on crypto profits represents a major shift in the country’s cryptocurrency taxation framework, designed to treat gains from digital assets similarly to those from equities and investment trusts. Currently, crypto profits fall under a progressive income tax system that can reach up to 55%, which has deterred many Japanese investors from active trading. Under the new proposal, this flat rate—divided into 15% national income tax and 5% local resident tax—would apply specifically to crypto gains, separating them from other income sources like wages or business earnings. This change is slated for inclusion in the 2026 tax reform package, expected to be finalized and released in late December, aiming to foster a more investor-friendly environment without speculative risks. The reform addresses long-standing concerns about…

Author: BitcoinEthereumNews
How Growing Scrutiny Of Offshore Gambling Operators Is Influencing Blockchain And Crypto Adoption Among New Zealand Players

How Growing Scrutiny Of Offshore Gambling Operators Is Influencing Blockchain And Crypto Adoption Among New Zealand Players

New Zealand’s new gambling rules will limit offshore casinos and push players toward licensed or blockchain based platforms with stricter oversight and crypto payments.

Author: Blockchainreporter
Only 5% Left at $0.035, Top Investors Rush as This New Crypto Is About to Sell Out Completely

Only 5% Left at $0.035, Top Investors Rush as This New Crypto Is About to Sell Out Completely

One of the rapidly rising new cryptocurrencies has entered one of its largest inflection points ever, and Phase 6 of its presale has dropped to only 5%, at $0.035. Mutuum Finance (MUTM) is emerging as one of the hottest projects in DeFi crypto starting at the end of the fourth quarter of 2025 as investors […]

Author: Cryptopolitan